Best business checking account on Reddit
64 reviews from r/smallbusiness, r/digitalnomad, r/nyc and 7 more subreddits
64 reviews from
and
By Brand
/By Product
#1
Chase
4.0
(9)
"I just got a Chase business account and received a free $300 after 5 mobile deposits."
"I had no problem opening both checking and credit accounts at Chase for my small business."
"Overall would recommend."
"Chase if you can do the minimum daily balance requirements"
"Normally I tell people to use chase if they want the best technology."
"I love the people at my local Chase branch."
"I have chase, Pay $25 a month for 25 free ACH transfer."
"I've had a Chase biz account. I have nothing bad to say about them."
"Chase requires a high balance to avoid fees, and the ATM card usage is unclear without proper tax guidance."
#2
Bank of America
3.8
(4)
"BoA offers a minimum opening balance of five dollars."
"I heard BOA or sofi are better."
"BoA has been great for me."
"Had to maintain a $3,000 balance to avoid fees and they charge for ATM withdrawals abroad."
#3
Capital One
3.0
(5)
"Love them!"
"No minimum balance, no ATM fees, and no foreign transaction fees."
"I used Capital One for a long time."
"The interface is clunky and dated, but it's free."
"Spark business by capital one doesn't require an EIN to open but they are horrible."
#4
Novo
4.3
(3)
"Love Novo, has great perks and integrations."
"The online banks like Novo or Relay, are much more convenient."
"Not sure about rules for international wires but most likely either Novo or Mercury would work fine for you."
#5
Azlo
4.3
(3)
"I've had a good experience with Azlo."
"Azlo opened my account up in a few days."
"I’m currently using azlo for one of my businesses."
#6
Bluevine
5.0
(2)
"Gives 1.5% interest on balance. So far they have been great for me. Online only though."
"I've had a good experience with Bluevine. It also has a program for us accountants, so any of my clients that also use Bluevine can give me basic access without providing login credentials."
#7
US Bank
4.0
(2)
"Check out US Bank"
"US Bank, free small biz checking account."
#9
Schwab
5.0
(1)
"You can get free checking through Schwab."
#10
Local Smaller Banking Group
5.0
(1)
"Local smaller banking group has worked well for us."
#11
Local Bank
5.0
(1)
"Agreed local bank with 3 locations, my banker stopped by to drop off free check the other day."
#12
Alliant Credit Union
5.0
(1)
"No monthly fees, and up to $20/month automatic reimbursements for ATM fees. You can use any ATM for free."
#13
California Credit Unions
5.0
(1)
"Multiple CUs in California have wonderful business packages with no or minimal fees, helpful for keeping expenses low during start-up."
#14
Huntington
5.0
(1)
"They offer a nice $400 sign up bonus with a $10k minimum balance to avoid fees."
#15
Lili
5.0
(1)
"Lili banking is the best banking platform for freelancers, with no fees and tax-saving features."
#16
Mercury Bank
5.0
(1)
"Mercury Bank has exceeded my expectations in every way."
#17
Stripe
5.0
(1)
"There’s absolutely no need to use your bank as a merchant account provider to process online payments."
#18
PayPal
5.0
(1)
"Most of the big ecommerce processors will provide a merchant account as part of their onboarding."
#19
Square
5.0
(1)
"Most of them now offer in person POS payments as well."
#20
Mercury
4.0
(1)
"Mercury"
#21
Wells Fargo
4.0
(1)
"I personally use Wells Fargo, but chase is a great one too."
#22
BBVA
4.0
(1)
"I’ve loved using BBVA."
#23
Citibank
4.0
(1)
"I use Citibank for my business."
#24
Farmers & Merchants
4.0
(1)
"I bank with Farmers & Merchants."
#25
Chime
4.0
(1)
"For an online biz u might wanna check out online-only banks like chime or ally."
#26
Ally
4.0
(1)
"For an online biz u might wanna check out online-only banks like chime or ally."
#27
City National Bank
4.0
(1)
"I’ve only heard good things. Never had a bad issue."
#28
N26
4.0
(1)
"Look into N26."
#29
Small Business Bank
4.0
(1)
"I use small business bank. No minimums or monthly fee."
#30
Kiwi Bank
4.0
(1)
"Kiwi bank looked to have the lowest fees."
#31
Tide
4.0
(1)
"I use Tide. I heard Azlo is good for the US."
#32
Barclays
4.0
(1)
"Barclays is paying 2% interest."
#33
Charles Schwab
4.0
(1)
"Charles Schwab has unlimited free ATM withdrawals worldwide."
#34
Merrill Lynch
4.0
(1)
"Merrill Lynch speaks with you first, but low as high hundreds."
#36
American Express
4.0
(1)
"I have used Wave accounting for years and love it, but think the bank account looks meh."
#37
Fidelity
4.0
(1)
"Fidelity has a good account for business. It’s a brokerage account with banking features. It fits all your criteria."
#38
Credit Unions
4.0
(1)
"I’m happy with both of my credit unions."
#39
Regional Banks
4.0
(1)
"I’m happy with both of my regional banks."
#40
Novo Bank
4.0
(1)
"So far NOVO has been good for me."
#41
Nerdwallet
1.0
(1)
"Paid advertisements disguised as journalism articles are frustrating."
#42
Forbes
1.0
(1)
"Paid advertisements disguised as journalism articles are frustrating."
#43
CNBC
1.0
(1)
"Paid advertisements disguised as journalism articles are frustrating."
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