Best cd rates on Reddit

33 reviews from r/personalfinance, r/TwinCities, r/northwestarkansas and 2 more subreddits

33 reviews from
and
By Brand
/
By Product
#1

Schwab

4.3
(3)
"Competitive interest rates for savings."
·
"I just re-rolled a CD at 5.4% on 6-month yesterday."
·
"Schwab's CD offers an impressive rate of 4.80%."
#2

Ally

4.0
(3)
"Ally savings offers a competitive interest rate of 2.75%."
·
"The 12 month CD from Ally has a great rate of 3.75%."
·
"It's hard to beat Ally's rates."
#3

US Treasury

5.0
(2)
"TIPS are a great way to protect against inflation."
·
"Series I savings bonds offer a fixed real rate until maturity."
#4

Government

5.0
(1)
"Ibonds are paying north of 6.5%. no point in CDs when govt bonds are so much higher."
#5

Brilliant Bank

5.0
(1)
"Brilliant Bank offers a competitive interest rate of 4.01%."
#6

Western Alliance Bank

5.0
(1)
"I just purchased a Western Alliance Bankcorp CD at 4% expiring in 3 months."
#7

Andrews FCU

5.0
(1)
"Andrews FCU provides a 5% interest rate for a 7-month CD."
#8

SkyOne

5.0
(1)
"SkyOne offers a 5% interest rate for a 22-month CD."
#9

Capital One

5.0
(1)
"Capital One offers a competitive 5 percent interest rate on their 11-month CD."
#10

Credit Union

5.0
(1)
"I've been really happy with them so far, offering a 1.7% fixed rate for 2 years."
#11

NASA Federal Credit Union

5.0
(1)
"NASA Federal Credit Union offers a competitive 3.85% interest rate for a 49-month CD, making it one of the best options in the 3-5 year range."
#12

Navy Federal

5.0
(1)
"Great option for military families."
#13

Comenity

5.0
(1)
"Highly recommend checking out Doctor of Credit for best rates on CDs."
#14

Live Oak Bank

5.0
(1)
"One of the best resources out there for best rates."
#15

Marcus by Goldman Sachs

5.0
(1)
"Great rates on CDs."
#16

Limelight Bank

5.0
(1)
"Highly recommend checking out for best rates."
#17

Rising Bank

5.0
(1)
"Active on reddit as a user u/doctorofcredit."
#18

Wings Financial

4.0
(1)
"Wings Financial is usually up there. Over 3% for some longer term certificates."
#19

Trustar Bank

4.0
(1)
"Trustar Bank- 1 year CD at 4.85%."
#20

Local Credit Unions

4.0
(1)
"Look into your local Credit Unions as well. Often times they are very competitive with deposit rates."
#21

Connect One Bank

4.0
(1)
"Connect One Bank offers a competitive online money market account with a yield of 3.35."
#22

Navy Federal Credit Union

4.0
(1)
"Navy Federal CU provides a solid 3.45% on their CDs."
#23

First Republic Bank

4.0
(1)
"I have a 9 month CD at First Republic Bank for 2.30% APY."
#24

Synovus Bank

4.0
(1)
"I bought a 4.8% CD through Synovus Bank GA last week, a 1 year CD that pays semi-annually."
#25

Local Banks and Credit Unions

4.0
(1)
"Smaller banks in Queens are offering more than 4% on 12-month CDs."
#26

Treasury

4.0
(1)
"Reliable investment with decent returns."
#27

Ozark

4.0
(1)
"Usually Ozark has great rates."
#28

Chambers

4.0
(1)
"Usually Chambers have great rates."

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