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r/financialindependence
2.3M members
r/financialindependence is a subreddit with 2.3M members. Its distinguishing qualities are that the community is massive in size, and has high activity.
This is a place for people who are or want to become Financially Independent (FI), which means not having to work for money.
Financial Independence is closely related to the concept of Early Retirement/Retiring Early (RE) - quitting your job/career and pursuing other activities with your time.
At its core, FI/RE is about maximizing your savings rate (through less spending and/or higher income) to achieve FI and have the freedom to RE as fast as possible.
Popular Themes in r/financialindependence
#1
Advice Requests
: "Found out my partner has a negative net worth. Basically no savings, some CC debt, and student loans they are currently not paying. Anyone else been in a similar situation? How did you handle it?"
19 posts
#2
Money Talk
: "Get Rich Slowly - $0 to $5M in 32 years"
15 posts
#3
News
: "Daily FI discussion thread - Monday, February 10, 2025"
10 posts
#4
Ideas
: "What should FU money actually be called?"
2 posts
#5
Opportunities
: "Turning the boring middle into Fat CoastFIRE?"
2 posts
#6
Self-Promotion
: "Weekly Self-Promotion Thread - Wednesday, January 29, 2025"
2 posts
#7
Pain & Anger
: "How do folks deal with getting hit up for money?"
1 post
Popular Topics in r/financialindependence
#1
Discussion
: "Daily FI Discussion thread - Monday, February 10, 2025"
12 posts
#2
Fire
: "How are my federal workers on the path to Fire coping?"
8 posts
#3
Retirement
: "119K salary- should I cut Retirement contributions to save for house?"
7 posts
#4
Financial Independence
: "Daily FI discussion thread - Tuesday, January 28, 2025"
4 posts
#5
Savings
: "Found out my partner has a negative net worth. Basically no Savings, some CC debt, and student loans they are currently not paying. Anyone else been in a similar situation? How did you handle it?"
3 posts
#6
Self Promotion
: "Weekly Self-Promotion Thread - Wednesday, January 29, 2025"
3 posts
#7
Investment
: "How would you invest $180k just sitting in an HYSA?"
3 posts
#8
Vanguard
: "Vanguard predicts US bonds will outperform US stocks over the next 10 years"
3 posts
#9
Investing
: "Seeking Advice on Housing, Finances, and Next Steps—Buying Condo Cash vs. Renting & Investing"
3 posts
#10
401k
: "What to invest in in ADP 401k"
3 posts
Member Growth in r/financialindependence
Daily
+2k members(0.1%)
Monthly
+14k members(0.6%)
Yearly
+125k members(5.7%)
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