r/financialindependence
2.5M members
r/financialindependence is a subreddit with 2.5M members. The most common kinds of discussions are advice requests and self-promotion, and the community frequently discusses fi, fire, struggling, looking for, and daily fi, and they frequently recommend/review dividend etfs and budgeting software.
This is a place for people who are or want to become Financially Independent (FI), which means not having to work for money.
Financial Independence is closely related to the concept of Early Retirement/Retiring Early (RE) - quitting your job/career and pursuing other activities with your time.
At its core, FI/RE is about maximizing your savings rate (through less spending and/or higher income) to achieve FI and have the freedom to RE as fast as possible.
Popular Themes in r/financialindependence
#1
Advice Requests
: "The final runway. How did you test your ideal FIRE life while still working?"
4 posts
#2
Self-Promotion
: "FIRE Update: 18 Months Ago We Quit Our Jobs With a $935K NW to Travel 12 Countries in 12 Months - Final Sabbatical Update"
4 posts
#3
Money Talk
: "The Psychology of Walking Away from a High Paying Job"
3 posts
#4
Solution Requests
: "Financial Planner recommendations?"
1 post
#5
Opportunities
: "Daily FI discussion thread - Wednesday, August 05, 2026"
1 post
#6
News
: "2027 ACA Rate Review open, updated KFF analysis on how much and why ACA market premiums are increasing next year (15% now, up from 14% estimate last month)"
1 post
Popular Topics in r/financialindependence
#1
Fi
: "6 years Post-FiRE. Annual check-in with graph and updated thoughts [M 44: Net worth 4.7M → 5.7M]"
44 posts
#2
Fire
: "Fire Update: 18 Months Ago We Quit Our Jobs With a $935K NW to Travel 12 Countries in 12 Months - Final Sabbatical Update"
40 posts
#3
Struggling
34 posts
#4
Looking For
21 posts
#5
Daily Fi
: "Daily Fi discussion thread - Saturday, July 04, 2026"
13 posts
#6
Daily
: "Daily FI discussion thread - Wednesday, August 19, 2026"
12 posts
#7
Retirement
: "Over saving for Retirement"
11 posts
#8
Job
: "The Psychology of Walking Away from a High Paying Job"
10 posts
#9
Retire
6 posts
#10
Tired
5 posts
Products Discussed in r/financialindependence
Dividend Etfs
3 reviews
#1
Vanguard
4.0★ from 1 review
#2
SCHB
4.0★ from 1 review
#3
VT
4.0★ from 1 review
Budgeting Software
2 reviews
#1
You Need A Budget
5.0★ from 2 reviews
Member Growth in r/financialindependence
Yearly
+88k members(3.7%)
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About
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Last updated: August 25, 2026