r/financialindependence
2.5M members
r/financialindependence is a subreddit with 2.5M members. The most common kinds of discussions are advice requests and self-promotion, and the community frequently discusses struggling, fi, daily, fire, and daily fi, and they frequently recommend/review dividend etfs and budgeting software.
This is a place for people who are or want to become Financially Independent (FI), which means not having to work for money.
Financial Independence is closely related to the concept of Early Retirement/Retiring Early (RE) - quitting your job/career and pursuing other activities with your time.
At its core, FI/RE is about maximizing your savings rate (through less spending and/or higher income) to achieve FI and have the freedom to RE as fast as possible.
Popular Themes in r/financialindependence
#1
Advice Requests
: "Share your experience with extreme downsizing"
6 posts
#2
Self-Promotion
: "Weekly Self-Promotion Thread - Wednesday, August 26, 2026"
3 posts
#3
Solution Requests
: "Umbrella Insurance"
2 posts
#4
Pain & Anger
: "Said NO to the boss"
2 posts
#5
Money Talk
: "Still working - does it make sense to sell taxable brokerage if needed to continue to max retirement accounts?"
2 posts
Popular Topics in r/financialindependence
#1
Struggling
33 posts
#2
Fi
: "Daily Fi discussion thread - Wednesday, August 19, 2026"
32 posts
#3
Daily
: "Daily FI discussion thread - Wednesday, August 19, 2026"
18 posts
#4
Fire
11 posts
#5
Daily Fi
: "Daily Fi discussion thread - Monday, September 14, 2026"
10 posts
#6
Job
8 posts
#7
Retire
6 posts
#8
Tired
5 posts
#9
Lifestyle
4 posts
#10
Struggle
3 posts
Products Discussed in r/financialindependence
Dividend Etfs
3 reviews
#1
Vanguard
4.0★ from 1 review
#2
SCHB
4.0★ from 1 review
#3
VT
4.0★ from 1 review
Budgeting Software
2 reviews
#1
You Need A Budget
5.0★ from 2 reviews
Member Growth in r/financialindependence
Yearly
+87k members(3.7%)
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About
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Last updated: September 22, 2026