r/financialindependence

2.4M members
r/financialindependence is a subreddit with 2.4M members. The most common kinds of discussions are pain & anger and advice requests, and the community frequently discusses struggling, fire, looking for, fi, and job, and they frequently recommend/review dividend etfs and budgeting software.
This is a place for people who are or want to become Financially Independent (FI), which means not having to work for money. Financial Independence is closely related to the concept of Early Retirement/Retiring Early (RE) - quitting your job/career and pursuing other activities with your time. At its core, FI/RE is about maximizing your savings rate (through less spending and/or higher income) to achieve FI and have the freedom to RE as fast as possible.

Popular Themes in r/financialindependence

#1
Pain & Anger
: "rental property is stressing me out more than my day job"
6 posts
#2
Advice Requests
: "Inherited $2M trying to figure out what to do next"
4 posts
#3
Money Talk
: "FIRE Update: 18 Months Ago We Quit Our Jobs With a $935K NW to Travel 12 Countries in 12 Months - Final Sabbatical Update"
3 posts
#4
Ideas
: "Part time job ideas in retirement"
1 post

Popular Topics in r/financialindependence

#1

Struggling

35 posts
#2

Fire

35 posts
#3

Looking For

21 posts
#4

Fi

13 posts
#5

Job

8 posts
#6

Retire

6 posts
#7

Retirement

5 posts
#8

Tired

5 posts
#9

Savings

4 posts
#10

Lifestyle

4 posts

Products Discussed in r/financialindependence

Dividend Etfs

3 reviews
#1
Vanguard
4.0 from 1 review
#2
SCHB
4.0 from 1 review
#3
VT
4.0 from 1 review
#1
You Need A Budget
5.0 from 2 reviews

Member Growth in r/financialindependence

Yearly
+92k members(3.9%)

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About

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Last updated: July 23, 2026