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r/financialindependence
2.4M members
r/financialindependence is a subreddit with 2.4M members. Its distinguishing qualities are that the community is massive in size, and has high activity.
This is a place for people who are or want to become Financially Independent (FI), which means not having to work for money.
Financial Independence is closely related to the concept of Early Retirement/Retiring Early (RE) - quitting your job/career and pursuing other activities with your time.
At its core, FI/RE is about maximizing your savings rate (through less spending and/or higher income) to achieve FI and have the freedom to RE as fast as possible.
Popular Themes in r/financialindependence
#1
Money Talk
: "Reached $1M Net Worth today while never making $100K a year."
20 posts
#2
Advice Requests
: "What's your plan to avoid pig butchering?"
14 posts
#3
Pain & Anger
: "Laid off for the Fourth and Final time"
9 posts
#4
Solution Requests
: "What software do you use to track your investment/portfolios?"
3 posts
#5
Self-Promotion
: "2nd Update: FIRE journey in Brazil (32F)"
3 posts
#6
Opportunities
: "6 year FIRE update HA!"
2 posts
#7
News
: "Daily FI discussion thread - Monday, August 04, 2025"
1 post
Popular Topics in r/financialindependence
#1
Fire
: "The Dark Side of Fire: When Saving is a Trauma Response"
23 posts
#2
Fi
: "Daily Fi discussion thread - Friday, July 18, 2025"
13 posts
#3
Retirement
: "What’s the number one thing you could have done in your 20- early 30s you wish you did now towards Retirement?"
8 posts
#4
Net Worth
: "Reached $1M Net Worth today while never making $100K a year."
5 posts
#5
Financial Independence
: "Daily FI discussion thread - Thursday, July 17, 2025"
4 posts
#6
Financial
: "Worst piece of common Financial “wisdom”?"
4 posts
#7
Finance Independence
: "Struggling with Balance in achieving Finance Independence"
4 posts
#8
Aca
: "Finalized Aca Expected Premium Contribution and Maximum Out-of-Pocket schedules for 2026"
3 posts
#9
Nw
: "Graphs and Sankeys of a spreadsheet nerd... 70% avg savings rate, $10K to $700K Nw in 6.5 years"
3 posts
#10
Investment
: "What software do you use to track your Investment/portfolios?"
3 posts
Member Growth in r/financialindependence
Yearly
+118k members(5.3%)
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