r/financialindependence
2.5M members
r/financialindependence is a subreddit with 2.5M members. The most common kinds of discussions are advice requests and self-promotion, and the community frequently discusses fire, struggling, fi, looking for, and daily, and they frequently recommend/review dividend etfs and budgeting software.
This is a place for people who are or want to become Financially Independent (FI), which means not having to work for money.
Financial Independence is closely related to the concept of Early Retirement/Retiring Early (RE) - quitting your job/career and pursuing other activities with your time.
At its core, FI/RE is about maximizing your savings rate (through less spending and/or higher income) to achieve FI and have the freedom to RE as fast as possible.
Popular Themes in r/financialindependence
#1
Advice Requests
: "Share your experience with extreme downsizing"
5 posts
#2
Self-Promotion
: "Weekly Self-Promotion Thread - Wednesday, August 26, 2026"
3 posts
#3
Pain & Anger
: "Said NO to the boss"
2 posts
#4
Money Talk
: "Still working - does it make sense to sell taxable brokerage if needed to continue to max retirement accounts?"
2 posts
#5
Solution Requests
: "Financial Planner recommendations?"
1 post
Popular Topics in r/financialindependence
#1
Fire
36 posts
#2
Struggling
34 posts
#3
Fi
: "Daily Fi discussion thread - Wednesday, August 19, 2026"
30 posts
#4
Looking For
21 posts
#5
Daily
: "Daily FI discussion thread - Wednesday, August 19, 2026"
16 posts
#6
Daily Fi
: "Daily Fi discussion thread - Sunday, August 30, 2026"
10 posts
#7
Job
8 posts
#8
Retire
6 posts
#9
Retirement
5 posts
#10
Tired
5 posts
Products Discussed in r/financialindependence
Dividend Etfs
3 reviews
#1
Vanguard
4.0★ from 1 review
#2
SCHB
4.0★ from 1 review
#3
VT
4.0★ from 1 review
Budgeting Software
2 reviews
#1
You Need A Budget
5.0★ from 2 reviews
Member Growth in r/financialindependence
Yearly
+87k members(3.7%)
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About
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Last updated: September 15, 2026