r/financialindependence
2.4M members
r/financialindependence is a subreddit with 2.4M members. The most common kinds of discussions are money talk and advice requests, and the community frequently discusses fi, fire, struggling, discussion, and daily fi discussion, and they frequently recommend/review dividend etfs and budgeting software.
This is a place for people who are or want to become Financially Independent (FI), which means not having to work for money.
Financial Independence is closely related to the concept of Early Retirement/Retiring Early (RE) - quitting your job/career and pursuing other activities with your time.
At its core, FI/RE is about maximizing your savings rate (through less spending and/or higher income) to achieve FI and have the freedom to RE as fast as possible.
Popular Themes in r/financialindependence
#1
Money Talk
: "[8 year update] 38/m/single. $2.3 million. Submitted my resignation letter today. Thank you guys for the encouragement all these years."
27 posts
#2
Advice Requests
: "Is it a bad idea to take a 2 year sabbatical for burnout?"
10 posts
#3
Self-Promotion
: "Just Joined the Two Comma Club"
3 posts
#4
Solution Requests
: "Rent or Paid off Home in HCOL when you have no kids and are older?"
2 posts
#5
Pain & Anger
: "I can't stand my dad's financial attitude"
2 posts
#6
News
: "Daily FI discussion thread - Tuesday, May 19, 2026"
2 posts
#7
Ideas
: "Part time job ideas in retirement"
1 post
#8
Opportunities
: "(12 month update) Taking a gap year / sabbatical from Big Tech"
1 post
Popular Topics in r/financialindependence
#1
Fi
: "I turned the 2025 Fi survey results into an interactive dashboard"
82 posts
#2
Fire
: "38F SINK Post-Fire 4yr Update"
61 posts
#3
Struggling
: "Financially independent but not sure what's next"
36 posts
#4
Discussion
: "Daily FI Discussion thread - Thursday, April 09, 2026"
24 posts
#5
Daily Fi Discussion
: "Daily Fi Discussion thread - Friday, April 10, 2026"
22 posts
#6
Looking For
21 posts
#7
Retirement
: "figured out i don't want early Retirement, just want out of corporate hell"
17 posts
#8
Financial
: "Financial Literacy"
11 posts
#9
Job
10 posts
#10
Net Worth
: "[Trophy Earned] Finally hit $1M Net Worth"
9 posts
Products Discussed in r/financialindependence
Dividend Etfs
3 reviews
#1
Vanguard
4.0★ from 1 review
#2
SCHB
4.0★ from 1 review
#3
VT
4.0★ from 1 review
Budgeting Software
2 reviews
#1
You Need A Budget
5.0★ from 2 reviews
Flair Used in r/financialindependence
#1
Moderator Meta
: "New Rule 0 for /r/financialindependence - Karma posting requirement. The war against bots continues."
1 post
Member Growth in r/financialindependence
Yearly
+94k members(4.0%)
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About
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Last updated: June 15, 2026