r/financialindependence
2.5M members
r/financialindependence is a subreddit with 2.5M members. The most common kinds of discussions are advice requests and self-promotion, and the community frequently discusses struggling, fi, daily fi, fire, and job, and they frequently recommend/review dividend etfs and budgeting software.
This is a place for people who are or want to become Financially Independent (FI), which means not having to work for money.
Financial Independence is closely related to the concept of Early Retirement/Retiring Early (RE) - quitting your job/career and pursuing other activities with your time.
At its core, FI/RE is about maximizing your savings rate (through less spending and/or higher income) to achieve FI and have the freedom to RE as fast as possible.
Popular Themes in r/financialindependence
#1
Advice Requests
: "37M with Wife 36 and two kids 4 & 2 and heading to China. Thinking of putting in notice. What are your thoughts?"
4 posts
#2
Self-Promotion
: "Weekly Self-Promotion Thread - Wednesday, October 14, 2026"
2 posts
#3
Solution Requests
: "On Final Approach to FIRE - help me land this!"
1 post
Popular Topics in r/financialindependence
#1
Struggling
33 posts
#2
Fi
: "3 years into Fi/RE update"
32 posts
#3
Daily Fi
: "Daily Fi discussion thread - Wednesday, October 28, 2026"
25 posts
#4
Fire
10 posts
#5
Job
8 posts
#6
Daily
: "Daily FI discussion thread - Monday, November 02, 2026"
7 posts
#7
Discussion Thread
: "Daily FI Discussion Thread - Monday, November 02, 2026"
7 posts
#8
Retire
6 posts
#9
Tired
5 posts
#10
Lifestyle
4 posts
Products Discussed in r/financialindependence
Dividend Etfs
3 reviews
#1
Vanguard
4.0★ from 1 review
#2
SCHB
4.0★ from 1 review
#3
VT
4.0★ from 1 review
Budgeting Software
2 reviews
#1
You Need A Budget
5.0★ from 2 reviews
Member Growth in r/financialindependence
Yearly
+83k members(3.5%)
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About
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Last updated: November 13, 2026