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r/financialindependence
2.4M members
r/financialindependence is a subreddit with 2.4M members. Its distinguishing qualities are that the community is massive in size, and has high activity.
This is a place for people who are or want to become Financially Independent (FI), which means not having to work for money.
Financial Independence is closely related to the concept of Early Retirement/Retiring Early (RE) - quitting your job/career and pursuing other activities with your time.
At its core, FI/RE is about maximizing your savings rate (through less spending and/or higher income) to achieve FI and have the freedom to RE as fast as possible.
Popular Themes in r/financialindependence
#1
Money Talk
: "4% Rule Creator says 4.7% is new Safe Withdrawl Rate or higher"
15 posts
#2
Advice Requests
: "People who are already FI - what gives you purpose?"
14 posts
#3
Pain & Anger
: "Financially independent at 30. Now I’m just lonely. Has anyone else dealt with this aspect of FIRE?"
8 posts
#4
Self-Promotion
: "Weekly Self-Promotion Thread - Wednesday, July 09, 2025"
4 posts
#5
Solution Requests
: "Early-mid career portfolio review"
2 posts
#6
Opportunities
: "Daily FI discussion thread - Wednesday, July 09, 2025"
1 post
#7
News
: "Daily FI discussion thread - Wednesday, June 18, 2025"
1 post
Popular Topics in r/financialindependence
#1
Fi
: "People who are already Fi - what gives you purpose?"
13 posts
#2
Retirement
: "Relative is Retirement age but needs to live on income from $250k cash. No other assets, no home. What to do?"
8 posts
#3
Fire
: "Financially independent at 30. Now I’m just lonely. Has anyone else dealt with this aspect of Fire?"
7 posts
#4
Discussion
: "Daily FI Discussion thread - Friday, July 04, 2025"
6 posts
#5
Daily Fi Discussion
: "Daily Fi Discussion thread - Friday, July 11, 2025"
6 posts
#6
Portfolio
: "Anyone actually pulling 3-4% of Portfolio to live on without any other income source?"
4 posts
#7
Financial Independence
: "Daily FI discussion thread - Tuesday, July 08, 2025"
3 posts
#8
Money
: "Didn’t grow up with Money, but I’m slowly building a future I didn’t think was possible"
3 posts
#9
Daily
: "Daily FI discussion thread - Friday, July 04, 2025"
3 posts
#10
Roth
: "Mega Backdoor Roth 401K rollover rules"
2 posts
Member Growth in r/financialindependence
Yearly
+119k members(5.3%)
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