r/financialindependence
2.5M members
r/financialindependence is a subreddit with 2.5M members. The most common kinds of discussions are money talk and solution requests, and the community frequently discusses struggling, fi, fire, job, and retire, and they frequently recommend/review dividend etfs and budgeting software.
This is a place for people who are or want to become Financially Independent (FI), which means not having to work for money.
Financial Independence is closely related to the concept of Early Retirement/Retiring Early (RE) - quitting your job/career and pursuing other activities with your time.
At its core, FI/RE is about maximizing your savings rate (through less spending and/or higher income) to achieve FI and have the freedom to RE as fast as possible.
Popular Themes in r/financialindependence
#1
Money Talk
: "What would you do if you were 30M with $1.3M invested and a soul crushing corporate job?"
4 posts
#2
Solution Requests
: "On Final Approach to FIRE - help me land this!"
2 posts
#3
Advice Requests
: "My story...Ten years on"
2 posts
#4
Pain & Anger
: "Said NO to the boss"
1 post
#5
Self-Promotion
: "Weekly Self-Promotion Thread - Wednesday, October 14, 2026"
1 post
Popular Topics in r/financialindependence
#1
Struggling
33 posts
#2
Fi
: "Daily Fi discussion thread - Friday, September 18, 2026"
15 posts
#3
Fire
10 posts
#4
Job
8 posts
#5
Retire
6 posts
#6
Tired
5 posts
#7
Lifestyle
4 posts
#8
Daily Fi
: "Daily Fi discussion thread - Monday, September 14, 2026"
4 posts
#9
Struggle
3 posts
#10
Financial
3 posts
Products Discussed in r/financialindependence
Dividend Etfs
3 reviews
#1
Vanguard
4.0★ from 1 review
#2
SCHB
4.0★ from 1 review
#3
VT
4.0★ from 1 review
Budgeting Software
2 reviews
#1
You Need A Budget
5.0★ from 2 reviews
Member Growth in r/financialindependence
Yearly
+87k members(3.6%)
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About
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Last updated: October 15, 2026