r/financialindependence
2.5M members
r/financialindependence is a subreddit with 2.5M members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses fire, struggling, looking for, fi, and job, and they frequently recommend/review dividend etfs and budgeting software.
This is a place for people who are or want to become Financially Independent (FI), which means not having to work for money.
Financial Independence is closely related to the concept of Early Retirement/Retiring Early (RE) - quitting your job/career and pursuing other activities with your time.
At its core, FI/RE is about maximizing your savings rate (through less spending and/or higher income) to achieve FI and have the freedom to RE as fast as possible.
Popular Themes in r/financialindependence
#1
Advice Requests
: "The final runway. How did you test your ideal FIRE life while still working?"
8 posts
#2
Money Talk
: "The Psychology of Walking Away from a High Paying Job"
7 posts
#3
Self-Promotion
: "[My Journey to FIRE] 28M in Canada - from $73K at 23 to now $333K at 28!"
4 posts
#4
Pain & Anger
: "Having a hard time leaving a $600 mortgage to build a home on dream homestead"
2 posts
#5
Solution Requests
: "Financial Planner recommendations?"
1 post
#6
Ideas
: "I have an idea... I'm going to time the market"
1 post
#7
Opportunities
: "Daily FI discussion thread - Wednesday, August 05, 2026"
1 post
#8
News
: "2027 ACA Rate Review open, updated KFF analysis on how much and why ACA market premiums are increasing next year (15% now, up from 14% estimate last month)"
1 post
Popular Topics in r/financialindependence
#1
Fire
: "Used my FU money to quit the same day in tech and Fire"
37 posts
#2
Struggling
34 posts
#3
Looking For
21 posts
#4
Fi
: "Daily Fi discussion thread - Thursday, July 30, 2026"
21 posts
#5
Job
: "The Psychology of Walking Away from a High Paying Job"
10 posts
#6
Retirement
: "Over saving for Retirement"
8 posts
#7
Daily Fi
: "Daily Fi discussion thread - Tuesday, July 28, 2026"
7 posts
#8
Retire
6 posts
#9
Tired
5 posts
#10
Savings
4 posts
Products Discussed in r/financialindependence
Dividend Etfs
3 reviews
#1
Vanguard
4.0★ from 1 review
#2
SCHB
4.0★ from 1 review
#3
VT
4.0★ from 1 review
Budgeting Software
2 reviews
#1
You Need A Budget
5.0★ from 2 reviews
Member Growth in r/financialindependence
Yearly
+90k members(3.8%)
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About
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Last updated: August 12, 2026