Best bank on Reddit
308 reviews from r/DigitalbanksPh, r/CanadaFinance, r/nri and 58 more subreddits
308 reviews from
and
By Brand
/By Product
#1
Chase
4.4
(18)
"Chase for 1% cashback, easy."
"Chase, Starling, Monzo in that order for me."
"For debit cards, I use Chase."
"Another vote for Chase."
"Chase is good."
"Better in terms of sending money in and out of the country"
"Chase branch is a lil off campus compared to UWCU branch tho"
"I prefer Chase because there is a fee if you transfer from an overseas account in both the banks. The fee for Chase is $15 and I believe for UWCU is either $30 or $50. And since you may move states after graduation, Chase is available in many locations throughout the country."
"I open both chase and UW credit union. Chase for most of my money and UW credit union when I want to retrieve some cash through the ATM on campus."
"Best technology"
#2
ADCB
5.0
(10)
"ADCB"
"I have had great experience with ADCB"
"ADCB"
"ADCB. Very responsive if you get in trouble."
"Adcb or fab wio"
"ADCB you never will have issue also easy to reach human if needed."
"Please Use ADCB, FAB or Hilal."
"ADCB"
"Go for one of those. That being said ADCB or FAB would be my choice."
"ADCB. Take it from a 14 years banker in UAE here."
#3
ICICI
4.3
(11)
"Icici seems to have the best service."
"No issues. Recently converted nro to nri seamless."
"They offer doorstep account opening."
"ICICI and HDFC both are good."
"Good customer service and UPI."
"They have UPI for NRI."
"I would trust these 2."
"Icici zero bank account with Amazon pay card"
"Always private sectors are better than public sectors. My personal favourite is ICICI."
"I have been using ICICI as primary choice and HDFC as backup for many years."
#4
Seabank
4.6
(9)
"Seabank. Araw araw may interest ang savings."
"I use Seabank as tambayan ng cash for bills payments like utilities and credit card kasi madali maglipat ng pera and interest is credited daily."
"SeaBank, Maya."
"Been using Seabank for daily interest and it offers cashback and free transfer fees."
"Maximize your earnings"
"For me, seabank dahil may bawas tuwing nag shoshopee."
"Seabank for transfers, gotyme naman if you shop/purchase regularly."
"Bias ko is for Seabank, pero check mo na rin Lemoneyd for more info."
"Good for daily purchases and transactions."
#5
Tangerine Bank
4.9
(7)
"Tangerine"
"Love tangerine, got a 6% interest on a TFSA for 6 months when I signed up too."
"Tangerine is by far my best bank."
"Never had an issue with Tangerine, nor Coast."
"I’m with Tangerine as my main bank."
"I've been using Tangerine for about 5 years now."
"I like tangerine... and you use Scotia atm free of charge."
#6
UBL
4.7
(7)
"Faster customer support."
"Have encountered no problems everything have been so smooth."
"Absolutely hands down! Best app! Best customer service (also has Pashto option lol)."
"My choice."
"UBL is a great option, no yearly charges, free checkbook and ATM card, plus awesome service and respectful staff. Their mobile app is super smooth too!"
"Its pretty gud the bank and the app."
"UBL offers one of the best mobile apps in Pakistan, it really is smooth."
#7
Maya
4.4
(7)
"Automatic 6%, wala ka kelangan na mission."
"Go for maya"
"Maximize your earnings"
"If you have mp2, use your maya to pay for it to boost up to 10%."
"Boost your interest sa maya."
"Maya and cimb my malalaking interest."
"Maya (savings, stocks, funds)"
#8
DATCU
5.0
(6)
"I have 120k in it and when my card got scammed for 1k they gave it back without any issues."
"Keep $50 in savings and checking & savings are free."
"Been with them for years and have every loan with them as they have always had the best rates for us."
"Definitely DATCU if you want something easy to set up/use/access."
"Been with datcu since 2016, never had any issues and their app is really convenient."
"Check out DATCU."
#9
Eq
4.8
(6)
"EQ is a solid choice"
"Good interest rate and ability to get cash from any ATM"
"Super helpful when buying our home"
"Great"
"Convenience"
"I am seriously considering it for the 4% interest they are offering now."
#10
HDFC
4.0
(7)
"Hdfc I have used for 20 years and is good enough."
"I use HDFC. No issues. Account opening is easy and most of the things can be done remotely."
"For personal use, I use HDFC, hardly fails."
"Phone-Pe started accepting international numbers for UPI using NRE/NRO accounts."
"HDFC is good"
"HDFC without any second thought"
"HDFC"
#11
Sofi
4.7
(6)
"SoFi."
"So fast :)"
"SoFi is my primary bank. You have unlimited transactions with their savings account."
"I am really happy with SoFi. The interest rates are insane."
"UI is amazing as is their customer service"
"Okay rate, great credit card, a one-stop shop."
#12
Eq Bank
4.7
(6)
"Check out the new EQ Bank business accounts. Free transactions and free account!"
"Great for budgeting"
"I like EQ Bank"
"I love EQ Bank for daily use."
"Eq bank 🏦"
"Discount in rate"
#13
FNB
4.2
(6)
"Choose FNB, very convenient."
"FNB has the best software, apps and functionality."
"Nedbank or FNB for most convenience. Ignore the others."
"I use FNB, they can give you a student account so they keep the fees and stuff pretty low."
"Use FNB. They didn’t win their awards globally for no reason."
"FNB if you use a lot of cellphone banking or online banking, but if you ever have a problem with your card or need to physically go to the bank, be prepared to spend a whole day there."
#14
Wealthsimple
5.0
(5)
"Fuck the big banks - wealthsimple all the way!"
"Wealth simple is for sure the best for the majority of people."
"Wealthsimple hands down. Pair that with Simplii or Tangerine Chequings and you’re all set."
"WealthSimple for investing and cash"
"Beats it across the board as a full package (day to day banking + investing)"
#15
HBL
3.4
(7)
"Digital services are excellent."
"HBL, no debate 🙌"
"The app is good and just works."
"HBLs banking app is awesome, and it regularly offers a lot of discounts on cards for so many different brands."
"Next best option, however they do get a lot of hate these days."
"HBL and Allied are horrible."
"HBL branch services are horrible."
#17
Gotyme
6.0
(4)
"GoTyme - may points ka every transaction, which can then be converted to cash."
"Ease of use"
"Maximize your earnings"
"Gotyme points can be used for payments at various stores like Robinsons and Rose Pharmacy."
#18
IDFC
4.4
(5)
"Can't recommend IDFC enough."
"Hands down"
"IDFC is pretty fast, smooth and good."
"I have recently migrated to IDFC and its been good so far."
"I'd recommend idfc over them."
#19
Simplii Financial
4.2
(5)
"Just open one with Simplii even if you don't plan on using it."
"Simplii. Everything is free and you can use CIBC machines for cash."
"I've been with Simplii since they were PC Financial."
"I’ve been using Simplii forever and like it."
"I use Simplii because no fees. I’ve had varying horrifying experiences with other banks."
#20
USAA
3.5
(6)
"We've used it for several years now."
"If you’re okay with no branches try USAA."
"I just got a USAA account as I just rejoined the service."
"I keep USAA just for the early deposits and no ATM fees."
"USAA's marketing towards veterans seems predatory and they do not offer superior services."
"Only use USAA as a bank for play money."
#21
SBI
4.2
(5)
"If you can get it, consider SBI MAXGAIN."
"SBI - No Minimum MAB bs, their phonebanking support was miles better when I called for money stuck, refund issue while I was abroad unlike HDFC."
"For our business, we use SBI, and it's pretty convenient to get loan."
"Sbi or Bob. Particularly their maxgain/advantage product"
"SBI. I got a home loan recently and they have better options and flexibility."
#22
Wio
5.0
(4)
"Thought it was brilliant. Easy to onboard and use, great product offering."
"Best banking app, unlimited virtual cards and super quick and easy to use."
"Wio!"
"Wio for easiness to use the app and interest rates."
#23
Capital One
4.0
(5)
"My Capital One is my savings account. It works well for me."
"I like Capital One it for their HYSA and am looking for something now too."
"Capital one has a 4.1% APY account. It's a safe and reputable bank I recommend to all my clients"
"Capital One offers 4.30%."
"You can deposit cash for free if needed."
#24
Bluevine
3.8
(5)
"I’ll look into BlueVine. Thanks for the suggestion!"
"If you're looking for online banks for your LLP, consider Bluevine and Novo."
"Blue vine is a good alternative."
"Bluevine is good too."
"Been using BlueVine and like it so far. It’s not a true bank I guess but return is good for what it is."
#25
Cimb
4.8
(4)
"I'd suggest trying the CIMB promotion this January."
"THE INTEREST RATES ARE *chef's kiss*"
"Maximize your earnings"
"Pretty high interest as well if u hit minimum spend."
#26
Royal Bank of Canada
3.6
(5)
"I find RBC to be snappy, meticulous/security-oriented."
"I use RBC and Wealthsimple, no issues."
"RBC is the best bank if you have a lot of money."
"RBC. Best bank for mortgage and their app is easiest to use."
"I recommend staying away from RBC for business banking."
#27
Meezan
4.5
(4)
"Definitely Meezan imo."
"Meezan is so far the best among them."
"Would recommend Meezan."
"Meezan has been well for me for some time."
#28
TD Bank
4.3
(4)
"I’ve always had good luck with TD and their Business Travel Rewards Visa is great."
"For features it's TD. For loans it's BMO. For savings it's Tangerine."
"I use TD because they have some of the best basic returns."
"TD is great for small business banking."
#29
Kotak
5.0
(3)
"Kotak 811. have it since 3 years now, never faced a single issue"
"Hands down Kotak 811"
"Kotak 811 is what you are looking for. I don't think there is a better option"
#30
Chime
5.0
(3)
"Chime is a really good bank."
"CHIME."
"I switched to Chime and for being all online. It’s been the least hassle bank I’ve ever had."
#31
Emirates NBD
5.0
(3)
"ENBD"
"Honestly go for Emirates NBD."
"ENBD has served me well"
#32
Ubank
5.0
(3)
"UBank. Simple, easy to use, best rate.
5.5% for savings up to $100k then 5% for $100k-$250k"
"I would recommend UBank, good interest rates for your savings when you do start work, I find the app nice to use, easy to set up and would be a good one for you to keep track of your spending and bills etc."
"I'm with ubank for savings accounts."
#33
Wise
5.0
(3)
"I've been using Wise. Easy and free to xfer sterling in."
"Wise is great, lowest fees."
"Jeg bruker Wise. Det er nesten gratis."
#34
Rbc
5.0
(3)
"I use RBC with a US based US dollar account attached to my Canadian based RBC accounts."
"RBC Bank US and link it with an RBC Canada account."
"Flexibility"
#35
Ally
3.8
(4)
"Ally and Goldman Sachs Marcus have high savings rates."
"Best rates and great online Portal"
"Ally has a 4.25% APY with no fees."
"Lost $8k and took a month to get back."
#36
Ing
4.7
(3)
"ING for the win! @ 5.50% but will need at least $1000 going into your transaction account every month to be eligible for the bonus interest."
"I'm with ing for savings accounts."
"I recommend having one account in a bank that has reliable app and large net of physical branches."
#37
Meezan Asaan Account
4.7
(3)
"Meezan Asaan account"
"Go to Meezan or MCB, I prefer Meezan because of better online services."
"Go and ask for Asaan account bank in any bank, alot of the banks let you open it online too."
#38
Revolut
4.7
(3)
"I also recommend to use Revolut or Wise."
"Use Revolut or Wise for the best rates with this use case."
"Kan være verdt å sjekke ut Revolut for Business."
#39
Savvy
4.7
(3)
"They literally have better or identical mortgage rates than asb, Anz, bnz right now."
"Booster Savvy has better rates than Squirrel."
"Probably some of the best PIE savers. They have Apple Pay. They have online banking."
#40
Nedbank
4.3
(3)
"Nedbank is undefeated when it comes to foreign exchange."
"Nedbank or FNB for most convenience. Ignore the others."
"Nedbank is great, popular with a lot of old people."
#41
CIBC
4.3
(3)
"CIBC, also have their credit card and banking account—they’ve been great so far!"
"My bank (CIBC) has provided this to me."
"I have cross border banking with CIBC, it's pretty easy to move money from my US account to my CA one"
#42
Inter
4.3
(3)
"Inter has a very good shop on their app with LOADS of cashback."
"I like Inter, I even switched to their cell phone plan."
"I use inter and mercado pago, no complaints."
#43
Fidelity
4.3
(3)
"Fidelity is one of the best options for banking."
"Fidelity is good but has limited ATMs."
"A whole cash management and investing one-stop shop."
#44
Mercury
4.3
(3)
"We use Mercury which has been great so far."
"[Mercury] is what you want. Most of what you describe is QuickBooks, but Mercury integrates seamlessly."
"I personally like Mercury or Novo for small business."
#45
US Bank
4.0
(3)
"I am happy with USBank."
"Went with US Bank, received a $400 bonus."
"Bank part sucks, credit card is decent."
#46
HSBC
4.0
(3)
"HSBC might be your best bet."
"For bank I would suggest HSBC Australia. You can get cashback every transaction if you deposit 2000 into the everyday account monthly"
"Only benefit of switching banks would be the practicality of having a hsbc bank close."
#47
Alfalah
3.3
(3)
"Alfalah all the way"
"Best app interface and transactions response."
"Will only make an account for you if you’re the owner of Howdys or some other rich dude."
#48
HDFC Bank
5.0
(2)
"HDFC is amazing"
"I have used Hdfc bank in India for Nre and Nro accounts."
#49
Netbank
5.0
(2)
"Great for purely savings."
"Maximize your earnings"
#50
Unitus
5.0
(2)
"Left the big banks for Unitus and it's been so much less stressful and we get better rates for cards and our auto loan."
"I've been using them for years and they've always had great customer service."
#51
Nubank
5.0
(2)
"I think Nubank is the best option out of these three!"
"I am very happy here in Bahia with NuBank after years of dealing with brick-and-mortar banks."
#52
Meezan Digital Account
5.0
(2)
"Meezan Digital Account best ha mobile app sy open hojyega"
"Download Meezan Digital account app from play store you don't need to visit branch"
#53
Ownbank
4.5
(2)
"Excellent choice for savings."
"Higher interests with their Time Deposits"
#54
SoFi
4.5
(2)
"SoFi offers a great high-yield savings account with competitive interest rates."
"SoFi has a HYSA option that is easy to manage."
#55
PNC
4.5
(2)
"PNC bank on scottsville road is great."
"PNC is pretty decent so far."
#56
Credit Union
4.5
(2)
"Highly recommend a credit union for checking and a high yield savings account like wealth front (4.5% interest right now)."
"Find a credit union the banks all stink."
#57
Ally Bank
4.5
(2)
"Ally bank has been fantastic"
"I personally use Ally which gives you all the same options and is insured just like any other bank."
#58
Kotak Mahindra
4.0
(2)
"I have used kotak mahindra and it has been great in my experience."
#59
OCBC
4.0
(2)
"For local bank, use OCBC."
"You need a good local bank for your monthly income so that it’s easily accessible."
#60
Axis Bank
4.0
(2)
"Axis or RBL. Good app and service is satisfactory."
"Can confirm all 3."
#61
Discover
4.0
(2)
"Discover? I believe you can deposit cash at Walmart."
"Cash back debit card."
#62
Commonwealth Bank
4.0
(2)
"Commbank, and I used telstra 35/month at first but found I didn’t need that much data."
"I recommend you to choose any one of Australian big four banks."
#63
Fineco
4.0
(2)
"Yes, Fineco is good. Their app comes also in English, they offer a multicurrency account."
"Fineco is a good bank but some fees can be high (mostly for trading). It's a solid online platform."
#64
BDO
4.0
(2)
"Basta tuloy tuloy lang deposit mo magugulat ka na lang padadalhan ka ng CC."
"Personally I use BDO kasi meron naman na beforehand and maaga din ang sahod."
#65
Meezan Bank
2.3
(3)
"Meezan Bank,MCB. open online if you have nic and number registered on your nic."
"Overall good but limited for entertainment purchases."
"Is shit"
#66
Santander
3.0
(2)
"As a dual national, I’d go with an international bank."
"I personally used Santander and liked it, but if you are warned against it then stay away from them."
#67
Caixa
3.0
(2)
"My friends used Caixa and all seemed very happy with it."
"Caixa had lots of fees they added on over time."
#68
Bank Of America
1.7
(3)
"Do NOT recommend them unless you have sufficient deposits."
"No interest, fees but a great credit card rewards program."
"Way too many negative experiences for myself and my family."
#69
NAB
5.0
(1)
"I've recently opened a smart reward saver with NAB it was one of the best performing accounts I found"
#70
Chase Bank
5.0
(1)
"Chase. They’re the best."
#71
Schwab
5.0
(1)
"In the same boat; I use Schwab. I’ve never had a problem at any ATM."
#72
Sunmark
5.0
(1)
"I’ve had a good experience with Sunmark."
#73
Bank Alfalah
5.0
(1)
"One of the few banks with the best app interface."
#74
Bank Australia
5.0
(1)
"Get yourself a Bank Australia mySaver. It's their product geared towards under 25s, and it's 5.1% interest per annum."
#75
Apple Bank
5.0
(1)
"I like Apple bank for savings. No fees with minimum requirements"
#76
UBank
5.0
(1)
"Ubank & Macquarie are both great choices! You may as well open accounts with both institutions as it is also handy to have easy access to a second back up bank account."
#77
BMO
5.0
(1)
"They have no monthly fees at all."
#78
Anker
5.0
(1)
"You can get a Anker Zolo Portable Charger 10,000mAh 30W Power Bank is on sale at amazon right now for $15.59"
#79
National Bank of Canada
4.0
(1)
"National bank has treated us great."
#80
Bank of Montreal
4.0
(1)
"All banks suck and are corrupt with them unloading useless bags onto the working class. That said im with bmo because they give many perks for my employer."
#81
BOB
4.0
(1)
"My suggestion:-
BOB bro ( if age between 18-25)
SBI ( it's best ) ,
Jio payments bank
Induslnd indie with Debit card"
#82
Yes Bank
4.0
(1)
"I have been using yes bank from past 7 years and I'm quite happy with it."
#83
GSB
4.0
(1)
"I have an account with GSB for this purpose, as it was the best when I was looking earlier in the year."
#84
HNB
4.0
(1)
"10% pa for 2 to 5 year plan, 9% for 6 to 10 year plan, 8.5% for 11 to 15 year plans"
#85
Commercial Bank
4.0
(1)
"10% pa"
#86
JUOVI
4.0
(1)
"Would this do the trick? Portable Power Bank 20000mAh, JUOVI 35W Portable Charger, Battery Pack Fast Charging..."
#87
Amex
4.0
(1)
"If you have an Amex credit card, they have a banking services arm with checking and decent fee-free ATM coverage in the US."
#88
Alliant Credit Union
4.0
(1)
"Alliant Credit Union. Very low minimum required on a savings account to keep your accounts in good standing."
#89
PostFinance
4.0
(1)
"Absolutely smooth sailing."
#90
UBS
4.0
(1)
"Been quite happy with UBS with personal account."
#91
Banco Inter
4.0
(1)
"I like banco Inter a lot, I do think it is one of the best digital banks in Brazil."
#92
Raiffeisenbank
4.0
(1)
"Their online banking is pretty nice and their customer support so far has been excellent."
#93
Bank Windhoek
4.0
(1)
"A lot of students have Bank Windhoek because of NSFAF and they also have good student account deals."
#94
Bank of America, Chase, Wells Fargo
3.0
(1)
"Bank of America, Chase, and Wells Fargo have the largest coverage."
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