Best bank on Reddit
232 reviews from r/Veterans, r/DigitalbanksPh, r/pakistan and 36 more subreddits
232 reviews from
and
By Brand
/By Product
#1
Chase
4.4
(13)
"Chase is good."
"Better in terms of sending money in and out of the country"
"Chase branch is a lil off campus compared to UWCU branch tho"
"I prefer Chase because there is a fee if you transfer from an overseas account in both the banks. The fee for Chase is $15 and I believe for UWCU is either $30 or $50. And since you may move states after graduation, Chase is available in many locations throughout the country."
"I open both chase and UW credit union. Chase for most of my money and UW credit union when I want to retrieve some cash through the ATM on campus."
"No need for ssn and pretty fast to get the account and card and no fees"
"Best technology"
"Nationally, I have always had a good experience with Chase Bank."
"I personally like Chase."
"Onpoint for credit union and bank. Chase just for bank."
#2
Seabank
4.5
(8)
"I use Seabank as tambayan ng cash for bills payments like utilities and credit card kasi madali maglipat ng pera and interest is credited daily."
"SeaBank, Maya."
"Been using Seabank for daily interest and it offers cashback and free transfer fees."
"Maximize your earnings"
"For me, seabank dahil may bawas tuwing nag shoshopee."
"Seabank for transfers, gotyme naman if you shop/purchase regularly."
"Bias ko is for Seabank, pero check mo na rin Lemoneyd for more info."
"Good for daily purchases and transactions."
#3
Eq
4.8
(6)
"EQ is a solid choice"
"Good interest rate and ability to get cash from any ATM"
"Super helpful when buying our home"
"Great"
"Convenience"
"I am seriously considering it for the 4% interest they are offering now."
#5
Gotyme
6.0
(4)
"GoTyme - may points ka every transaction, which can then be converted to cash."
"Ease of use"
"Maximize your earnings"
"Gotyme points can be used for payments at various stores like Robinsons and Rose Pharmacy."
#6
Fidelity
4.6
(5)
"I recently switched to Fidelity for checking and high yield savings, and they have been great."
"Fidelity is one of the best options for banking."
"Fidelity offers excellent investment options and customer service."
"Fidelity is good but has limited ATMs."
"A whole cash management and investing one-stop shop."
#7
USAA
3.3
(7)
"We've used it for several years now."
"If you’re okay with no branches try USAA."
"I just got a USAA account as I just rejoined the service."
"I keep USAA just for the early deposits and no ATM fees."
"USAA went pretty far downhill a few years ago and I left them."
"USAA's marketing towards veterans seems predatory and they do not offer superior services."
"Only use USAA as a bank for play money."
#8
Revolut
6.7
(3)
"Super easy to setup and to use, and costs €0 to maintain. Includes bizum for paying friends/flatmates."
"I also recommend to use Revolut or Wise."
"Use Revolut or Wise for the best rates with this use case."
#9
Eq Bank
4.8
(4)
"Great for budgeting"
"I like EQ Bank"
"I love EQ Bank for daily use."
"Discount in rate"
#10
Sofi
4.5
(4)
"SoFi is my primary bank. You have unlimited transactions with their savings account."
"I am really happy with SoFi. The interest rates are insane."
"UI is amazing as is their customer service"
"Okay rate, great credit card, a one-stop shop."
#11
UBL
5.0
(3)
"Absolutely hands down! Best app! Best customer service (also has Pashto option lol)."
"My choice."
"UBL is a great option, no yearly charges, free checkbook and ATM card, plus awesome service and respectful staff. Their mobile app is super smooth too!"
#12
Wise
7.5
(2)
"Wise euro bank account for sending cash between your US and Spain bank accounts, converting currencies."
"Opening a USD account in Wise is straightforward and efficient."
#13
Maya
4.7
(3)
"Go for maya"
"Maximize your earnings"
"Maya (savings, stocks, funds)"
#14
Unitus
4.7
(3)
"Left the big banks for Unitus and it's been so much less stressful and we get better rates for cards and our auto loan."
"I've been using them for years and they've always had great customer service."
"No complaints and great rates."
#15
SoFi
4.7
(3)
"I highly suggest SoFi for the APY savings rate. We’ve made a ton of money this year off of our money making $$$."
"SoFi offers a great high-yield savings account with competitive interest rates."
"SoFi has a HYSA option that is easy to manage."
#16
Ally
3.5
(4)
"Best rates and great online Portal"
"Ally has a 4.25% APY with no fees."
"I used Ally for checking and high yield savings for several years."
"Lost $8k and took a month to get back."
#17
Meezan
4.3
(3)
"Meezan is so far the best among them."
"Would recommend Meezan."
"Meezan has been well for me for some time."
#18
SBI
4.3
(3)
"If you can get it, consider SBI MAXGAIN."
"Sbi or Bob. Particularly their maxgain/advantage product"
"SBI. I got a home loan recently and they have better options and flexibility."
#19
HDFC
4.0
(3)
"HDFC is good"
"HDFC without any second thought"
"HDFC"
#20
Bluevine
4.0
(3)
"If you're looking for online banks for your LLP, consider Bluevine and Novo."
"Blue vine is a good alternative."
"Bluevine is good too."
#21
US Bank
4.0
(3)
"Went with US Bank, received a $400 bonus."
"I've been using free checking accounts from US Bank and Key Bank most of my life, I have no complaints."
"Bank part sucks, credit card is decent."
#22
Netbank
5.0
(2)
"Great for purely savings."
"Maximize your earnings"
#23
Cimb
5.0
(2)
"THE INTEREST RATES ARE *chef's kiss*"
"Maximize your earnings"
#24
Wealthsimple
5.0
(2)
"WealthSimple for investing and cash"
"Beats it across the board as a full package (day to day banking + investing)"
#25
American Express
5.0
(2)
"I have an AmEx business checking. No fees, no minimum."
"American Express offers great services."
#26
N26
5.0
(2)
"I’ve had N26 for 2 years and I love it. No fees, commission, minimum balance reqs."
"I use my N26 for my savings bank account since I can use their 'spaces' feature."
#27
BBVA
5.0
(2)
"BBVA online banking is also super easy to do."
"I have the BBVA online account and it was easy to set up and have had 0 issues."
#28
Meezan Bank
3.3
(3)
"They have decent discounts for their Women First debit card."
"Meezan bank probably focuses on Islamic banking more than the other banks here in Pakistan."
"Overall good but limited for entertainment purchases."
#29
Mercury
4.5
(2)
"We use Mercury which has been great so far."
"I personally like Mercury or Novo for small business."
#30
Ally Bank
4.5
(2)
"Ally bank has been fantastic"
"I personally use Ally which gives you all the same options and is insured just like any other bank."
#31
Ownbank
4.5
(2)
"Excellent choice for savings."
"Higher interests with their Time Deposits"
#32
HSBC
4.5
(2)
"I would suggest HSBC UK. They offer a free USD currency account."
"Only benefit of switching banks would be the practicality of having a hsbc bank close."
#33
Wealthfront
4.5
(2)
"Highly recommend Wealthfront for its competitive APY rates and no minimum fees."
"I use it for my separate savings account."
#34
Climb CU
4.5
(2)
"Climb CU offers a great 5% APY checking account and reimburses ATM fees."
"Been with Sooper (now Climb) CU for almost 20 years, good people, good services."
#35
Fineco
4.0
(2)
"Yes, Fineco is good. Their app comes also in English, they offer a multicurrency account."
"Fineco is a good bank but some fees can be high (mostly for trading). It's a solid online platform."
#36
Capital One
4.0
(2)
"Capital One offers 4.30%."
"You can deposit cash for free if needed."
#37
Discover
4.0
(2)
"Discover offers multiple high yield savings accounts and checking accounts with 1% cash back and no fees."
"Cash back debit card."
#38
Caixa
3.0
(2)
"My friends used Caixa and all seemed very happy with it."
"Caixa had lots of fees they added on over time."
#39
Alfalah
3.0
(2)
"Alfalah all the way"
"Will only make an account for you if you’re the owner of Howdys or some other rich dude."
#40
HBL
2.0
(3)
"Next best option, however they do get a lot of hate these days."
"HBL and Allied are horrible."
"HBL branch services are horrible."
#41
Santander
3.0
(2)
"I'm with Santander Edge, pay £3 a month for a high interest."
"I personally used Santander and liked it, but if you are warned against it then stay away from them."
#42
Askari Bank
3.0
(2)
"Their mobile app is so decent and convenient."
"Will ask what your father does for a living."
#43
Credit Union
5.0
(1)
"Highly recommend a credit union for checking and a high yield savings account like wealth front (4.5% interest right now)."
#44
Grasshopper
5.0
(1)
"I use grasshopper and they’ve actually been amazing so far."
#45
First Internet Bank
5.0
(1)
"I’ve been using First Internet Bank for the past few years."
#46
Chime
5.0
(1)
"I switched to Chime and for being all online. It’s been the least hassle bank I’ve ever had."
#47
Y-12
5.0
(1)
"Y-12 has been amazing to my wife and I. Highly recommend!"
#48
Betterment
5.0
(1)
"Betterment goes up to 5% for new users."
#49
UBL Bank
5.0
(1)
"Well developed mobile app with features like fingerprint and NFC, free card and chequebook, quick replies, and Tap to pay option."
#50
TD
5.0
(1)
"Norbert's Gambit gets money exchanged at full market rate for the cost of only two transactions."
#51
IQ Credit Union
5.0
(1)
"They have the 'intelligence checking account' which earns 5% interest, more than most savings accounts."
#52
Key Bank
5.0
(1)
"I've been using free checking accounts from US Bank and Key Bank most of my life, I have no complaints."
#54
Advantis
5.0
(1)
"Advantis has been a fantastic credit union for me and I'm sure it will stay that way once the merger is complete."
#55
Trailhead
5.0
(1)
"They offer 5% interest on your checking and savings balances."
#56
Columbia Credit Union
5.0
(1)
"They currently pay 5.5% interest on the first $25,000 if you meet their monthly requirements."
#57
Nester
5.0
(1)
"Nester set up your bank with Bitcoin is an innovative solution."
#58
Knightsbridge FX
5.0
(1)
"Great rates for converting USD to CAD."
#59
VBCE
5.0
(1)
"Excellent service for currency conversion."
#60
Alpine Bank
5.0
(1)
"As local as you can get with 4 locations."
#61
BellCo
5.0
(1)
"We've had them now for almost 2 years with no issue."
#62
Standard Chartered
5.0
(1)
"Standard Chartered without any doubt"
#63
First Light FCU
5.0
(1)
"They’re real good. Very respectful."
#64
WestStar Bank
5.0
(1)
"I've always used WestStar Bank for over 25 years. It's local and if you need funding the decisions are made here."
#65
First Savings Bank
5.0
(1)
"They stay on top of accounts and staff is always friendly. I have been with them for 18 years."
#66
Stanbic bank
5.0
(1)
"They are so good and customer service is top notch."
#68
Primis
5.0
(1)
"High rate and other debit and wire fee perks."
#69
Vio
5.0
(1)
"High interest rate."
#70
Brio
5.0
(1)
"High rate."
#71
Fidelity Investments
5.0
(1)
"Fidelity offers everything I could possibly need for banking and investments."
#72
Brokerage
5.0
(1)
"Banking through a brokerage is highly recommended."
#73
Davivienda
5.0
(1)
"Beat solution, if you have a trusted person with a Colombian account is to use Wise. They charge roughly 1.5-2% fee for converting / transferring the money. Been using them for a while"
#74
Up Bank
5.0
(1)
"Transforms how you spend + save money at the same time"
#75
Commbank
5.0
(1)
"In addition to commbank."
#76
Ubank
5.0
(1)
"I'm with ubank for savings accounts."
#77
Boq
5.0
(1)
"I'm with boq for savings accounts."
#78
Ing
5.0
(1)
"I'm with ing for savings accounts."
#79
Rbc
5.0
(1)
"Flexibility"
#80
St. Louis Community Credit Union
5.0
(1)
"Good experience"
#81
First Community
5.0
(1)
"I really like First Community."
#82
Unionbank
5.0
(1)
"Business banking portal for batch disbursements"
#83
Liberty
5.0
(1)
"Long term customer"
#84
Meridian Credit Union
5.0
(1)
"Beat the rates"
#85
Mashreq
5.0
(1)
"Come with your own account and debit card"
#86
Apple
5.0
(1)
"Charges so quickly and holds a charge for a good amount of time"
#87
Wio
5.0
(1)
"Full digital bank and easy to setup"
#88
Finex
5.0
(1)
"Good"
#89
American Eagle
5.0
(1)
"Awesome"
#90
Ub
5.0
(1)
"The best ang forex rate ng UB"
#91
Questrade
5.0
(1)
"Great rates"
#92
Shinsei
5.0
(1)
"Works for me"
#93
Paypay
5.0
(1)
"Good for sole proprietors"
#94
Jenius Bank
4.0
(1)
"Have a look at Jenius Bank for savings."
#95
Tide
4.0
(1)
"Tide has been great and straight forward for me."
#96
Starling & Tide
4.0
(1)
"Starling & Tide get my vote."
#97
Nationwide
4.0
(1)
"I've had a nationwide FlexOne for years."
#98
PNC
4.0
(1)
"PNC is pretty decent so far."
#99
Novo
4.0
(1)
"Novo has been a decent online only starter business checking."
#100
Tyme
4.0
(1)
"Go Tyme for me. Been using for 1 year and so far okay naman."
#101
IDFC
4.0
(1)
"I'd recommend idfc over them."
#102
HNB
4.0
(1)
"I also would recommend HNB but for the conversion there could be additional charges."
#103
Tangerine
4.0
(1)
"You can deposit in a Tangerine USD account and exchange with Knightsbridge ex. Their spread is circa 0.008 on interbank."
#104
ICBC
4.0
(1)
"ICBC Singapore's multi-currency accounts offer free incoming TTs, making them a cost-effective choice for receiving US dollars."
#105
CIT Bank
4.0
(1)
"CIT Bank offers a competitive APY and allows linking to my everyday bank account."
#106
Northmill
4.0
(1)
"Offers a free debit card and works with Apple/Google Pay."
#107
Konsumenternas
4.0
(1)
"Konsumenternas has a somewhat decent comparison tool that works in many countries."
#108
Marcus
4.0
(1)
"Marcus has similar rates around 4.60%."
#109
Canvas Credit Union
4.0
(1)
"I've done vehicle and home loans with them and retain a checking account and they've been good to work with and I really like their phone app."
#110
Bread Savings
4.0
(1)
"Bread Savings has a 1-year CD at 4.90% with a $1,500 minimum."
#111
Standard Chartered Bank
4.0
(1)
"Standard Chartered Bank is good too."
#112
Calbank
4.0
(1)
"Calbank is good but has ATM glitches."
#113
Local Credit Union or Bank
4.0
(1)
"I recommend finding a local credit union or bank that can help you with things like cashiers checks."
#114
PenFed Credit Union
4.0
(1)
"Next best would be PenFed Credit Union."
#115
Acorns
4.0
(1)
"Acorns has a ton of perks and the fee is waived with a $250 monthly deposit."
#116
Tonik
4.0
(1)
"6% time deposits"
#117
Uno
4.0
(1)
"Time deposits"
#118
Simplii
4.0
(1)
"I have a very small amount in my original main bank Simplii"
#119
Ratehub
4.0
(1)
"Ratehub rate is quite lucrative"
#120
Rmg
4.0
(1)
"Smaller lenders like RMG"
#121
Eqbank
4.0
(1)
"Smaller lenders like EQbank"
#122
Uwcu
4.0
(1)
"However, there are very few Chase ATMs around campus, thus, I use UWCU for ATMs."
#123
Uw Credit Union
4.0
(1)
"But make sure you are aware of minimum $ in your account else you would be charged a monthly fee."
#124
Liv
4.0
(1)
"Come with your own account and debit card"
#125
One Finance
3.0
(1)
"Decent rate and partner with Walmart."
#126
Bank Of America
1.5
(2)
"No interest, fees but a great credit card rewards program."
"Way too many negative experiences for myself and my family."
#127
First
3.0
(1)
"Good experiences so far."
#128
SEB
2.0
(1)
"Annual fee of 200 SEK for online banking."
#129
POSB/DBS
2.0
(1)
"POSB/DBS charges around $10 for every incoming TT payment, which can add up."
#130
Alpine
1.0
(1)
"Fuck Alpine, they (used to) process payables before deposits, leading to overdraft charges for folks riding that paycheck to paycheck edge."
#131
Allied
1.0
(1)
"HBL and Allied are horrible."
#132
ABL
1.0
(1)
"ABL sold account details and blocked my account."
#133
Bank of Ghana
1.0
(1)
"They can make losses and get away with it."
#134
Marcus (Goldman Sachs)
1.0
(1)
"Rejected a transfer and lied about the reason."
#135
Truist
1.0
(1)
"Took a deposit and closed my account."
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