Best banking on Reddit
160 reviews from r/Odsp, r/startups, r/AskUK and 31 more subreddits
160 reviews from
and
By Brand
/By Product
#1
Monzo
4.8
(8)
"Monzo is fantastic."
"Monzo is better due to its tech focus."
"Monzo is great for managing my finances."
"Monzo app is by far the best."
"Monzo by a country mile."
"Monzo blows them all out of the water. Everything about it is so fluid and easy to use, right from the second you first install it."
"Monzo is good, although I do prefer Starling personally."
"Starling, Monzo, Tide are all perfectly acceptable and easy to get started with."
#2
Starling Bank
4.1
(8)
"Starling also excels with its technology."
"Starling does everything we need and has seamless chat support."
"Starling is like Monzo without the fluff and subscriptions, but has worse interest rates."
"Starling is probably the best overall."
"I do prefer Starling personally."
"Starling Bank is also good."
"Starling, Monzo, Tide are all perfectly acceptable and easy to get started with."
"Starling is fine, but I find it far less usable personally."
#3
Mercury
5.0
(6)
"I went with Mercury for this new business, been really happy so far."
"Mercury is one of the most popular banking providers among startups."
"Great things have been heard about Mercury for SaaS companies looking for easy payment solutions."
"Mercury is the new norm in the US for startups."
"As a startup law firm, we refer to Mercury and I use them personally for my consulting business."
"Mercury. I wouldn’t even recommend anything else."
#4
Tangerine
3.8
(6)
"I see PC, TANGERINE, and KOHO are great?"
"Most well know: Tangerine, Simplii (have full atm use)."
"Simplii and Tangerine have no fee banking."
"Tangerine"
"Switch to a no fee bank such as simplii / tangerine."
"*Tangerine* u need to use scotiabank, simplii financial u need to use cibc."
#5
Wise
4.6
(5)
"Wise."
"Wise is great for transferring cash in the correct currency for ATMs."
"Wise can serve as your bank account just fine."
"Wise usually has good offers for remittances."
"Wise is the go to app for international transactions."
#6
Capital One
4.6
(5)
"The Venture card also has no annual fees or foreign fees."
"Capital One 360 Checking account has a debit card with no foreign fees and no account fees."
"It's great for separate savings goals with auto-transfers!"
"Capital One if you don’t want to deal with monthly maintenance fees."
"No fees and a delay in transferring money."
#7
Schwab
4.4
(5)
"I use Schwab since can get free atm cash withdrawals while overseas."
"Schwab International is by far the best option for expats."
"The rates are higher now but they've kept renewing my lower rate."
"Schwab. Negotiate your rate."
"Schwab or SDFCU"
#8
Simplii
4.4
(5)
"I use Simplii financial. It’s been fantastic for me."
"Simplii dropped 400 onto my account 4 months after Ii opened and did direct ODSP."
"Simplii and Tangerine have no fee banking."
"Simplii financial is a good option!"
"Switch to a no fee bank such as simplii / tangerine."
#9
Revolut
3.5
(6)
"Revolut is great"
"Revolut offers 0 fees on transactions and a bonus for signing up."
"Revolut is also a good option for banking services."
"Really like Revolut because of the disposable/virtual cards, pockets, roundup etc."
"Revolut isn’t legally a bank in the UK."
"All Portuguese banks are terrible."
#10
PC
4.5
(4)
"I like PC because if I have to spend it I want something for that."
"I have been liking PC... I love it because it has been free."
"I see PC, TANGERINE, and KOHO are great?"
"PC is an online bank account without any fees."
#11
Tide
3.4
(5)
"Two choices of card reader for around £100 with reasonable fees."
"The free basic account is sufficient for most users."
"Starling, Monzo, Tide are all perfectly acceptable and easy to get started with."
"Pro account upgrade is available for £10 a month."
"Using Tide for e-commerce platforms like Etsy and Amazon Handmade was challenging."
#12
Millennium
5.0
(3)
"Millennium has been great for me so far."
"Try Millennium in Amoreiras, they are always helpful and quite well staffed there."
"Millennium is the best one."
#13
Mettle
5.0
(3)
"Mettle has no fees and comes with FreeAgent, which is beneficial for Ltd companies."
"Mettle is a free business account with free accounting software, making it a great choice for businesses."
"Mettle offers no fees and free access to FreeAgent accounting software."
#14
Bluevine
4.7
(3)
"I use Bluevine. No fees and easy to set up."
"I use Bluevine and have been happy with them, no fees."
"Bluevine."
#15
Novobanco
3.7
(3)
"I think it’s the person at the bank that makes the difference, I’m with NovoBanco."
"I like Novobanco. I hardly ever need to visit a branch."
"I have Novobanco. I’ll let you know how it goes haha."
#16
Valley Federal Credit Union
5.0
(2)
"I do most of my banking with Valley Federal CU, and they're very pleasant to deal with."
"Valley federal credit union has been great for me."
#17
EQ Bank
5.0
(2)
"Highest interest rate on savings: EQ - also has ATM withdrawals."
"Totally free to use and free atm card sent to you... You can use any atm at any bank and they will reimburse you the fee that atm charged you."
#18
Fidelity Investments
5.0
(2)
"Great for ATM cash withdrawals without foreign transaction fees."
"Fidelity is where I keep the bulk of my assets."
#19
Koho
4.5
(2)
"Koho is great and gives 5% interest on your entire balance"
"Notable mentions: Koho, Wealthsimple, PC money."
#20
Bank Muscat
4.5
(2)
"Bank muscat only. If you make online payments then you save a lot on interbank transfers."
"Bank Muscat is the obvious choice because of the number of branches and account holders who won't incur fees."
#21
HBL
4.5
(2)
"HBL + NAYAPAY
Works online, works abroad, 10/10 experience."
"HBL & UBL"
#22
Wealthsimple
4.5
(2)
"I just opened a wealthsimple account this month. no fees is nice."
"Notable mentions: Koho, Wealthsimple, PC money."
#23
PC Money
4.5
(2)
"I have both a PCMoney Account No monthly fee Free unlimited everyday transactions."
"Notable mentions: Koho, Wealthsimple, PC money."
#24
Chime
4.5
(2)
"Chime."
"Chime."
#25
UBL
4.0
(2)
"Ubl"
"Ubl"
#26
Bank Dhofar
4.0
(2)
"I had a good experience with bank dhofar."
"Alternatives are Bank Dhofar and Ahli Bank if you need ease of opening account and speed."
#27
AlyBank
4.0
(2)
"No minimums and no fees, making it a good option for savings."
"High balances and direct deposits make it convenient for my son."
#28
Square
4.0
(2)
"Square is fairly easy to use with a low per transaction fee of 1.75%."
"Square has a competitive fee of 1.75% for transactions."
#29
Santander
3.5
(2)
"The Santander branch in Rua do Ouro has separate counters for empresas, providing excellent service without the need to wait."
"The Santander in Benfica was also among the least worst."
#30
BDO
3.0
(2)
"Gamit ko bdo minimum deposit 2000 tapos dapat di bawasan 2000 may penalty."
"They have a fee of 10 pesos."
#31
Barclays
3.0
(2)
"Quite like the Barclays app and use it regularly."
"For large VC investment, you’ll need one of the big names, Barclays et al."
#32
Activo Bank
2.5
(2)
"Activo Bank."
"Define „good service“… it’s a serious question - I barely use any services and do everything in the app (ActivoBank)"
#33
Oregon Pacific
5.0
(1)
"Vicki Gray is great for business banking."
#34
Glens Falls National
5.0
(1)
"I have had Glens Falls National my whole life with no issues."
#35
Glens Falls National Bank
5.0
(1)
"Glens Falls has been great to us, as has Community Bank!"
#36
Quincy Credit Union
5.0
(1)
"I have Quincy Credit Union and have no complaints."
#37
Chase Bank
5.0
(1)
"Personally, Chase Bank is the best."
#38
Billings Federal Credit Union
5.0
(1)
"I've had good luck with Billings Federal Credit Union."
#39
Stockman
5.0
(1)
"I love the pic! Been happy with Stockman myself."
#40
Altana
5.0
(1)
"I’ve been happy with Altana."
#41
Mashreq NEO Biz
5.0
(1)
"Mashreq NEO Biz."
#42
Rak Bank
5.0
(1)
"Rak bank hands down."
#43
Rho
5.0
(1)
"Rho. We were with Mercury then switched - they have a better partner bank and service."
#44
Citibank
5.0
(1)
"The Citibank Visa had no international fees, making it perfect for travel."
#45
Holvi
5.0
(1)
"Holvi.com is designed with startups in mind, especially beneficial for those in Germany."
#46
SumUp
5.0
(1)
"I use SumUp for taking payments and pay the money into a Tred current account."
#47
Sum Up
5.0
(1)
"I use it with a couple of Sum Up machines, which have a low rate and no per transaction charge."
#48
Intergiro
5.0
(1)
"Based in Sweden, great support and API."
#49
Discover
5.0
(1)
"Discover has a high yield savings account with no minimum and no fees, currently at 4.25 APY."
#50
Lemonade
5.0
(1)
"Lemoneyd offers excellent digital savings options that are easy to use."
#51
CCA
5.0
(1)
"My best experience so far, is from CCA."
#52
HYSA
5.0
(1)
"I keep 99% of my money in it and use it for credit card payments."
#53
Interactive Brokers
4.0
(1)
"Interactive brokers will give you SOFR + (75 to 150)bps depending on how much you borrow without negotiation."
#54
Halifax
4.0
(1)
"Halifax is pretty good."
#55
SELCO
4.0
(1)
"I’m very happy."
#56
Sadapay
4.0
(1)
"Sadapay"
#57
Standard Chartered
4.0
(1)
"Standard Chartered and Meezan works well."
#58
Dannemora
4.0
(1)
"Credit union like Dannemora"
#59
Indiana Members Credit Union
4.0
(1)
"Indiana members credit union, nice"
#60
Eastern Bank
4.0
(1)
"Eastern Bank"
#61
Dannemora Federal Credit Union
4.0
(1)
"I reccomend a credit union. I use a d really like dannemora federal credit union."
#62
HDFC, Axis, ICICI
4.0
(1)
"Any private bank should assist you with good quality apps like HDFC, Axis, ICICI, etc."
#63
Frimi
4.0
(1)
"Frimi is good compared to the combank app."
#64
DFCC Bank
4.0
(1)
"You should open a corporate account with DFCC, because the initial deposit is only 25,000."
#65
Banque Populaire
4.0
(1)
"Banque Populaire at 22 Bd Victor Hugo works specifically with non-residents."
#66
Credit Union
4.0
(1)
"Just go with a credit union."
#67
Stripe Finances
4.0
(1)
"Stripe Finances (Opal)."
#68
BMO High Interest Savings Account
4.0
(1)
"I just opened a high interest savings account with BMO."
#69
Scotiabank Basic Account
4.0
(1)
"If you want a big bank, Scotiabank has a good basic account."
#70
Fifth Third
4.0
(1)
"I used 5th 3rd before I joined a credit union."
#71
US Bank
4.0
(1)
"Try US bank."
#72
PNC
4.0
(1)
"Depending on where you are PNC and FNBO are good for students."
#73
JP Morgan
4.0
(1)
"JP Morgan (Startup Banking)."
#74
Neo
4.0
(1)
"Another good option is Neo."
#75
Brex
4.0
(1)
"Brex."
#76
Citizens
4.0
(1)
"Citizens / SVB (still legit with great service)."
#77
HSBC
4.0
(1)
"And new entrant in the startup world: HSBC."
#78
Comerica
4.0
(1)
"I use Comerica and they have always been good to me."
#79
Chase
3.0
(1)
"If you deposit more than 250k in either cash or securities, you can access the private bank."
#80
WIO
3.0
(1)
"Use WIO initially."
#81
Wells Fargo
3.0
(1)
"Wells Fargo was fine."
#82
M&S
1.0
(1)
"Not the M&S credit card. Painful to use."
#83
Bank of America
1.0
(1)
"Bank of America was absolutely awful and flagged every single transaction I made as fraud."
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