Best car insurance on Reddit
269 reviews from r/Detroit, r/AskIreland, r/AirForce and 71 more subreddits
269 reviews from
and
By Brand
/By Product
#1
Progressive
4.0
(43)
"Progressive is usually the best."
"I had to file a claim with them... Very efficient."
"1000% progressive."
"Progressive or GEICO will be the cheapest."
"I’m a big fan of Progressive."
"Progressive is by far the best option lol."
"Progressive offers an endorsement for personal use policies."
"I saved a significant amount by switching to Progressive."
"Best rates I've found, and after my car was totaled last year, I can say nothing bad about their service. It was all very easy and straightforward. Got a great payment on the car too!"
"I typically find the best rates with Progressive."
#2
Car Insurance
3.9
(37)
"Super cheap with good coverage and no weird down payments."
"Once we got a quote from AAA we never looked back."
"Call Amica."
"State Farm had been charging me $208/month until then."
"Yah get yourself a good broker. I got one 5 years ago."
"When I was shopping around for insurance on my Volvo I found Shannons to be pretty much the same price as BudgetDirect"
"Pioneer has one. I know an agent in Manila, I can connect them to you."
"Smaller companies sometimes offer better rates tailored to your area."
"Sometimes lesser-known companies like Root or Clearcover can offer better rates."
"They often have competitive rates for young drivers."
#3
Geico
3.9
(26)
"Geico has been my favorite by far."
"Progressive or GEICO will be the cheapest."
"GEICO never let me down."
"Beats Geico for my family and I"
"They processed my claim quickly. I was in a new (to me) car within about 10 days. I think I even got first accident forgiveness."
"Best rates"
"Cheap policy"
"Geico."
"Geico ended up being the cheapest one I found with decent coverage."
"Try some government employee insurance, now known as GEICO."
#4
State Farm
4.2
(20)
"Very happy, rates have been consistent for me for the last 4 years."
"State Farm is the best deal I got out here."
"You’ll actually have a local person to talk to if you ever need help whether an accident or just curious."
"Switched to State Farm and saved almost 50%."
"State Farm has me at a better rate than anyone right now"
"Mine hasn't gone up in well over a decade, nearly 2 now. I pay $200 for full coverage and rental on 2 cars."
"Considerably cheaper than other options"
"If you have State Farm, you do not need to add your teen until they either get into an accident or become the primary driver of a car."
"State Farm is huge and often will have the best rates if you have a clean driving record."
"I've always had wonder experiences with State Farm. All the reps here have been extremely helpful and the rates are very reasonable."
#5
Usaa
3.8
(11)
"USAA is a great option if you qualify for it."
"USAA is the best."
"USAA helped me cut my 6-month bill in half, paying pre-covid prices."
"I've had fantastic experiences with USAA service."
"I've had good experience with USAA."
"I used USAA when I was a new airman 10 years ago, still do."
"USAA was the lowest price for me when I last checked about 3 years ago."
"Recommended"
"USAA was good for 20+ years but needed to shop around for better rates."
"Sucks anymore, get an insurance broker- shop around."
#6
Erie
4.8
(5)
"Great for auto"
"Really good"
"I have full 100/300k coverage $500 deductible on 2 cars and it’s only $60 a month for me"
"Top notch company"
"I hear Erie and Lemonade is more affordable."
#7
Amica
4.8
(4)
"Try Amica, top-rated by consumer reports for great customer service."
"Amica. It’s one of the two top rated companies in the country, according to Consumer Reports."
"My feedback as a long-time customer (5 cars and a house) is positive."
"That's roughly $50/mo less than Amica."
#8
CAA
4.5
(4)
"I switched to CAA after my insurance went up because the company sold to someone else. I ended up paying less for better coverage."
"We found caa to be the best by far, (both 20 plus years of driving, clean records) not available through an agent , call them directly"
"CAA become a member and your car insurance will be very reasonable."
"Usually very good rates"
#9
Mercury
4.5
(4)
"Mercury's the best one for me."
"Covered it by the next day"
"They still give out new homeowners in CA."
"They give a discount."
#10
Toyota
4.3
(4)
"Cut my rate in half"
"ICICI Lombard, iffco and chola mandalam"
"Never had any problem with claims"
"The cost to repair my vehicle was shocking, with a $9900 bill for hitting a deer."
#11
Costco
4.3
(3)
"Switched to them this year for our house and car... saved about $300/month."
"You don't have to be a member to get a quote."
"Last 2 years Costco provided best rate but they just raised my premium by $200"
#12
Stronghold
4.0
(3)
"You can ask for discounted price and they would try their best to calculate!"
"Stronghold. Dali ra renew. Reasonable amount of time nga mag claim (sala sa other party)."
#13
Honda
4.0
(3)
"I've been treated well by AAA and appreciate the discounts I receive."
"Affordable insurance for high-mileage vehicles."
"Pretty good"
#14
Marshmallow
3.7
(3)
"I switched to Marshmallow and have been happy since."
"[Marshmallow] may be able to help you out."
"Decent rates"
#15
Insurance Broker
3.7
(3)
"Switched to a broker now that is able to sell many different companies."
"Use an insurance broker to shop for policies and rates."
"Get an insurance broker"
#16
Statefarm
3.7
(3)
"133.00 a month"
"Viable option"
"Expensive"
#17
Farm Bureau
3.7
(3)
"I pay just under $160 through Farm Bureau for full coverage on two cars, which is significantly less than what I paid with Liberty Mutual."
"The local branch office is easy to work with and the few times I've had a claim it was mostly painless."
"Farm Bureau raised my rates without any incentive to retain my business."
#18
MAPFRE
3.3
(3)
"Is the cheapest for MA."
"I’ve been with Mapfre (Commerce Insurance) because their discounts make them the most affordable option for me."
"Mapfre gave me the best deal but theyre now oona and theyve done nothing but disappoint me since last year."
#19
TD
3.3
(3)
"I've had great experience with TD, but you should call around and find the best option for you."
"I've been with TD for about 25 years, can't complain."
"TD was double the cost for me."
#20
American Family
3.0
(3)
"Check out regional providers like American Family or Auto-Owners."
"Only downside we've found with American Family is they don't have stand alone glass coverage."
"American Family was much more expensive than Progressive."
#21
Shannons
4.5
(2)
"The one claim we've made was dealt with quickly and easily."
"Have you give Shannons a call? I always find them quite competitive."
#22
Cooperators
4.5
(2)
"Cooperators has a teacher discount through Venngo and they've been the cheapest I've seen so far."
"Is competitive in some situations for young drivers."
#23
Aaa
4.5
(2)
"Did the online quote with AAA on a Sunday and a rep called me an hour later. Same day activation. Phone call only 10 min, emailed me a better quote immediately. Told me to just call back to pay when I need to get the car."
"AAA has great rates and you can bundle that and roadside."
#24
FPG
4.0
(2)
"FPG no hassle claims."
"One of my cars is 12 years old and its still insured via FPG."
#25
Plymouth Rock
4.0
(2)
"The only insurers I’d recommend are Safety, Plymouth Rock, and Quincy Mutual."
"$1900 a year and 1 boy has 4 points."
#26
Adrian Flux
4.0
(2)
"Try Adrian Flux; they were the only insurance provider I found."
"Try a specialist like Adrian Flux."
#27
Swann
4.0
(2)
"Mine is insured with Swann."
#28
Esurance
4.0
(2)
"I have Esurance and I like it."
"Cheapest I could find"
#29
SuperValu
4.0
(2)
"Start with SuperValu for a quote."
"Try Supervalu car insurance."
#30
Sompo Direct
4.0
(2)
"I know a few people who went through them and have had no problems when they had an accident."
"Their prices depends on your druvers license/ age/ options you're opting to / monthly payments or lump sump payment."
#31
Allstate
3.5
(2)
"Winner"
"Insurance was about $1300/6 months but last year got a huge bump up to around $1900/6 months"
#32
AAA
3.0
(2)
"I opted for liability insurance only with AAA, pay $75/mo."
"Take off roadside service, get AAA. I'd raise the PD limits for absolute sure, 50K barely pays for a loaded Camry these days."
#33
Farmers
2.5
(2)
"I've had Farmer's for many years, currently through Janet Bravo."
"Bad"
#34
Jerry
5.0
(1)
"I use the Jerry app and it finds the best quotes for me."
#35
Co-operators
5.0
(1)
"They have me the lowest rate of 17 agents I spoke for auto insurance"
#36
Oona Insurance
5.0
(1)
"Mabilis maapprove ang LOA and nakakapagbayad agad sa casa."
#37
CAA MyPace
5.0
(1)
"We have found CAA MyPace to be excellent value. Cheap base rate with a per 1000 km top up"
#38
The Personal
5.0
(1)
"Constantly found The Personal to offer the best rate"
#39
NJM
5.0
(1)
"NJM, if you’re in a state they cover. Cheaper than USAA and extremely reliable."
#40
Meemic
5.0
(1)
"Meemic is great!"
#41
American Family Insurance
5.0
(1)
"My wife and I have been really happy with American Family Insurance!"
#42
Experian
5.0
(1)
"Experian provides competitive quotes for home and auto insurance."
#43
Vehicle
5.0
(1)
"The 5 year full replacement value package is worth it; I received full replacement value at current market rates after my vehicle was totaled."
#44
Bozzuto Insurance
5.0
(1)
"They keep my rates low after over 10 years."
#45
Quincy Mutual
4.0
(1)
"The only insurers I’d recommend are Safety, Plymouth Rock, and Quincy Mutual."
#46
Cooke Insurance
4.0
(1)
"Cooke insurance quotes me $300 less per year than TD."
#47
GMIB
4.0
(1)
"Call GMIB and give them a call, every since I started with them they have been given me best quotes every year."
#48
An Post
4.0
(1)
"An post gave me a good quote on a learners permit and an even better one once I rang them up."
#49
Axa
4.0
(1)
"My sister is with Axa and is a first time learner driver on a 2012 Yaris."
#50
Chill
4.0
(1)
"Checked chill ie? Seems to give best deals."
#51
First Ireland
4.0
(1)
"First Ireland, give them a try."
#52
Hastings Insurance
4.0
(1)
"Try Hastings insurance. My wife on a learner with no driving experience paid 1550 for fully comp."
#53
N/A
4.0
(1)
"Put your mother as a named driver, saved me €250!"
#54
United
4.0
(1)
"Have personal experience with United and they are good."
#55
Wawanesa
4.0
(1)
"If you have a good driving record, check out Wawanesa."
#56
AAMI
4.0
(1)
"AAMI was the cheapest option."
#57
AA
4.0
(1)
"They had the best offer."
#58
McCarthy Insurance Group
4.0
(1)
"McCarthy Insurance Group have been great for me."
#59
Kennco
4.0
(1)
"Kennco seem to be the best for new or inexperienced drivers."
#60
Post Office Car Insurance
4.0
(1)
"The post office insured him for €1500."
#61
Star Insurance
4.0
(1)
"Star Insurance specialise in these things."
#62
Liberty Mutual
4.0
(1)
"Navy Federal Credit Union partners with Liberty Mutual and offers a good discount and better interest rates than most others."
#63
Country Financial
4.0
(1)
"We've had good luck with Country Financial and American Family via Costco."
#64
Rollin
4.0
(1)
"Check out Rollin. They’re underwritten by NRMA and I like to think are focused on younger drivers."
#65
Bingle
4.0
(1)
"Try Bingle, it’s always been the cheapest for me."
#66
Bellair Direct
4.0
(1)
"Bellair Direct."
#67
Rates.ca
4.0
(1)
"Try rates.ca."
#68
Erie Insurance
4.0
(1)
"Erie Insurance offers low rates, with some options as cheap as $26/month for minimum coverage."
#69
Auto-Owners
4.0
(1)
"Auto Owners"
#70
Old Mutual
4.0
(1)
"They seemed pretty easy to work with thereafter."
#71
Horace Mann
4.0
(1)
"I got a good auto and renters policy"
#72
Heartland Farm Mutual
4.0
(1)
"Use a broker like others have mentioned"
#73
Star, Swann, Classic Cover & Creme
4.0
(1)
"Do specialty insurance for unique vehicles"
#74
Wedgewood
4.0
(1)
"Gave me a good rate."
#75
Admiral
4.0
(1)
"Absolutely recommend it."
#76
Hastings
4.0
(1)
"Also has up to 90 days consecutive days in any EU country."
#77
BPI
4.0
(1)
"Not the cheapest pero based sa experience ko madali mag claim at maayos ang process."
#78
Mercantile Insurance
4.0
(1)
"Try buying via MoneyMax and getting a policy from Mercantile Insurance."
#79
AMI
4.0
(1)
"I've had good experiences with AMI."
#80
AA Insurance
4.0
(1)
"AA Insurance worked for me."
#81
Root Insurance
4.0
(1)
"Root insurance is pretty good."
#82
Lemonade
4.0
(1)
"Lemonade has faster claim pay outs."
#83
Allianz
3.0
(1)
"Try Allianz.."
#84
Liberty Insurance
3.0
(1)
"Try liberty insurance. They are also expensive."
#85
Aviva
3.0
(1)
"Mine are beaters."
#86
Intact
3.0
(1)
"Will insure over 20 years old"
#87
Progressive, Geico and Meemic
3.0
(1)
"You have to shop around pretty much annually."
#88
Travelers
2.0
(1)
"The insurance cost for a young driver is very high, around $337/month."
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