Best car insurance on Reddit

225 reviews from r/Detroit, r/AirForce, r/vegaslocals and 56 more subreddits

225 reviews from
and
By Brand
/
By Product
#1

Progressive

4.0
(34)
"Progressive is usually the best."
·
"Progressive or GEICO will be the cheapest."
·
"Progressive is by far the best option lol."
·
"Progressive offers an endorsement for personal use policies."
·
"I saved a significant amount by switching to Progressive."
·
"Best rates I've found, and after my car was totaled last year, I can say nothing bad about their service. It was all very easy and straightforward. Got a great payment on the car too!"
·
"I typically find the best rates with Progressive."
·
"In Michigan, I've found Progressive to be the most competitive."
·
"I've been very satisfied with them."
·
"I've been with Progressive for at least 10 years and so far haven’t found anyone local who can beat it."
·
#2

Car Insurance

3.9
(29)
"Super cheap with good coverage and no weird down payments."
·
"Once we got a quote from AAA we never looked back."
·
"Call Amica."
·
"State Farm had been charging me $208/month until then."
·
"Yah get yourself a good broker. I got one 5 years ago."
·
"Smaller companies sometimes offer better rates tailored to your area."
·
"Sometimes lesser-known companies like Root or Clearcover can offer better rates."
·
"They often have competitive rates for young drivers."
·
"I use Pemco and have been happy."
·
"I dropped collision, since it’s an 8 year old car."
·
#3

Geico

3.9
(21)
"Geico has been my favorite by far."
·
"Progressive or GEICO will be the cheapest."
·
"GEICO never let me down."
·
"Beats Geico for my family and I"
·
"They processed my claim quickly. I was in a new (to me) car within about 10 days. I think I even got first accident forgiveness."
·
"Best rates"
·
"Cheap policy"
·
"Try some government employee insurance, now known as GEICO."
·
"Get quotes from several companies. Geico is good to check, but call several and compare."
·
"In general has been the cheapest."
·
#4

State Farm

4.2
(13)
"You’ll actually have a local person to talk to if you ever need help whether an accident or just curious."
·
"State Farm has me at a better rate than anyone right now"
·
"Mine hasn't gone up in well over a decade, nearly 2 now. I pay $200 for full coverage and rental on 2 cars."
·
"Considerably cheaper than other options"
·
"If you have State Farm, you do not need to add your teen until they either get into an accident or become the primary driver of a car."
·
"Check out options like Geico, Progressive, or State Farm."
·
"State Farm."
·
"State farm knows I deliver for work and they're cool with it."
·
"State Farm."
·
"State Farm provided a much better rate after discussing it over the phone."
·
#5

Usaa

3.6
(9)
"USAA helped me cut my 6-month bill in half, paying pre-covid prices."
·
"I've had fantastic experiences with USAA service."
·
"I've had good experience with USAA."
·
"I used USAA when I was a new airman 10 years ago, still do."
·
"USAA was the lowest price for me when I last checked about 3 years ago."
·
"Recommended"
·
"USAA was good for 20+ years but needed to shop around for better rates."
·
"Sucks anymore, get an insurance broker- shop around."
·
"USAA also quoted me over $200 a month, which was not affordable."
#6

Erie

4.8
(5)
"Great for auto"
·
"Really good"
·
"I have full 100/300k coverage $500 deductible on 2 cars and it’s only $60 a month for me"
·
"Top notch company"
·
"I hear Erie and Lemonade is more affordable."
#7

Amica

4.8
(4)
"Amica. It’s one of the two top rated companies in the country, according to Consumer Reports."
·
"My feedback as a long-time customer (5 cars and a house) is positive."
·
"Have to have a clean driving record. Have only made one claim in 10 years and it was effortless."
·
"That's roughly $50/mo less than Amica."
#8

CAA

4.5
(4)
"I switched to CAA after my insurance went up because the company sold to someone else. I ended up paying less for better coverage."
·
"We found caa to be the best by far, (both 20 plus years of driving, clean records) not available through an agent , call them directly"
·
"CAA become a member and your car insurance will be very reasonable."
·
"Usually very good rates"
#9

Toyota

4.3
(4)
"Cut my rate in half"
·
"ICICI Lombard, iffco and chola mandalam"
·
"Never had any problem with claims"
·
"The cost to repair my vehicle was shocking, with a $9900 bill for hitting a deer."
#10

Mercury

4.3
(3)
"Covered it by the next day"
·
"They still give out new homeowners in CA."
·
"They give a discount."
#11

Costco

4.3
(3)
"Switched to them this year for our house and car... saved about $300/month."
·
"You don't have to be a member to get a quote."
·
"Last 2 years Costco provided best rate but they just raised my premium by $200"
#12

Stronghold

4.0
(3)
"You can ask for discounted price and they would try their best to calculate!"
·
"Stronghold. Dali ra renew. Reasonable amount of time nga mag claim (sala sa other party)."
·
#13

Honda

4.0
(3)
"I've been treated well by AAA and appreciate the discounts I receive."
·
"Affordable insurance for high-mileage vehicles."
·
"Pretty good"
#14

Statefarm

3.7
(3)
"133.00 a month"
·
"Viable option"
·
"Expensive"
#15

Farm Bureau

3.7
(3)
"I pay just under $160 through Farm Bureau for full coverage on two cars, which is significantly less than what I paid with Liberty Mutual."
·
"The local branch office is easy to work with and the few times I've had a claim it was mostly painless."
·
"Farm Bureau raised my rates without any incentive to retain my business."
#16

Jerry

5.0
(2)
"I use the Jerry app and it finds the best quotes for me."
·
"The Jerry app is great for finding car insurance rates and allows you to switch your insurance easily."
#17

Sompo Direct

4.0
(2)
"I know a few people who went through them and have had no problems when they had an accident."
·
"Their prices depends on your druvers license/ age/ options you're opting to / monthly payments or lump sump payment."
#18

SuperValu

4.0
(2)
"Start with SuperValu for a quote."
·
"Try Supervalu car insurance."
#19

Insurance Broker

4.0
(2)
"Switched to a broker now that is able to sell many different companies."
·
"Use an insurance broker to shop for policies and rates."
#20

Adrian Flux

4.0
(2)
"Try Adrian Flux; they were the only insurance provider I found."
·
"Try a specialist like Adrian Flux."
#21

Swann

4.0
(2)
"Mine is insured with Swann."
·
#22

MAPFRE

4.0
(2)
"Is the cheapest for MA."
·
"I’ve been with Mapfre (Commerce Insurance) because their discounts make them the most affordable option for me."
#23

Plymouth Rock

4.0
(2)
"The only insurers I’d recommend are Safety, Plymouth Rock, and Quincy Mutual."
·
"$1900 a year and 1 boy has 4 points."
#24

Esurance

4.0
(2)
"I have Esurance and I like it."
·
"Cheapest I could find"
#25

Allstate

3.5
(2)
"Winner"
·
"Insurance was about $1300/6 months but last year got a huge bump up to around $1900/6 months"
#26

TD

3.0
(2)
"I've had great experience with TD, but you should call around and find the best option for you."
·
"TD was double the cost for me."
#27

AAA

3.0
(2)
"I opted for liability insurance only with AAA, pay $75/mo."
·
"Take off roadside service, get AAA. I'd raise the PD limits for absolute sure, 50K barely pays for a loaded Camry these days."
#28

American Family

2.5
(2)
"Only downside we've found with American Family is they don't have stand alone glass coverage."
·
"American Family was much more expensive than Progressive."
#29

Farmers

2.5
(2)
"I've had Farmer's for many years, currently through Janet Bravo."
·
"Bad"
#30

Ford

5.0
(1)
"Cheapest price"
#31

Holt Insurance Agency

5.0
(1)
"They compare different prices for you."
#32

Co-operators

5.0
(1)
"They have me the lowest rate of 17 agents I spoke for auto insurance"
#33

Oona Insurance

5.0
(1)
"Mabilis maapprove ang LOA and nakakapagbayad agad sa casa."
#34

CAA MyPace

5.0
(1)
"We have found CAA MyPace to be excellent value. Cheap base rate with a per 1000 km top up"
#35

The Personal

5.0
(1)
"Constantly found The Personal to offer the best rate"
#36

NJM

5.0
(1)
"NJM, if you’re in a state they cover. Cheaper than USAA and extremely reliable."
#37

Meemic

5.0
(1)
"Meemic is great!"
#38

American Family Insurance

5.0
(1)
"My wife and I have been really happy with American Family Insurance!"
#39

MAIF

5.0
(1)
"MAIF: [https://www.mymarylandauto.com/site/](https://www.mymarylandauto.com/site/)"
#40

Experian

5.0
(1)
"Experian provides competitive quotes for home and auto insurance."
#41

Vehicle

5.0
(1)
"The 5 year full replacement value package is worth it; I received full replacement value at current market rates after my vehicle was totaled."
#42

Bozzuto Insurance

5.0
(1)
"They keep my rates low after over 10 years."
#43

Westfield

5.0
(1)
"I have a better experience with Westfield through Compass than with other providers."
#44

Compass Insurance Agency

5.0
(1)
"Compass provides excellent service and helps you find the best rates."
#45

Dodge

5.0
(1)
"The 2017 Dodge Grand Caravan is a reliable vehicle with a wheelchair ramp, perfect for low mileage and low use."
#46

Root

5.0
(1)
"Cheapest with what I needed for coverage."
#47

Healy Insurances

5.0
(1)
"Try Mary Doyle at Healy Insurances. She is an insurance broker and was able to get me full coverage for a year at just €500."
#48

United

4.0
(1)
"Have personal experience with United and they are good."
#49

Wawanesa

4.0
(1)
"If you have a good driving record, check out Wawanesa."
#50

Safety

4.0
(1)
"The only insurers I’d recommend are Safety, Plymouth Rock, and Quincy Mutual."
#51

AAMI

4.0
(1)
"AAMI was the cheapest option."
#52

AA

4.0
(1)
"They had the best offer."
#53

McCarthy Insurance Group

4.0
(1)
"McCarthy Insurance Group have been great for me."
#54

Kennco

4.0
(1)
"Kennco seem to be the best for new or inexperienced drivers."
#55

Post Office Car Insurance

4.0
(1)
"The post office insured him for €1500."
#56

Star Insurance

4.0
(1)
"Star Insurance specialise in these things."
#57

Liberty Mutual

4.0
(1)
"Navy Federal Credit Union partners with Liberty Mutual and offers a good discount and better interest rates than most others."
#58

Country Financial

4.0
(1)
"We've had good luck with Country Financial and American Family via Costco."
#59

Rollin

4.0
(1)
"Check out Rollin. They’re underwritten by NRMA and I like to think are focused on younger drivers."
#60

Bingle

4.0
(1)
"Try Bingle, it’s always been the cheapest for me."
#61

Shannons

4.0
(1)
"Have you give Shannons a call? I always find them quite competitive."
#62

Bellair Direct

4.0
(1)
"Bellair Direct."
#63

Rates.ca

4.0
(1)
"Try rates.ca."
#64

Erie Insurance

4.0
(1)
"Erie Insurance offers low rates, with some options as cheap as $26/month for minimum coverage."
#65

Auto-Owners

4.0
(1)
"Auto Owners"
#66

Old Mutual

4.0
(1)
"They seemed pretty easy to work with thereafter."
#67

Horace Mann

4.0
(1)
"I got a good auto and renters policy"
#68

Heartland Farm Mutual

4.0
(1)
"Use a broker like others have mentioned"
#69

Star, Swann, Classic Cover & Creme

4.0
(1)
"Do specialty insurance for unique vehicles"
#70

Wedgewood

4.0
(1)
"Gave me a good rate."
#71

Admiral

4.0
(1)
"Absolutely recommend it."
#72

Hastings

4.0
(1)
"Also has up to 90 days consecutive days in any EU country."
#73

Chill.ie

4.0
(1)
"Finally got accepted by Chill.ie."
#74

BPI

4.0
(1)
"Not the cheapest pero based sa experience ko madali mag claim at maayos ang process."
#75

Mercantile Insurance

4.0
(1)
"Try buying via MoneyMax and getting a policy from Mercantile Insurance."
#76

AMI

4.0
(1)
"I've had good experiences with AMI."
#77

AA Insurance

4.0
(1)
"AA Insurance worked for me."
#78

Root Insurance

4.0
(1)
"Root insurance is pretty good."
#79

AIG

4.0
(1)
"We have had good experiences with AIG Israel"
#80

Lemonade

4.0
(1)
"Lemonade has faster claim pay outs."
#81

Phoenix

3.0
(1)
"Just go for phoenix."
#82

Aviva

3.0
(1)
"Mine are beaters."
#83

Intact

3.0
(1)
"Will insure over 20 years old"
#84

Progressive, Geico and Meemic

3.0
(1)
"You have to shop around pretty much annually."
#85

Travelers

2.0
(1)
"The insurance cost for a young driver is very high, around $337/month."

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