Best car insurance on Reddit
167 reviews from r/Detroit, r/kzoo, r/vegaslocals and 40 more subreddits
167 reviews from
and
By Brand
/By Product
#1
Progressive
3.9
(25)
"I saved a significant amount by switching to Progressive."
"Best rates I've found, and after my car was totaled last year, I can say nothing bad about their service. It was all very easy and straightforward. Got a great payment on the car too!"
"I typically find the best rates with Progressive."
"In Michigan, I've found Progressive to be the most competitive."
"I've been very satisfied with them."
"I've been with Progressive for at least 10 years and so far haven’t found anyone local who can beat it."
"We are in Indiana with progressive. model 3"
"Online quote with Progressive. I think my non-insured period couldn't continue with online so I called. An agent took all my info over the"
"Has been the best for me."
"Progressive. Plus it's super easy to manage with their app."
#2
Geico
3.7
(13)
"Beats Geico for my family and I"
"They processed my claim quickly. I was in a new (to me) car within about 10 days. I think I even got first accident forgiveness."
"Best rates"
"Cheap policy"
"Gotta shop around. I pay about that much for 3 cars and 3 adult drivers from Geico."
"Had the cheapest premiums in my experience."
"$140/month for 2016 Focus, comprehensive but no collision"
"I run about $2k per car per six months with Geico for full coverage with very high liability limits."
"GEICO was the next cheapest option."
"Geico was 5-10% more than Progressive."
#3
State Farm
4.2
(9)
"State Farm has me at a better rate than anyone right now"
"Mine hasn't gone up in well over a decade, nearly 2 now. I pay $200 for full coverage and rental on 2 cars."
"Considerably cheaper than other options"
"If you have State Farm, you do not need to add your teen until they either get into an accident or become the primary driver of a car."
"State Farm."
"State Farm provided a much better rate after discussing it over the phone."
"We're with State Farm."
"State Farm had the cheapest renters insurance."
"State Farm's rates were not competitive."
#4
Usaa
3.4
(7)
"USAA helped me cut my 6-month bill in half, paying pre-covid prices."
"I've had fantastic experiences with USAA service."
"I've had good experience with USAA."
"Recommended"
"USAA was good for 20+ years but needed to shop around for better rates."
"Sucks anymore, get an insurance broker- shop around."
"USAA also quoted me over $200 a month, which was not affordable."
#5
Erie
4.8
(5)
"Great for auto"
"Really good"
"I have full 100/300k coverage $500 deductible on 2 cars and it’s only $60 a month for me"
"Top notch company"
"I hear Erie and Lemonade is more affordable."
#6
Amica
4.8
(4)
"Amica. It’s one of the two top rated companies in the country, according to Consumer Reports."
"My feedback as a long-time customer (5 cars and a house) is positive."
"Have to have a clean driving record. Have only made one claim in 10 years and it was effortless."
"That's roughly $50/mo less than Amica."
#7
Toyota
3.6
(5)
"Cut my rate in half"
"ICICI Lombard, iffco and chola mandalam"
"Never had any problem with claims"
"The cost to repair my vehicle was shocking, with a $9900 bill for hitting a deer."
"Went from $80/month up north to $450/mo for the same coverage. 2003 camry too. Safe to say I went with the minimum coverage and it still cost me $100/mo."
#8
Mercury
4.3
(3)
"Covered it by the next day"
"They still give out new homeowners in CA."
"They give a discount."
#9
Honda
4.0
(3)
"I've been treated well by AAA and appreciate the discounts I receive."
"Affordable insurance for high-mileage vehicles."
"Pretty good"
#10
Statefarm
3.7
(3)
"133.00 a month"
"Viable option"
"Expensive"
#11
Allstate
2.8
(4)
"Winner"
"Allstate did not provide satisfactory service."
"Insurance was about $1300/6 months but last year got a huge bump up to around $1900/6 months"
"Allstate was quite a bit higher in comparison."
#12
Farm Bureau
3.7
(3)
"I pay just under $160 through Farm Bureau for full coverage on two cars, which is significantly less than what I paid with Liberty Mutual."
"The local branch office is easy to work with and the few times I've had a claim it was mostly painless."
"Farm Bureau raised my rates without any incentive to retain my business."
#13
Root
5.0
(2)
"Cheapest with what I needed for coverage."
"Try out Root insurance!"
#14
Costco
5.0
(2)
"You don't have to be a member to get a quote."
"Cheap"
#15
CAA
4.5
(2)
"We found caa to be the best by far, (both 20 plus years of driving, clean records) not available through an agent , call them directly"
"Usually very good rates"
#16
Swann
4.0
(2)
"Mine is insured with Swann."
#17
TD
3.0
(2)
"I've had great experience with TD, but you should call around and find the best option for you."
"TD was double the cost for me."
#18
AAA
3.0
(2)
"I opted for liability insurance only with AAA, pay $75/mo."
"Take off roadside service, get AAA. I'd raise the PD limits for absolute sure, 50K barely pays for a loaded Camry these days."
#19
Co-operators
5.0
(1)
"They have me the lowest rate of 17 agents I spoke for auto insurance"
#20
MAPFRE
5.0
(1)
"Is the cheapest for MA."
#21
Oona Insurance
5.0
(1)
"Mabilis maapprove ang LOA and nakakapagbayad agad sa casa."
#22
CAA MyPace
5.0
(1)
"We have found CAA MyPace to be excellent value. Cheap base rate with a per 1000 km top up"
#23
The Personal
5.0
(1)
"Constantly found The Personal to offer the best rate"
#24
NJM
5.0
(1)
"NJM, if you’re in a state they cover. Cheaper than USAA and extremely reliable."
#25
Meemic
5.0
(1)
"Meemic is great!"
#26
American Family Insurance
5.0
(1)
"My wife and I have been really happy with American Family Insurance!"
#27
Experian
5.0
(1)
"Experian provides competitive quotes for home and auto insurance."
#28
Vehicle
5.0
(1)
"The 5 year full replacement value package is worth it; I received full replacement value at current market rates after my vehicle was totaled."
#29
Bozzuto Insurance
5.0
(1)
"They keep my rates low after over 10 years."
#30
Westfield
5.0
(1)
"I have a better experience with Westfield through Compass than with other providers."
#31
Compass Insurance Agency
5.0
(1)
"Compass provides excellent service and helps you find the best rates."
#32
Dodge
5.0
(1)
"The 2017 Dodge Grand Caravan is a reliable vehicle with a wheelchair ramp, perfect for low mileage and low use."
#33
Jerry
5.0
(1)
"The Jerry app is great for finding car insurance rates and allows you to switch your insurance easily."
#34
ebike
5.0
(1)
"Saving money on auto insurance could lead to getting an ebike."
#35
Kia
5.0
(1)
"Steering wheel lock"
#36
Eaglesure
5.0
(1)
"Affordable insurance"
#37
Greenlight
5.0
(1)
"Best pricing"
#38
Confused.Com
5.0
(1)
"Shop insurance deals"
#39
Tata
5.0
(1)
"Hassle free"
#40
Zander Insurance
5.0
(1)
"Got us a good rate with Encompass."
#41
Hanover
5.0
(1)
"Currently insured through Hanover and pay ~$90/month."
#42
Aaa
5.0
(1)
"Did the online quote with AAA on a Sunday and a rep called me an hour later. Same day activation. Phone call only 10 min, emailed me a better quote immediately. Told me to just call back to pay when I need to get the car."
#43
Corolla
5.0
(1)
"Budget conscious"
#44
Civic
5.0
(1)
"Budget conscious"
#45
Altima
5.0
(1)
"Save me some money"
#46
2022
5.0
(1)
"Only 1 driver with 2M liability"
#47
Ford
5.0
(1)
"Cheapest price"
#48
Holt Insurance Agency
5.0
(1)
"They compare different prices for you."
#49
Old Mutual
4.0
(1)
"They seemed pretty easy to work with thereafter."
#50
Horace Mann
4.0
(1)
"I got a good auto and renters policy"
#51
Heartland Farm Mutual
4.0
(1)
"Use a broker like others have mentioned"
#52
Star, Swann, Classic Cover & Creme
4.0
(1)
"Do specialty insurance for unique vehicles"
#53
Wedgewood
4.0
(1)
"Gave me a good rate."
#54
Admiral
4.0
(1)
"Absolutely recommend it."
#55
Hastings
4.0
(1)
"Also has up to 90 days consecutive days in any EU country."
#56
Plymouth Rock
4.0
(1)
"$1900 a year and 1 boy has 4 points."
#57
BPI
4.0
(1)
"Not the cheapest pero based sa experience ko madali mag claim at maayos ang process."
#58
Mercantile Insurance
4.0
(1)
"Try buying via MoneyMax and getting a policy from Mercantile Insurance."
#59
AMI
4.0
(1)
"I've had good experiences with AMI."
#60
AA Insurance
4.0
(1)
"AA Insurance worked for me."
#61
Root Insurance
4.0
(1)
"Root insurance is pretty good."
#62
Lemonade
4.0
(1)
"Lemonade has faster claim pay outs."
#63
Liberty Mutual
4.0
(1)
"I saved about $150/month over AAA and $50/month less than Liberty Mutual direct."
#64
Allianz
4.0
(1)
"Dependable service for minor issues like flat tyre and battery."
#65
Volkswagen
4.0
(1)
"Paying under $100 a month for a high-mileage VW Passat with Geico is a great deal!"
#66
Subaru
4.0
(1)
"I found Progressive to be the cheapest option for my insurance, which was a great relief."
#67
Mini
4.0
(1)
"I’m with Mercury. My Insurance Broker got me a good deal. I’m only paying $158 a month."
#68
Belairdirect
4.0
(1)
"Belairdirect has been the lowest price for myself and several people I know."
#69
Insurify
4.0
(1)
"Best quote for vehicle insurance."
#70
TNG
4.0
(1)
"Cheap, easy and not a scam. Covers flood and catastrophic accidental damage."
#71
Car
4.0
(1)
"I bought a car and set up the tax and insurance on the same day."
#72
Mazda
4.0
(1)
"Mazdas are relatively cheap to insure."
#73
Esurance
4.0
(1)
"Cheapest I could find"
#74
A-Abana
4.0
(1)
"Best rates"
#75
Fred Loya
4.0
(1)
"Affordable rate"
#76
Aviva
3.0
(1)
"Mine are beaters."
#77
Intact
3.0
(1)
"Will insure over 20 years old"
#78
Progressive, Geico and Meemic
3.0
(1)
"You have to shop around pretty much annually."
#79
Marshmallow
3.0
(1)
"Decent rates"
#80
Gieco
3.0
(1)
"Cover"
#81
Tesla
3.0
(1)
"Not bad but not the best"
#82
Travelers
2.0
(1)
"The insurance cost for a young driver is very high, around $337/month."
#83
Texas Policy
2.0
(1)
"Texas isn't a huge state for PIP either, we don't get as many benefits as other places. I don't carry PIP on my Texas policy."
#84
Old Beater
2.0
(1)
"Cheap insurance isn’t realistic for an experienced driver, so expect the worst for a youthful inexperienced driver."
#85
American Family
2.0
(1)
"American Family was much more expensive than Progressive."
#86
RBC
2.0
(1)
"RBC was the cheapest for me until they hiked rates this year."
#87
Farmers
1.0
(1)
"Bad"
#88
G2
1.0
(1)
"Sounds pretty cheap"
#89
Sbi
1.0
(1)
"Nightmare when we needed to claim"
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