Digibank reviews from Reddit
Summary
We analyzed 186 Reddit reviews across 5 subreddits and 34 posts to rank the best Digibank brands recommended by redditors, including communities like r/DigitalbanksPh, r/phinvest, r/IndiaInvestments, r/india, r/IndianStreetBets. Top-rated brands include SeaBank (4.7/5), GoTyme (4.6/5), Maya (4.6/5).
Stats
Reviews186
Subreddits5
Posts34
Brands26
Products13
186 reviews from
and
By Brand
/By Product
#1
SeaBank
4.7
(89)
"Safest, 4% interest, maganda user interface, simple, straightforward, gamit na gamit sa discounts sa shopee."
"Seabank is the best Digibank for me. User friendly and easy to use."
"Seabank - high interest earnings (4.25% p.a.) then credited daily."
"Maya & Seabank - for merchant QR payments."
"Seabank no cash in fee me discounts sila and cashbacks na din"
"Seabank for me"
"Seabank, OP! The best! And sana huwag magbago."
"Seabank laking help yung may 15 free transfer sila per week nagrereset."
"I recommend Seabank or CIMB for high interest rates and just solid features altogether."
"Seabank - daily interest and convenient nya gamitin promise."
#2
GoTyme
4.6
(23)
"GoTyme!!! Pwede rin sa Seabank"
"GoTyme at Seabank marerecommend ko. Hehe pahawa naman ng ganitong problema xD"
"GoTyme at Seabank marerecommend ko."
"Gotyme - super convenient when paying online."
"Prefer ko pa rin si GoTyme for daily transactions."
"I use GoTyme para sa daily allowance."
"Gotyme and seabank for me."
"I am into GoTyme right now kasi unassuming ng UI/UX."
"Gotyme absolutely, pero depende pa din kung ano gagawin mo."
"GoTyme. It’s safe, and may ATM card 👍🏻"
#3
Maya
4.6
(22)
"Maya currently has the highest rate at 6% through their Maya Goals. Best of all, you can easily cancel the goal if you are in need of liquidity"
"Maya with 6% Time Deposit"
"Maya Goal 6%, may 200+ kang interest monthly."
"Go for MAYA kung magastos ka since umaabot ng around 6% yung interest just by spending 2k, for like paying your bills, grocery, hangouts with Maya then easy 6 percent."
"Maya for Savings (mas mataas ang interest rates)"
"Maya lalo pag meron ka sa Savings. Easily achieves atleast 6% PA"
"Maya"
"I use Maya. :)"
"Maya..if globe ka..u can dl one globe..may discount load purchase dun for globe user"
"Maya"
#4
OwnBank
4.5
(10)
"Try ownbank 6% daily interest with no missions"
"Ownbank"
"1. OwnBank - 7.5%
2. Netbank - 7%
3. Union Digital - 6.75%
4. CIMB - 6.5%
5. UNO - 6%
6. Maya - 5.75%"
"Ownbank netbank"
"Try mo sa lemoneyd. Try researching if okay sayo yung OWNBANK and NETBANK."
"For me mag ownbank na ko if high interest rate yung priority mo (6%)"
"Ownbank if you want high interest rates na walang missions."
"Ownbank said has a good interest rate too, but many users don't trust it that much for now since bago pa lang sila sa digibank co"
"Interest rate is 6%. And there was a promo from DBPH na 12% interest rate for one month up to 100k if you sign up using their referral code."
"Ownbank, seabank, unionbank digital."
#5
digibank
3.8
(8)
"Maya 10% 🤑 (may mission nga lang every month)"
"Im using netbank, gotyme(monthly interest lang to ) , seabank & uno digital."
"Maya"
"GoTyme"
"Ako ay Maya Savings, Time Deposit and CIMB savings"
"I applied with CIMB Bank for my JP Visa and they accepted it."
"If hindi mo balak gagalawin, CIMB time deposit"
"I used tonik and maya and easily downloaded a bank certificate via the app."
#6
CIMB
4.6
(5)
"Cimb, pinaka highest at generous magbigay ng interests."
"Cimb"
"I started with CIMB before tas di ko pa alam concept ng digibanks."
"Try mo din mag open ng Gsave account with CIMB through Gcash."
"Im hopping on the CIMB train this month, but otherwise I was happy to maintain seabank/cimb/maya/gotyme."
#7
Digibank
4.8
(4)
"Tonik. Straight savings lang, walang kung ano anong missions."
"Ownbank and Seabank!"
"I would prefer Digibank App over Kotak 811 account. It is one of the best online savings accounts."
"Which digibanks provide an ADB bank statement/cert? I only know Seabank and CIMB"
#8
Tonik
4.7
(3)
"Generally happy with Tonik’s stash."
"Tonik. No gimmicks and just a high stash and time deposit."
"Tonik. Roll over lang ng rollover. 6%. Max 500k."
#9
Netbank
4.7
(3)
"Try mo rin si NetBank, OP! Sobrang sulit dahil sa 6% interest p.a."
"So Far since I Opened my Netbank account with 6.5% ways back Dec 2022 Never had any headache when doing transfer in and out."
"Netbank has good interest rates naman, super seamless ng app kasi simple lang and very responsive CS nila."
#10
Kotak
4.5
(2)
"Kotak 811 which is undoubtedly the best."
"Need to close the account and move to kotak 811."
#11
GCash
4.5
(2)
"Pinaka best as of now is GCash VISA cards pag direct foreign currency transactions."
"AMEX po yung Virtual card ni GCash and sakto if need mo US address and US number."
#12
Salmon
5.0
(1)
"Try Salmon, they have virtual cards, so you can shop easily."
#13
Lemoneyd
5.0
(1)
"Please check Lemoneyd.com you will see the overview (interest rates, features, time deposits) of all Digital banks."
#14
UnionDigital
4.0
(1)
"Uniondigital."
#15
PDAX
4.0
(1)
"My best digi banks will be pdax, yes they don't have interest rate..."
#16
Diskartech
4.0
(1)
"Diskartech for the first PHP 500 and and first 3 bills."
#17
Uno Bank
4.0
(1)
"Uno bank for me very underrated."
#18
Seabank
4.0
(1)
"Try seabank usually gamit ko yung debit card nila may 0.3% cashback."
#19
IDFC First Bank
4.0
(1)
"Check out IDFC first bank account. It has all the benefits that digibank used to offer earlier."
#20
Niyo
4.0
(1)
"Niyo IDFC Savings account."
#21
BPI Banko
4.0
(1)
"Try mo ang BPI BanKo, 5% din interest niya, if you want to use GoTyme for payments alone."
#22
UNO Digital
4.0
(1)
"Sa UNO Digital mataas din and credited daily, but what I like with UNO is free transfer fees🤗"
#23
Komo
4.0
(1)
"For EF sa digibank I put mine in Komo. Haven’t had any problems with it."
#24
DigiBanks
4.0
(1)
"Yes, goods naman yung mga digibanks rn. Sulitin mo din yung high interest ng OwnBank 6% din yun kaysa sa traditional bank na sobrang baba ng interest."
#25
PDIC
4.0
(1)
"I'd recommend max amount mo na yun sa isang bank, excess amount deposit it somewhere else."
#26
DBS
2.0
(1)
"What's an alternative for dbs bank with zero savings account and great mobile app/internet banking?"
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