Malpractice Insurance reviews from Reddit
Summary
We analyzed 173 Reddit reviews across 33 subreddits and 65 posts to rank the best Malpractice Insurance brands recommended by redditors, including communities like r/nursing, r/physicaltherapy, r/therapists, r/Dentistry, r/PMHNP. Top-rated brands include NSO (4.2/5), HPSO (3.7/5), Malpractice Insurance (3.9/5).
Stats
Reviews173
Subreddits33
Posts65
Brands59
Products19
173 reviews from
and
By Brand
/By Product
#1
NSO
4.2
(41)
"I use NSO- had a threat of a law suit on Monday- told them about it on Tuesday, got a phone call about it yesterday ( Thursday)- they put my mind at ease, and were extremely helpful."
"NSO is regularly recommended here and very reasonably priced."
"I have had NSO insurance for 45 years. A bargain for the peace of mine."
"Highly recommend NSO"
"I pay around $133 annually, never had to use mine so far."
"NSO. Never, ever go without malpractice insurance, only the financially illiterate do so."
"NSO with a million dollar policy for $107 a year."
"NSO has an amazing discounts for new grads."
"It’s a measly hundred bucks a year through NSO."
"Definitely worth the peace of mind."
#2
HPSO
3.7
(19)
"HPSO"
"The premium is around $120/year, which is not expensive considering the potential costs of being sued."
"HPSO is another popular one. Look into them."
"HPSO"
"I always used HPSO in the past."
"Mine was only around $150 for the year with HPSO."
"I have HPSO as well. Glad to hear they have supportive legal counsel."
"Mine is thru HPSO. It's around $100 a year."
"I use HPSO for malpractice insurance for my RN and medic."
"I have HPSO, but recently saw CM&F Group recommend on facebook."
#3
Malpractice Insurance
3.9
(17)
"Recommends that you get insurance. At a minimum, you will need healthcare professional liability (malpractice) to cover you for any patient malpractice claims or licensure complaints."
"I am a malpractice insurance expert and have handled about 800 malpractice claims."
"If accused of something you have to PROVE you are innocent. How do you expect to afford that without insurance."
"I was required to carry malpractice insurance in nursing school, and have kept it up since."
"Check the coverage amount. 100k vs. 1 million. If you've got tail coverage, that should be enough."
"Malpractice coverage is either occurrence based or claims based."
"When I started, I was under the impression it was going to be super expensive."
"In my state of Missouri 1000 hrs of full coverage is $4250.00."
"I started using HPSO for my malpractice carrier in 2008."
"Search for your state + malpractice carriers and you’ll see the big dogs."
#4
MedPro
3.8
(10)
"MedPro is one of the oldest and largest medical malpractice insurance companies in the United States, and they would be a fine choice."
"The Washington Dental Association now endorses MedPro."
"I’ve got a guy I really like with MedPro, actually just met him for lunch yesterday."
"Any one of these insurance companies would be a fine choice."
"Medpro. They’re great"
"I use Medpro. I’ve never had to use them and hope to keep it that way."
"MedPro is a Berkshire Hathaway company and is one of the largest medmal insurance companies."
"Medpro is the most expensive by far out of any of them. Hear mixed things about them"
"MedPro or MLMIC"
"I use MedPro. Their premium is high though imo."
#5
CM&F Group
4.5
(8)
"Listen to the people saying cmandf. If you're getting a full-time policy it won't be much cheaper but you can break it up if you want."
"CM&F all the way. You can even get a part time rate if you’re just starting out or only work a few days per week."
"2nding CM&F. They are easy to work with and affordable."
"I like mine (https://www.cmfgroup.com/) a lot; affordable and they don’t nickel and dime you for every piece of your scope of practice."
"CM&F Group has done mine for 8 years now."
"I use CM&F. They’re pretty good. Mid range for pricing"
"CM&F Group."
"CMF"
#6
Proliability
3.6
(7)
"I use Proliability. Used them for myself in the past and my practice now."
"I have a private business so I have insurance that covers me under that."
"1. Proliability."
"I use proliability."
"What ever company you work for has a policy that covers you."
"Make sure whoever you pick specifically covers telepsych only work."
"Proliability by Mercer."
#7
American Professional Agency
4.5
(4)
"Way more affordable than some of the other options out there imo."
"These guys are recommended by the apa."
"I use the latter and don't have any complaints."
"Many have recommended American professional agency for private practice."
#8
CNA
4.3
(4)
"CNA is one of the largest malpractice insurers in the US and would be a fine choice."
"TDIC or CNA are the other large writers in Washington."
"CNA, selling thorough HPSO, sells more individual liability policies than any other insurer in the United States, and would be a fine choice."
"Any one of these insurance companies would be a fine choice."
#9
CPH
4.7
(3)
"Longtime with CPH and they have always backed me up in practice."
"Cph is the best in my opinion."
"I switched to CPH and am very happy."
#10
NCMIC
4.3
(3)
"Everyone i know has ncmic. They are apparently the best when it comes to actually defending you in case you need them."
"I have NCMIC, never had problems and they have been helpful when I have questions."
"NCMIC vote here as well. After a couple years they pay you dividends."
#11
AMPI
4.0
(3)
"I spent 350 dollars for a 4 week hands on Medicine rotation through AMPI."
"AMPI malpractice insurance."
"Try this."
#12
CMF Group
4.0
(2)
"CMF had the best quote in my opinion."
"I use CMF Group."
#13
Proferra
4.0
(2)
"I am insured through Proferra with the NASW risk retention group."
"I insure through the NASW provider Preferra."
#14
Locums
4.0
(2)
"Whomever you are contracting with should provide coverage, and it needs to be occurrence based."
"They should be providing you the med mal. Get a dec page for each position that shows coverage."
#15
CM&F
4.0
(2)
"CM&F costs me less than HPSO"
"CM&F was about $300 cheaper than HPSO."
#16
Baxter
4.0
(2)
"Have you tried Baxter?"
"Baxter has one of the best rated policies."
#17
Pharmacist Mutual
3.5
(2)
"I went with Pharmacist Mutual."
"With pharmacist mutual I think there is an extra charge for sterile compounding."
#18
International Helpers
5.0
(1)
"Email them and they will tell you how to sign up."
#19
PRMS
5.0
(1)
"I recommend a psych specific insurance company. The APA has one and PRMS is "
#20
Myptinsuarance
5.0
(1)
"Myptinsuarance is $300 for a year!!"
#21
ALPS
5.0
(1)
"We have been very happy with ALPS."
#22
NSNA
5.0
(1)
"Student nurses can get a discounted Student RN insurance through NSNA."
#23
ANA
5.0
(1)
"You can get discounted RN insurance if you are a member of ANA."
#24
Proliability.com
5.0
(1)
"Recommended by insurance underwriters for its better reputation in the industry."
#25
CLC
5.0
(1)
"It took my like 10 minutes to get my CLC malpractice insurance."
#26
CPH Malpractice Insurance
5.0
(1)
"CPH mentioned in this thread is an insurance agency selling malpractice insurance written by the CNA"
#27
AMPI Medical
5.0
(1)
"They were the cheapest option I could find."
#28
Corporate Liability Insurance
5.0
(1)
"The company has liability coverage for all employees."
#29
Brokerage
4.0
(1)
"You're looking at indemnity insurance which you can get through any brokerage."
#30
Personal Liability Umbrella
4.0
(1)
"You may find the Umbrella Policy covers more both at work and away from work than any malpractice policy for less."
#31
Insurance
4.0
(1)
"In Australia we're required to hold insurance as a condition of registration."
#32
Liberty Mutual
4.0
(1)
"Any one of these insurance companies would be a fine choice."
#33
Wesco
4.0
(1)
"We used a broker and ended up getting a policy through Wesco."
#34
American Professional
4.0
(1)
"Other plans like American Professional in NY, are better."
#35
Preferred Physicians Medical
4.0
(1)
"Look into Preferred Physicians Medical. Anesthesia only malpractice group."
#36
MDU
4.0
(1)
"The common companies that we use are MDU"
#37
MDDUS
4.0
(1)
"The common companies that we use are MDDUS"
#38
MIEC
4.0
(1)
"I use MIEC in California for FM for $3M/$5M in coverage."
#39
Aragon-Haas
4.0
(1)
"I've used aragon-haas as my broker for the last several years."
#40
PMRS
4.0
(1)
"PMRS has been fine."
#41
AANA
4.0
(1)
"AANA also offers highly rated policies."
#42
Preferra
4.0
(1)
"They've been pretty good and allow retroactive coverage."
#43
Lockton Affinity
4.0
(1)
"I think it has the best price, though the malpractice insurance still pretty expensive."
#44
NorCal
4.0
(1)
"NorCal or the doctors co seem like good ones, but I’d ask around at your workplace, too."
#45
American Acupuncture Council (AAC)
4.0
(1)
"I’ve used both American Acupuncture Council (AAC) and CM&F. CM&F is cheaper but I prefer AAC because they have more to offer acupuncturists."
#46
Cunningham Group Insurance
4.0
(1)
"These are two I've seen."
#47
TDIC
4.0
(1)
"TDIC or CNA are the other large writers in Washington."
#48
NASW, ACA, APA
4.0
(1)
"Check into her state professional organization... and see if there's a discount on insurance for members."
#49
Business Insurance
4.0
(1)
"You will want 'slip and fall' general business insurance in case... a client slips and falls and sues your business."
#50
Insurance Provider
4.0
(1)
"Call and ask, they are the experts."
#51
APAIT
4.0
(1)
"I've been with APAIT for 30 years, through their divorce from APA."
#52
IMG
3.0
(1)
"Not sure about malpractice, but you can get health insurance from here."
#53
Ampi
3.0
(1)
"Ampi 905$ for 12 weeks"
#54
AAPA Endorsed Group
3.0
(1)
"The group that AAPA endorses on their website has a tier system for new grads."
#55
Berxi
3.0
(1)
"Berxi, owned by Berkshire Hathaway, claims its 20% cheaper."
#56
Dentists Advantage
3.0
(1)
"I used to have dentists advantage. They gave a discount if you were a member of the AGD."
#57
NASW
3.0
(1)
"I was looking into the insurance through NASW but I’ve heard rumors that you can’t use the insurance unless you’re a member?"
#58
Indemnity Insurance
3.0
(1)
"I believe what you are looking for is indemnity insurance."
#59
Clifton
2.0
(1)
"Clifton’s customer service is not great."
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