Best mortgage lender on Reddit

218 reviews from r/Charlotte, r/cincinnati, r/baltimore and 23 more subreddits

218 reviews from
and
By Brand
/
By Product
#1

Movement Mortgage

4.8
(5)
"I had a great experience with Movement Mortgage."
·
"Go with the best service and best name because that's your Golden Ticket."
·
"Page Jacobson at Movement Mortgage. He's the Southpark Manager and top producer."
·
"Sherri Howard with Movement Mortgage."
·
"Have been really happy with them."
#2

NFM Lending

4.6
(5)
"NFM lending, they were great for me."
·
"I work with Danny Allbritton."
·
"They just moved offices off W Cary in the city."
·
"I've used Rodney Anderson."
·
"Jesse Perrone from NFM Lending."
#3

SECU

4.8
(4)
"Credit Union, Credit Union, Credit Union."
·
"They won't sell your mortgage!"
·
"I’d recommend them."
·
"We had a really good experience."
#4

Third Federal

4.7
(3)
"Will get you the best rate most likely."
·
"Is solid."
·
#5

Rocket Mortgage

4.7
(3)
"I would look at rocket mortgage, penny mac, lower."
·
"Has treated us well and was very easy."
·
"You can use my referral for rocketmortgage, and get some discount."
#6

NEFCU

4.0
(3)
"HOME program where you get downpayment assistance."
·
"Overall I had a much better experience."
·
"Their program is good in general."
#7

First Home Mortgage

5.0
(2)
"I really liked First Home Mortgage and Fulton Mortgage Company."
·
"Great experience all around and always got the lowest possible rates."
#8

Prime Lending

5.0
(2)
"She handled our home purchase and a recent refinance."
·
"We had a great experience with Patti Click and I always recommend her to people!"
#9

Loan Depot

5.0
(2)
"Very good experience."
·
"Can’t recommend Nancy Denicola at Loan Depot enough."
#10

Eagle Bank

5.0
(2)
"Was a delight to work with."
·
"They made the process super easy."
#11

Midwest Family Lending

5.0
(2)
"He is amazing."
·
"Goes above and beyond every time."
#12

Credit Union

5.0
(2)
"I’d personally try to stay local with a well established credit union."
·
"If you are a credit union member, or can become one, credit union offers the best."
#13

American Security Mortgage

5.0
(2)
"Work with Christina Bramhall Mauney. Super efficient with responses."
·
"We are going through Erin Finnen at American Security Mortgage."
#14

Guaranteed Rate Affinity

5.0
(2)
"They were great and very professional."
·
"They will get quotes from multiple lenders."
#15

Benchmark

5.0
(2)
"We've used Shane Sharp with Benchmark on both of my personal mortgages."
·
"The bright spot in the home buying process."
#16

Guardian Savings Bank

4.5
(2)
"Has treated me quite well."
·
"Easy"
#17

Stockton Mortgage

4.5
(2)
"Super nice and knowledgeable."
·
"Good guy. Knows his stuff."
#18

Green State

4.5
(2)
"Got us lowest rates."
·
"Was pretty good tbh."
#19

Veridian Credit Union

4.5
(2)
"Had the best rates."
·
"Has been great!"
#20

Credit Union of America

4.5
(2)
"They are marvelous."
·
"Since they're local and self service the loan/it won't be sold to random companies."
#21

Huntington Bank

4.5
(2)
"Super competent and efficient."
·
"We are going on 2 years now with a mortgage from them."
#22

Wyndham Capital

4.5
(2)
"Wyndham Capital...it was bought out by SoFi but still an excellent lender."
·
"Wyndham Capital...it was bought out by SoFi but still an excellent lender."
#23

Rapid Mortgage

4.5
(2)
"Did a fantastic job for me."
·
"I had good luck with Rapid Mortgage when we closed."
#24

Benchmark Mortgage

4.5
(2)
"Benchmark mortgage did good by me."
·
"He will get you the best deal."
#25

Guardian Savings

4.5
(2)
"They were awesome to work with."
·
"Smaller but smooth dealing."
#26

Local Credit Unions

4.0
(2)
"They tend to have the best or are very close to the best rates."
·
"They'll each treat you far better than any bank."
#27

NBKC

4.0
(2)
"I had a good experience working with NBKC."
·
"So far it’s been good."
#28

Ruoff

3.0
(2)
"Ruoff"
·
"Avoid Ruoff like the plague."
#29

Direct Lending Team

5.0
(1)
"Did my mortgage and is very honest."
#30

Mortgage Muse

5.0
(1)
"We used our family friend Anya Thakkar for our last refinance."
#31

A+ FCU

5.0
(1)
"We used the local credit union, A+ FCU. Aside from having a better rate."
#32

Network Funding

5.0
(1)
"Mylo Draven with Network Funding. He's helped me twice personally."
#33

360 Home Lending

5.0
(1)
"We used Elizabeth Adame with 360 Home Lending."
#34

PacRes Mortgage

5.0
(1)
"I went through PacRes Mortgage, they were super helpful."
#35

FNB

5.0
(1)
"FNB has an excellent First Time home buyer mortgage option."
#36

Marine Federal Credit Union

5.0
(1)
"Specifically say marine federal if you have a way of enrolling with them."
#37

Integrity Home Mortgage

5.0
(1)
"Had a great experience with Dave Partridge with integrity Home Mortgage."
#38

Sharonview Federal Credit Union

5.0
(1)
"Have a look at Sharonview Federal Credit Union."
#39

The Queen City Lender

5.0
(1)
"Ali is the best!"
#40

DHL Mortgage

5.0
(1)
"I used DHL mortgage when I refi'd- specifically received great help from Dejana."
#41

Rosegate Mortgage

5.0
(1)
"Rosegate Mortgage is who I used previously, Brittney Morris was great!"
#42

UWM

5.0
(1)
"Process was easy and quick."
#43

Bridgewater Capital

5.0
(1)
"I've used him twice, great experience both times."
#44

Peak Financial Group

5.0
(1)
"He’s a broker, so will get the best rates from across the market."
#45

Triangle Lending

5.0
(1)
"Got us the best rate last year."
#46

Wintrust Mortgage

5.0
(1)
"Brett Winters is great to work with."
#47

Ally Bank

5.0
(1)
"They had the best rates when I was buying."
#48

American Financial Lending

5.0
(1)
"Both times, they provided us the lowest rate we could find."
#49

NewRez

5.0
(1)
"John Haberen at NewRez is fantastic!"
#50

Mortgage Capital

5.0
(1)
"I would definitely recommend him."
#51

Lake Michigan CU

5.0
(1)
"They got me a really great rate as a first time home buyer with just meh credit."
#52

Treadstone Mortgage

5.0
(1)
"Jen Aalderink with Treadstone Mortgage!"
#53

Lakestate Mortgage

5.0
(1)
"Kevin Wildman with lakestate mortgage on northland dr"
#54

SunLendingUSA

5.0
(1)
"They are my lenders....very professional & they have no closing costs"
#55

Central Bank

5.0
(1)
"I have never been able to find a lender with better rates and lower fees than Central Bank."
#56

Amerifirst

5.0
(1)
"I had a good experience with Sonya at Amerifirst"
#57

Prosperity Bank

5.0
(1)
"Aaron Mason at Prosperity Bank. Responsive and good guy."
#58

Fortera

5.0
(1)
"Fortera is an excellent choice."
#59

FM Bank

5.0
(1)
"Rod hawkins with fm bank is the way to go!"
#60

Castle Rock

5.0
(1)
"We went with Brandon Ferguson at Castle Rock and it was smooth and painless."
#61

First Federal Dickson

5.0
(1)
"I love them because they dont sell their loans."
#62

Castle Rock Mortgage

5.0
(1)
"Jessica Rigsby with Castle Rock Mortgage."
#63

Ally

5.0
(1)
"I was floored with how quick and easy they were."
#64

Dart Bank

5.0
(1)
"They were absolutely amazing!"
#65

Homesure Lending

5.0
(1)
"Fantastically helpful at navigating things."
#66

Mortgage One

5.0
(1)
"Were *awesome*."
#67

Vermont Federal Credit Union

5.0
(1)
"Down payment assistance program that is great."
#68

Spruce Mortgage

5.0
(1)
"She's fantastic and will be able to walk you through all the options."
#69

Academy Mortgage

5.0
(1)
"Highly recommend."
#70

Coastal CU

5.0
(1)
"SECU, if not them then maybe Coastal CU, Truliant, or Allegacy."
#71

Uwharrie Bank

5.0
(1)
"We got our mortgage with Uwharrie Bank—we were impressed that they matched PFCU rates."
#72

Guaranteed Rate

5.0
(1)
"Check out Guaranteed Rate. They have creative programs."
#73

Alliance Mortgage

5.0
(1)
"I highly recommend Richard Sarey at Alliance Mortgage."
#74

Thrive

5.0
(1)
"The team at Thrive is hands down the best group I have ever dealt with."
#75

Dream Home Funding

5.0
(1)
"Martin is a broker and takes a flat fee, then rebates the excess back toward other fees."
#76

Atlantic Bay

5.0
(1)
"Maddy Armstrong with Atlantic Bay is my absolute go to lender."
#77

Liberty Mortgage

5.0
(1)
"Josh Crowley at Liberty Mortgage."
#78

USAA

5.0
(1)
"If doing a VA loan, USAA is the best versed lender on the nuances of VA."
#79

PennyMac

5.0
(1)
"If using VA loan, talk to PennyMac."
#80

Charlotte Metro Credit Union

5.0
(1)
"Charlotte Metro Credit Union. (Now Sklyla). Great rates, comparable closing costs."
#81

Towne Bank

5.0
(1)
"I can highly recommend Ray Shanahan at Towne Bank."
#82

Mecklenburg Mortgage

5.0
(1)
"Jeff Muth at Mecklengburg Mortgage"
#83

Citizen

5.0
(1)
"Citizen in my experience is the best mortgage broker in the city."
#84

MECU

5.0
(1)
"I used MECU. Great experience and they are local."
#85

Meridian

5.0
(1)
"Best rate for us and she was the most responsive person i’ve ever dealt with."
#86

Primary Residential Mortgage

5.0
(1)
"He was good, no drama."
#87

Vellum Mortgage

5.0
(1)
"She's the best mortgage lender."
#88

Main Street Home Loans

5.0
(1)
"He was very helpful."
#89

Embrace Home Loans

5.0
(1)
"Marcos Sanchez at Embrace Home Loans."
#90

Meridian Mortgage

5.0
(1)
"He’s also got some really nice programs."
#91

SWBC Mortgage

5.0
(1)
"Can’t recommend him enough."
#92

NJ Lenders Corp

5.0
(1)
"Overall very seamless and clear process."
#93

American Federal Mortgage

5.0
(1)
"They are lovely, professional, and helpful."
#94

Maddy Armstrong

5.0
(1)
"Highly recommend Maddy Armstrong."
#95

Freedom Mortgage

5.0
(1)
"Everything was made amazingly smooth."
#96

Guild Mortgage

5.0
(1)
"Was amazing for us!!"
#97

Planet Home Lending

5.0
(1)
"I have had a good experience with PH."
#98

McLean Mortgage

5.0
(1)
"He's been great both times."
#99

RVA Financial

5.0
(1)
"Has been great for me so far."
#100

CinFed

5.0
(1)
"Had a good experience with cinfed."
#101

Wright Patt Credit Union

5.0
(1)
"Was phenomenal with my mortgage."
#102

Union Savings Bank

5.0
(1)
"They were great during the process."
#103

Envoy Mortgage

5.0
(1)
"Was excellent to work with as a first time buyer."
#104

Eagle Savings Bank

5.0
(1)
"Is fantastic."
#105

Franklin Financial Group

5.0
(1)
"He was great."
#106

Centerbank

5.0
(1)
"Doug was GREAT!"
#107

NRL Mortgage

5.0
(1)
"They did an incredible job."
#108

Polaris

5.0
(1)
"Definitely recommend."
#109

American Mortgage

5.0
(1)
"Willing to hold your hand being a first time buyer."
#110

Team Mortgage

5.0
(1)
"Great!"
#111

Inlanta

5.0
(1)
"He is wonderful."
#112

Heartland Home Mortgage

5.0
(1)
"I had a great experience when I refinanced."
#113

Mortgage Broker

5.0
(1)
"You will get some of the best rates out there."
#114

3Rivers

5.0
(1)
"Internal servicing of the loan can make a big difference."
#115

Three Rivers

5.0
(1)
"Gave me the lowest rate and fees."
#116

Hallmark Home Mortgage

5.0
(1)
"We had a great experience with them."
#117

Bippus State Bank

5.0
(1)
"Was great to work with!"
#118

Three Rivers FCU

5.0
(1)
"You can apply online!"
#119

VSI Lending

5.0
(1)
"3River's is also stellar."
#120

ProFed CU

5.0
(1)
"Treated us right!"
#121

ProFed

5.0
(1)
"Me a much better rate than even 3 Rivers."
#122

First Republic

5.0
(1)
"They’ve actually kept their rates for well qualified buyers at 2.65."
#123

Tyler Osby Team

5.0
(1)
"Very helpful and had us prepared."
#124

HomeServices Lending

5.0
(1)
"Walked us through every step."
#125

Costco Mortgage Program

5.0
(1)
"The Costco program was the easiest of them all."
#126

Fidelity

5.0
(1)
"It could not have been a smoother process."
#127

DelMar Mortgage

5.0
(1)
"Loved working with Larry Schmidt there for our first home buying experience."
#128

F&M Bank

5.0
(1)
"F&M Bank"
#129

CMG Mortgage

4.0
(1)
"CMG Mortgage"
#130

Fairway

4.0
(1)
"Josh Penland and his team at Fairway."
#131

PenFed

4.0
(1)
"Penfed.org usually has the lowest rate."
#132

MFM Funding

4.0
(1)
"Randy Davis of MFM funding."
#133

Coastal Federal Credit Union

4.0
(1)
"Coastal Federal Credit Union has great rates."
#134

Supreme Lending

4.0
(1)
"I recommend Genessys from Supreme Lending!!"
#135

Truist

4.0
(1)
"I went through Truist but that’s just because it was my builders preferred lender."
#136

LoanPronto

4.0
(1)
"You should check out LoanPronto."
#137

Founders FCU

4.0
(1)
"Founders FCU has solid rates if you qualify for a membership there."
#138

NCFHA

4.0
(1)
"Contact the NCFHA and they'll give you their top producers."
#139

United Community Bank

4.0
(1)
"Look up United Community Bank Inc. DM me if you want a specific name."
#140

NCSECU

4.0
(1)
"Generally has good rates, but they also have other perks."
#141

PNC

4.0
(1)
"We’ve had great luck with PNC and especially like the fact they don’t resell."
#142

Heartland Bank and Trust

4.0
(1)
"Local bank with good rates."
#143

Rock Bottom Mortgage

4.0
(1)
"He did have the best rates I could find."
#144

Wright-Patt Credit Union

4.0
(1)
"Check out Wright-Patt Credit Union."
#145

WPCU

4.0
(1)
"WPCU, Union Savings, Third Federal."
#146

UHM

4.0
(1)
"It went pretty well."
#147

Bank of England

4.0
(1)
#148

Bank of Ann Arbor

4.0
(1)
"The folks at Bank of Ann Arbor are pretty great."
#149

Independent Bank

4.0
(1)
"Clear communication, pretty competitive rates and fees."
#150

DFCU

4.0
(1)
"I get about $1500 in cash back every January."
#151

Adams Mortgage

4.0
(1)
"Helpful, friendly, and purchase went off without a hitch."
#152

Michigan Mutual

4.0
(1)
"Enjoyed our experience."
#153

Mascoma

4.0
(1)
"Pre approval and loan were easy processes."
#154

VSECU

4.0
(1)
"It has been good."
#155

Opportunities Credit Union

4.0
(1)
"I know quite a few people who use."
#156

Mascoma Bank

4.0
(1)
"Anyone else local."
#157

North Country FCU

4.0
(1)
"Great credit Union that will make you very happy."
#158

Texas Lending

4.0
(1)
"Both times closed within 3 weeks."
#159

Homes for Heroes

4.0
(1)
"Look into programs like Homes for Heroes or similar homebuyer assistance programs for educators in your area."
#160

Home for Heroes

4.0
(1)
"I would try Home for Heroes. They have lenders specifically designed for your profession."
#161

First National Bank

4.0
(1)
"They were pretty good."
#162

Quicken Loans

4.0
(1)
"We had good luck with quicken loans."
#163

Caliber

4.0
(1)
"The communication was top notch."
#164

First Financial

4.0
(1)
"Treated us very well."
#165

Wesbanco

4.0
(1)
"They were extremely helpful."
#166

LMCU

4.0
(1)
"Able to get us a pretty sizable lower rate."
#167

Costco Mortgage

4.0
(1)
"Find best mortgage rates."
#168

Better.com

4.0
(1)
"Rates were good, almost the best."
#169

Union Home Mortgage

4.0
(1)
"Both great people."
#170

CapFed

4.0
(1)
"Good rates, low closing cost, and they do not sell your mortgage."
#171

Pentagon Federal

4.0
(1)
"Had a good experience."
#172

Flat Branch

4.0
(1)
"I've been very happy."
#173

WichitaFCU

4.0
(1)
"Did the whole thing without stepping foot into the credit union."
#174

Community National Bank

4.0
(1)
"Ask for Vince. He's thorough and does great rates."
#175

Sierra Pacific Mortgage

4.0
(1)
"I’m more than happy to help answer any question you have."
#176

Sun Lending

3.0
(1)
"You got to take quotes from different folks & play them against each other."
#177

UMCU

3.0
(1)
"I'm always skeptical with brokers."
#178

Vermont Mortgage Company

3.0
(1)
"Agent has been great."
#179

Neighborhood Finance Corp

3.0
(1)
"Definitely consider them. Frankly it isn't the smoothest application process but it opens up eligibility for forgivable loans on home improvement and repair projects."

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