Best mortgage lenders on Reddit

171 reviews from r/nova, r/Cleveland, r/SouthJersey and 14 more subreddits

171 reviews from
and
By Brand
/
By Product
#1

Third Federal

4.8
(6)
"They had lower rates than other lenders and I've never heard of them selling a mortgage to another company."
·
"Great rate, service, app, and have been very pleased."
·
"Third Federal is fantastic. Zero problems. They don't sell your loan off elsewhere."
·
"Third Federal won hands down for money and service"
·
"No PMI, beat rates from the other lenders I shopped, and they hold onto the mortgage. Agent was knowledgeable, responsive, and made the process stress free."
·
"Third Federal was great!"
#2

Navy Federal

4.0
(4)
"Low rate in 2019. Easy process."
·
"Navy Federal had the best rates for us. Their process may be a bit slower though."
·
"Navy Fed with match rates."
·
"I did a local lender who was able to beat Navy Fed."
#3

Guild Mortgage

5.0
(3)
"Local lender offering assistance with mortgage and refinance options."
·
"The wife and I bought a home last fall and we were first time buyers as well."
·
"Melanie Hernandez with Guild Mortgage!"
#4

Movement Mortgage

5.0
(3)
"Tim at Movement Mortgage. He was awesome."
·
"Christina has done multiple mortgages for me and has proven to be highly competent and trustworthy."
·
"We were really happy with Christina Lane."
#5

Atlantic Coast Mortgage

5.0
(3)
"They were super helpful and able to accommodate 11th hour changes."
·
"Tan Tunador handled both our initial mortgage and our refinance, offering great rates and professionalism."
·
"Brooke Lowry, Atlantic coast mortgage."
#6

McLean Mortgage

7.0
(2)
"We loved the experience and she really helped us walk through the process."
·
"My company is a brokerage shop that specializes in shopping rates and getting you the best rate/lowest fees."
#7

Cross Country Mortgage

4.7
(3)
"The best"
·
"Contact Chris Murray at Cross Country Mortgage."
·
"Cross Country Mortgage is local and solid."
#8

Rocket Mortgage

4.7
(3)
"I used Rocket for mine and had no issues."
·
"The app they have to submit paperwork is the best out there."
·
"Most local vendors will just sell your mortgage to another big vendor after closing. Go with a big name like rocket mortgage."
#9

Wells Fargo

3.5
(4)
"Carmela Stenroos at Wells Fargo is incredible. She got our mortgage done start to finish in 16 days and the rate was 1.5% lower than PMH."
·
"Had a mortgage with them in the past with no issues, and no issues so far with this mortgage."
·
"Sold my mortgage shortly after I bought it."
·
"Not a big WF fan, but I'll take the lower rate."
#10

Union Savings Bank

4.3
(3)
"Big fan of Union Savings Bank. Low closing costs."
·
"Both my son and I have had good luck with Union Savings Bank."
·
"They won't sell your loan either."
#11

Guaranteed Rate

4.0
(3)
"I had a great experience with them."
·
"Highly recommend Ryan Larson at Guaranteed Rate. He offers the same level of service with slightly better rates."
·
"Maybe not the best rate, but they close on time."
#12

First Republic

4.0
(3)
"Rates as low as 3.75% available through the Eagle Community program."
·
"Everyone under the sun recommended First Republic to me, so they're worth a try especially if you're looking at HDFC co-ops."
·
"Has low rates if you have certain amount of money with them."
#13

Summit

5.0
(2)
"3rd for Summit"
·
"Summit! Adam Pelleter."
#14

Quicken Loans

5.0
(2)
"I have had nothing but painless experience with Quicken Loans (now Rocket Mortgage)."
·
"We're happy w/Quicken Loans (Rocket Mortgage). Found them to be very helpful."
#15

Huntington Bank

5.0
(2)
"Very smooth"
·
"I used them, very easy, closed in less than 30 days."
#16

CMG

5.0
(2)
"Kevin currier CMG for first time homebuyers is great."
·
"CMG had the best rates when I bought. Probably still do."
#17

Loan Depot

3.3
(3)
"He gave us so much advice and education way before we had an accepted offer."
·
"Loan Depot was great to help me source the best rates and terms."
·
"Avoid Rocket Mortgage. Try Loan Depot if credit is lower."
#18

Garden State Home Loans

4.5
(2)
"Used them for my Refi, and it was a perfect experience."
·
"I had a good experience."
#19

Huntington

4.5
(2)
"Have had nothing but a positive experience."
·
"Huntington is also good."
#20

Credit Union

4.0
(2)
"Credit unions seem to be on top of their game and mortgage brokers as long as they are seasoned, experienced."
·
"I recommend your local credit union, if you're looking for what likely is the best rate."
#21

Veterans United

3.5
(2)
"We have used Veterans United four different times and they have been excellent."
·
"Don’t go with veterans united. They don’t offer any incentives."
#22

PennyMac

3.0
(2)
"PennyMac has been great and was able to get me a low rate on my second home."
·
"HST sold my first loan to PennyMac and they were HORRIBLE."
#23

VA Home Loan

5.0
(1)
"The VA home loan, and IRRRL refi are life savers"
#24

Capital City Home Loans

5.0
(1)
"Realtor here - Lisa Canup with Capital City Home Loans, Carrie Edgerson with Vandyk Mortgage, Darla Grant with University Lending Group"
#25

New Wave

5.0
(1)
"I went through six no fee brokers I then went to a company called new wave."
#26

Joel Lobb

5.0
(1)
"Trusted mortgage broker with a proven track record of helping clients secure competitive mortgage rates"
#27

Loan Officer

5.0
(1)
"He has been great to work with."
#28

Alex Barresi

5.0
(1)
"He gave me info to improve my rate he easily didn’t have to so loyal customer for life."
#29

Cambridge Savings Bank

5.0
(1)
"Great experience with them and they’re keeping my mortgage too."
#30

Washington Trust

5.0
(1)
"They had the lowest rates."
#31

Flagstar

5.0
(1)
"Excellent rates and they don’t always sell the loans."
#32

Bangor Savings

5.0
(1)
"Has been great."
#33

Radius Group

5.0
(1)
"Had a great experience working with radius group!"
#34

Trustco Bank

5.0
(1)
"They actually publish all of their prime rates online so you don’t need to call or apply to shop."
#35

NACA

5.0
(1)
"Don't let the corporate bank salesmen tell you that you have to pay PMI on top of these insanity rates."
#36

Broker

5.0
(1)
"If you want pm me and I’ll send you my broker. I’ve used him for all my houses."
#37

Mortgage Investors Group

5.0
(1)
"Terre Webb with Mortgage Investors Group."
#38

Community Lenders Group

5.0
(1)
"Call Margaret Brown with Community Lenders Group."
#39

Villa Nova Financing Group

5.0
(1)
"I used Chris Adesso at Villa Nova Financing Group."
#40

Homeland Lending

5.0
(1)
"I used this company several times for refinances and they were great."
#41

Tompkins Mahopac Bank

5.0
(1)
"I can’t recommend them enough."
#42

Summit Credit Union

5.0
(1)
"👍"
#43

Home Bank

5.0
(1)
"They are wonderful."
#44

Cafe Lending

5.0
(1)
"Was amazing."
#45

Cross Country

5.0
(1)
"He’s the best lender."
#46

804 Mortgage

5.0
(1)
"He's really quick and thorough."
#47

Northpointe

5.0
(1)
"By far the best experience I have ever had."
#48

McLaughlin Mortgage

5.0
(1)
"He's been extremely helpful."
#49

Credit Unions

5.0
(1)
"Credit unions are superior."
#50

Equity Prime Mortgage

5.0
(1)
"Talk to Mike."
#51

Steve Campagna

5.0
(1)
"Him and his crew are seriously the best."
#52

Northpointe Bank

5.0
(1)
"We loved working with Joe McCrea."
#53

Guaranteed Rate Affinity

5.0
(1)
"They'll get rates from several banks."
#54

Umortgage

5.0
(1)
"Andy Dowdy at Umortgage!!!!!!!!!!"
#55

Inter Coastal Mortgage

5.0
(1)
"Very helpful throughout the whole process."
#56

Vellum Mortgage

5.0
(1)
"We had a really good experience."
#57

First Heritage Mortgage

5.0
(1)
"Mike Ott from First Heritage mortgage was amazing!"
#58

Eric Mullis

5.0
(1)
"Eric Mullis was an absolute dream to work with buying our house during COVID."
#59

Virginia Housing

5.0
(1)
"I highly recommend the VHDA program for first-time home buyers."
#60

Prosperity Home Mortgage

5.0
(1)
"I offer rebate in form of credit towards your closing costs to all my buyers!"
#61

Embrace Home Loans

5.0
(1)
"I had maybe one phone call with Sam, everything else was the way I wanted to work, text and email."
#62

Police & Fire Credit Union

5.0
(1)
"Easy process, no crazy fees, highly competitive rates."
#63

Lightning Mortgage Inc.

5.0
(1)
"He was by far the most knowledgeable person I have ever spoken to about mortgages."
#64

Prime Lending

5.0
(1)
"They shop for you, making the mortgage process easier."
#65

Humberto Mortgage

5.0
(1)
"Great service and options available."
#66

Movement

5.0
(1)
"They service their own loans so you won't have your mtg sold and transferred around constantly."
#67

Almost Home Mortgage

5.0
(1)
"Amazing service, stayed on top of everything during the buying process."
#68

Main Street Home Loans

5.0
(1)
"His team was very helpful for me as a clueless new professional new to the area."
#69

Preferred Funding Services

5.0
(1)
"Small & family owned. Kerry and her team are amazing!"
#70

First Federal

5.0
(1)
"Excellent service and support."
#71

First Savings Mortgage and Loans

5.0
(1)
"Kris Hunnicutt is a reliable Vice President at First Savings Mortgage and Loans."
#72

CMG Mortgage

5.0
(1)
"Holly Silas at CMG Mortgage is a real straight shooter who has been in the business forever."
#73

Guard Hill

5.0
(1)
"They do some of their own lending, also work with others, are great for small business owners. Don’t bother with any of the big banks, and call these guys before HVCU."
#74

Citizens Bank

5.0
(1)
"I worked with Dana Temprano on a refi and she was wonderful."
#75

Prime Meridian

5.0
(1)
"I have used Prime Meridian multiple times, and have referred multiple people to them, all who were floored how easy they were to work with."
#76

Leader Funding

5.0
(1)
"He was very informative and patient with all our questions."
#77

TD Bank

5.0
(1)
"Caitlin Yang with TD Bank gave us the best rate and service across 5 other local banks/unions, mortgage brokers and online lenders."
#78

Finance of America Reverse

5.0
(1)
"I like Finance of America Reverse (FAR)."
#79

Liberty Reverse

5.0
(1)
"I like Liberty Reverse."
#80

Old National Bank

5.0
(1)
"I (and many folks I’ve recommended him to) have had good experiences with Kevin Kreeger at Old National Bank."
#81

Presidential Bank

5.0
(1)
"They work with VHDA which is a great program for first time homebuyers."
#82

5/3rd

5.0
(1)
"We have been happy with them."
#83

Ally

5.0
(1)
"Very simple process on an app. Mortgage was immediately sold and has been sold several times since."
#84

Tomo

5.0
(1)
"Their customer service is A1 but they're also super techy, which made the whole process quick and painless."
#85

The First

5.0
(1)
"I got a great rate with The First in 2022 (2.99 vs 3.25 or more elsewhere). I was a long term account holder, if that matters."
#86

Gateway Mortgage

5.0
(1)
"They've been awesome."
#87

Pentagon Federal Credit Union

5.0
(1)
"No closing costs"
#88

FirstBank

5.0
(1)
"Gabe Whitmer is extremely knowledgeable and patient."
#89

Home Savings & Trust Mortgage

5.0
(1)
"Sean Glennon from Home Savings & Trust Mortgage was a great help."
#90

Virginia Credit Union

5.0
(1)
"They were great and helped save me every possible penny."
#91

Amaré

5.0
(1)
"Amaré was so helpful and patient with me; I was expecting to cry at some point throughout the process, but she reminded, comforted and helped me the entire time."
#92

Freedom Mortgage

5.0
(1)
"They were awesome to work with."
#93

American VA Loans

5.0
(1)
"Highly recommend this service."
#94

Provident

4.0
(1)
"Provident.com"
#95

Dedham Savings

4.0
(1)
"Have had good luck with Dedham savings and Needham bank."
#96

Needham Bank

4.0
(1)
"Have had good luck with Dedham savings and Needham bank."
#97

Portfolio Lenders

4.0
(1)
"Portfolio lenders have more flexibility than money center banks."
#98

FHA, VA, USDA loans

4.0
(1)
"A lot of the new construction builders are offering low interest rate incentives if you use their preferred lender."
#99

Freelancer Financials

4.0
(1)
"I seen Freelancer Financials and CMME recommended here before."
#100

Walter Gorman

4.0
(1)
"For what it's worth, I used Walter Gorman at."
#101

Local Credit Union

4.0
(1)
"Try local CU."
#102

Village Bank

4.0
(1)
"Best deal I got was Village Bank."
#103

Mortgage Broker

4.0
(1)
"They look at lots of different banks and help find the best one."
#104

UWCU

4.0
(1)
"Credit union like UWCU or Summit, but you should absolutely wait a few months."
#105

Bank

4.0
(1)
"Definitely check with whoever you bank with as well."
#106

University Lending

4.0
(1)
"University Lending"
#107

Provident Funding

4.0
(1)
"Provident Funding"
#108

Central Jersey Mortgage Group

4.0
(1)
"I used Central jersey Mortgage Group based in Springfield a couple of years ago."
#109

PNC Bank

4.0
(1)
"When I was shopping PNC bank had best rates for jumbo loans."
#110

Longbridge

4.0
(1)
"Longbridge is very good."
#111

UW Credit Union

4.0
(1)
"It was a pretty good experience."
#112

Heartland Credit Union

4.0
(1)
"I like them."
#113

First Community Mortgage

4.0
(1)
"I recently had a good experience."
#114

Capital City Bank

4.0
(1)
"They've done great."
#115

Servis Bank

4.0
(1)
"Is great."
#116

Acre Mortgage

4.0
(1)
"Brad Brondt at acre mortgage."
#117

Peoples Home Equity

4.0
(1)
"!"
#118

Kemba Credit

4.0
(1)
"They were competitive at the time."
#119

PenFed

4.0
(1)
"Straight forward and pretty easy IMO."
#120

MortgageStar

4.0
(1)
"I worked with Nick Framarini from MortgageStar!"
#121

First Bank

4.0
(1)
"Gabe Whitmer is known to be highly competent and trustworthy, with a great team."
#122

Old National

4.0
(1)
"Bill Huemmer at Old National has been amazing. The process was surprisingly painless."
#123

First Federal of Lakewood

4.0
(1)
"First Federal of Lakewood often has lower rates than the larger banks."
#124

Ruoff Mortgage

4.0
(1)
"Ruoff Mortgage is local and solid."
#125

Union Home Mortgage

4.0
(1)
"Union Home Mortgage is local and solid."
#126

Republic Bank

4.0
(1)
"Republic bank gave me some good rates under 6%"
#127

Fairway Mortgage

4.0
(1)
"Slightly better rates compared to others."
#128

Chase

4.0
(1)
"Guaranteed Rate sold it to Chase and I haven’t had any issues yet."
#129

Burke and Herbert Bank

4.0
(1)
"Pretty painless experience setting up my mortgage."
#130

USAA

3.0
(1)
"I did a local lender who was able to beat USAA."
#131

Countrywide

2.0
(1)
"The mortgage was sold 4 times in 5 years."
#132

Truist

1.0
(1)
"Nightmare!"

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