Payment Method reviews from Reddit
Summary
We analyzed 178 Reddit reviews across 45 subreddits and 52 posts to rank the best Payment Method brands recommended by redditors, including communities like r/buhaydigital, r/ShopeePH, r/FacebookMarketplace, r/PropertyManagement, r/SwissPersonalFinance. Top-rated brands include Wise (4.0/5), PayPal (4.1/5), Revolut (4.3/5).
Stats
Reviews178
Subreddits45
Posts52
Brands88
Products34
178 reviews from
and
By Brand
/By Product
#1
Wise
4.0
(20)
"Been using wise for the past 4years, minsan sa bank, minsan sa gcash, minsan sa gotyme, no issues naman."
"Instant yung wise to gcash or rekta bank transferrrrr."
"Use Wise for efficient money transfers."
"Easy to receive money from clients without needing to download the Wise app."
"Wise debit card is extremely convenient for spending USD."
"Wise is a great option for currency exchange."
"I preferred Wise over Revolut because it offers better FX rates."
"Less fees than PayPal and some TDs give a small discount"
"I'd opt for something like wise or revolut and only load it with a set amount."
"Best is wise, only lost like 2-3 percent for exchange fees"
#2
PayPal
4.1
(18)
"I always use PayPal, I find it's just safer and has better help if there's an issue."
"I used Paypal!"
"I love PayPal"
"I use PayPal as well and never had an issue with a buyer when I shipped out to them."
"Paypal for sure."
"One common and best method is paypal."
"The safest way so far is do instant online transaction face-to-face such as zelle/venmo/cashapp/paypal."
"Ang pag pilian lang sakin ay paypal or direct to local."
"Ang pag pilian lang sakin ay paypal or direct to local."
"Paypal is usually the common method."
#3
Revolut
4.3
(13)
"It's instant and legit."
"Was super handy as I got the loan with Revolut so the money was in there ready to go."
"Got paid 19k on Rev instantly, worked fine."
"Revolut."
"Much cheaper than using certo."
"Revolut also a good shout."
"I'll suggest revolut to the next potential buyer."
"I'd opt for something like wise or revolut and only load it with a set amount."
"Revolut"
"Revolut serves as a reliable backup with a moderate USD balance."
#4
Zelle
4.3
(7)
"I trust Zelle the most."
"My tenant pays me using ZELLE at no cost to either of us."
"I like zelle."
"Or have them pay with e-check, Zelle, etc."
"Zelle. Or if larger portfolio, your PM software’s integrated solution."
"Zelle works just fine, just be smart about it."
"Zelle you cannot reject payments which is crucial during eviction process"
#5
Venmo
4.4
(5)
"Opted for the Venmo option. Payout was delivered in my Venmo yesterday."
"I got the email to switch from PayPal on Tuesday and picked Venmo."
"Cash, venmo, cashapp, zeller -- do NOT accept a cashier's check."
"I GOT PAID (got an email just now saying Venmo payment went through)."
"Venmo works just fine, just be smart about it."
#6
Cash
5.0
(4)
"I have been selling for 10 years on facebook marketplace and have never taken anything but cash."
"Cash only. All cash apps can be reversed."
"Cash is a reliable and universally accepted form of payment."
"I only take cash."
#7
Apple Pay
4.3
(4)
"I’m hanging out in Colombia and they come to the table with their little data phone and I just do Apple Pay. So easy."
"Apple Pay."
"I use apple pay, you pay like 3% but you don’t need to add your card."
"Im in canada and used apple pay"
#8
Apple
3.0
(5)
"I bought my iPhone from Beyond the Box Shopee Mall, paid with credit card. The refund process is easy and the charge can be held by the bank, so it doesn't immediately deduct from my liquid money."
"I ordered the iPhone 14 Pro Max and it was fine because we only have one Lazada driver in our area and we're already friends."
"I don't see Apple Pay as a payment method. I thought that was a payment process."
"Bought an iPhone from Lazada but faced issues with the payment and delivery."
"I bought an iPad from Lazada for 22k, but it had scratches, so I returned it. The refund was processed after 5 days."
#9
Credit Card
4.7
(3)
"I would suggest credit card."
"Credit card is always best"
"Using a credit card provides better fraud protection and the bank may side with you in disputes."
#10
UPI
4.7
(3)
"UPI worked just fine - status was reflected near immediately."
"We used UPI and it worked just fine"
"UPI (PhonePe/gpay/paytm/mobikwik) followed by credit card."
#11
Interac
4.7
(3)
"Yes, I'll use it with any Canadian client who wants to use it."
"Interac eTransfer is the best and safest imho."
"I've noticed that even our city arts councils and festival organizers have been switching to e-transfer."
#12
Stripe
5.0
(2)
"Stripe is pretty much the way to go."
"The only correct answer is Stripe."
#13
YouPay
5.0
(2)
"Youpay is definitely the best!"
"I use Youpay!"
#14
Parallax
5.0
(2)
"They offer USD payouts, easy transfers to local banks, and better conversion rates."
"I use Parallax. Few hours to almost real-time mag reflect, tapos realtime from Parallax to bank."
#15
Sony
5.0
(2)
"Wala namang issues sa akin. I paid din sa debit ko."
"I bought PS5 and Osmo pocket 3 via shopee. All via cc. Never pa naman ako nascam."
#16
Payoneer
3.0
(3)
"La única comisión que pagaba, son los 3.500 que cobra Bancolombia; tengo entendido que es una de las mejores formas."
"Payoneer"
"Payoneer has a consistent charge of 1k every cutoff."
#17
ShopeePay
4.5
(2)
"Best payment method is via ShopeePay later or LazPay later and defer the payment for 1 month lang."
"ShopeePay is good for paying cash because it's easy and returns are quick."
#18
Lazada
4.5
(2)
"I personally prefer Lazada for expensive items and tech-related purchases."
"Ordered an 80k item from Lazada via credit card. Goods experience naman pero sobrang praning na baka ma-swap or what into another item during shipping."
#19
Debit Card
4.0
(2)
"Use a debit card to pay it that provides reward points"
"Debit- fast withdrawal, never have any issues."
#20
Gusto
4.0
(2)
"Gusto is great for payroll management."
"How about Gusto po? Got hired recently and mod is Gusto to Bank."
#21
Amazon
4.0
(2)
"They accept Maya, GoTyne etc.. just ensure the funds will be intact because the payment will only get deducted once the books are shipped out."
"Paid via Amazon for the first time, got 100 rs."
#22
Shopify
4.0
(2)
"Shopify Payments"
"Shopify payments. They’ve never ran a credit check for me."
#23
CheQ
4.0
(2)
"Pay through Cheq. 1% cheq points with value from 10 paise to ₹1"
"I use CheQ and get 100 off per month"
#24
Naya Pay
4.0
(2)
"Nayapay is good. I mostly use binance get paid through crypto"
"Can used naya pay sadapay is stupid"
#25
Cash App
4.0
(2)
"I use cashapp usually, but have used PayPal on occasion."
"TBH I was using free Cash App for years for my tenants to pay with Zero issues."
#26
Mobikwik
4.0
(2)
"Mobikwik 40₹ cashback. Legit. Gets credited instantly."
"Use mobikwik for credit card payment. Min cashback 50rs."
#27
Kotak 811 Super DC
5.0
(1)
"Gives 5% cashback upto 500₹"
#28
USDT
5.0
(1)
"Solid..... quick transfers..... low fees..... keeps things moving without the bank hassle"
#29
TapTap Send
5.0
(1)
"It has one of the best conversion rates and no fee."
#30
Agoda
5.0
(1)
"Install ‘Agoda’ on ur phone and book accommodation on that app using your card and for everything else use cash 👌🏼"
#31
Airtm
5.0
(1)
"I think its the best payment method."
#32
Azibo
5.0
(1)
"We offer an affordable automated rent collection system for property management"
#33
Kinguin
5.0
(1)
"Any global activation giftcards, I buy them in kinguin"
#34
Rentvine
5.0
(1)
"Rentvine provides free ACH payments for tenants through the tenant portal!"
#35
Stessa
5.0
(1)
"I have a free account with Stessa my tenants use to pay."
#36
LazPay
5.0
(1)
"Basically di ka pa nag lalabas ng pera. So if there are any issues with in the month you can return it and file a refund."
#37
DJI
5.0
(1)
"I bought PS5 and Osmo pocket 3 via shopee. All via cc. Never pa naman ako nascam."
#38
GoPro
5.0
(1)
"Bought a GoPro Hero 11 sa Shopee, no damages kahit na I paid it sa debit card ko. Mabilis naman magrefund si Shopee incase na may mali or nanakaw yung item."
#39
Coinbase
5.0
(1)
"Apollo tells you the exact amount you have to send, and it auto enrolls you in the subscription. It's really easy."
#40
Neon
5.0
(1)
"Much cheaper than using certo."
#41
Escrow.com
5.0
(1)
"Escrow.com is a reliable service for secure transactions."
#42
MassPay
5.0
(1)
"Masspay has been better for me. I’ve always gotten paid the same day."
#43
Elevate Pay
5.0
(1)
"Try Elevate Pay"
#44
Elevate
5.0
(1)
"You can try Elevate. They charge $1.5 fix withdrawal fee contrary to payoneer that charges 2-3% of the withdrawal amount."
#45
Suica Wallet
5.0
(1)
"Very convenient for small purchases."
#46
XRP
4.0
(1)
"It’s fast"
#47
MobiKwik
4.0
(1)
"Have moved to Pocket UPI on MobiKwik and then neu card on upi for rewar."
#48
Bank of America
4.0
(1)
"I used my BOA cash back card. Nets 3% cash back as an online purchase."
#49
BILT
4.0
(1)
"BILT is a good option. No fees to the owners for online payments."
#50
Zego
4.0
(1)
"Try Zego! The only percentage should be on credit card payments."
#51
Cumulus
4.0
(1)
"The Cumulus Visa card has a good exchange rate and no foreign currency fees."
#52
Shopee
4.0
(1)
"I have bought several phones, tablets, and consoles through Shopee, and the refund process was quick when I had an issue."
#53
Turo
4.0
(1)
"It's like Airbnb for cars, and we got a Q7 for about the same as we'd get a bad rental car."
#54
PayPay
4.0
(1)
"Easy to use with many coupons for point bonuses."
#55
Upwork
4.0
(1)
"Low withdrawal fee of $0.99 and quick availability in 2 hours."
#56
UBS
4.0
(1)
"UBS Key4 is useful when Wise isn't accepted."
#57
Samsung
4.0
(1)
"I purchased a Samsung Galaxy Tab through Spay Later because of zero interest. I feel safe with my purchase."
#58
SMBC NL
4.0
(1)
"Offers 5% to 20% return on spending at common chain stores."
#59
Shakepay
4.0
(1)
"Shakepay is straightforward to use for cryptocurrency transactions."
#60
Apollo
4.0
(1)
"Apollo offers a 10% discount for Bitcoin subscriptions."
#61
eBay
4.0
(1)
"EBay is much better for protection."
#62
Patreon
4.0
(1)
"Patreon can be the best option if you reach a certain level of success, you will pay a hefty amount of your earnings to the platform but it can be worthwhile."
#63
Atlas
4.0
(1)
"You will be charged 4.13 percent extra but get 4% back."
#64
Bank Account
4.0
(1)
"Funds are available in a few hours, but the conversion rate is low."
#65
ShoppePay
4.0
(1)
"Mas madali ang refund kasi sa platform na mismo if in case you get scammed."
#66
Lazada Wallet
4.0
(1)
"From experience, it takes a few days before ma balik funds sa debit."
#67
Cosmo
4.0
(1)
"Costs $5 to transfer to bank and takes less than 12 hrs."
#68
WP Forms
4.0
(1)
"Hey, I am using WP Forms and have connected it to Stripe as well as Paid Member subscriptions and they both work fine."
#69
Segpay
4.0
(1)
"You can sign up and receive your payments through Segpay, which you don't need to create a separate account to use."
#70
Whop
4.0
(1)
"I recently started using it, and I'm genuinely impressed with how straightforward it is."
#71
Cryptocurrency
4.0
(1)
"Crypto is great because minimum fees for both."
#72
Ethereum
4.0
(1)
"ETH, not rlly sure why but it transfers hella fast."
#73
Solana
4.0
(1)
"Solana when available."
#74
Credit & Debit Cards
4.0
(1)
"Credit & debit cards are all accepted."
#75
Grab
4.0
(1)
"If using grab might as well use grab pay for the rewards."
#76
Card
3.0
(1)
"Just use your card thats what i been using"
#77
Alipay
3.0
(1)
"Due to the same reason I downloaded alipay (I live in UK) this is so u can get no fees, but yet I haven't tried it out, will be testing with my next haul."
#78
CheckFreePay
3.0
(1)
"My company uses CheckFreePay. Don't know what software you use but it posts the payment for you."
#79
Onerway
3.0
(1)
"Hi, you can try using Bank Card through Onerway if Apple Pay or PayPal doesn't work."
#80
S1lkpay
3.0
(1)
"You can get a KZ card from S1lkpay."
#81
Appfolio
3.0
(1)
"We used to use appfolio and paying with electronic check was free."
#82
Rakuten
3.0
(1)
"Easy to use but point collection has been devalued recently."
#83
AliExpress
3.0
(1)
"I use Amex via PayPal on AliExpress."
#84
Gift Cards
3.0
(1)
"Giftcards."
#85
PayPal, Venmo, Zelle
2.0
(1)
"You can accept PayPal, Venmo or Zelle in person but they don’t need to email you anything."
#86
Infinia
2.0
(1)
"Effective 2% reward with global value program."
#87
Diners Club
2.0
(1)
"Effective 2% reward with global value program."
#88
Traditional Credit Card
2.0
(1)
"Car rentals can be a massive pain without a physical credit card."
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