Payment Processor reviews from Reddit
Summary
We analyzed 237 Reddit reviews across 24 subreddits and 78 posts to rank the best Payment Processor brands recommended by redditors, including communities like r/PaymentProcessing, r/SaaS, r/smallbusiness, r/Entrepreneur, r/msp. Top-rated brands include Stripe (4.4/5), Square (4.2/5), Paddle (3.9/5).
Stats
Reviews237
Subreddits24
Posts78
Brands92
Products19
237 reviews from
and
By Brand
/By Product
#1
Stripe
4.4
(58)
"I have had good experience and they've been true to the Terms and Conditions to the letter."
"Stripe is the go to then you have Paddle and LemonSqueezy, I am using Stripe."
"Stick with stripe, I've not found any better onboarding than stripe connect express"
"Stripe works well. Easy set up."
"Stripe would be the ideal way probably. Their might be a method with less percentage from your transactions, but stripe is the hands down best for online transactions"
"Stripe atlas they do it all for llc formation and bank account setup"
"Stripe and it's not even close"
"Stripe. Only use Lemon Squeezy if you are ok with higher fees."
"Stripe checkout is very simple to integrate. It literally takes an hour to setup everything."
"Stripe"
#2
Square
4.2
(18)
"Square is great! It offers a customizable tip feature that customers love."
"Square would be the way to go."
"IRL payments"
"Should work just fine"
"Accept payments in person"
"Square works great with NFC on the iPhone. Don’t need a separate device to accept electronic payments."
"Simplicity"
"The most human"
"If you process less than $10K a month just stick to using Square. They are a good value at that volume level."
"Square is decent. You can even send invoices & take card payments with a phone or a register platform."
#3
Paddle
3.9
(10)
"Use Paddle"
"They seem to be the best in the game. Unlike others, they also handle cross-border taxes and shit."
"Paddle - Excellent for global payments."
"The following options are good: 1. Paddle"
"Then you have Paddle and LemonSqueezy."
"Paddle"
"Paddle or LS"
"Paddle is great."
"Try Paddle/Square."
"Do not use Paddle. They cancelled us and many others without giving any reason."
#4
PayPal
3.3
(11)
"Built-in invoicing"
"Simplicity"
"I use PayPal in addition to Shopify payments."
"PayPal is a common option for payment acceptance."
"My favourite is PayPal only because I see higher conversion all the time from it and it’s more seamless."
"Paypal?"
"PayPal? Fees are high but you can accept card payments."
"Paypal."
"Had a problem with them and a charge back"
"I'd avoid PayPal."
#5
Payyit
5.0
(6)
"I’d highly recommend Payyit — https://payyit.com"
"I highly recommend Payyit — https://payyit.com"
"I highly recommend Payyit — https://payyit.com"
"I highly recommend Payyit — https://payyit.com"
"I recommend Payyit — https://payyit.com"
"I recommend Payyit — https://payyit.com"
#6
Shopify Payments
4.5
(6)
"Shopify payments, PayPal, and Amazon pay should all be activated."
"If you are allowed to use Shopify Payments use it or else you will get hit with big fees for every transaction."
"Why aren’t you using Shopify payments?"
"Shopify Payments"
"Shopify has its own payment processing."
"Why are you not using shopify payments?"
#7
OpenPay
4.8
(5)
"This is exactly why we built OpenPay."
"OpenPay could be a strong fit."
"Try OpenPay: https://www.getopenpay.com"
"I've seen internationals use [getopenpay.com](http://getopenpay.com) as an alternative to Stripe particularly."
"If you’re looking for flexibility similar to Stripe Connect but with added control, OpenPay might be the solution you need."
#8
PayPro Global
4.8
(5)
"You can easily get started with a merchant of record (MoR) service like the one we provide."
"Great customer support and easy setup for startups!"
"PayPro Global offers seamless integration, robust security measures, and a user-friendly interface that caters to both developers and non-tech users."
"PayPro Global provides excellent payment solutions for indie developers and businesses."
"PayPro Global. I recently set up with them after the Digital River collapse and it was easy to configure, the site looks robust, and the support is excellent."
#9
Shopify
5.0
(4)
"Shopify Payments is a great option as it integrates seamlessly with Shopify and avoids additional fees."
"I would recommend the Shopify payment gateway to anyone who can use it."
"Shopify payments have the best support on the platform and the lower fees."
"I used Shopify PoS for in person and for online for my business."
#10
UniqPayments
4.8
(4)
"UniqPayments could be a solid fit. been using it for my own projects and it handles high-risk stuff well."
"UniqPayments super helpful for my SaaS too."
"You can try UniqPayments for your reoccurring payments."
"UniqPayments could be a good fit for your needs."
#11
LemonSqueezy
4.3
(4)
"They take 5% plus 50 cents, but they do all the taxes for you. They also have email marketing and a machine where you can create your own affiliate programs."
"Then you have Paddle and LemonSqueezy."
"Stripe or Lemonsqueezy, register as Solo Proprietor."
"I’ve been meaning to check out lemonsqueezy. Maybe worth your time to read about it."
#12
ISolutions
4.3
(4)
"Isolutions is our go to as well."
"Definitely demo iSolutions but also depends on what all you need from the platform."
"We chose iSolutions, but haven't gone live yet."
"ISolutions has worked for my clients."
#13
Ardn Cloud Solutions
5.0
(3)
"They beat our current rates and there were zero upfront fees. They even had a plug-in for Salesforce so we can process payments in our CRM."
"They beat our current rates and there were zero upfront fees. They even had a plug-in for Salesforce so we can process payments in our CRM."
"They beat our current rates and there were zero upfront fees. They even had a plug-in for Salesforce so we can process payments in our CRM."
#14
ConnectBooster
5.0
(3)
"Integrations and savings."
"Totally recommended."
"We use ConnectBooster."
#15
Wise
4.3
(3)
"Wise is great"
"Wise, PayPal, stripe, and you can also use elevate pay."
"A good alternative for non-credit card payments."
#16
Authorize.net
3.3
(3)
"Using an unintegrated payment portal can provide more choices and flexibility."
"Authorize.net, Adyen, and PayPal can all be great options but all are expensive options and each have their own limitations."
"Authorize.net might be your best bet off the shelf."
#17
FlexPoint
5.0
(2)
"Flexpoint has been great for us!"
"It's been great"
#18
Redde Payments
5.0
(2)
"Redde payments let us run recurring payments and has great support."
"Redde payments, they handle most high risk business categories."
#19
Plus Payments
5.0
(2)
"I can give you info to the processor I use. Plus Payments"
"Plus Payments is great man."
#20
Redde
5.0
(2)
"Great support and highly recommended."
"They work with supplement businesses and they can probably offer you a custom rate at 6 figures a month"
#21
Shop Pay
5.0
(2)
"We use Shop pay and also use klarna. Just requires an app for integration and have had no issues."
"Shop pay is the safest, and easiest."
#22
High Risk Payment Processing Company
5.0
(2)
"I work for a high risk payment processing company and we have plenty merchants that use Shopify for their e-commerce sites."
"I work for a payment processing company that specializes in the high-risk space!"
#23
Stykite
4.5
(2)
"Checkout Stykite. We can help on subscription management with sales tax compliance."
"Check out Stykite an alternative to Paddle."
#24
CBD Payment Processor
4.5
(2)
"We have a ton of experience in the CBD space, and our rates are better than anyone's."
"I work for a payment processing company that specializes in the CBD/hemp space and can get your rates in the mid 2s for ecom!"
#25
Adyen
4.0
(2)
"Hey, I think Adyen might be a good choice for you. Relatively low fees and integration with QuickBooks!"
"Maybe Adyen ?"
#26
High-Risk Payment Processor
4.0
(2)
"If you look around and are fine paying extra there are most likely processors that will work with you."
"I'm looking for a high-risk payment processor/gateway for my hosting service/website."
#27
Payoneer
4.0
(2)
"I use Payoneer, it is working very well for me."
"Payoneer is a good alternative for payment processing if your budget is under $300."
#28
Adaptiv Payments
4.0
(2)
"My friend who referred me to them does and loves them."
"They do well with merchants that need international payments."
#29
PayRio
3.5
(2)
"PayRio specializes in alternative medicines, let us know if you still need assistance!"
"PayRio is a payment processor that specializes in payments for cannabis seedbanks."
#30
Vendo
2.5
(2)
"You can start with Vendo payments…"
"I have tried to set up an account with Vendo, but they have never responded!"
#31
Checkbook
5.0
(1)
"We have many customers switch over from Stripe."
#32
Fullstack Payments
5.0
(1)
"We can do better than anyone who’s been named here."
#33
Decta
5.0
(1)
"Hi there! I am with DECTA - one of the leading companies in the payments world, and we can definitely help."
#34
FasTrax
5.0
(1)
"At FasTrax, we specialize in providing payment processing solutions for high-risk industries, including adult content platforms."
#35
Playplusgo
5.0
(1)
"Playplusgo.com for a legitimate solution."
#36
MuchBetter
5.0
(1)
"MuchBetter / neteller / Ecopayz all offer services to IOM companies."
#37
Payment Labs
5.0
(1)
"Hi, You can check out Payment Labs as well: [https://www.paymentlabs.io](https://www.paymentlabs.io) Let me know if you have any questions!"
#38
Offshore High Risk Merchants
5.0
(1)
"We have high risk Ecommerce merchants solutions with no chargebacks. www.Offshorehighriskmerchants.com"
#39
Bank API
5.0
(1)
"We can help with payments for your Canadian market. We use bank API near real time settlement and we are WAY less than 2% card offerings. Like .5%."
#40
High Risk Processor
5.0
(1)
"I wouldnt go with anything besides a high risk processor for credit repair."
#41
CPOS
5.0
(1)
"CPOS was a great fit for the business I work in."
#42
Direct Merchant
5.0
(1)
"We specialize in providing payment solutions for high-risk businesses."
#43
Lumino
5.0
(1)
"Use Lumino bro. Best rates on the market and great customer service."
#44
EBizCharge
5.0
(1)
"EBizCharge's payment solution would be a great fit for you."
#45
Merchant Savvy
5.0
(1)
"Merchant Savvy provides comprehensive insights into various payment processors, making it easy to choose the right one."
#46
Benji Pays
5.0
(1)
"Benji Pays offers a demo and a 15% discount for new clients."
#47
Payment Processing Service
5.0
(1)
"Chasing down payments eats up way too much time, but this service securely keeps cards on file and charges after service, streamlining the process."
#48
GoCardless
5.0
(1)
"GoCardless integrates well with our billing system."
#49
Global Payments Canada
5.0
(1)
"I offer services through Global Payments Canada and would be happy to refer you to our services/equipment."
#50
Zen Payments
5.0
(1)
"I had a pleasant experience with them. The process was pretty smooth and you can talk to a real person instantly when you call them for questions."
#51
Payroc
5.0
(1)
"Payroc is very 2A friendly and Laura Morgan is the go-to for gun-related processing."
#52
SumUp
5.0
(1)
"A lot of small companies here use SumUp."
#53
benjipays.com
5.0
(1)
"We moved to them from ConnectBooster and are saving like $480/mo in fees. Works awesome with our QBO."
#54
Poof Pay
5.0
(1)
"Digital payments"
#55
WordPress
5.0
(1)
"Uses Stripe"
#56
Heartland
4.0
(1)
"Heartland/Global Payments here. Work with a Fortune 500 processor."
#57
ZosPay
4.0
(1)
"They send your payment with USDT trc20 within 1-3 days."
#58
Fungies Payment Processor
4.0
(1)
"Great MoR with affordable 5%+$0.5 fee with intuitive Overlay Checkout, Hosted Checkout!"
#59
GoFTX
4.0
(1)
"If USA based we can help with that and I have a link to our site to check it out my friend"
#60
Circle Mint
4.0
(1)
"Process fiat and get settled in USDC."
#61
Nuvei
4.0
(1)
"I could hook you up to a processor like Nuvei that would have competitive rates."
#62
Worldline
4.0
(1)
"Have a look at Worldline or PAYONE. Both will have better fees than Stripe."
#63
Mollie
4.0
(1)
"I'd like to suggest Mollie, where i switched to from Stripe."
#64
Fungies
4.0
(1)
"You forgot which is a great MoR with affordable 5%+$0.5 fee."
#65
Revolut
4.0
(1)
"Check Revolut Business. They may have something for your needs."
#66
MiniBC
4.0
(1)
"MiniBC tends to be viewed as an alternative cart rather than just a subscription provider."
#67
Patreon
4.0
(1)
"Patreon? Or PayPal?"
#68
Fountain Payments
4.0
(1)
"Fountain payments has great options."
#69
PaymentHelp
4.0
(1)
"PaymentHelp... but this was like 2 years ago."
#70
DepositFix
4.0
(1)
"Check DepositFix."
#71
Sage
4.0
(1)
"The company my partner works for uses Sage."
#72
Worldpay
4.0
(1)
"Worldpay?"
#73
Paystack
4.0
(1)
"Maybe try paystack?"
#74
Plooto
4.0
(1)
"Look into the following companies: Plooto, Peloton Technologies, Plastiq."
#75
NAB
4.0
(1)
"NAB or Mav., simple, cost effective and checks all your features."
#76
SFS
4.0
(1)
"Depending on your volume SFS is really good. Really good rates and CC processing fees as well"
#77
Paysera
4.0
(1)
"Paysera is one option, too."
#78
Checkout.com
4.0
(1)
"Checkout.com dominates in MENA region"
#79
TryVault
4.0
(1)
"Offers competitive rates for non-credit card transactions."
#80
Braintree
4.0
(1)
"Braintree has a good admin panel and is easy to setup."
#81
BMO
4.0
(1)
"BMO's commercial banking services are efficient, allowing for high EFT limits without issues."
#82
Mercury
4.0
(1)
"Mercury allows you to open a business bank account under your LLC's name easily."
#83
Squarespace
4.0
(1)
"Squarespace integrates with Stripe, Paypal and Square. Based on your business, any one of those should work for you."
#84
FreshBooks
4.0
(1)
"The interface is a bit complex but FreshBooks payments is WePay."
#85
North American Bancard
4.0
(1)
"Persistent"
#86
Serhack
3.0
(1)
"I think serhack has a monero integration, at least for Woo commerce."
#87
Square Space
3.0
(1)
"Only really work with Stripe or PayPal"
#88
Cash Discount
2.0
(1)
"Please don't go with 3rd party processors - they will over charge you."
#89
Elavon
2.0
(1)
"High cross-border fees make it expensive for international transactions."
#90
Highwire Payments
1.0
(1)
"Highwire Payments is a garbage company. Run far and fast from them."
#91
Koho
1.0
(1)
"Lost an e transfer of $200+"
#92
Credit Karma
1.0
(1)
"Locked my debit card"
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