Renters Insurance reviews from Reddit
Summary
We analyzed 226 Reddit reviews across 54 subreddits and 64 posts to rank the best Renters Insurance brands recommended by redditors, including communities like r/Apartmentliving, r/madisonwi, r/NYCbitcheswithtaste, r/AskNYC, r/InsuranceCyber. Top-rated brands include Lemonade (4.2/5), State Farm (4.1/5), USAA (4.4/5).
Stats
Reviews226
Subreddits54
Posts64
Brands37
Products7
226 reviews from
and
By Brand
/By Product
#1
Lemonade
4.2
(61)
"Try Lemonade. Yes, it’s an insurance company."
"Lemonade has great reviews - It’s recommended to video all of your belongings."
"I was really impressed with how easy the whole process was."
"They're the best."
"I've used Lemonade for years. Zero issues. $7/month."
"In my experience, Lemonade (the app) has been the cheapest option. It’s super fast, takes only about 10 minutes, and meets all the requirements."
"Best rates and rating."
"I've used Lemonade Insurance for years now and have only good things to say about it."
"Lemonade!"
"Lemonade for the win! 🥇"
#2
State Farm
4.1
(41)
"I’ve had Liz Sherstad as my State Farm agent for two years."
"State Farm has been great for me. They offer affordable rates and excellent customer service."
"I use Julie DeRossi at State Farm. She and her team are great."
"Very affordable, too."
"Easy and reputable."
"Have been very happy with State Farm for years."
"We use State Farm for three kids rentals. The claim process was easy and generous."
"Cut my rate in half by switching both auto and renters to State Farm."
"Get the extra electronics insurance, it's worth it."
"Go with State Farm! My car insurance/renters insurance bundle is like $10-$11/month!"
#3
USAA
4.4
(15)
"Their coverage is comprehensive, and their customer support is excellent."
"USAA for sure if you qualify."
"USAA is the best renter's insurance around."
"If you're eligible for USAA, it’s usually the best value for coverage in my experience."
"Worth it. I have mine through USAA."
"I have renter's insurance with USAA."
"USAA if you can."
"Try USAA, if you have access to them."
"USAA if you are eligible."
"I mean with usaa renters they do cover that."
#4
Geico
4.0
(14)
"The multi-policy discount off my car insurance is more than the renters policy costs me for a year."
"Geico."
"I set up a policy through geico."
"I have GEICO insurance. Just apply online it was easy."
"Just choose one that has a maximum deductible of $500 (the lower the better)."
"I've had renter's insurance with Geico and State Farm, both of which cost me around $125 per year."
"Bundled with my auto insurance."
"Geico bundle with car insurance"
"If you have an auto insurance policy you can add renters insurance to it for around $10 a month."
"I bundle it with my car insurance and it costs about $12 a month."
#5
Progressive
3.9
(14)
"You really should have renters insurance regardless. It is not expensive. Mine is through Progressive and costs about $130 a year."
"It’s only $13 a month so if something it happens, it seems worth it."
"I just paid $125 to Progressive."
"I had progressive for auto and progressive homesite for renters."
"I use Progressive but some other friends use Lemonade."
"I have progressive renters insurance."
"Overall, it’s been pretty solid. The pricing was one of the main things that drew me in."
"I use progressive and it’s $125 a year."
"My experience is that it's fairly cheap and very good to have."
"I use Progressive for rental insurance and have it bundled with my car insurance."
#6
AAA
4.2
(13)
"Update I got AAA insurance which includes coverage for wildfire!"
"You should have it regardless. It’s around $90 for the year through AAA."
"I filed a claim after hurricane Ida 3 years ago. Paid me for everything I claimed."
"I had a good experience when I filed a claim with my AAA insurance."
"They were great when I had a claim of a stolen purse."
"Great service and good pricing."
"I got mine through AAA."
"I have a renters insurance policy with the auto club (AAA)."
"AAA has great renters insurance"
"I had a good experience when I filed a claim with my AAA insurance."
#7
Renter's Insurance
4.6
(11)
"Renter's insurance is super cheap, and covers your personal belongings and a couple other things... just buy a tornado or two less per month and you can probably afford it."
"Renters insurance is super cheap, usually just like $100 a year."
"If you have car insurance, bundle with that. At one point the discount I got by bundling was more than the actual cost of the insurance!"
"Agree, bundle it with car insurance. You'll be glad you have it if something happens."
"Renters insurance is really cheap. Id recommend getting it through the same company you have your car insurance with."
"Our renters insurance was like $11 a month, just get it through your auto insurance"
"Use same as your car insurance."
"Nationwide is solid for renter’s insurance. They offer decent coverage options at competitive prices, and their customer service team is very responsive."
"I use State Farm in queens. Never had to make a claim though. Pay $35ish quarterly."
"You can add it on with your car insurance. It's like $10 a month."
#8
Allstate
3.8
(8)
"Mine's $14 a month."
"I've had AllState for 20 years. They've been great. I pay $250/ yr."
"I ave Allstate and it’s $18/month. I worked w my local rep to sign up"
"Their customer support has been responsive."
"I had Allstate insurance when hail damage."
"I used Allstate back when I rented. Very affordable and the claims process was easy."
"I had Allstate insurance when hail damage."
"Have Allstate and it was awful"
#9
Erie Insurance
4.3
(6)
"They have competitive rates and excellent customer service."
"They're local and much cheaper than those national chains."
"I got a great deal from Erie."
"Erie Insurance or Penn National."
"Erie."
"Erie has the best customer service and policy on auto."
#10
Travelers
4.0
(5)
"I use Travelers. Never had to file a claim but their customer service is top notch."
"Travelers was simple to set up and not very expensive"
"I've always liked Travelers."
"Traveler's Insurance. Reasonable and I haven't had trouble in 2 years w them."
"Travelers and Chubb are a go to depending what you’re considering for contents and liability coverage."
#11
Liberty Mutual
4.0
(5)
"Check out Certainly Insurance by Liberty Mutual. Currently paying $5/month for renters insurance."
"I paid $91 for the year with liberty mutual"
"I have liberty mutual for renters insurance."
"I think I have my renter's insurance now with Liberty."
"When last I checked about a year ago, Liberty Mutual was the least expensive."
#12
Assurant
4.3
(3)
"Filed a claim this year for damage caused by my apartment complex and it barely took a month to get my money."
"Every time I needed renters insurance, Assurant was the cheapest."
"I go through Assurant. Costs me $114 a year."
#13
Square One
4.0
(3)
"Square One had the best pricing by far. I also appreciate that they don't increase the coverage on you each year without asking."
"I'm with square one. They've been great. Lots of options."
"I have coverage through my renter's insurance with SquareOne."
#14
Avemco
4.0
(2)
"I used Avemco for renters, and then switched it to owners insurance when I bought my plane."
"Avemco was only something like $100 for the year for me."
#15
American Family
4.0
(2)
"Try American Family, it’s not that expensive."
"I’ve been with American Family for years and have been happy."
#16
Starr Gate
3.5
(2)
"For renter's insurance I used Starr Gate. Reasonable rates and you can do short term policies."
"Believe Starr Gate does monthly renters insurance"
#17
Farmers Insurance
5.0
(1)
"Been carrying them for 17 years now."
#18
Square 1
5.0
(1)
"Square 1 insurance is the cheapest."
#19
BCAA
5.0
(1)
"...it was the best deal. Some places like square one was quoting us like $45 a month and now we just pay $17 with Bcaa."
#20
Auto-Owners Insurance
5.0
(1)
"I bundle with my auto insurance and it’s $78 a year for something like $100k coverage for all my stuff."
#21
Prairie Land Insurance Agency
5.0
(1)
"I strongly recommend contacting a independent insurance agency for any insurance need."
#22
American Family Insurance
5.0
(1)
"I use AmFam and pay $9/month currently."
#23
Amica
5.0
(1)
"Amica was really good when I had a fire. The fire was on a Friday afternoon and I had the full policy amount in my account by Wednesday."
#24
Greg Cockerel
5.0
(1)
"Greg cockerel is legit. Used him 20 years for auto, renters, now my house too"
#25
Markel
4.0
(1)
"I use Markel (was referred to me), and they are pretty good."
#26
Farmers
4.0
(1)
"Farmers is my to go. I found them to be responsive."
#27
Red River Insurance
4.0
(1)
"When I rented, I got mine at Red River Insurane. Super easy and they have a physical office."
#28
Chubb
4.0
(1)
"We have Chubb (for homeowners, we own our apartment). It’s on the expensive side."
#29
Pine Maiden
4.0
(1)
"I use an independent agency. They can shop multiple insurance providers and find the best deal for what you want/need. Pine Maden is who I've used and started saving several hundred $ per year."
#30
Länsförsäkringar
4.0
(1)
"You can get it pretty cheap with Länsförsäkringar."
#31
Nationwide
4.0
(1)
"My homeowner's is through Nationwide."
#32
Farm Bureau
4.0
(1)
"I used Farm Bureau for my daughter’s college apartment renters insurance."
#33
GetToggle
4.0
(1)
"I pay $4.25 a month for 100K liability."
#34
25Twenty
4.0
(1)
"Its like 55 bucks for the whole year."
#35
Bear River
3.0
(1)
"We do renters and car insurance bundled through Bear River."
#36
Folksam
3.0
(1)
"I use Folksam, but just get whatever from the big companies honestly."
#37
Renters Insurance
1.0
(1)
"Everytime I hear about renters insurance, I hear how the company refuses to cover any of the damages they were paid for."
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