Travel Insurance reviews from Reddit
Summary
We analyzed 250 Reddit reviews across 73 subreddits and 110 posts to rank the best Travel Insurance brands recommended by redditors, including communities like r/TravelHacks, r/phtravel, r/InsuranceCyber, r/SchengenVisa, r/travel. Top-rated brands include SafetyWing (4.6/5), Allianz (4.4/5), World Nomads (4.5/5).
Stats
Reviews250
Subreddits73
Posts110
Brands88
Products23
250 reviews from
and
By Brand
/By Product
#1
SafetyWing
4.6
(29)
"I used SafetyWing and got approved. Very cheap for really quite strong coverage, and they're insanely easy to set up and claim with."
"I've been using SafetyWing for a while and have only had good experiences."
"Might be a particularly good choice as they're designed for longer term travel and lifestyle cover."
"Yeah for longer trips I'd really reccomend taking a look at SafetyWing."
"If you're worried about cost tho you should check out SafetyWing. They're only $56/month with no deductible."
"We’ve been using SafetyWing happily for 3+ years."
"SafetyWing is one of the cheaper options out there and also in my experience one of the best."
"SafetyWing can provide you the insurance certification you need."
"They're cheap, have great customer service, and have always re-imbursed me quickly."
"They don't need to know your itinerary outside of your starting country."
#2
Allianz
4.4
(29)
"I second Allianz. My parents have sworn by them for years now."
"Allianz has been fantastic. I get an annual policy for $280."
"I’d recommend looking into World Nomads or Allianz as they offer good coverage for medical and travel-related issues."
"I travel frequently and use Allianz on every international trip."
"We got a full refund even on our non-refundable travel reservations from Allianz."
"Allianz ftw"
"Travel medical insurance is essential; I purchased Allianz for a trip and it was affordable."
"I always get it."
"I had a very positive experience with Allianz after breaking my shoulder in the Dominican Republic."
"Able to cancel flights and hotel online and received an immediate refund for insurance."
#3
World Nomads
4.5
(17)
"I’d recommend looking into World Nomads or Allianz as they offer good coverage for medical and travel-related issues."
"Try World Nomads"
"I've been using them for years and hospitalised 3 times throughout south east Asia."
"I use worldnomads. I got bit by a dog in Cambodia and had to get some rabies shots once I returned to Thailand. They covered everything."
"I use World Nomads and they’ve been great!"
"I used World Nomads for my Galapagos trip."
"They paid it back pretty quickly and didn't make me run through many hoops."
"For active vacations, we used World Nomads."
"World Nomads?"
"It was easy to set up, but we didnt have to use it so I cant comment on ease of use."
#4
Hop Travel Assist
4.4
(11)
"Check out Hop travel assist, been using it for a few years now"
"They do cover these."
"Try to check Hop travel assist, been using this for a few years."
"Check hop travel assist, that's my travel insurance last year they do cover preexisting conditions."
"They cover non- US citizen. You can find some cheap options from them."
"Check out Hop travel assist, been suing it for a few years now."
"Comprehensive coverage that includes seniors with pre-existing conditions."
"I got insurance from hop travel assist for my short term visit, you should check it to see if that works for you."
"Try checking out hop travel assist, been using them for a years now."
"We used hop travel assist, I've been using this for few years."
#5
Travel Insurance
5.0
(8)
"Insurance would cover you in case of bad weather or accidents."
"I have traveled out of the country three times and always made sure to purchase travel insurance."
"Travel insurance is essential for covering significant delays, lost luggage, and medical emergencies."
"Travel insurance is affordable and essential for both international and local trips."
"Travel Insurance provides peace of mind and covers unexpected medical expenses."
"The travel insurance proved its value during the pandemic, covering significant costs due to flight changes and delays."
"Don't travel without one. Ang mahal ng hospitals sa Japan."
"They don't charge any extra and the prices/coverage is good."
#6
AXA
4.1
(9)
"You should always get travel insurance when traveling out of the country. Better be safe than sorry."
"Axa insurance. It can be canceled too upon visa rejection and get a refund."
"I just got AXA travel insurance for a trip from Thailand to Laos."
"You can go directly to the Thai AXA website here and order travel insurance online."
"Any provider is fine. Companies like AXA sell specific packages designed to be exactly the required amount."
"Mabilis sumagot yung customer service nila for inquiries saka ok naman coverage :)"
"Convenient and straightforward to book on their website."
"Consider AXA Travel Insurance as cheaper than that. Always get one."
"Axa."
#7
InsureMyTrip
4.7
(6)
"Best place to start."
"InsureMyTrip is excellent for finding the right policy."
"Highly recommend insuremytrip.com"
"I use insuremytrip to search for the best options."
"Insuremytrip is a good place to start."
"Heck out squaremouth or insuremytrip"
#8
Faye
4.6
(5)
"Big fan of Faye for stuff like this-- it can be basically as comprehensive as you like."
"Check out Faye!"
"Faye travel insurance can be purchased up until the day you leave. Heard great things about their customer service."
"Check out Faye, it might fit your needs."
"Faye or Arch Roamright"
#9
Pacific Cross
4.2
(5)
"Travel insurance is affordable and essential, especially after the pandemic."
"Pacific Cross travel insurance covers senior citizens."
"Try pacific cross"
"Used by my parents, it's a good alternative."
"Pacific Cross is another option I consider for short term travel insurance."
#10
Genki
4.2
(5)
"Hi, you can check out Genki! They offer health insurance designed for digital nomads and expats."
"I used Genki - was advised by a friend as it is one of the only insurance groups that cover motorbike accidents."
"Genki offer US cover but there are some time limitations."
"Genki - bought it at the airport on my phone while waiting to board the plane."
"Covers travel to 'do not travel' countries and regions."
#11
Trip Insurance Store
5.0
(4)
"Tripinsurancestore.com - ask for Steve."
"They provide multiple options based on your needs and have knowledgeable customer service."
"They explain insurance in laymen’s terms."
"You get to talk to a live person and they explain things really well."
#12
DAN
5.0
(4)
"Is a well known and established insurer for scuba divers across the globe."
"You’re participating in an extreme sport, and traditional insurance companies often don’t have anyone on their underwriting staff."
"I pay something like $50/year for DAN insurance and it covers all of that and then some."
"I use Divers Action Network (DAN) for my travel extraction insurance."
#13
GeoBlue
4.5
(4)
"I’ve used GeoBlue in the past and found it excellent. It was inexpensive, and when I had to pay out of pocket for a doctor abroad, they reimbursed the full amount quickly."
"The process of filing a claim was seamless and everything was submitted on their app."
"For this we purchase an annual policy from GeoBlue which is predominantly medical coverage."
"If medical is your biggest worry check out GeoBlue."
#14
INF Insurance
4.3
(4)
"They can cover up to 99 years old."
"Their plans also cover pre-existing conditions and other medical emergencies."
"Most recommended in one of Indian groups on facebook."
"I bought travel insurance here for my husband, he used INF insurance."
#15
Travelex
4.3
(4)
"I would def do it for safari and travelex is the best imho."
"For a one-month trip, Travelex offers comprehensive coverage, including medical expenses and trip interruptions."
"Consider buying additional insurance that covers health care and emergency evacuation. Travelex is primary insurance policy were majority is secondary."
"Insured with Travelex - would definitely say it’s worth it for peace of mind."
#16
INF
5.0
(3)
"Check out INF plans"
"Look for INF plans if you want medical coverage, it was good."
"Have you looked at this one? [https://infplans.com/](https://infplans.com/)"
#17
GCash
4.7
(3)
"Travel insurance via GCash is convenient and provides peace of mind."
"Travel insurance provides peace of mind for families, especially when traveling with children."
"Maraming murang options for travel insurance. I usually get yung sa Gcash kasi madali."
#18
Squaremouth
4.3
(3)
"Squaremouth.com is a great resource for comparing travel insurance options."
"[SquareMouth.Com] seems to do a decent job comparing travel insurances."
"Squaremouth lets you compare many travel insurances and tailor your insurance plan."
#19
Malayan
4.3
(3)
"I switched to Malayan after a price increase from Pacific Cross and I'm very satisfied!"
"I always get from Malayan"
"Cheapest si Malayan based on experience."
#20
Chase Sapphire Reserve
4.3
(3)
"We typically use Chase Sapphire Reserve which has more protections."
"The credit card I know with the best travel insurance is the Chase Sapphire Reserve."
"Has some solid insurance."
#21
Seven Corners
4.3
(3)
"I’ve used seven corners travel insurance. They got me out of a bind when I was in Thailand."
"I've been using Seven Corners for all my international trips"
"If you want just medical coverage enter 0 for the trip cost."
#22
Visa Infinite
3.0
(4)
"Basically any visa Infinite or world elite Mastercard comes with full travel insurance, device insurance, and many other travel perks."
"So you got the visa infinite and had experience with the travel insurance associated to the card."
"There is no card that's going to be as good by itself as true travel insurance. But the card insurance is a great backup."
"I've checked the visa infinite and the travel insurance is not that good in terms of cancellation or health needs."
#23
CoverMore
5.0
(2)
"I’ve had great experiences with covermore and 1cover, specifically because they’ve been good about my pre-existing conditions."
"I've always used CoverMore, they only have one tier from memory but it's premium coverage and they have a solid history of being there for their customers."
#24
Klook
5.0
(2)
"The cheapest travel insurance based on my research is from Klook. Just buy from there para may safety net ka."
"Klook offers convenient options for travel insurance."
#25
Tabiho
4.5
(2)
"Tabiho reimbursed us very quickly and easily."
"It's been great to deal with."
#26
Credit Card
4.5
(2)
"Offers free travel insurance which is a great benefit."
"Having travel insurance is essential during these times."
#27
Groupama
4.5
(2)
"Check out if your current bank has a 'Premium' account that includes travel insurance."
"You can take a look on Groupama and ACS insurance which they offer affordable options."
#28
Insurance
4.5
(2)
"Travel insurance is essential for peace of mind during trips."
"Travel insurance is often unnecessary for young, healthy individuals with good emergency funds."
#29
1Cover
4.5
(2)
"1Cover is good, paid out real quick"
"I have used 1cover, SCTI, and Allianz. Had claims with the first two. SCTI had the quickest claim process."
#30
Chubb
4.5
(2)
"Definitely a good idea to get the insurance."
"I checked out Chubb's travel insurance myself, and their annual policy is reasonably priced."
#31
Global Rescue
4.5
(2)
"I use https://www.globalrescue.com/ $350ish bucks a year and they will fly you back to a hospital in your home country...."
"Can fit the necessary requirements."
#32
Malayan Insurance
4.5
(2)
"I always get Travel Master from Malayan Insurance whenever I travel abroad."
"Best next option is Malayan Insurance."
#33
Revolut
4.5
(2)
"They are awesome!"
"They have free insurance for some of their non free accounts."
#34
Fidelity
4.0
(2)
"Fidelity, Cumberland, Arope."
"Did u try a lebanese insurance company? Fidelity or SNA or Bankers."
#35
National Bank World Elite Mastercard
4.0
(2)
"National Bank World Elite MasterCard with $2500 trip cancellation/$500p trip interruption."
"The answer is National Bank Mastercard World Elite."
#36
AIG Travel Guard
4.0
(2)
"Has been a great company for my family for travel insurance."
"I believe they put me with AIG Travel Guard, I never made any claims though, but I know they are recommended by travel agents."
#37
Swisscare
4.0
(2)
"Reputable & can be trusted."
"Swiss care is very good."
#38
IMG
4.0
(2)
"You can look into travel medical insurance from companies like IMG or WorldTrips."
"It’s worth comparing their policy to others like IMG or Allianz to see what suits your needs best."
#39
Generali
4.0
(2)
"I got travel insurance with Generali through Airbnb."
"I like Generali, but there are several reputable companies out there."
#40
AIG
3.5
(2)
"AIG is great."
"I have no idea about its claim processing."
#41
FWD
5.0
(1)
"Claimed FWD twice. Once >2 thousand, another a few hundred."
#42
Blue Cross
5.0
(1)
"They’re the only one I could find."
#43
Sonomad
5.0
(1)
"I found them much more competitive than a number of other insurance companies."
#44
Dr. Walter
5.0
(1)
"Probably the best with zero copay, unlimited liability for trips as short as 3 days and as long as 6 months for £ 0.91 per day."
#45
Chill
5.0
(1)
"Covers more at a lower price (and no excess with Platinum tier)."
#46
CCM Assurance
5.0
(1)
"CCM assurance is good. I don't have the best luck when travelling and more often than not have to claim, once I claimed four times during one trip, and they paid up every time without question."
#47
Post Office
5.0
(1)
"Never had issues with it."
#48
Sonpo Japan
5.0
(1)
"Its worth it especially in the US where they charge you and arm and leg just to see a doctor."
#49
Cover-More
5.0
(1)
"High end easiest to get in touch with b"
#50
INF Insurance Plan
5.0
(1)
"We have INF insurance plan - husband just used it for Schengen visa."
#51
Trawick
5.0
(1)
"I’ve used insuremytrip.com several times."
#52
TravelInsurance.com
4.0
(1)
"Try filling out the form at TravelInsurance.com. It should only take a couple minutes."
#53
Venture Rewards Card
4.0
(1)
"For an AF, the venture rewards card is great (travel insurance included)."
#54
Staysure
4.0
(1)
"Staysure and InsureAndGo are two we’ve used."
#55
OnshoreKare
4.0
(1)
"I've been using this since last year when I need travel insurance."
#56
Good to Go Insurance
4.0
(1)
"Both those sites let you list pre existing conditions."
#57
Scotiabank Passport Visa Infinite
4.0
(1)
"Like the Scotiabank Passport Visa Infinite has hotel burglary insurance with $1500 trip cancellation/ $2500 trip interruption and $2M and 25 days coverage for medical emergency coverage."
#58
Multitrip
4.0
(1)
"Had to claim a couple of times over the years for minor health issues abroad and never had an issue with them."
#59
Southern Cross
4.0
(1)
"Southern Cross used to be expensive as hell, but now they're super cheap. TINZ is another one to look at."
#60
Crum & Forster
4.0
(1)
"We use Crum & Forster underwritten policies thru Travel Insured."
#61
Travel Insured International
4.0
(1)
"Travel Insured International has a cruise package that specifically covers missed ports."
#62
World Elite Mastercard
4.0
(1)
"Basically any visa Infinite or world elite Mastercard comes with full travel insurance, device insurance, and many other travel perks."
#63
Lemonade
4.0
(1)
"I had $3k worth of my stuff stolen and they covered everything."
#64
Alberta Blue Cross
4.0
(1)
"I got really sick and was hospitalized for 1 week."
#65
Travel Guard
4.0
(1)
"I use travel guard, if that helps!"
#66
Mercantile Insurance
4.0
(1)
"We got his travel insurance from Mercantile Insurance."
#67
Tata AIG
4.0
(1)
"Take it from any of the renowned ones like HDFC Ergo, ICICI Prudential, Tata AIG."
#68
Heymondo
4.0
(1)
"Best price and heard good things about it from people that needed to use it"
#69
Budget Direct
4.0
(1)
"Cheapest fairly high quality coverage just make sure you have receipts for anything you claiming."
#70
AA Insurance
4.0
(1)
"Get your honey to look up AA insurance first thing in The morning."
#71
Triathlon Australia
4.0
(1)
"They’ll normally include race licenses as part of your membership"
#72
Thaivivat
4.0
(1)
"Try thailand based insurance company - Thaivivat, Chubb, TIP insure, Axa thailand, Sompo, etc."
#73
Cover Me
4.0
(1)
"I’ve used cover me and got an annual plan since I travel frequently."
#74
Amex Platinum
4.0
(1)
"Honestly I just rely on my Amex Platinum for any coverage."
#75
ICICI Prudential
4.0
(1)
"Take it from any of the renowned ones like HDFC Ergo, ICICI Prudential, Tata AIG."
#76
Assist Card
4.0
(1)
"Assist Card lets you buy (in Colombia) for a portion of your trip."
#77
Desjardins Odyssey World Elite
4.0
(1)
"The Desjardins Odyssey World Elite covers mom and baby born during the trip."
#78
Allianz Thailand
4.0
(1)
"I used Allianz Thailand for my Thai partner's travel insurance twice."
#79
Coverwise
4.0
(1)
"I went with coverwise annual plan, hopefully that works :)"
#80
Amex
4.0
(1)
"Amex has a great policy that’s not too expensive."
#81
Good to Go
4.0
(1)
"Good to go are the company and I use."
#82
Tugo
3.0
(1)
"It only covers up to $25k in NICU costs - not much but it's something."
#83
WorldTrips
3.0
(1)
"It's cheap and while I think its probably terrible insurance"
#84
Australia Post
3.0
(1)
"Mid range slightly better protection on personal items"
#85
TravelJet
3.0
(1)
"TravelJet."
#86
OONA
3.0
(1)
"They are legit and reliable insurance company."
#87
AirHelp
3.0
(1)
"Airhelp (UK company) does nothing but trip cancellation and delay insurance."
#88
LAYA
1.0
(1)
"I'll never buy LAYA Travel Insurance again..did for 7 years until I had a claim!"
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