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r/CRedit is a subreddit with 268k members. Its distinguishing qualities are that the community is huge in size, and has crazy activity.
CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood.
We are here to support you if you need an advice on closing/opening a credit card, improving your credit scores, removing inaccurate information from your report, qualifying for a new card/mortgage/loan, investigating unknown information on your report and much more.
Popular Themes in r/CRedit
#1
Advice Requests
: "Goodwill Letter Actually Works!"
29 posts
#2
Pain & Anger
: "Credit score dropped 40 points after paying off my car loan and I'm genuinely confused - isn't paying off debt supposed to be good??"
10 posts
#3
Solution Requests
: "Secure credit card to help build credit back up?"
3 posts
#4
Money Talk
: "I have a cc I haven't used years so the company wants to close it. It has a $95 annual fee. I would like to get rid of it..is this gonna mess with my credit?"
1 post
Popular Topics in r/CRedit
#1
Credit
: "Credit score dropped 40 points after paying off my car loan and I'm genuinely confused - isn't paying off debt supposed to be good??"
86 posts
#2
Score
: "Credit Score dropped 40 points after paying off my car loan and I'm genuinely confused - isn't paying off debt supposed to be good??"
40 posts
#3
Debt
: "Credit score dropped 40 points after paying off my car loan and I'm genuinely confused - isn't paying off Debt supposed to be good??"
32 posts
#4
Credit Score
: "Finally hit an 800 Credit Score"
25 posts
#5
Collections
: "Collections account over 7 years old, still see it on my report!"
14 posts
#6
Payment
: "Car Payments why don’t they drop off after 7 years?"
13 posts
#7
Loan
: "Cremation Transport Funeral Loan"
13 posts
#8
Credit Card
: ""Accidently" got the Venmo Credit Card, how bad is canceling?"
10 posts
#9
Report
: "Discover charged-off my balance in 2021. They served me in 2022, I sent an Answer, and a judgement was never made against me. How do I remove this from my credit Report?"
6 posts
#10
Late Payments
: "Late Payments Impacting Score"
6 posts
Member Growth in r/CRedit
Yearly
+86k members(46.8%)
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