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r/CRedit is a subreddit with 276k members. Its distinguishing qualities are that the community is huge in size, and has crazy activity.
CRedit's main goal is to help you improve your credit, keep it healthy, and support you in the decisions you make that may affect your credit livelihood.
We are here to support you if you need advice on closing or opening a credit card, improving your credit profile and scores, removing inaccurate information from your reports, qualifying for a new card/mortgage/loan, investigating unknown information on your reports and much more.
Popular Themes in r/CRedit
#1
Advice Requests
: "What can I do to rebuild my credit?"
21 posts
#2
Pain & Anger
: "From 485 to 692 in 2 Months! Full proof update from my original post — right on time"
9 posts
#3
Solution Requests
: "Debt relief?"
5 posts
#4
Money Talk
: "Should I consolidate my debt or keep it separate? What's the best move for r/CRedit?"
2 posts
Popular Topics in r/CRedit
#1
Credit
: "Credit attorney tip: Be careful of disputing debt buyer debts with over $2,000 owed (increased lawsuit risk)"
68 posts
#2
Collections
: "No increase after Collections removed with TransUnion"
38 posts
#3
Score
: "Why in the world would my Score drop for paying off a collection?"
26 posts
#4
Credit Score
: "781 Credit Score"
25 posts
#5
Payment
: "Credit Myth #71 - The dollar amount associated with a late Payment impacts FICO scoring."
22 posts
#6
Debt
: "Anybody else get extremely jazzed about paying off Debts?"
21 posts
#7
Credit Card
: "First Credit Card and building credit"
17 posts
#8
Report
: "Can I get missed/late payments off my Report?"
15 posts
#9
Card
: "Canceling one of 3 Cards"
10 posts
#10
Loan
: "I paid a hefty chunk of my Loan principal only, now my next payment isn’t for nearly a year… what happens next?"
9 posts
Member Growth in r/CRedit
Yearly
+88k members(46.5%)
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