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r/CRedit is a subreddit with 264k members. Its distinguishing qualities are that the community is huge in size, and has crazy activity.
CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood.
We are here to support you if you need an advice on closing/opening a credit card, improving your credit scores, removing inaccurate information from your report, qualifying for a new card/mortgage/loan, investigating unknown information on your report and much more.
Popular Themes in r/CRedit
#1
Advice Requests
: "I need the "Oops I Nuked My Credit Score" recovery guide - anyone actually make it back to 700+?"
29 posts
#2
Pain & Anger
: "Credit SUCKS"
6 posts
#3
Solution Requests
: "Help! Discover credit"
4 posts
#4
News
: "PSA: for the love of god, CHECK YOUR STUDENT LOAN(S)!!"
1 post
Popular Topics in r/CRedit
#1
Credit
: "I need the "Oops I Nuked My Credit Score" recovery guide - anyone actually make it back to 700+?"
118 posts
#2
Credit Score
: "Credit Score is a joke"
33 posts
#3
Debt
: "Credit Attorney Tips: What We Are Seeing / Hearing With Debt Collection Lawsuits"
32 posts
#4
Loan
: "Is there any realistic way to get a 1000 dollar Loan fast with bad credit?"
26 posts
#5
Payment
: "Car Payments why don’t they drop off after 7 years?"
25 posts
#6
Credit Card
: "Does a high limit on a Credit Card look better on your profile ?"
23 posts
#7
Collections
: "All Collections gone"
20 posts
#8
Score
: "I need the "Oops I Nuked My Credit Score" recovery guide - anyone actually make it back to 700+?"
19 posts
#9
Collection
: "27 yo w/ house and car loan..(make on time payments) Discover CC has been closed due to 8 months of missed payments … the debt has been sent to Collections I believe.. 760ish score down to 600.. What can I do to fix this without having to wait 7 years… (I have the money to pay it off)"
15 posts
#10
Credit Report
: "Credit score dropped 34 points for no reason. Usually on my Credit Reports it says I owe a few hundred $, on this Experian report it said $0 debt- could that be why it dropped?"
13 posts
Member Growth in r/CRedit
Yearly
+85k members(47.6%)
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