r/CreditScore is a subreddit with 105k members. The most common kinds of discussions are advice requests and pain & anger, and the community frequently discusses credit score, credit, score, payment, and credit card, and they frequently recommend/review credit card and car loan.
A subreddit for discussing any aspect of credit scores. It is important to not misuse or overextend the credit you are given. Please ask questions and contribute to the knowledge surrounding credit scores.
Popular Themes in r/CreditScore
#1
Advice Requests
: "Finally hit 700s need help for new CCs"
22 posts
#2
Pain & Anger
: "I changed my credit card of 10 years and my credit score tanked like crazy"
4 posts
#3
Money Talk
: "Newly debt free, what now?"
1 post
Popular Topics in r/CreditScore
#1
Credit Score
: "34M Credit Score"
109 posts
#2
Credit
: "Yikes, debt relief program tanked my Credit"
103 posts
#3
Score
: "At what point does your Score not matter?"
86 posts
#4
Payment
: "Progress…"
29 posts
#5
Credit Card
: "Credit score help/Credit Card help"
27 posts
#6
Credit Report
: "Not too bad considering I couldnt even get a non secured cc 8 yrs ago. Ive been through credit consolidation too."
15 posts
#7
Debt
: "Paid off 9k cc Debt & went from 564 -> 766"
14 posts
#8
Report
: "Please consider freezing your credit Report!"
12 posts
#9
Credit Advice
: "34M credit score"
11 posts
#10
Collections
: "Collections account dropped - why did my score drop 27 points?"
9 posts
Products Discussed in r/CreditScore
Credit Card
1 review
#1
Savor
4.0★ from 1 review
Car Loan
1 review
#1
Credit Union
3.0★ from 1 review
Flair Used in r/CreditScore
#1
General
: "At what point does your score not matter?"
69 posts
#2
Success
: "When You Follow The Advice Of Strangers"
57 posts
#3
Rebuild
: "My stomach just fell out of my you know what"
56 posts
#4
Data Point
: "Is this a good score??? JK, but seriously…anyone else out there with an 850?"
4 posts
#5
Collections & Charge Offs
: "HELP ME IM DROWNING"
3 posts
#6
No Credit
: "New at the credit score"
3 posts
#7
FICOvsVantage
: "I was at 690 in March 2025 after buying a car, moving to a new apartment and furnishing the apartment. A year later, I am at 807."
3 posts
#8
Auto Loan
: "How bad is a voluntary repo gonna be on my credit?"
2 posts
#9
Bankruptcy
: "Should i file for bankruptcy?"
1 post
#10
Not USA
: "I was told you guys would be interested in my Credit Score. So, here it is! (Canadian, if that matters)."
1 post
Member Growth in r/CreditScore
Yearly
+34k members(48.3%)
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About
GummySearch helps people research Reddit communities by organizing activity, growth, themes, and post-level signals into one place.
This page gives a focused view of r/CreditScore, including current member size, discussion patterns, product reviews, and related communities to explore.
This data is synced periodically so insights stay current and useful for ongoing research.
Last updated: June 10, 2026