r/MortgagesCanada is a subreddit with 54k members. The community frequently discusses mortgage, renewal, approval, closing, and advice, and they frequently recommend/review mortgage rate, mortgage, and mortgage broker, and the most common flair used is renew/refinance/port, other, fthb, qualifying, and bank or broker?.
The spam free place to get solid mortgage information. Rates, qualification, purchasing, refinancing, credit scores, and much more. Contributed to by mortgage professionals with real knowledge and experience.
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Popular Topics in r/MortgagesCanada
#1
Mortgage
171 posts
#2
Renewal
30 posts
#3
Approval
14 posts
#4
Closing
13 posts
#5
Advice
13 posts
#6
Refinance
10 posts
#7
Broker
10 posts
#8
Mortgage Renewal
9 posts
#9
Bank
7 posts
#10
Payment
7 posts
Products Discussed in r/MortgagesCanada
Mortgage Rate
17 reviews
#1
TD
3.7★ from 3 reviews
#2
Bank
4.0★ from 3 reviews
#3
Mortgage Brokers
4.0★ from 2 reviews
Mortgage
10 reviews
#1
RBC
3.7★ from 3 reviews
#2
Manuone
4.0★ from 1 review
#3
REITs
4.0★ from 1 review
Mortgage Broker
5 reviews
#1
Banks
4.0★ from 1 review
#2
Dominion Lending Centres
5.0★ from 1 review
#3
Eddie Wilberforce
5.0★ from 1 review
Flair Used in r/MortgagesCanada
#1
Renew/Refinance/Port
: "Has anyone's renewal been refused?"
47 posts
#2
Other
: "BOC rate announcement today!"
19 posts
#3
FTHB
: "Closing on Nov 3. Fixed or Variable?"
19 posts
#4
Qualifying
: "Questions/Risks for using Heloc to avoid a 'Sale of Buyers Property' Condition"
6 posts
#5
Bank or Broker?
: "Mortage rate hold - pls help. Trying to find where to lock in a rate today in Ontario. Debating between mortage brokerages like True North/Butler or Bank directly?"
4 posts
#6
HELOC application
: "What is necessary to apply for a HELOC?"
1 post
#7
[{"e":"text","t":"Other"}]
: "Question about transferring a parent’s house with mortgage to their adult child ?"
1 post
Member Growth in r/MortgagesCanada
Yearly
+10k members(22.2%)
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Last updated: October 29, 2026