Mortgage reviews from Reddit
Summary
We analyzed 165 Reddit reviews across 34 subreddits and 39 posts to rank the best Mortgage brands recommended by redditors, including communities like r/irishpersonalfinance, r/Adelaide, r/Mortgageadviceuk, r/northernireland, r/RealEstate. Top-rated brands include Bank of Ireland (4.5/5), Local Credit Union (4.4/5), Suncorp (4.8/5).
Stats
Reviews165
Subreddits34
Posts39
Brands100
Products39
165 reviews from
and
By Brand
/By Product
#1
Bank of Ireland
4.5
(13)
"I've been with Bank of Ireland since 2021. They have been great. The portal is easy to use, and they are always helpful."
"I use Bank of Ireland both Uk and Ireland! They are great!"
"I was with them for years no problems."
"Remortgaged in December to BOI with no issues. Digital mortgage portal should you need to log in for basic stuff."
"Bank of Ireland are great. Don't panic. I've used them for tons of cases with no issues."
"Nothing wrong with Bank Of Ireland. Very good lender. Same with Virgin. Go with the cheapest/ best suited lender."
"In the end, exasperated, we went direct to BoI."
"My parents bought all their properties via Bank of Ireland, they are a reliable bank overall, no mortgage issues."
"I’m a first time buyer too and my mortgage advisor has also suggested BOI. Glad to see most people’s reviews are positive."
"Would prefer BOI over Virgin just in case you ever need to contact them, BOI is a much better experience if you check out trustpilot reviews."
#2
Local Credit Union
4.4
(7)
"I went with my local credit union too - much better loan because they don't require PMI in your monthly payment, the rate was good and the closing costs were lower."
"Neither. Local credit union or small local bank."
"They gave me the best rates in the area, minimal closing costs, and clear to close in 14 days."
"Go to your local credit union, they would have the best relationship building products"
"Check with your local credit union. In my experience, their mortgage rates have been generous."
"General rule my realtor and other people I know recommended to avoid those. It's easy for me to say because I have a killer local credit union rate (5.75) though."
"I went with a local CU I had a relationship with, line of credit and 2 cars loans with. With 20% down they underwrote it themselves and approved me pretty easily. 6.5% interest rate, we close tomorrow."
#3
Suncorp
4.8
(6)
"Congratulations on the first home OP! Suncorp is recommended for home loans."
"Suncorp - no ongoing fees."
"Based on this Suncorp for sure."
"Suncorp looks like the lowest interest and no package fees."
"Suncorp looks to be the best option based on that table."
"Suncorp is a good choice, but they have been bought by Anwho."
#4
Mortgage Broker
4.0
(5)
"Broker all the way. My company has 260+ lenders."
"Online lenders are terrible, find a mortgage broker (local or not doesn’t matter) and have them quote you."
"Mortgage Broker Here: I have over 150+ lenders I can use."
"Broker"
"Talk to a good mortgage broker and see if they can suggest anything."
#5
Trident
5.0
(4)
"Kristina Hanna at Trident has saved multiple deals for me."
"Took great care of me twice."
"They work super fast and made everything very clear and simple for us."
"We had a good experience with Trident."
#6
Guild Mortgage
4.8
(4)
"I highly recommend him and Guild."
"Guild has been great to work with."
"It was painless, I had my agent's cell number and could just text him."
"Were happy with them. Especially like that they service the loan even after it gets sold."
#7
Scotiabank
3.6
(5)
"I just renewed this morning at 3.75% 5 year fixed with Scotiabank."
"Take those offers you have in writing back to scotia and ask them to beat it otherwise youre leaving."
"Currently being offered 3.69 for a 3 year fixed and 3.75 for a 5 year fixed to early renew with Scotia."
"Not all the banks have the platform set for this yet but there are some out there who do."
"We tried to renew with Scotia and they wouldn't do much for us. And they offered us only 4%"
#8
Rocket Mortgage
3.4
(5)
"We had a great experience with Rocket Mortgage."
"Many brokers will have access to a free credit upgrade, I would find one that offers it."
"I had good luck with rocket mortgage."
"You are better off finding your own agent and negotiating."
"I really didn’t take them seriously 🤷🏻♀️"
#9
Dermot
5.0
(3)
"Thumbs up for Dermot again - used him every time."
"Another recommendation for demot"
"Was about to recommend dermot too"
#10
Doddl
5.0
(3)
"Doddl, without doubt."
"Used them 4 years ago when getting a mortgage, found them fantastic from start to finish."
"Doddl were great for me."
#11
Park Financial
5.0
(2)
"Park Financial in Kimmage are unreal."
"Had a good experience with park financial."
#12
217 Mortgage
5.0
(2)
"Shay Moore with 217 Mortgage."
"I've had a great experience with Shay Moore at Two One Seven Mortgage."
#13
Alcova
5.0
(2)
"I second Michelle Nuckols at Alcova. She did my mortgage as well as my sisters and it was so hassle free. We both had a great experience with her."
"Completely agree. Both of my professional experiences with her were far above average."
#14
Zoom Home Loans
5.0
(2)
"Try zoom home loans, hes a mortgage broker. He really good, we used his services before."
"Zoom Home Loans. 110 5 star reviews and excellent in my experience."
#15
Zimmerman Hypotheken
5.0
(2)
"Zimmerman Hypotheken as an advisor. Highly recommended."
"Have been with them for 17 years and am still satisfied."
#16
Homecorp
5.0
(2)
"Anthony at Homecorp is your man or Andy from JP Mortgages."
"Anthony. He is super knowledgeable, and soooo good at what he does!"
#17
Credit Union
5.0
(2)
"Credit union is the best lender for a mortgage."
"Rocket but even better credit union!"
#18
FHA
4.5
(2)
"FHA was a way better deal for us!"
"Id bet FHA has a lower rate atm."
#19
Wells Fargo
4.5
(2)
"The Wells Fargo one is actually great because you can use that same money for the down payment as long as it’s at least in the account for 5 days."
"Called around a few. Wells Fargo and valley bank seem to have the best but just want to make sure I’m not missing any."
#20
Loan Depot
4.5
(2)
"He gave us so much advice and education way before we had an accepted offer."
"Loan Depot was great to help me source the best rates and terms."
#21
Guaranteed Rate
4.5
(2)
"Guaranteed Rate is great."
"As a NJ agent I’d also suggest Guaranteed Rate."
#22
TD Bank
4.5
(2)
"Caitlin Yang with TD Bank gave us the best rate and service across 5 other local banks/unions, mortgage brokers and online lenders."
"Not all banks offering it yet. Check with TD, scotia they have it for sure."
#23
Nationwide
4.0
(2)
"Nationwide mostly consistently price their existing customer the best, so they will probably have the best rates for you in 2 years time."
"Nationwide aren’t always the quickest to drop their rates, but their service was great for me."
#24
ING
4.0
(2)
"We did ING, Fortis and KBC online and then in person, the first two offered significantly better rates in person than online."
"ING opened with an offer that no one else was able to match since rates were going up."
#25
Barclays
4.0
(2)
"Barclays were fairly quick for me and when the rate changes happened, I even got a new offer within 30mins."
"Barclays allows more overpayment, you can research about it, also I found them extremely quick."
#26
Finance Solutions
4.0
(2)
"Good experience with finance solutions so far."
"Finance Solutions https://www.financesolutions.ie/"
#27
RBC
4.0
(2)
"RBC, Scotia, and TD have it."
"Rbc does, approved."
#29
Chase
3.5
(2)
"I enjoyed having Chase as my mortgage company."
"If you must, go with Chase."
#30
Nexa
2.5
(2)
"I settled with NEXA because it's better to start somewhere than nowhere at all and I have a local MLO who's mentoring me so my costs are lower."
"Only place I’d actively avoid as a brand new LO is anything Nexa or “powered by” Nexa."
#31
Meta Mortgage
5.0
(1)
"Cassandra Fortier from Meta Mortgage in downtown Burlington! Amazing and highly recommend!"
#32
Mountainview Mortgages
5.0
(1)
"Daniel Christoff with Mountainview mortgages is great!"
#33
MHSLending.com
5.0
(1)
"I was able to go through their Instant Prequalification tool and was able to get automatically approved with just a soft credit check. Literally took me a few minute."
#34
Regent's Park Associates
5.0
(1)
"Derek Brodie at Regent's Park associates. Used him for over 20 years."
#35
Southern First
5.0
(1)
"Doug Barnett at Southern First has been amazing!"
#36
Key Mortgage
5.0
(1)
"Joanna White - Key Mortgage. She’s local, 20+ years of experience."
#37
Hawthorne Mortgages
5.0
(1)
"Jamie Hastie is his name. Vastly experienced and genuinely an all round good guy."
#38
PNC
5.0
(1)
"PNC gave me the best rate by far when I bought."
#39
U of I Credit Union
5.0
(1)
"If you live in Champaign county then you could try U of I credit union. Have great rates."
#40
A&L Independent Mortgages
5.0
(1)
"I will never not recommend Lance at A&L independent mortgages. When I took mine out I had bad credit and I got a high street rate."
#41
Union Home Mortgage
5.0
(1)
"Union Home Mortgage is pretty great."
#42
Killian's Team
5.0
(1)
"The mortgage brokers to go to… Jonathan in Killian’s team is excellent."
#43
Stone Guard Lending
5.0
(1)
"Nick Gonzalez with Stone Guard Lending. Tell him Jay sent you!"
#44
Blackfish Finance
5.0
(1)
"Leah Busby at blackfish finance is great."
#45
Money Merchants Financial Services
5.0
(1)
"Speak to KD from Money merchants financial services, we got our loan approved when others can’t."
#46
FirstRateLending.com
5.0
(1)
"Jeff at FirstRateLending.com. Best in the biz"
#47
Mortgage Express
5.0
(1)
"Jeannine Downey at Mortgage Express is great. I have worked with her a few times and would highly recommend her."
#48
Mario the Mortgage Guy
5.0
(1)
"Mario is amazing."
#49
Truevest
5.0
(1)
"Truevest with Grant, he has helped me through my first home and a couple of refinances."
#50
Grand Union Financial
5.0
(1)
"Independent Mortgage Broker/Adviser, can access the whole of market. George Allbrook - Grand Union Financial."
#51
Moultrie Mortgage
5.0
(1)
"I had a great experience with Fred Graham of Moultrie Mortgage. He went above and beyond for us."
#52
Sean
5.0
(1)
"Sean has been great for us as well."
#53
Mortgage Solutions
5.0
(1)
"Dermot at mortgage solutions in lurgan is an absolute legend and made everything so easy. Keep going back for every renewal"
#54
Loan Market
5.0
(1)
"Mario Catalano from Loan Market. When others said it couldn’t be done, he got it done."
#55
Loans Combined
5.0
(1)
"I can recommend David Signore from Loans Combined. He and his team did a fantastic job."
#56
Advantage
5.0
(1)
"Mark Aalto at Advantage was extremely helpful as a first-time homebuyer and does refis"
#57
Johnson Financial
5.0
(1)
"I've been working with Chad Feller at Johnson Financial. If you're a first time homebuyer, reach out to him. He's been easy to work with."
#58
Mortgage ABC
5.0
(1)
"So far, Mortgage ABC have been excellent."
#59
Carolina One
5.0
(1)
"Andrew wright at Carolina one is by far the easiest to work with."
#60
The Mortgage Firm
5.0
(1)
"I recommend Paul Mena. I used him to buy my house and also a refinance a few years later when rates dropped."
#61
Life Tree Lending
5.0
(1)
"Mark Deitch at Life Tree Lending in Mt Pleasant for my personal mortgage. Great guy!"
#62
Delphin Home Loans
5.0
(1)
"Mark delphin from Delphin Home Loans was incredible both times we dealt with him."
#63
Mortgage123
5.0
(1)
"Having really good experience with Mortgage123."
#64
Eade Mortgages
5.0
(1)
"Mark Eade at Eade Mortgages is great."
#65
Willamette Falls Financial
5.0
(1)
"This dude had the best rate we could find, and also the lowest fees. Really fast and good service too"
#66
Home Loans Inc
5.0
(1)
"I work hand-in-hand with Mark Gunkel of Home Loans Inc. We’ve closed properties for a wide range of folks and always responsive to my clients needs."
#67
Lenny Financial
5.0
(1)
"Lenny Financial have been supporting me recently and they've been great."
#68
Nova Home Loans
5.0
(1)
"I HIGHLY recommend Peter Sessler with Nova Home Loans."
#69
Mortgage Choice
5.0
(1)
"Mortgage Choice Broker Adelaide/Kent Town - Michael Karp."
#70
Angelo
5.0
(1)
"His business partner Angelo has always been my go-to! Honestly saved me thousands in the last 10-15 years"
#71
John Duffy CMI Mortgages
5.0
(1)
"John Duffy CMI Mortgages 120 Burton Road is a star."
#72
Nations Lending
5.0
(1)
"Nic Campbell with Nations Lending. He's great!"
#73
Veteran's United
5.0
(1)
"I would recommend using a broker that specializes in VA loans. I've used Veteran's United online for my last two houses."
#74
Cherry Creek Mortgage
5.0
(1)
"Cherry creek mortgage had some of the best rates I could find when I bought a couple of years ago."
#75
Cornerstone Mortgage
5.0
(1)
"I went with Cornerstone Mortgage, they were able to get the best rate I could find."
#76
Tembo
5.0
(1)
"We went with Tembo and had great experience. Super quick and reactive."
#77
SNS Bank
5.0
(1)
"SNS bank highly recommended, objective, descent advise and compares their own mortgages with those of life insurances options"
#78
SC Federal Credit Union
5.0
(1)
"SC Federal Credit Union. They were great, informative, communicative, great rates, and also truly felt like they were rooting for us as first time homebuyers."
#79
Shelter Lending
5.0
(1)
"We had a great experience working with Shelter Lending"
#80
Andrew Dalzell
5.0
(1)
"Andrew Dalzell is very good. He's Newry direction, but an absolute gent. Sorted my house purchase out a few years ago. Incredibly professional."
#81
PK Mortgages
5.0
(1)
"Phil at PK Mortgages, he's not a local but he will Def's help you no matter where you are."
#82
Finance One
4.0
(1)
"Finance One are decent enough, have worked with them a few times."
#83
Avant
4.0
(1)
"I’d recommend going straight to Avant."
#84
Premier Mortgage Services
4.0
(1)
"Used Premier Mortgage Services in Stabbo, they were pretty good"
#85
Moneyquest
4.0
(1)
"Moneyquest broker Nick Bartel."
#86
SVC Funding
4.0
(1)
"Ask for Grant."
#87
YBR
4.0
(1)
"Andrew Mudie YBR Brighton"
#88
Bernie Lewis HL
4.0
(1)
"The crew at Bernie Lewis HL will look after you"
#89
Jay Finance
4.0
(1)
"Jay Finance - Neighbour of mine."
#90
Loewen Group
4.0
(1)
"I’ve used the Loewen group now for my last 3 mortgage renewals. I like them."
#91
Butler Mortgage
4.0
(1)
"Butler mortgage has always been great for us."
#92
Broker and Local Credit Unions
4.0
(1)
"I would suggest starting with a broker, but check with local credit unions and banks."
#93
Independent Mortgage Advisor
4.0
(1)
"Any independent mortgage advisor is decent. They get their fee paid by the mortgage company."
#94
Wanda Fairstone Financial
4.0
(1)
"Wanda Fairstone Financial in Lisburn"
#95
Sean Sloan
4.0
(1)
"Sean Sloan in Newry"
#96
Anthony Reavey
4.0
(1)
"Anthony Reavey in Newry. Knows his onions."
#97
Lloyds
4.0
(1)
"I found that Lloyds had a better rate but they don’t work with brokers. I applied directly through Lloyds instead and got 4.49%."
#98
Post Office
4.0
(1)
"They are fine and a well established UK home mortgage lender. They used to for many years or still do all the home loans for the post office."
#99
Virgin Money
4.0
(1)
"They're regulated so no worries. I've had a mortgage with them before."
#100
Liquid Expat Mortgages
4.0
(1)
"Please speak to www.liquidexpatmortgages.com . We have exclusive expat mortgage deals from lenders that are not available through other brokers."
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