r/PHCreditCards is a subreddit with 285k members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses worst, credit card, bank, struggling, and annoying, and they frequently recommend/review credit cards, wallet, and cashback card.
A subreddit for everything about credit cards in the Philippines. ⚠️⬇️See More Menu for FAQs and pinned posts.
Popular Themes in r/PHCreditCards
#1
Advice Requests
: "Need advice on the next steps"
1 post
#2
Money Talk
: "Finally may offer na"
1 post
Popular Topics in r/PHCreditCards
#1
Worst
21 posts
#2
Credit Card
19 posts
#3
Bank
15 posts
#4
Struggling
14 posts
#5
Annoying
12 posts
#6
Frustrating
11 posts
#7
Cs
10 posts
#8
Ub
9 posts
#9
Cc
7 posts
#10
App
6 posts
Products Discussed in r/PHCreditCards
Credit Cards
38 reviews
#1
RCBC
4.7★ from 9 reviews
#2
BDO
4.4★ from 8 reviews
#3
Eastwest
4.7★ from 7 reviews
Wallet
20 reviews
#1
Secrid
5.0★ from 4 reviews
#2
Seiko
4.5★ from 2 reviews
#3
Wallex
4.0★ from 2 reviews
Cashback Card
14 reviews
#1
EastWest
4.0★ from 4 reviews
#2
BDO
4.0★ from 2 reviews
#3
Amore
3.5★ from 2 reviews
Flair Used in r/PHCreditCards
#1
Metrobank / PSBank
: "Retention Hack is REAL."
23 posts
#2
BPI
: "Scammer Forgot to switch accounts"
23 posts
#3
BDO
: "BDO Spend anywhere Jun-Jul"
19 posts
#4
Consult/Inquire
: "Cards with No Cross Border Fee"
18 posts
#5
xPays (Google/Apple/Samsung)
: "Visa x Google Pay Sep 2026 Promo is back!"
12 posts
#6
UnionBank
: "Fraud Charges Prevented by UnionBank"
11 posts
#7
RCBC
: "Finally approved to RCBC after many years but,.."
10 posts
#8
EastWest
: "EASTWEST CC LOCK SA APP"
9 posts
#9
MariBank/Seabank
: "Finally na-approved na din!"
8 posts
#10
Card Recommendation
: "This or that: Maribank vs Zed"
7 posts
Member Growth in r/PHCreditCards
Yearly
+47k members(19.7%)
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About
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Last updated: September 11, 2026