r/PHCreditCards is a subreddit with 286k members. The most common kinds of discussions are solution requests and pain & anger, and the community frequently discusses worst, bank, credit card, annoying, and frustrating, and they frequently recommend/review credit cards, wallet, and cashback card.
A subreddit for everything about credit cards in the Philippines. ⚠️⬇️See More Menu for FAQs and pinned posts.
Popular Themes in r/PHCreditCards
#1
Solution Requests
: "Best credit card for earning airmiles"
4 posts
#2
Pain & Anger
: "20-year EastWest cardholder here, and I’m seriously disappointed."
3 posts
#3
Advice Requests
: "how to waive bdo annual fee?"
1 post
Popular Topics in r/PHCreditCards
#1
Worst
21 posts
#2
Bank
15 posts
#3
Credit Card
13 posts
#4
Annoying
12 posts
#5
Frustrating
11 posts
#6
Cs
10 posts
#7
Ub
9 posts
#8
Cc
7 posts
#9
App
6 posts
#10
Eastwest
5 posts
Products Discussed in r/PHCreditCards
Credit Cards
38 reviews
#1
RCBC
4.7★ from 9 reviews
#2
BDO
4.4★ from 8 reviews
#3
Eastwest
4.7★ from 7 reviews
Wallet
20 reviews
#1
Secrid
5.0★ from 4 reviews
#2
Seiko
4.5★ from 2 reviews
#3
Wallex
4.0★ from 2 reviews
Cashback Card
14 reviews
#1
EastWest
4.0★ from 4 reviews
#2
BDO
4.0★ from 2 reviews
#3
Amore
3.5★ from 2 reviews
Flair Used in r/PHCreditCards
#1
UnionBank
: "Unionbank Miles+ Visa Card Lounge Access?"
11 posts
#2
Consult/Inquire
: "CC application again and again?"
10 posts
#3
BDO
: "Bdo Credit Card Delivery"
10 posts
#4
BPI
: "Paying for Robinsons Cashback Visa Card (BPI)"
10 posts
#5
Metrobank / PSBank
: "Metrobank world Mastercard vs travel visa signature"
8 posts
#6
Possible Scam Calls
: "BDO Scam Call [NAAFL for new cards]"
6 posts
#7
Card Recommendation
: "Best credit card for earning airmiles"
4 posts
#8
RCBC
: "RCBC Hexagon Club Privilege CC Text"
4 posts
#9
Chinabank
: "Chinabank quasi cash fee Grab."
4 posts
#10
EastWest
: "20-year EastWest cardholder here, and I’m seriously disappointed."
3 posts
Member Growth in r/PHCreditCards
Yearly
+46k members(19.0%)
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About
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Last updated: September 30, 2026