r/PHCreditCards is a subreddit with 280k members. The community frequently discusses credit card, bdo, application, cc, and bpi, and they frequently recommend/review credit cards, wallet, and cashback card, and the most common flair used is bpi, metrobank / psbank, bdo, unionbank, and rcbc.
A subreddit for everything about credit cards in the Philippines. ⚠️⬇️See More Menu for FAQs and pinned posts.
Popular Topics in r/PHCreditCards
#1
Credit Card
250 posts
#2
Bdo
53 posts
#3
Application
47 posts
#4
Cc
36 posts
#5
Bpi
35 posts
#6
Bank
33 posts
#7
Worst
33 posts
#8
Frustrating
32 posts
#9
Eastwest
27 posts
#10
Metrobank
27 posts
Products Discussed in r/PHCreditCards
Credit Cards
38 reviews
#1
RCBC
4.7★ from 9 reviews
#2
BDO
4.4★ from 8 reviews
#3
Eastwest
4.7★ from 7 reviews
Wallet
20 reviews
#1
Secrid
5.0★ from 4 reviews
#2
Seiko
4.5★ from 2 reviews
#3
Wallex
4.0★ from 2 reviews
Cashback Card
14 reviews
#1
EastWest
4.0★ from 4 reviews
#2
BDO
4.0★ from 2 reviews
#3
Amore
3.5★ from 2 reviews
Flair Used in r/PHCreditCards
#1
BPI
: "finally paid off my BPI CC 😭"
24 posts
#2
Metrobank / PSBank
: "Complained Metrobank sa BSP regarding unauthorized application using my details multiple times."
23 posts
#3
BDO
: "I sought help from BSP regarding my BDO CC"
20 posts
#4
UnionBank
: "After years of applications, I got my first CC from UnionBank."
13 posts
#5
RCBC
: "RCBC Airmiles Visa Signature 1.5% Forex Conversion Fee is not really 1.5%"
13 posts
#6
Maya Landers/Black
: "Maya Black T&C Update"
10 posts
#7
EastWest
: "Nadoble ba yung transaction?"
10 posts
#8
IDRP / Utang
: "Nalulong live-in partner ko sa sugal and namax out niya credit cards na nakapangalan sa kanya."
8 posts
#9
Others
: "Getting a higher Credit Limit"
8 posts
#10
Card Recommendation
: "Rewards or Cashback based on my top spend"
8 posts
Member Growth in r/PHCreditCards
Yearly
+53k members(23.5%)
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Last updated: July 25, 2026