r/CreditCards is a subreddit with 1.5M members. The most common kinds of discussions are solution requests and advice requests, and the community frequently discusses credit card, chase, card, travel, and points, and they frequently recommend/review credit card, travel card, and rewards card.
A subreddit for discussing credit cards. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered.
Popular Themes in r/CreditCards
#1
Solution Requests
: "Best Credit Cards for people who only buy groceries and gas?"
19 posts
#2
Advice Requests
: "New Amex Green should fill the Everyday/Everyday Preferred void"
17 posts
#3
Money Talk
: "Chase Freedom Q3 2026 Categories: Gas Stations and EV Charging, Public Transit, Select Live Entertainment and United Way"
8 posts
#4
News
: "Visa and Mastercard swipe fee settlement was okayed today. Will banks start issuing "standard consumer cards" instead of premium cards?"
1 post
Popular Topics in r/CreditCards
#1
Credit Card
: "Frequent posts about "accidentally" applying for Credit Cards. Why are more people not keeping credit files frozen?"
438 posts
#2
Chase
: "Chase Sapphire Preferred is getting a refresh"
108 posts
#3
Card
: "Why do so few Cards offer cash back/rewards on entertainment?"
81 posts
#4
Travel
: "Which Travel card is right for me?"
67 posts
#5
Points
: "Delta Amex Gold Offer: $500 credit + 60K Points for 3K spend. No brainer, right?"
54 posts
#6
Sub
: "Should I get amazon visa with the $200 Sub or wait til its $250?"
34 posts
#7
Worst
32 posts
#8
Csp
: "Blue cash preferred vs blue cash everyday"
30 posts
#9
Approval
: "Chase Sapphire Reserve Approval DP"
25 posts
#10
Bonus
: "Chase Sapphire Preferred 100k Pts Bonus Returns"
23 posts
Products Discussed in r/CreditCards
Credit Card
504 reviews
#1
Capital One
4.2★ from 55 reviews
#2
Chase
4.4★ from 50 reviews
#3
Citi
4.3★ from 43 reviews
Travel Card
305 reviews
#1
Capital One
4.2★ from 64 reviews
#2
Chase
4.3★ from 61 reviews
#3
Wells Fargo
4.3★ from 32 reviews
Rewards Card
243 reviews
#1
Amex
4.4★ from 39 reviews
#2
Chase
4.4★ from 24 reviews
#3
Citi
4.3★ from 22 reviews
Flair Used in r/CreditCards
#1
Discussion / Conversation
: "Chase Sapphire Preferred is getting a refresh"
67 posts
#2
Help Needed / Question
: "Chase Sapphire Reserve isn't worth it for me at $795. Is it better to downgrade to Chase Sapphire Preferred or leave the Chase trifecta?"
65 posts
#3
Card Recommendation Request (Template Used)
: "Next Credit Card Recommendation"
27 posts
#4
Data Point
: "Capital one Savor boosted SUB $250 - Limited Time"
21 posts
#5
Card Recommendation Request (Template NOT Used)
: "Chase trifecta (CSP based) or C1 duo"
16 posts
#6
News
: "Reuters: US judge OKs Visa, Mastercard $38 billion swipe fee settlement"
1 post
Member Growth in r/CreditCards
Yearly
+90k members(6.2%)
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About
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Last updated: June 17, 2026