r/homeownersinsurance is a subreddit with 236 members. The most common kinds of discussions are advice requests and pain & anger, and the community frequently discusses insurance, homeowners, claim, roof, and california.
Have questions, doubts, or concerns about your US-based HO insurance? Need to know how to make a claim? What's covered? How to shop?
This sub is for getting all those questions and others answered.
No promotion, no surveys! Read the rules!
Popular Themes in r/homeownersinsurance
#1
Advice Requests
: "Need advice. My insurance company is saying refusing to pay for full repairs because the HOA apparently has insurance"
15 posts
#2
Pain & Anger
: "Am I overreacting to Category 3: Sewage Water in TX?"
4 posts
#3
Solution Requests
: "Homeowners Insurance TX MI WA CA WI OR NJ AZ NC SC CT GA VA ND CO"
2 posts
#4
Self-Promotion
: "Handcrafted porch swings shipped nationwide Take a look here 👇"
1 post
Popular Topics in r/homeownersinsurance
#1
Insurance
: "Need advice. My Insurance company is saying refusing to pay for full repairs because the HOA apparently has Insurance"
96 posts
#2
Homeowners
: "What coverage add ons are actually worth it for Homeowners insurance?"
74 posts
#3
Claim
: "Insurance Claim?"
11 posts
#4
Roof
: "Reviews on American Risk? Received lifted flashing claim for Roof - but it was replaced in 2011"
11 posts
#5
California
: "[NC] Insurance is driving me nuts"
6 posts
#6
Company
: "Beware Allstate if you live in Colorado"
6 posts
#7
Closing
: "[CA] Lender had my insurance broker's charge my personal card for first year home/fire premium even though my contract says it is to be paid out of Closing closts."
5 posts
#8
Policy
: "Fire at our rental house but insurance Policy is still standard homeowners"
5 posts
#9
Quote
: "Home insurance companies with the fastest Quote turnaround?"
4 posts
#10
House
: "[CA] I live close to the fireworks wareHouse explosion that happened in California earlier this month. I am wondering if the structural integrity of my House was compromised. Do I seek an inspection on my own or wait for the insurance to reach out?"
4 posts
Member Growth in r/homeownersinsurance
Yearly
+228 members(2850.0%)
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About
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This page gives a focused view of r/homeownersinsurance, including current member size, discussion patterns, product reviews, and related communities to explore.
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Last updated: September 21, 2026