/r/homeownersinsurance/

r/homeownersinsurance

249 members
r/homeownersinsurance is a subreddit with 249 members. The most common kinds of discussions are pain & anger and advice requests, and the community frequently discusses insurance, homeowners, claim, roof, and california.
Have questions, doubts, or concerns about your US-based HO insurance? Need to know how to make a claim? What's covered? How to shop? This sub is for getting all those questions and others answered. No promotion, no surveys! Read the rules!

Popular Themes in r/homeownersinsurance

#1
Pain & Anger
: "Am I overreacting to Category 3: Sewage Water in TX?"
4 posts
#2
Advice Requests
: "Need advice. My insurance company is saying refusing to pay for full repairs because the HOA apparently has insurance"
4 posts
#3
Solution Requests
: "Homeowners Insurance TX MI WA CA WI OR NJ AZ NC SC CT GA VA ND CO"
2 posts
#4
Self-Promotion
: "Handcrafted porch swings shipped nationwide Take a look here 👇"
1 post

Popular Topics in r/homeownersinsurance

#1

Insurance

: "Need advice. My Insurance company is saying refusing to pay for full repairs because the HOA apparently has Insurance"
96 posts
#2

Homeowners

: "What coverage add ons are actually worth it for Homeowners insurance?"
74 posts
#3

Claim

: "Insurance Claim?"
11 posts
#4

Roof

: "Reviews on American Risk? Received lifted flashing claim for Roof - but it was replaced in 2011"
11 posts
#5

California

: "[NC] Insurance is driving me nuts"
6 posts
#6

Company

: "Beware Allstate if you live in Colorado"
6 posts
#7

Closing

: "[CA] Lender had my insurance broker's charge my personal card for first year home/fire premium even though my contract says it is to be paid out of Closing closts."
5 posts
#8

Policy

: "Fire at our rental house but insurance Policy is still standard homeowners"
5 posts
#9

Quote

: "Home insurance companies with the fastest Quote turnaround?"
4 posts
#10

House

: "[CA] Homeowners Insurance-If they all Stink-Who then?"
4 posts

Member Growth in r/homeownersinsurance

Yearly
+216 members(654.5%)

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About

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Last updated: October 11, 2026