r/homeownersinsurance is a subreddit with 163 members. The most common kinds of discussions are advice requests and solution requests, and the community frequently discusses insurance, homeowners, claim, roof, and california.
Have questions, doubts, or concerns about your US-based HO insurance? Need to know how to make a claim? What's covered? How to shop?
This sub is for getting all those questions and others answered.
No promotion, no surveys! Read the rules!
Popular Themes in r/homeownersinsurance
#1
Advice Requests
: "Need advice. My insurance company is saying refusing to pay for full repairs because the HOA apparently has insurance"
17 posts
#2
Solution Requests
: "Homeowners Insurance TX MI WA CA WI OR NJ AZ NC SC CT GA VA ND CO"
9 posts
#3
Pain & Anger
: "Am I overreacting to Category 3: Sewage Water in TX?"
6 posts
#4
Self-Promotion
: "Handcrafted porch swings shipped nationwide Take a look here 👇"
1 post
Popular Topics in r/homeownersinsurance
#1
Insurance
: "Need advice. My Insurance company is saying refusing to pay for full repairs because the HOA apparently has Insurance"
96 posts
#2
Homeowners
: "What coverage add ons are actually worth it for Homeowners insurance?"
74 posts
#3
Claim
: "Insurance Claim?"
11 posts
#4
Roof
: "Reviews on American Risk? Received lifted flashing claim for Roof - but it was replaced in 2011"
11 posts
#5
California
: "[CA] Home and car insurance reco California"
6 posts
#6
Company
: "Beware Allstate if you live in Colorado"
6 posts
#7
Closing
: "[CA] Lender had my insurance broker's charge my personal card for first year home/fire premium even though my contract says it is to be paid out of Closing closts."
5 posts
#8
Policy
: "Fire at our rental house but insurance Policy is still standard homeowners"
5 posts
#9
Quote
: "Home insurance companies with the fastest Quote turnaround?"
4 posts
#10
House
: "[CA] I live close to the fireworks wareHouse explosion that happened in California earlier this month. I am wondering if the structural integrity of my House was compromised. Do I seek an inspection on my own or wait for the insurance to reach out?"
4 posts
Member Growth in r/homeownersinsurance
Yearly
+161 members(8050.0%)
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About
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Last updated: June 10, 2026