r/personalfinance
21.8M members
r/personalfinance is a subreddit with 21.8M members. The most common kinds of discussions are advice requests and solution requests, and the community frequently discusses debt, credit card, savings, 401k, and house, and they frequently recommend/review budget app, budgeting app, and online banking.
Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!
Popular Themes in r/personalfinance
#1
Advice Requests
: "buying online life insurance enough for basic estate planning?"
36 posts
#2
Solution Requests
: "FREE budgeting app recommendations? (ios)"
3 posts
#3
Pain & Anger
: "Divorced and dealing with 30K in credit card debt"
2 posts
Popular Topics in r/personalfinance
#1
Debt
: "Should I pull from my retirement to pay off Debt?"
7 posts
#2
Credit Card
: "Divorced and dealing with 30K in Credit Card debt"
7 posts
#3
Savings
: "24 years old with $60k in Savings, what should I do with it?"
6 posts
#4
401k
: "401k plan manager is saying I have to pay employer safe harbor contributions out of my own pockets - other options?"
6 posts
#5
House
: "Where to put money for a House and general investing advice"
5 posts
#6
Investing
: "Where to put money for a house and general Investing advice"
4 posts
#7
Looking For
3 posts
#8
Loan
3 posts
#9
Credit
3 posts
#10
Retirement
3 posts
Products Discussed in r/personalfinance
Budget App
187 reviews
#1
YNAB
4.6★ from 39 reviews
#2
Mint
3.7★ from 20 reviews
#3
EveryDollar
4.2★ from 13 reviews
Budgeting App
128 reviews
#1
YNAB
4.4★ from 29 reviews
#2
You Need A Budget
4.8★ from 15 reviews
#3
Monarch
4.1★ from 8 reviews
Online Banking
105 reviews
#1
Ally
4.5★ from 24 reviews
#2
Credit Union
4.1★ from 8 reviews
#3
Charles Schwab
4.9★ from 7 reviews
Flair Used in r/personalfinance
#1
Investing
: "Advice on inheritance , 21 yo senior"
16 posts
#2
Planning
: "Taxes and Marriage, is it worth it?"
16 posts
#3
Other
: "Aging Parent - Next Steps for Managing Finances"
15 posts
#4
Retirement
: "Planning to buy (or build) a vacation home on a lake. how much to spend?"
11 posts
#5
Debt
: "I am an absolute fool for not realizing the impact overdraft fees are wreaking on my savings account. It’s not too late. But I feel so , so dumb"
10 posts
#6
Saving
: "Do you have EE Bonds as part of your portfolio?"
10 posts
#7
Auto
: "Is it worth refinancing my car loan with a 750 credit score?"
10 posts
#8
Budgeting
: "Budgeting program Suggestions"
9 posts
#9
Credit
: "27 with no credit score."
9 posts
#10
Housing
: "Where to put money for a house and general investing advice"
7 posts
Member Growth in r/personalfinance
Yearly
+460k members(2.2%)
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About
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This page gives a focused view of r/personalfinance, including current member size, discussion patterns, product reviews, and related communities to explore.
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Last updated: August 13, 2026