r/personalfinance
21.7M members
r/personalfinance is a subreddit with 21.7M members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses financial advice, struggling, finance, savings, and investment, and they frequently recommend/review budget app, budgeting app, and online banking.
Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!
Popular Themes in r/personalfinance
#1
Advice Requests
: "I have inherited more in stocks than I could have ever imagined. How do I find someone to help me not mess this up?"
56 posts
#2
Money Talk
: "Paying off credit card debt"
22 posts
#3
Pain & Anger
: "Sold my condo to fund the down payment on our new house. Now I'm being told I owe a massive Q2 estimated tax payment next week because I rented it out for a few years."
7 posts
#4
Solution Requests
: "Gift trust I never knew about matured on my 18th birthday and the money disappeared without anyone knowing where it went... Help!"
3 posts
#5
Ideas
: "Built a budget spreadsheet after trying every app - here's what I learned"
1 post
Popular Topics in r/personalfinance
#1
Financial Advice
: "Need help with spending habits"
53 posts
#2
Struggling
53 posts
#3
Finance
: "58, laid off, looking for advice/reassurance?"
49 posts
#4
Savings
: "High Yield Savings Account"
35 posts
#5
Investment
: "55M: Should I payoff mortgage if I started investing late in life?"
31 posts
#6
Debt
: "Paying off credit card Debt"
28 posts
#7
Retirement
: "Retirement Accounts and Terminal Illness"
27 posts
#8
Looking For
25 posts
#9
401k
: "Started working late. How much should I have in my 401k?"
24 posts
#10
Credit
: "Getting started with a Credit card + how to get a good Credit score"
19 posts
Products Discussed in r/personalfinance
Budget App
187 reviews
#1
YNAB
4.6★ from 39 reviews
#2
Mint
3.7★ from 20 reviews
#3
EveryDollar
4.2★ from 13 reviews
Budgeting App
128 reviews
#1
YNAB
4.4★ from 29 reviews
#2
You Need A Budget
4.8★ from 15 reviews
#3
Monarch
4.1★ from 8 reviews
Online Banking
105 reviews
#1
Ally
4.5★ from 24 reviews
#2
Credit Union
4.1★ from 8 reviews
#3
Charles Schwab
4.9★ from 7 reviews
Flair Used in r/personalfinance
#1
Investing
: "Watched my company stock sink 50% and now I can’t even bring myself to work"
24 posts
#2
Retirement
: "Started working late. How much should I have in my 401k?"
24 posts
#3
Other
: "Gift trust I never knew about matured on my 18th birthday and the money disappeared without anyone knowing where it went... Help!"
23 posts
#4
Debt
: "Paying off credit card debt"
18 posts
#5
Saving
: "High Yield Savings Account"
14 posts
#6
Planning
: "Should I be putting excess income to savings or student loans?"
12 posts
#7
Budgeting
: "How do I help my dad?"
11 posts
#8
Housing
: "Getting divorced, moving in with parents, getting paid. Where do I start?"
9 posts
#9
Credit
: "Getting started with a credit card + how to get a good credit score"
9 posts
#10
Taxes
: "IRS interest rates will be increased for the third quarter of 2026"
6 posts
Member Growth in r/personalfinance
Yearly
+579k members(2.7%)
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About
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This page gives a focused view of r/personalfinance, including current member size, discussion patterns, product reviews, and related communities to explore.
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Last updated: June 14, 2026