r/personalfinance

21.8M members
r/personalfinance is a subreddit with 21.8M members. The most common kinds of discussions are advice requests and pain & anger, and the community frequently discusses budgeting, investment platform, bank account, budgeting app, and savings account, and they frequently recommend/review budget app, budgeting app, and online banking.
Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!

Popular Themes in r/personalfinance

#1
Advice Requests
: "Can't decide which between hysa or sgov?"
35 posts
#2
Pain & Anger
: "5k mortgage plus student loans"
8 posts
#3
Money Talk
: "New Credit Card with an upcoming car loan"
5 posts
#4
Solution Requests
: "A new, free, ad-free tax calculator"
4 posts

Popular Topics in r/personalfinance

#1

Budgeting

5 posts
#2

Investment Platform

5 posts
#3

Bank Account

4 posts
#4

Budgeting App

4 posts
#5

Savings Account

4 posts
#6

Financial Advice

3 posts
#7

High Yield Savings

3 posts
#8

Investment

3 posts
#9

Personal Finance App

3 posts
#10

App To Track

3 posts

Products Discussed in r/personalfinance

Budget App

187 reviews
#1
YNAB
4.6 from 39 reviews
#2
Mint
3.7 from 20 reviews
#3
EveryDollar
4.2 from 13 reviews

Budgeting App

128 reviews
#1
YNAB
4.4 from 29 reviews
#2
You Need A Budget
4.8 from 15 reviews
#3
Monarch
4.1 from 8 reviews

Online Banking

105 reviews
#1
Ally
4.5 from 24 reviews
#2
Credit Union
4.1 from 8 reviews
#3
Charles Schwab
4.9 from 7 reviews

Flair Used in r/personalfinance

#1
Other
: "High earner but directionless...advice?"
24 posts
#2
Auto
: "🧠 Welcome to Finance_Brainstorm Real Finance. Real Business Problems. Better Decisions."
16 posts
#3
Investing
: "Just turned 18, any investment or finance advice from the elderly?!"
16 posts
#4
Retirement
: "Am I saving too much for retirement?"
13 posts
#5
Planning
: "Brokerage v.s IRA Argument"
12 posts
#6
Budgeting
: "5k mortgage plus student loans"
11 posts
#7
Debt
: "How best to take on debt in this situation?"
9 posts
#8
Saving
: "Best bank for Debit Card/HYSA Combo"
6 posts
#9
Credit
: "Choosing first credit card"
6 posts
#10
Housing
: "Savings for new home"
3 posts

Member Growth in r/personalfinance

Yearly
+415k members(1.9%)

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About

GummySearch helps people research Reddit communities by organizing activity, growth, themes, and post-level signals into one place.

This page gives a focused view of r/personalfinance, including current member size, discussion patterns, product reviews, and related communities to explore.

This data is synced periodically so insights stay current and useful for ongoing research.

Last updated: September 11, 2026