r/personalfinance
21.8M members
r/personalfinance is a subreddit with 21.8M members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses struggling, budgeting, retirement, finance, and housing, and they frequently recommend/review budget app, budgeting app, and online banking.
Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!
Popular Themes in r/personalfinance
#1
Advice Requests
: "Family wants to dissolve dad’s trust and transfer everything to mom. Am I overthinking this?"
53 posts
#2
Money Talk
: "Divorcing because of shopping addiction. How can i get my finances back right"
18 posts
#3
Pain & Anger
: "Spouse has Terminal Cancer and Accounts in Their Own Name"
6 posts
#4
Solution Requests
: "Is there a way to have myself removed from a loan?"
4 posts
Popular Topics in r/personalfinance
#1
Struggling
49 posts
#2
Budgeting
13 posts
#3
Retirement
12 posts
#4
Finance
12 posts
#5
Housing
9 posts
#6
Financially
8 posts
#7
Savings
8 posts
#8
Debt
8 posts
#9
Investing
7 posts
#10
Loan
6 posts
Products Discussed in r/personalfinance
Budget App
187 reviews
#1
YNAB
4.6★ from 39 reviews
#2
Mint
3.7★ from 20 reviews
#3
EveryDollar
4.2★ from 13 reviews
Budgeting App
128 reviews
#1
YNAB
4.4★ from 29 reviews
#2
You Need A Budget
4.8★ from 15 reviews
#3
Monarch
4.1★ from 8 reviews
Online Banking
105 reviews
#1
Ally
4.5★ from 24 reviews
#2
Credit Union
4.1★ from 8 reviews
#3
Charles Schwab
4.9★ from 7 reviews
Flair Used in r/personalfinance
#1
Investing
: "Unsure what to do with inherited 401k when brother-in-law owns a retirement company and wants to manage our IRAs, but it reckless with money himself."
32 posts
#2
Other
: "Family wants to dissolve dad’s trust and transfer everything to mom. Am I overthinking this?"
24 posts
#3
Planning
: "How to get out of financial bubble making $180k/year"
21 posts
#4
Retirement
: "I'm wondering if I should stop investing in my 401k"
19 posts
#5
Debt
: "Discovered 529 vanguard"
13 posts
#6
Saving
: "Funding 529 account for different aged kids"
12 posts
#7
Housing
: "I have 5 months before I can’t afford my mortgage."
11 posts
#8
Budgeting
: "Divorcing because of shopping addiction. How can i get my finances back right"
8 posts
#9
Credit
: "Debit card hacked 3 times in last two weeks!"
7 posts
#10
Auto
: "Saving money vs vehicle safety"
6 posts
Member Growth in r/personalfinance
Yearly
+516k members(2.4%)
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About
GummySearch helps people research Reddit communities by organizing activity, growth, themes, and post-level signals into one place.
This page gives a focused view of r/personalfinance, including current member size, discussion patterns, product reviews, and related communities to explore.
This data is synced periodically so insights stay current and useful for ongoing research.
Last updated: July 14, 2026