r/personalfinance
21.8M members
r/personalfinance is a subreddit with 21.8M members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses struggling, finance, budgeting, tools, and financially, and they frequently recommend/review budget app, budgeting app, and online banking.
Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!
Popular Themes in r/personalfinance
#1
Advice Requests
: "Just found out I'll have 75k in Parent Plus loans to pay after college - where do I start?"
40 posts
#2
Money Talk
: "Soon to get a decent amount of inheritance at 23. What to do?"
24 posts
#3
Solution Requests
: "Best place to put my money as a beginner to personal finance?"
5 posts
#4
Pain & Anger
: "Fell and cracked my front tooth, what do I do as an unemployed 19 year old"
5 posts
Popular Topics in r/personalfinance
#1
Struggling
47 posts
#2
Finance
12 posts
#3
Budgeting
7 posts
#4
Tools
6 posts
#5
Financially
6 posts
#6
Retirement
6 posts
#7
Credit Card
6 posts
#8
Debt
6 posts
#9
Investment
5 posts
#10
House
5 posts
Products Discussed in r/personalfinance
Budget App
187 reviews
#1
YNAB
4.6★ from 39 reviews
#2
Mint
3.7★ from 20 reviews
#3
EveryDollar
4.2★ from 13 reviews
Budgeting App
128 reviews
#1
YNAB
4.4★ from 29 reviews
#2
You Need A Budget
4.8★ from 15 reviews
#3
Monarch
4.1★ from 8 reviews
Online Banking
105 reviews
#1
Ally
4.5★ from 24 reviews
#2
Credit Union
4.1★ from 8 reviews
#3
Charles Schwab
4.9★ from 7 reviews
Flair Used in r/personalfinance
#1
Other
: "I’m a new dad, and I’m struggling to stay ahead."
23 posts
#2
Investing
: "What to do with 80k wasn’t expecting."
21 posts
#3
Planning
: "Just found out I'll have 75k in Parent Plus loans to pay after college - where do I start?"
20 posts
#4
Retirement
: "Am I correct about the negligible impact of decreasing my 401(k) contributions at this point?"
18 posts
#5
Debt
: "Heavy debt late in my career."
18 posts
#6
Budgeting
: "27years old, just got out of prison in March. I'm starting from scratch, how do I budget properly?"
13 posts
#7
Saving
: "Feeling Stressed About My Savings"
13 posts
#8
Auto
: "Financed vehicle, inoperable."
12 posts
#9
Housing
: "How much would you recommend I pay for a home given my household salary? Bio for details"
9 posts
#10
Credit
: "Turning 18 in 2 days, what is the best way to start building credit?"
6 posts
Member Growth in r/personalfinance
Yearly
+507k members(2.4%)
Similar Subreddits to r/personalfinance
r/AusFinance
831k members
10.7% / yr
r/DaveRamsey
198k members
19.3% / yr
r/FinancialPlanning
984k members
2.6% / yr
r/Fire
977k members
33.5% / yr
r/FIREUK
318k members
14.1% / yr
r/Frugal
6.8M members
3.4% / yr
r/HENRYfinance
228k members
34.4% / yr
r/MiddleClassFinance
359k members
37.4% / yr
r/Money
807k members
20.7% / yr
r/povertyfinance
2.8M members
19.2% / yr
About
GummySearch helps people research Reddit communities by organizing activity, growth, themes, and post-level signals into one place.
This page gives a focused view of r/personalfinance, including current member size, discussion patterns, product reviews, and related communities to explore.
This data is synced periodically so insights stay current and useful for ongoing research.
Last updated: July 19, 2026