r/personalfinance
21.9M members
r/personalfinance is a subreddit with 21.9M members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses debt, struggling, debt_management, advice, and car, and they frequently recommend/review budget app, budgeting app, and online banking.
Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!
Popular Themes in r/personalfinance
#1
Advice Requests
: "Do you budget for variable expenses by estimating their maximum?"
10 posts
#2
Money Talk
: "Paying for kids' college - What is the smartest option?"
8 posts
Popular Topics in r/personalfinance
#1
Debt
2 posts
#2
Struggling
2 posts
#3
Debt_management
1 post
#4
Advice
1 post
#5
Car
1 post
#6
Credit Card
1 post
Products Discussed in r/personalfinance
Budget App
187 reviews
#1
YNAB
4.6★ from 39 reviews
#2
Mint
3.7★ from 20 reviews
#3
EveryDollar
4.2★ from 13 reviews
Budgeting App
128 reviews
#1
YNAB
4.4★ from 29 reviews
#2
You Need A Budget
4.8★ from 15 reviews
#3
Monarch
4.1★ from 8 reviews
Online Banking
105 reviews
#1
Ally
4.5★ from 24 reviews
#2
Credit Union
4.1★ from 8 reviews
#3
Charles Schwab
4.9★ from 7 reviews
Flair Used in r/personalfinance
#1
Debt
: "Paying for kids' college - What is the smartest option?"
11 posts
#2
Other
: "Opening checking accounts for bonuses"
11 posts
#3
Retirement
: "My 403b provider says my investment has 0 risk of decreasing in value, how?"
8 posts
#4
Planning
: "Planning for college"
6 posts
#5
Investing
: "Inheritance - need help understanding brokerage/investing."
6 posts
#6
Housing
: "possible divorce looming - house not really an asset"
4 posts
#7
Credit
: "Need advice about a charged off account"
4 posts
#8
Insurance
: "Are HDHP Health insurance plans always worth it for HSA if I hit the OOPM?"
3 posts
#9
Saving
: "Starting my first career Job. 80k package with 0 debt. What should I do?"
3 posts
#10
Employment
: "I have a well-paying job for the first time ever, what now??"
2 posts
Member Growth in r/personalfinance
Yearly
+453k members(2.1%)
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About
GummySearch helps people research Reddit communities by organizing activity, growth, themes, and post-level signals into one place.
This page gives a focused view of r/personalfinance, including current member size, discussion patterns, product reviews, and related communities to explore.
This data is synced periodically so insights stay current and useful for ongoing research.
Last updated: November 10, 2026