/r/PersonalFinanceCanada/

r/PersonalFinanceCanada

1.9M members
r/PersonalFinanceCanada is a subreddit with 1.9M members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses struggling, advice, credit card, financial, and worst, and they frequently recommend/review cashback credit card, tax software, and credit card.
Your one-stop shop to discuss personal finance within Canada.

Popular Themes in r/PersonalFinanceCanada

#1
Advice Requests
: "Would it be financially worth it to go back to school at 38?"
30 posts
#2
Money Talk
: "I am losing my job. I’ve been offered 16 weeks severance, either as a lump sum or they continue to pay my salary for the next 16 weeks. Which option is best for me financially?"
21 posts
#3
Pain & Anger
: "Water bill suddenly too high in Toronto area"
1 post

Popular Topics in r/PersonalFinanceCanada

#1

Struggling

25 posts
#2

Advice

16 posts
#3

Credit Card

15 posts
#4

Financial

13 posts
#5

Worst

12 posts
#6

Tired

11 posts
#7

Struggles

9 posts
#8

Hard Time

7 posts
#9

Bank Account

7 posts
#10

Debt

6 posts

Products Discussed in r/PersonalFinanceCanada

#1
Rogers
4.3 from 36 reviews
#2
Tangerine
4.0 from 18 reviews
#3
CIBC
4.0 from 16 reviews

Tax Software

81 reviews
#1
Wealthsimple
4.3 from 39 reviews
#2
TurboTax
3.4 from 8 reviews
#3
GenuTax
4.6 from 7 reviews

Credit Card

64 reviews
#1
Scotiabank
4.3 from 13 reviews
#2
AMEX
4.4 from 9 reviews
#3
Rogers
3.9 from 7 reviews

Flair Used in r/PersonalFinanceCanada

#1
Investing
: "Buying a 25mil dairy farm"
30 posts
#2
Auto
: "Dealership says I can’t pay off my new auto loan for 6 months. Is this a lie to protect their commission?"
23 posts
#3
Banking
: "Why does it still take 5 days for a cheque to clear?"
21 posts
#4
Budget
: "Feeling guilty about potentially spending $12K on a two-week vacation. Can I afford it? Is it a bad idea?"
16 posts
#5
Housing
: "Can I [Should I] buy a 450k condo on a 70k salary"
14 posts
#6
Taxes / CRA Issues
: "Can parents sell a house to an adult child at their original purchase price (ACB) without CRA forcing FMV?"
13 posts
#7
Misc
: "Why electrician pre-apprenticeship programs are no guarantee of work, or even an apprenticeship"
12 posts
#8
Employment
: "When someone tells you to “join a trade”"
11 posts
#9
Debt
: "Finally paid off CC debt after 6 years, credit recovered."
11 posts
#10
Retirement / CPP / OAS / GIS
: "Help me with my (admittedly) first world problem"
9 posts

Member Growth in r/PersonalFinanceCanada

Yearly
+120k members(6.9%)

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About

GummySearch helps people research Reddit communities by organizing activity, growth, themes, and post-level signals into one place.

This page gives a focused view of r/PersonalFinanceCanada, including current member size, discussion patterns, product reviews, and related communities to explore.

This data is synced periodically so insights stay current and useful for ongoing research.

Last updated: July 24, 2026