r/PersonalFinanceCanada is a subreddit with 1.9M members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses struggling, advice, credit card, financial, and worst, and they frequently recommend/review cashback credit card, tax software, and credit card.
Your one-stop shop to discuss personal finance within Canada.
Popular Themes in r/PersonalFinanceCanada
#1
Advice Requests
: "Help me understand why I shouldn’t use an advisor"
12 posts
#2
Money Talk
: "Sell rental and buy again for tax savings?"
3 posts
#3
Solution Requests
: "Can someone please suggest a finance tracking app that works? I'm at my wits end with Lunch Money."
1 post
Popular Topics in r/PersonalFinanceCanada
#1
Struggling
26 posts
#2
Advice
20 posts
#3
Credit Card
15 posts
#4
Financial
13 posts
#5
Worst
12 posts
#6
Tired
11 posts
#7
Struggles
9 posts
#8
Hard Time
7 posts
#9
Bank Account
7 posts
#10
Debt
6 posts
Products Discussed in r/PersonalFinanceCanada
Cashback Credit Card
157 reviews
#1
Rogers
4.3★ from 36 reviews
#2
Tangerine
4.0★ from 18 reviews
#3
CIBC
4.0★ from 16 reviews
Tax Software
81 reviews
#1
Wealthsimple
4.3★ from 39 reviews
#2
TurboTax
3.4★ from 8 reviews
#3
GenuTax
4.6★ from 7 reviews
Credit Card
64 reviews
#1
Scotiabank
4.3★ from 13 reviews
#2
AMEX
4.4★ from 9 reviews
#3
Rogers
3.9★ from 7 reviews
Flair Used in r/PersonalFinanceCanada
#1
Investing
: "30K in TFSA: GIC or ETF?"
13 posts
#2
Banking
: "Which bank is the best for tsfa?"
10 posts
#3
Credit
: "Newcomer landing as a PR soon. Help me avoid the obvious financial & settlement mistakes!"
8 posts
#4
Housing
: "In a Twirl if We Can Afford a Place."
6 posts
#5
Taxes / CRA Issues
: "TFSA Overcontribution Have to Withdraw from GIC that is locked"
6 posts
#6
Budget
: "Tight budget"
5 posts
#7
Auto
: "No more auto loans"
4 posts
#8
Misc
: "Please help me understand the "Annual Payment" option in my mortgage (renewed earlier this year)."
4 posts
#9
Employment Insurance (EI)
: "Got laid off before maternity leave"
3 posts
#10
Debt
: "National student loan?"
2 posts
Member Growth in r/PersonalFinanceCanada
Yearly
+121k members(6.9%)
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About
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This page gives a focused view of r/PersonalFinanceCanada, including current member size, discussion patterns, product reviews, and related communities to explore.
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Last updated: July 12, 2026