r/PersonalFinanceCanada is a subreddit with 1.9M members. The most common kinds of discussions are advice requests and solution requests, and the community frequently discusses struggling, credit card, advice, worst, and financial, and they frequently recommend/review cashback credit card, tax software, and credit card.
Your one-stop shop to discuss personal finance within Canada.
Popular Themes in r/PersonalFinanceCanada
#1
Advice Requests
: "Should I rent or buy"
9 posts
#2
Solution Requests
: "Moving from Canada to UAE - looking for a tax professional to work with"
1 post
#3
Pain & Anger
: "33, no savings, feeling embarrassed and depressed."
1 post
#4
Money Talk
: "Is buying this 825k house a bad decision?"
1 post
Popular Topics in r/PersonalFinanceCanada
#1
Struggling
22 posts
#2
Credit Card
16 posts
#3
Advice
15 posts
#4
Worst
12 posts
#5
Financial
12 posts
#6
Tired
11 posts
#7
Struggles
7 posts
#8
Hard Time
7 posts
#9
Bank Account
7 posts
#10
Debt
6 posts
Products Discussed in r/PersonalFinanceCanada
Cashback Credit Card
157 reviews
#1
Rogers
4.3★ from 36 reviews
#2
Tangerine
4.0★ from 18 reviews
#3
CIBC
4.0★ from 16 reviews
Tax Software
81 reviews
#1
Wealthsimple
4.3★ from 39 reviews
#2
TurboTax
3.4★ from 8 reviews
#3
GenuTax
4.6★ from 7 reviews
Credit Card
64 reviews
#1
Scotiabank
4.3★ from 13 reviews
#2
AMEX
4.4★ from 9 reviews
#3
Rogers
3.9★ from 7 reviews
Flair Used in r/PersonalFinanceCanada
#1
Banking
: "Adding HELOC require the same level of financial reviews as a new mortgage?"
11 posts
#2
Credit
: "Help: Paid by credit card, the merchant didn't deliver service nor refund"
9 posts
#3
Employment
: "Nausea/vomiting in first trimester and short term disability leave?"
5 posts
#4
Taxes / CRA Issues
: "Moving from Canada to UAE - looking for a tax professional to work with"
5 posts
#5
Housing
: "Should I rent or buy"
4 posts
#6
Investing
: "BMO Investorline Negative USD Trade Cash"
4 posts
#7
Employment Insurance (EI)
: "Should I stay on EI after getting a full time job?"
3 posts
#8
Retirement / CPP / OAS / GIS
: ""Canadian retirement system scores B""
2 posts
#9
Auto
: "New or used vehicle?"
2 posts
#10
Budget
: "33, no savings, feeling embarrassed and depressed."
2 posts
Member Growth in r/PersonalFinanceCanada
Yearly
+127k members(7.1%)
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About
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This page gives a focused view of r/PersonalFinanceCanada, including current member size, discussion patterns, product reviews, and related communities to explore.
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Last updated: October 25, 2026