r/PersonalFinanceCanada is a subreddit with 1.9M members. The most common kinds of discussions are money talk and advice requests, and the community frequently discusses struggling, advice, credit card, financial, and worst, and they frequently recommend/review cashback credit card, tax software, and credit card.
Your one-stop shop to discuss personal finance within Canada.
Popular Themes in r/PersonalFinanceCanada
#1
Money Talk
: "Upcoming Rogers World Elite CC nerf got me in shambles - where to go from here?"
45 posts
#2
Advice Requests
: "Are my parents okay to retire?"
14 posts
#3
Pain & Anger
: "Worried about Retirement"
6 posts
#4
Solution Requests
: "Best institutions to get an unsecured LOC"
2 posts
#5
News
: "PSA: Quadrus Investment Services New "annual administrative fee""
1 post
Popular Topics in r/PersonalFinanceCanada
#1
Struggling
24 posts
#2
Advice
15 posts
#3
Credit Card
15 posts
#4
Financial
13 posts
#5
Worst
12 posts
#6
Tired
11 posts
#7
Hard Time
11 posts
#8
Struggles
8 posts
#9
Bank Account
7 posts
#10
Frustrating
6 posts
Products Discussed in r/PersonalFinanceCanada
Cashback Credit Card
157 reviews
#1
Rogers
4.3★ from 36 reviews
#2
Tangerine
4.0★ from 18 reviews
#3
CIBC
4.0★ from 16 reviews
Tax Software
81 reviews
#1
Wealthsimple
4.3★ from 39 reviews
#2
TurboTax
3.4★ from 8 reviews
#3
GenuTax
4.6★ from 7 reviews
Credit Card
64 reviews
#1
Scotiabank
4.3★ from 13 reviews
#2
AMEX
4.4★ from 9 reviews
#3
Rogers
3.9★ from 7 reviews
Flair Used in r/PersonalFinanceCanada
#1
Investing
: "Wealthsimple vs Scotiabank Investing"
25 posts
#2
Credit
: "Rogers Bank removing 1.5 bonus in November"
15 posts
#3
Banking
: "Wealthsimple LOC - any downside?"
14 posts
#4
Debt
: "Credit Card Debt at 19"
13 posts
#5
Auto
: "Need genuine advice on buying a car"
9 posts
#6
Housing
: "How to Invest to build money for a down payment on a house?"
9 posts
#7
Misc
: "Generation Squeeze Graphic on Subsidy Threshold"
8 posts
#8
Budget
: "Help for brother with serious mental health illnesses"
7 posts
#9
Retirement / CPP / OAS / GIS
: "Are my parents okay to retire?"
5 posts
#10
Taxes / CRA Issues
: "CRA did not allow my Motor vehicle expenses claims “resonable allowance”"
4 posts
Member Growth in r/PersonalFinanceCanada
Yearly
+112k members(6.3%)
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About
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This page gives a focused view of r/PersonalFinanceCanada, including current member size, discussion patterns, product reviews, and related communities to explore.
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Last updated: August 21, 2026