r/povertyfinance is a subreddit with 2.8M members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses money, financial, job, debt, and food, and they frequently recommend/review appliances, work clothes, and phone plan.
Financial advice, frugality tips, stories, opportunities, and general guidance for people who are struggling financially. No Judgement, just advice!
Popular Themes in r/povertyfinance
#1
Advice Requests
: "Only have $25 to last me 7 days until payday. Looking for advice."
21 posts
#2
Money Talk
: "For someone who lives paycheck to paycheck and doesn’t have a savings what’s the best thing to do with 10k?"
8 posts
#3
Pain & Anger
: "My landlord is starting the eviction process tomorrow."
5 posts
#4
Solution Requests
: "Cheapest cuts of meat? (NJ)"
3 posts
Popular Topics in r/povertyfinance
#1
Money
: "I stopped hanging out with people because they always want to do things that cost Money"
37 posts
#2
Financial
: "Financial advice/resources for medical issues?"
19 posts
#3
Job
18 posts
#4
Debt
: "Somebody set me free from this boring mundane existence, mortage, bills, care work, Debt never ending cycle unable to escape. I want to pay off my mortgage, leave home, get a boat and be free. Someone willing to train me in a trade that actually makes it worth living, care and retail only options"
11 posts
#5
Food
: "How to survive on 150 a month for Food?"
11 posts
#6
Jobs
: "Jobs that pay well"
7 posts
#7
Loan
: "Getting kicked out, have a place to stay lined up but might not have a job until 2 weeks"
6 posts
#8
Bills
: "Somebody set me free from this boring mundane existence, mortage, Bills, care work, debt never ending cycle unable to escape. I want to pay off my mortgage, leave home, get a boat and be free. Someone willing to train me in a trade that actually makes it worth living, care and retail only options"
6 posts
#9
Help
6 posts
#10
Struggling
6 posts
Products Discussed in r/povertyfinance
Appliances
36 reviews
#1
Instant Pot
5.0★ from 5 reviews
#2
Rice Cooker
5.0★ from 5 reviews
#3
Air Fryer
5.0★ from 4 reviews
Work Clothes
27 reviews
#1
Shein
3.7★ from 3 reviews
#2
Old Navy
4.0★ from 3 reviews
#3
JCPenney
5.0★ from 2 reviews
Phone Plan
25 reviews
#1
Mint Mobile
4.0★ from 8 reviews
#2
Visible
4.0★ from 7 reviews
#3
US mobile
4.0★ from 2 reviews
Flair Used in r/povertyfinance
#1
Misc Advice
: "My landlord is starting the eviction process tomorrow."
38 posts
#2
Budgeting/Saving/Investing/Spending
: "Can’t shame poor people for wanting nice things too."
32 posts
#3
Debt/Loans/Credit
: "Can’t afford credit card payment this month"
27 posts
#4
Income/Employment/Aid
: "jobs that pay well"
22 posts
#5
Housing/Shelter/Standard of Living
: "dad ruined my future financially and now i have to support both my parents"
18 posts
#6
Free talk
: "My 9-year-old has a bad toothache and the dentist quoted almost an entire month of rent"
14 posts
#7
Vent/Rant (No Advice/Criticism!)
: "Dumpster behind a grocery store feeds me better than my mom's EBT ever did"
13 posts
#8
Wellness
: "Genuinely scared that I’ll lose my life to poor teeth"
9 posts
#9
Success/Cheers
: "I am a musician, I recently got a sopranino saxophone for only $45 a month! (not a lease, I own it). This is a specialty "rich person" instrument and I've gotten some interest from some fancy places a few miles away for gigs. Wish me luck!"
7 posts
#10
Links/Memes/Video
: "As this guy says its not a personal failure"
4 posts
Member Growth in r/povertyfinance
Yearly
+454k members(19.3%)
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About
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Last updated: July 22, 2026