Auto Insurance reviews from Reddit
Summary
We analyzed 361 Reddit reviews across 54 subreddits and 61 posts to rank the best Auto Insurance brands recommended by redditors, including communities like r/VeteransBenefits, r/Rivian, r/Insurance, r/kansas, r/CorpusChristi. Top-rated brands include Geico (3.9/5), Progressive (3.9/5), State Farm (3.7/5).
Stats
Reviews361
Subreddits54
Posts61
Brands95
Products9
361 reviews from
and
By Brand
/By Product
#1
Geico
3.9
(59)
"I have had Geico for over a decade and the one wreck I had they helped me every step of the way."
"Geico, which I have now, is the least expensive by maybe 10% than the next closest USAA."
"GEICO, $935.28/6 months, San Diego, fully maxed coverage."
"GEICO's service when it comes time for a claim is unmatched."
"I switched to Geico from Progressive and I am now paying half of what I was paying for Progressive for a much better coverage."
"I switched to Geico when I moved here 10 years ago and they've consistently been the cheapest."
"Geico"
"I found the best rate at Geico when I moved down here."
"Geico. Better rates than progressive."
"Pay $120/month GEICO, 2018 Accord Hybrid."
#2
Progressive
3.9
(47)
"For me progressive is the best, and it's not even close."
"Highly recommend Progressive."
"The best one I had experience so far was Progressive."
"Way cheaper than USAA ever was for me."
"I am in the process of switching to Progressive currently and will be saving around $2400/6 months."
"Progressive, specifically Bill Montesano on University. Was with State Farm for years and they kept going up on our rates."
"Every time they were amazing, even when I fucked up."
"I just switched to Progressive after 3 consecutive increases from GEICO."
"Progressive’s rates were really good."
"Progressive was also a tough adversary."
#3
State Farm
3.7
(46)
"They offer a lot of discounts and are incredibly helpful and quick if you ever get in an accident and need to file a claim."
"I've had a great experience with State Farm in San Antonio—affordable rates and excellent customer service!"
"I've been with State Farm for well over 30 years."
"State Farm is the cheapest option, half the price of Geico, USAA."
"State Farm always seemed to have the best prices and great service."
"I have state farm, I'm 28, and I pay 165/ month for full coverage."
"State Farm. Just be warned that they don't do forgiveness below 18, but they don't drop you if you have a single accident unlike All State, Liberty or Geico."
"I get really good rates for my teen driver through State Farm"
"State Farm"
"State farm has always treated me well"
#4
USAA
4.1
(26)
"USAA if you qualify!"
"USAA if you're military"
"USAA is another solid option if you're eligible."
"USAA is unbeatable if you’re military-connected."
"If you can, USAA is great in Kansas."
"Yes, directly with usaa."
"USAA has always been the cheapest for me in California."
"If you have a parent or grandparent who was in the military, look into USAA."
"We tend to switch back-and-forth every couple years between USAA and GEICO depending on who’s cheaper at the time."
"I'm currently at $141/ month with USAA."
#5
Allstate
3.9
(17)
"For me Allstate price was much lower, I couldn't believe it."
"I had TD for 15 + years and switched to Allstate Edmonton West the best customer service and rates are cheaper."
"Allstate was great and saved me over $700."
"Allstate has provided great service."
"All State motorcycle, two cars, house 170 a month"
"We recently switched from American Family to Allstate. It’s much cheaper."
"I’ve been happy with All State."
"That helped lower my rates with Allstate."
"Allstate is my go to."
"I we t to allstate and paid $480 for full coverage."
#6
Erie Insurance
4.5
(13)
"Overall cheapest ive ever ran into was erie insurance."
"Try erie insurance! i went to the agent in boonsboro... my insurance went from $300 a month with geico to $140 for the same policy and coverage!"
"Seconded for Erie"
"Never had issues with Erie. Have had them for over 25 years."
"I have Erie and had an agent run me a Westfield quote today. Both are impeccable companies"
"Erie and Westfield are top notch. They have excellent service."
"Erie has been really good to me."
"I switched from Allstate to Turner Walston at McClintock (now “The Insurance Pros”) and I got the same coverage for less money with Erie Insurance."
"I’ve been with them for about 4 years"
"Depending upon where you are at look at Erie Insurance."
#7
Travelers
4.1
(10)
"Travelers is great. Geico is the cheapest of the big companies. Smaller companies are generally cheaper and through an agent I’ve found great luck."
"Got the same coverage but for $190 a month instead of $445 a month."
"I ended up with Travelers for my 458 when I bought it a month ago."
"Traveler's proved to be the cheapest by approx $400+."
"I use Traveler's Insurance and they are a fraction of what USAA quoted me."
"I like travelers."
"Travelers."
"Travelers. Located in Seattle."
"40% less than it was at nationwide."
"Anyone tried travelers ins before?"
#8
AAA
4.1
(8)
"They are my broker through travelers and saved me a ton."
"Been happy with AAA insurance. Definitely the cheapest for home and pretty close on Auto."
"I have AAA, I pay 280$ for two cars."
"AAA was hassle free with my daughter's claim(s)."
"My monthly bill was cut in half, from $600 to $300."
"The only other option I found that was cheaper was AAA."
"Look at AAA. Saved me a bunch."
"If you’re an AAA member, they offer auto insurance at a reasonable price."
#9
Erie
4.4
(7)
"Erie insurance has given me the best rates, I'd recommend speaking with Mike at Insurance Center of Harrisonburg"
"Finally shopped around and Erie was so! much! lower!"
"Erie for auto is great. Most competitive pricing I’ve found."
"I use Erie for my cars, but also home, and landlords."
"Try Erie Insurance. They have always been the best insurance."
"I went to Erie Insurance."
"I’ve been insured with Erie Insurance for the last five years."
#10
Farm Bureau
4.4
(5)
"Farm Bureau is by far the best insurance you can get and they don’t go up for just the heck of it like State Farm does."
"Farm bureau is the secret sauce here."
"Check out farmers Beurau if you are in Michigan. I just saved over 1800 on auto and home."
"We use Chad Harris with farm bureau and are happy to."
"Farm Bureau is the typical recommendation."
#11
Amica
4.0
(5)
"Amica has terrific customer service and didn't raise our rates when my son totaled his car."
"I have been with Amica for decades and have no desire to switch."
"Amica."
"Amica has been mine for years. I looked the past two years and all the big ones were a lot more."
"Amica had horrible service when the chips were down and we had an auto claim."
#12
Hagerty
4.5
(4)
"Hagerty, best choice there is very cheap and will actually pay out."
"If you're talking about a classic car, Hargerty is damn near the only game in town."
"I use haggertys and think the rates are reasonable."
"Hagerty, cheap per year and good coverage."
#13
Costco
4.0
(4)
"Costco insurance 👌🏽."
"Costco insurance."
"Give Costco a call if you are a member."
"Costco insurance (Connect) allowed our AP on international DL."
#14
Aviva
4.0
(4)
"I went from 257 with Belair to 127 with aviva"
"I also use Aviva but the broker was Inova using Costco membership. It’s about 1450 per year for full coverage on a midsize suv"
"I use Aviva and my rate only went up I think $50 or so this year from last."
"Went with Aviva due to my history (10 years claims free) and fewer bad reviews"
#15
Cincinnati Insurance
4.7
(3)
"I’ve had them for 25 years now, never an issue."
"We use Cincinnati and have for almost 20 years. They’ve always done right by us"
"Was always been switching between Geico and Progressive, and only switched to Cincinnati recently."
#16
Not specified
4.3
(3)
"Best insurance I’ve had. I use them for auto since they wouldn’t cover my house."
"Based on our experience, I recommend them."
"Find a local insurance broker. They shop multiple companies and find the best one for you."
#17
National General
3.0
(4)
"I have them on my side by side they gave me the lowest rates half of what Geico and Progressive offered me"
"I have a cheap insurance company called “National general” which is underwritten by Mercury. I pay somewhere around $120/ monthly for 2 cars."
"They have pretty low rates, but there are a lot of horror stories out there — mostly from people who get hit by drivers covered by NG that found the company impossible to get ahold of."
"National General is on the bottom 4 along with Allstate being last."
#18
Texas Farm Bureau
4.0
(3)
"I have been really happy with Texas Farm Bureau."
"Texas Farm Bureau"
"Texas Farm Bureau."
#19
AMA
4.0
(3)
"Do an online quote with ama."
"Speak with two different insurance brokers and see what rates they give you. Then check with AMA and see how it compares."
"AMA"
#20
American Collectors
4.0
(3)
"I have American collectors that I pay less than $300 a year for my 69 Chevelle."
"I like american collectors."
"I use American collectors. A lot of people like haggerty."
#21
Nationwide
3.7
(3)
"I actually got a cheaper rate than all state and GEICO were willing to offer."
"Nationwide (Rivian) CA"
"I have nationwide for home, Ferrari 599, 718 cayman and Panamera."
#22
American Family
3.0
(3)
"If you’re a Costco member you may be eligible for their insurance partnership with American Family."
"I am finally paying a decent rate with American family insurance through Costco."
"I second staying away from Am Fam. Claims process is a nightmare."
#23
Tesla
4.5
(2)
"I pay $47 a month for my 2024 model y AWD in California. Tesla insurance."
"Insurance provided by tesla was cheaper than any other quote I got, try that one."
#24
Car Insurance
4.5
(2)
"Cheapest in my area, had a claim and it was very smooth with no headache."
"It was pretty easy and straightforward when I gas a claim."
#25
Lemonade
4.0
(2)
"Lemonade if you don’t drive too much. It’s pay per mile."
"Try lemonade. They started offering car insurance in California. It does require a monitor in your obd port but the savings are substantial."
#26
Safeco
4.0
(2)
"I went from USAA to SafeCo when I moved from Maryland to Wisconsin."
"Safeco."
#27
Direct Auto
4.0
(2)
"Direct auto is the cheapest you’ll find."
"I only get liability and have got an awesome quote from Direct Auto."
#28
NJM
4.0
(2)
"Check with NJM. I'm paying around 1k a year."
"Check with NJM. I'm paying around 1k a year."
#29
Liberty Mutual
3.5
(2)
"Liberty Mutual is a good one."
"I switched to Liberty Mutual when their rates became too expensive."
#30
Esurance
3.5
(2)
"I liked esurance while I had a car. Good service and scraped $30 off what AAA would offer me."
"They have the cheapest rates since they no longer advertise."
#31
South Edmonton Insurance
5.0
(1)
"I’d call South Edmonton Insurance, those guys are great."
#32
Root
5.0
(1)
"Root insurance has been the cheapest I’ve found."
#33
Plymouth Rock
5.0
(1)
"I went from paying $275/month with LM to $130/month with Plymouth Rock."
#34
Andy Williams
5.0
(1)
"Andy williams was the best. His daughter took over the agency after his passing and she’s been able to maintain the same quality of service."
#35
Morgex
5.0
(1)
"Lowest for me was through Morgex/Johnson/Unifund and have been the lowest for years."
#36
Ratehub
5.0
(1)
"I just used ratehub they're a brokerage. Worker great got almost 100 dollars a month off."
#37
Gordon Agency
5.0
(1)
"I use the Gordon Agency in boca, but Estrella and others are around."
#38
Millennium
5.0
(1)
"Millennium. They're the cheapest I've found by far."
#39
Barber Insurance
5.0
(1)
"I use Barber Insurance in Apex. They are a broker for multiple companies and I’ve never been able to get a lower price."
#40
Dairyland
4.0
(1)
"Dairyland has treated me right so far"
#41
Otto Insurance
4.0
(1)
"Try get a quote from them see if you can get a decent deal!"
#42
Safety
4.0
(1)
"I went with Safety."
#43
Arbella
4.0
(1)
"I got quotes for Arbella through Burgin Platner and Albert Marchionne which were pretty comparable."
#44
Quincy Mutual
4.0
(1)
"I think our cost is pretty low (~135 a month)."
#45
Cooperators
4.0
(1)
"I'm with Cooperstors currently but I look every year."
#46
Policygenius
4.0
(1)
"They’re reputable and price out policies with all the major players."
#47
WGV
4.0
(1)
"WGV is one of the biggest and mostly one of the cheapest ones."
#48
Metromile
4.0
(1)
"Check out Metromile. It’s Allstate insurance, but you pay a base price per month."
#49
Pure
4.0
(1)
"I use Pure, but would feel comfortable with Chubb."
#50
Armed Forces Insurance
4.0
(1)
"Give Armed Forces Insurance a try."
#51
Country
4.0
(1)
"Nice bundle discounts with home and umbrella."
#52
Progressive, Geico, The General, AAA
4.0
(1)
"Progressive, Geico, The General, AAA. Get quotes and go with the cheapest."
#53
Inova
4.0
(1)
"If you have a Costco membership call Inova insurance and get a quote from them. It was cheaper than Allstate for me"
#54
Rockingham Insurance
4.0
(1)
"My wife and I have had Rockingham Insurance, now Rockingham Group, for decades. They're in Harrisonburg and have always been good to work with."
#55
Emily Morris
4.0
(1)
"I would talk to a broker. Emily Morris in Broadway is independent and can most likely get you a good deal based on your driving habits and needs."
#56
Grundy
4.0
(1)
"Grundy."
#57
Toole Peet
4.0
(1)
"I was with Toole Peet before Lloyd Sadd purchased them. And they seem to be fine so far."
#58
Mapfre
4.0
(1)
"I switched from Grange to Mapfre. I am very pleased."
#59
Westfield
4.0
(1)
"Westfield and Progressive are two large Ohio auto insurers."
#60
Amica Mutual
4.0
(1)
"Amica Mutual is near the top of his list."
#61
Auto-Owners
4.0
(1)
"Auto-Owners is supposed to be the cheapest in the state."
#62
American Modern
4.0
(1)
"I use American Modern Insurance Group for my Z28."
#63
Shepherd Insurance Group
4.0
(1)
"I use Shepherd Insurance Group. They are an independent agent. They are local and easy to work with."
#64
The Hartford
4.0
(1)
"Been shopping rates this week myself. So far Hartford is looking like the way to go."
#65
AIG
4.0
(1)
"AIG gives me an agreed value with no usage limits."
#66
Geico, Progressive, State Farm, Allstate
4.0
(1)
"You just go check out Geico, Progressive, and State Farm quotes."
#67
Kenton Insurance
4.0
(1)
"Maybe have him try calling Kenton Insurance in Ventura, they're an insurance broker and have consistently found my family and I the best price."
#68
CAA
4.0
(1)
"Try CAA, we made the switch and are happy with the savings"
#69
Progressive, State Farm
4.0
(1)
"I always use progressive or state farm. They are great."
#70
Belair Aviva
4.0
(1)
"I usually find Belair or Aviva are the cheapest"
#71
Belair Direct
4.0
(1)
"Try doing an online quote with Belair direct i believe they give a 5% discount on your yearly premium just for doing it online"
#72
GEICO Insurance
4.0
(1)
"Try GEICO"
#73
RH Insurance
4.0
(1)
"Just get connected with any insurance broker so that they can shop around for you."
#74
Lititz Mutual
4.0
(1)
"I called a broker who could shop around both for me and it was cheaper to not bundle."
#75
Toggle
4.0
(1)
"The best insurance quote I got was from Toggle. It's all self-serve with no agent and no one to call."
#76
Wawanesa
4.0
(1)
"I have Wawaneesa. It’s around $100 a month."
#77
1 Dollar Agent
4.0
(1)
"I ended up going with 1 Dollar Agent and it made a big difference. They were super helpful with understanding my situation as a newcomer and got me a much better rate than most of the big names I tried."
#78
Bowen Insurance
4.0
(1)
"Jennifer McLaurin at Bowen Insurance has been pretty good for us, as we switched up home and auto not too long ago."
#79
North Carolina Farm Bureau
4.0
(1)
"Check out the North Carolina Farm Bureau. At first sight, the coverage won’t be cheaper but overall it’s a solid package and the coverage is really solid."
#80
PC Insurance
4.0
(1)
"Get a quote from PC Insurance. I left TD for a better deal there."
#81
Safety Insurance
4.0
(1)
"She was able to obtain a new auto policy for my family, with a business use endorsement for me, with Safety Insurance, and also saved me"
#82
Freedom Auto Insurance
4.0
(1)
"Freedom auto insurance has been great for me on car insurance rates."
#83
Bel Air
4.0
(1)
"I switched from Aviva to Bel Air in Oct. 2024. My house insurance was going to be $1800 with Aviva, but by switching to Bel Air, my combined rate was less than $1600."
#84
TD
4.0
(1)
"TD was by far the cheapest."
#85
Uni Vista
3.0
(1)
"Uni Vista and Deltoro are the cheapest you could get."
#86
United
3.0
(1)
"United is always the cheapest."
#87
Desjardins
3.0
(1)
"None have beat Desjardins unfortunately."
#88
Farmers
3.0
(1)
"Had a comprehensive claim with Farmers. Now have a comprehensive claim with Progressive, all going well too."
#89
Liberty
3.0
(1)
"I have Liberty. It’s fine."
#90
Root Insurance
3.0
(1)
"Root insurance? App only"
#91
Connect
3.0
(1)
"When I first went with them they were by far the cheapest."
#92
Mercury
3.0
(1)
"Mercury in CA"
#93
Wawanessa
3.0
(1)
"Wawanessa"
#94
Economical
1.0
(1)
"Do NOT go with Economial or Co-operators."
#95
Fred Loya
1.0
(1)
"Stay far far away from the budget ones like Fred Loya."
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