Best bank account on Reddit
210 reviews from r/smallbusinessuk, r/Revolut, r/smallbusiness and 44 more subreddits
210 reviews from
and
By Brand
/By Product
#1
Revolut
4.1
(28)
"I did and it’s been a great experience so far."
"I think it’s amazing because we have different joint accounts."
"I use for everything, salary, business money, crypto, child support deposits, everything."
"I've been using Revolut as my main bank account in Ireland for 2 years."
"I use it, great features, and in the process of obtaining full banking license."
"You don’t need one. You just need Revolut."
"It was really easy to set up, and they offer a lot of benefits, such as better exchange rates and free ATM withdrawals."
"I use my personal wise account. or revolut account for dropshipping."
"Im português and im going with revolut business."
"I personally found the online bank easier to set up & get started (I use Revolut)."
#2
Monzo
4.4
(13)
"I absolutely love it. Would recommend."
"Monzo were the only ones to accept me when I was 16."
"I use Monzo and love it."
"I love Monzo, had no issues at all and customer service is great"
"Get a Monzo! I highly recommend."
"I use Monzo."
"Would Monzo work for what you need?"
"I got a Monzo business account and have been very happy with it."
"The new banks such as Monzo, Revolut, Tide have a lot of good feedback."
"Monzo from a friend who has a small biz."
#3
Wise
4.4
(10)
"I can confirm Wise account with GB IBAN works great."
"Mate open wise and stripe account and just the standard UK bank account you’ll be fine!"
"Sign up for a Wise business bank account as soon as you get the company number (best for multiple currencies)."
"I use bank Chaabi. The fees and exchange rate are extremely reasonable using Wise and still have my account now."
"The Wise business account offers excellent features for managing finances."
"Wise for overseas payments."
"Open a WISE multi currency account, they have much better exchange rates compared to any banks."
"WISE is a good option now."
"Wise is great for easy currency conversion and low fees."
"I’ve considered opening a Wise business account but would not want both to be simultaneously locked."
#4
HSBC
4.3
(9)
"Definitely HSBC. It has a good presence in Europe."
"Worldwide travel insurance with HSBC Premier, which is free."
"Surely HSBC premier with the global money is the best one out there."
"HSBC offers a quick and convenient account opening process from India."
"HSBC allow you to move overseas and keep your AU bank account open."
"I've been happy with HSBC for decades."
"HSBC"
"I use HSBC premier (free) and Amex platinum reward card. I get worldwide travel insurance."
"HSBC is a good option but the process takes time."
#5
Capital One
4.3
(7)
"Good options for business accounts."
"Capital one has no fees, and they're a big enough bank that it's super convenient."
"Capital One offers 4.30% APY."
"Online banks like capital one, discover, cit will give you 3% or higher."
"You can deposit cash for free if needed."
"Capital One."
"Discover and capital one are in the midst of a merger."
#6
Mettle
4.1
(7)
"Mettle is amazing, and has a free subscription to FreeAgent."
"Mettle with free agent."
"Mettle are great and have amazing customer support."
"I have used mettle, starling and Monzo business. Mettle is the best for me."
"Mettle is great and have amazing customer support."
"Mettle is great and you get free access to accounting software."
"Mettle. Comes with FreeAgent."
#7
Chase
4.7
(6)
"I use Chase. It's the Bank I use for all my side hustles."
"They have bonuses, credit cards with good points, and locations close to me."
"Chase bank offers nice incentives like a $100 credit for making 10 transactions."
"The one closest to your college campus. I have my account with Chase."
"Start with Chase or BofA, open a minimum $500 (If you are a student over 24), then explore options."
"It's been fine. I like the quick accept and didn't think it would be so easy to do ACH and accept CC/Debit without hopping through extra hoops."
#8
SAB
4.5
(6)
"SAB as part of HSBC gives you lots of advantages."
"Definitely SAB for expats."
"Sab is good for expats… especially the premier account."
"I've heard SAB is pretty good."
"I’ve been happy with SAB as an expat."
"As an expat you probably wanna go with SAB"
#9
Al Rajhi Bank
4.5
(4)
"It's still the best banks to this day."
"Al rahji bank."
"I use Alrajhi Bank, but as I heard from people around me."
"Generally people recommend AlRajhi, SAB and Alnima."
#10
Kotak 811
4.3
(4)
"Kotak 811 zero balance account. Amazing imo."
"Kotak 811 with virtual debit card is also a good option faced no issues since last 8 years."
"Kotak 811, Jupiter, Fi. The last two are completely online, no bank visits."
"Kotak 811 is 0 balance and has a better infrastructure than digital banks."
#11
HDFC
4.3
(4)
"If you’re doing a job then you should open an Hdfc salary account."
"You can go for hdfc they have good bank offers too."
"HDFC works great for me."
"HDFC bank"
#12
Novo
5.0
(3)
"Novo is great for business banking needs."
"Novo allows for the creation of 20 reserves with no fees, making it a great choice for Profit First users."
"I really love my Novo account."
#13
Wio
4.7
(3)
"Wio!"
"Wio for easiness to use the app and interest rates, also account is opened using the app as long as you have EID."
"I use Wio and they charge a 100 aed monthly fee, but the setup was very easy, all through the app and the account was ready within a couple of hours."
#14
ING
4.7
(3)
"ING or mBank - if you care about good service, availability of products."
"Very accommodating, good app, some extras like help in the set-up or an accountant too."
"Good enough online banking experience and you can negotiate the currency conversion rates."
#15
ADIB
4.3
(3)
"ADIB has options that fit your criteria."
"ADIB offers a very low balance."
"You can open an ADIB bank account all from the application."
#16
ADCB
4.3
(3)
"Adcb for customer service"
"ADCB"
"NO. 2 on the list would be ADCB, but you have to go to a branch."
#17
Tide
4.0
(3)
"I found Tide and Anna very good."
"Tide, mettle, Monzo."
"Tide are pretty good as are Mettle."
#18
Santander
4.0
(3)
"I would probably check out Santander it’s a Spanish bank and tbh my experience was good with them so far."
"Santander do a business account for £12.5/month."
"I got one from Santander. Only passport required."
#19
Relay
5.0
(2)
"Relay integrates easily with personal accounts."
"Relay!"
#20
Argenta
5.0
(2)
"Argenta really has the most helpful and human support system."
"I would take Argenta. Lowest costs."
#21
SBI
5.0
(2)
"My first choice would be SBI - old grandpa as a base/rock solid permanent account for all important works."
"Have not had any issues with them neither had a requirement to maintain minimum balance."
#22
Radicant
5.0
(2)
"Radicant, Neon, Yuh. Just pick one."
"Radicant, better than Neon. It has also real Twint."
#23
Betterment
5.0
(2)
"Marcus. Betterment. Capital One."
"Betterment goes up to 5% for new users."
#24
IDFC First
4.5
(2)
"I choose to go with IDFC First. They have a 3 year no fee period and no minimum balance period."
"My first choice would be Idfc First for their Services, App, account opening and overall experience so far."
#25
Mercury
4.5
(2)
"Best for people that prefer online vs in person service. Far and away better experience than any other bank I've ever used."
"Hey have you tried Mercury?"
#26
Charles Schwab
4.5
(2)
"No foreign transaction fees, unlimited atm reimbursement, free."
"Charles Schwab allows you to invest from India as well."
#27
Airwallex
4.5
(2)
"Moved to Airwallex and never regretted it. Better rates than Wise."
"Try AirWallex."
#28
UB
4.5
(2)
"Never had an issue with them and they recognize freelancing/crypto as valid income."
"U can apply online and no maintaining balance."
#29
Kotak
4.5
(2)
"Kotak 811 allows 0 balance."
"Choose any zero balance account like Kotak."
#30
Wealthfront
4.5
(2)
"Highly recommend Wealthfront for its competitive APY rates and no fees."
"I use it as my separate savings account."
#31
Fi
4.0
(2)
"Go with Fi or Jupiter. Best for daily spends."
"Install Fi, you will get federal bank account. Complete paperless."
#32
Edward Jones
4.0
(2)
"My grandparents started an Edward Jones account for me when I was born."
"My parents did an account at Edward Jones for our LO."
#33
Jupiter
4.0
(2)
"Try Jupiter."
"Use jupiter app. It opens federal bank account and everything is done online."
#34
Anna
4.0
(2)
"Check out ANNA it has everything you need."
"I use Anna. Pretty efficient banking system online."
#35
Starling
4.0
(2)
"I use Starling which has worked great."
"The only bank that would accept me was starling, been with them since and no issues."
#36
Credit Union
4.0
(2)
"Start with Chase or BofA, open a minimum $500 (If you are a student over 24), then explore options."
"Just join a credit union which also offers the same services without the extrobitant fees."
#37
Jio
4.0
(2)
"I'm currently using Jio payment bank and added it to my Phonepe account."
"I am interested to know about Jio payment bank."
#38
Natwest
4.0
(2)
"Get the Natwest Black credit card in tandem with this account and they waive the £80 recurring annual charge."
"I’m also Natwest premier black and I do agree with you."
#39
Lloyds
4.0
(2)
"I bank with Lloyds. Which is free for the first year."
"Lloyds platinum is cheaper, includes all the things you mentioned and you also get a years Disney+ or 20? Cinema tickets for the year."
#40
Landbank
3.0
(2)
"Low maintaining fees and good forex rates."
"Malaki daw deductions."
#41
KBC
3.0
(2)
"Convenience: KBC"
"I dumped KBC because they are nuts with their Katecoins."
#42
Neon
5.0
(1)
"Neon is very good, it also is a Mastercard so you can use it to order things online."
#43
Raiffeisen
5.0
(1)
"This setup is completely free and quite useful (Neon allows Apple/Google pay, and the museum pass is really useful, saved me more than a hundred francs last year)."
#44
NovoBanco
5.0
(1)
"NovoBanco is easy and fast to open."
#45
Andrews Federal Credit Union
5.0
(1)
"They have 6% APY return on as long as you meet requirements."
#46
Bluevine
5.0
(1)
"No issues for any biz I have helped from 10k to 3m revenue."
#47
CUA
5.0
(1)
"No fees, no issues, does what it is intended to."
#48
Mbank
5.0
(1)
"Mbank uae ( full digital bank)."
#49
Heartland
5.0
(1)
"Heartland notice saver accounts. Super easy to open an account as well."
#50
Kiwibank
5.0
(1)
"Kiwibank, Rabobank & Westpac do notice saver accounts so it might be worth checking those out."
#51
Rabobank
5.0
(1)
"Kiwibank, Rabobank & Westpac do notice saver accounts so it might be worth checking those out."
#52
Westpac
5.0
(1)
"Kiwibank, Rabobank & Westpac do notice saver accounts so it might be worth checking those out."
#53
Liv
5.0
(1)
"Try liv, liv young specifically."
#54
Offset Account
5.0
(1)
"For emergency savings, I use offset account. You pay no tax and it's higher than any other offering."
#55
Squerril
5.0
(1)
"For extra funds, I use squerril which pays 7.5%."
#56
SpareBank-1
5.0
(1)
"SpareBank-1. Fast and easy."
#57
Adro
5.0
(1)
"Adro has no fees. Their customer support is great too, it’s like having on demand access to a private banker."
#58
Zing
5.0
(1)
"I would recommend Zing. It's owned by HSBC."
#59
Meezan
5.0
(1)
"Meezan seems seaward winner . Amd for digital ABL."
#60
CBA
5.0
(1)
"CBA is our primary bank, allowing inter-account transfers without daily limits."
#61
Wells Fargo
5.0
(1)
"Most student accounts have no fees, and they waive the fee if you maintain a balance of $500 or more."
#62
Nationwide
5.0
(1)
"The incentives for setting up the account were great, including £100 cash and £120 in Just Eat vouchers."
#63
Virgin Basic Account
4.0
(1)
"Virgin were supposed to be particularly accommodating for those opening their basic account."
#64
HBL
4.0
(1)
"HBL works fine"
#65
Allied
4.0
(1)
"Allied works fine , but AHBL helllaaaa nooo"
#66
UBS
4.0
(1)
"I love UBS, always worked with them and I’m really happy with their customer service and reliability."
#67
Zak
4.0
(1)
"Either Zak, neon or yuh."
#68
Swissquote
4.0
(1)
"Otherwise Swissquote also offers free bank account."
#69
Club Lloyds
4.0
(1)
"I've got a mix of all the 'premium current accounts'."
#70
Amex
4.0
(1)
"I prefer Amex platinum just because I won’t incur any spending on a debit card ever."
#71
OTP
4.0
(1)
"If you're under 25, get the OTP junior card as that comes with discounts and exemption from transfer fees."
#72
CaixaBank
4.0
(1)
"I opened an account with CaixaBank (HolaBank) and was able to do the application as an Irish Citizen."
#73
ActivoBank
4.0
(1)
"ActivoBank is pretty good."
#74
SpareBank 1
4.0
(1)
"SpareBank 1 actually has an East coast branch."
#75
Nordea
4.0
(1)
"I now have a bank account with Nordea."
#76
Post Office
4.0
(1)
"Consider post office saving bank account too. Easy to open and minimal charges."
#77
AU Finance Bank
4.0
(1)
"AU Finance Bank, Kotak 811, Yes Bank. You can open AU and Kotak online as well."
#78
IndusInd Bank
4.0
(1)
"Explore Indie by IndusInd bank, completely online you can keep Zero balance."
#79
NIYO
4.0
(1)
"Install NIYO app you will get a DCB SA within minutes."
#80
IDFC First Bank
4.0
(1)
"I recently opened a new account in IDFC First Bank. They are good on technology."
#81
Bank of America
4.0
(1)
"Start with Chase or BofA, open a minimum $500 (If you are a student over 24), then explore options."
#82
Discover
4.0
(1)
"Start with Chase or BofA, open a minimum $500 (If you are a student over 24), then explore options."
#83
BNA
3.0
(1)
"I applied for bna visa card so basically you need a dinnar and euro account."
#84
Deutsche Bank
3.0
(1)
"Deutsche bank allowed me to open one with just passport."
#85
Virgin Private
3.0
(1)
"Virgin Private got rid of dragon pass and travel insurance."
#86
Monese
2.0
(1)
"Monese used to open accounts for people without an address, but I can't say if they still do now."
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