r/personalfinanceindia is a subreddit with 614k members. The community frequently discusses looking for, struggling, frustrating, worst, and debt, and they frequently recommend/review salary account, health insurance, and investment options, and the most common flair used is other, investing, budgeting, planning, and saving/banking.
Ask anything about Indian Personal Finance!
Popular Topics in r/personalfinanceindia
#1
Looking For
23 posts
#2
Struggling
17 posts
#3
Frustrating
17 posts
#4
Worst
7 posts
#5
Debt
5 posts
#6
Personal Finance
5 posts
#7
Bank
4 posts
#8
Tired Of
4 posts
#9
Insurance
3 posts
#10
Loan
3 posts
Products Discussed in r/personalfinanceindia
Salary Account
51 reviews
#1
HDFC
4.3★ from 23 reviews
#2
ICICI
4.5★ from 6 reviews
#3
IDFC First Bank
4.7★ from 3 reviews
Health Insurance
35 reviews
#1
HDFC Ergo
4.3★ from 11 reviews
#2
HDFC
4.5★ from 4 reviews
#3
Ditto Insurance
4.5★ from 2 reviews
Investment Options
24 reviews
#1
Gold
3.5★ from 2 reviews
#2
Index Fund
4.0★ from 2 reviews
#3
Bank FD
4.0★ from 2 reviews
Flair Used in r/personalfinanceindia
#1
Other
: "Bank refusing Left Thumb Impression & ATM card for my paralyzed grandfather (Railway pensioner). What can I do?"
17 posts
#2
Investing
: "By mistake transferred 2lac amount to NPS account. Can this be reversed."
14 posts
#3
Budgeting
: "how is everyone on this sub in their 20s earning ₹2L+ a month. genuinely asking."
11 posts
#4
Planning
: "Guys, who should we trust to discuss about our financial planning"
10 posts
#5
Saving/Banking
: "IOB | creme la de creme of PSU banks"
9 posts
#6
Debt
: "ICICI Bank didn’t disburse my ₹12.5 lakh education loan top-up, and I couldn’t continue my Master’s in the US. What options do I have?"
5 posts
#7
Housing
: "9 RERA rights most homebuyers don't know about"
4 posts
#8
Insurance
: "Can I claim full maternity expenses using 2 different Insurances(mine and wife’s)?"
4 posts
#9
Employment
: "Can I avoid EPFO membership."
3 posts
#10
Auto/Car
: "help me set my finances right for my car."
2 posts
Member Growth in r/personalfinanceindia
Yearly
+72k members(13.3%)
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Last updated: October 15, 2026