r/personalfinanceindia is a subreddit with 598k members. The community frequently discusses investment, loan, finance, savings, and struggling, and they frequently recommend/review salary account, health insurance, and investment options, and the most common flair used is planning, investing, other, budgeting, and taxes.
Ask anything about Indian Personal Finance!
Popular Topics in r/personalfinanceindia
#1
Investment
76 posts
#2
Loan
58 posts
#3
Finance
47 posts
#4
Savings
31 posts
#5
Struggling
28 posts
#6
Insurance
27 posts
#7
Looking For
25 posts
#8
Debt
23 posts
#9
Advice
20 posts
#10
Frustrating
17 posts
Products Discussed in r/personalfinanceindia
Salary Account
51 reviews
#1
HDFC
4.3★ from 23 reviews
#2
ICICI
4.5★ from 6 reviews
#3
IDFC First Bank
4.7★ from 3 reviews
Health Insurance
35 reviews
#1
HDFC Ergo
4.3★ from 11 reviews
#2
HDFC
4.5★ from 4 reviews
#3
Ditto Insurance
4.5★ from 2 reviews
Investment Options
24 reviews
#1
Gold
3.5★ from 2 reviews
#2
Index Fund
4.0★ from 2 reviews
#3
Bank FD
4.0★ from 2 reviews
Flair Used in r/personalfinanceindia
#1
Planning
: "Started from zero, now at 14 Cr+ (39M). Why I stopped chasing designations/CTC and started treating corporate work as a pure transaction"
20 posts
#2
Investing
: "Easiest way to diversify global investments in multiple countries?"
13 posts
#3
Other
: "Feeling guilty about wanting an iphone"
11 posts
#4
Budgeting
: "Small budgeting thing that made a big difference for me: matching the budget period to my actual pay cycle"
5 posts
#5
Taxes
: "please help me understand the tax implications"
5 posts
#6
Insurance
: "Query regarding home insurance"
5 posts
#7
Debt
: "Need advice with rather strange behaviour of my dad's loans and his attitude"
4 posts
#8
Saving/Banking
: "Help choosing bank for savings account"
4 posts
#9
Employment
: "Need to earn money as a young adult"
3 posts
#10
Housing
: "Talk sense into me for this home loan decision"
2 posts
Member Growth in r/personalfinanceindia
Yearly
+72k members(13.7%)
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About
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Last updated: July 12, 2026