r/personalfinanceindia is a subreddit with 613k members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses looking for, struggling, frustrating, worst, and debt, and they frequently recommend/review salary account, health insurance, and investment options.
Ask anything about Indian Personal Finance!
Popular Themes in r/personalfinanceindia
#1
Advice Requests
: "34M, Hyderabad — H1-B offer to Raleigh (uncertain project) vs. moving out independently in Hyderabad. Need outside perspective before deciding in the next 3 months."
17 posts
#2
Money Talk
: "10L liquid savings. Where to invest and with what mix."
8 posts
#3
Solution Requests
: "Undisclosed Foreign Assets in ITR - Need Help"
6 posts
#4
Pain & Anger
: "I feel like I'm financially cooked for life ðŸ˜"
3 posts
#5
Self-Promotion
: "Tired of ad-cluttered tax and investment calculators hiding results behind phone-number spam walls, so I built an ad-free client-side alternative for us: Bharat Finance Hub"
1 post
Popular Topics in r/personalfinanceindia
#1
Looking For
23 posts
#2
Struggling
17 posts
#3
Frustrating
17 posts
#4
Worst
7 posts
#5
Debt
5 posts
#6
Personal Finance
5 posts
#7
Bank
4 posts
#8
Tired Of
4 posts
#9
Insurance
3 posts
#10
Loan
3 posts
Products Discussed in r/personalfinanceindia
Salary Account
51 reviews
#1
HDFC
4.3★ from 23 reviews
#2
ICICI
4.5★ from 6 reviews
#3
IDFC First Bank
4.7★ from 3 reviews
Health Insurance
35 reviews
#1
HDFC Ergo
4.3★ from 11 reviews
#2
HDFC
4.5★ from 4 reviews
#3
Ditto Insurance
4.5★ from 2 reviews
Investment Options
24 reviews
#1
Gold
3.5★ from 2 reviews
#2
Index Fund
4.0★ from 2 reviews
#3
Bank FD
4.0★ from 2 reviews
Flair Used in r/personalfinanceindia
#1
Investing
: "Gf has 15L in savings account, where should she invest?"
23 posts
#2
Planning
: "34M, Hyderabad — H1-B offer to Raleigh (uncertain project) vs. moving out independently in Hyderabad. Need outside perspective before deciding in the next 3 months."
15 posts
#3
Other
: "I know a guy who only relies on his bank account - no savings/investments"
12 posts
#4
Saving/Banking
: "Need advice on investment and savings please, for a beginner"
12 posts
#5
Debt
: "Paying for everything using credit cards"
9 posts
#6
Insurance
: "Got targeted by a second insurance scam after filing a complaint. Please be careful"
6 posts
#7
Housing
: "Should I buy a ₹35L+ plot in my hometown now if I’ll only live there after 30 years?"
4 posts
#8
Budgeting
: "Setting up a travel fund."
3 posts
#9
PFI Marketplace (Wednesday Only)
: "Tired of ad-cluttered tax and investment calculators hiding results behind phone-number spam walls, so I built an ad-free client-side alternative for us: Bharat Finance Hub"
2 posts
#10
Taxes
: "Undisclosed Foreign Assets in ITR - Need Help"
1 post
Member Growth in r/personalfinanceindia
Yearly
+72k members(13.3%)
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About
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Last updated: October 2, 2026