r/personalfinanceindia is a subreddit with 603k members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses looking for, struggling, frustrating, worst, and debt, and they frequently recommend/review salary account, health insurance, and investment options.
Ask anything about Indian Personal Finance!
Popular Themes in r/personalfinanceindia
#1
Advice Requests
: "Gifting my parents ₹2 crore on their anniversary and retiring them – need investment advice"
34 posts
#2
Money Talk
: "I Have ₹42,00,000 to Invest. How Can I Generate ₹20,000–25,000 per Month? Read for better context."
7 posts
#3
Pain & Anger
: "Don't play with your future for small luxuries bought from debt"
5 posts
#4
Solution Requests
: "Bank offering credit card settlement at 10%, I am a 10 year old customer. 3rd payment missed. Going to be NPA soon. Need suggestions."
2 posts
Popular Topics in r/personalfinanceindia
#1
Looking For
24 posts
#2
Struggling
18 posts
#3
Frustrating
17 posts
#4
Worst
7 posts
#5
Debt
5 posts
#6
Personal Finance
5 posts
#7
Bank
4 posts
#8
Salary
4 posts
#9
Tired Of
4 posts
#10
Insurance
3 posts
Products Discussed in r/personalfinanceindia
Salary Account
51 reviews
#1
HDFC
4.3★ from 23 reviews
#2
ICICI
4.5★ from 6 reviews
#3
IDFC First Bank
4.7★ from 3 reviews
Health Insurance
35 reviews
#1
HDFC Ergo
4.3★ from 11 reviews
#2
HDFC
4.5★ from 4 reviews
#3
Ditto Insurance
4.5★ from 2 reviews
Investment Options
24 reviews
#1
Gold
3.5★ from 2 reviews
#2
Index Fund
4.0★ from 2 reviews
#3
Bank FD
4.0★ from 2 reviews
Flair Used in r/personalfinanceindia
#1
Planning
: "Parents asking money to buy an apartment for brother"
38 posts
#2
Investing
: "I Have ₹42,00,000 to Invest. How Can I Generate ₹20,000–25,000 per Month? Read for better context."
36 posts
#3
Other
: "I accidentally became the emergency fund for my friends and extended family. Learn from my mistake."
29 posts
#4
Budgeting
: "Expenses After Losing my Job - Month 5"
22 posts
#5
Debt
: "Don't play with your future for small luxuries bought from debt"
16 posts
#6
Saving/Banking
: "I always thought adults had some secret system for managing money. Turns out they were just winging it too."
12 posts
#7
Insurance
: "How would you approach cancer financially?"
10 posts
#8
Taxes
: "CA filing ITR with 3 lakh return when I had to pay 4 lakh. How legit is this"
9 posts
#9
Housing
: "How people bought their own apartment without any parental support tier 1 city ?"
8 posts
#10
Retirement/FIRE/Milestone
: "40F. I had multiple loans. Today I'm debt free"
7 posts
Member Growth in r/personalfinanceindia
Yearly
+70k members(13.2%)
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Last updated: August 13, 2026