r/personalfinanceindia is a subreddit with 619k members. The community frequently discusses looking for, frustrating, struggling, worst, and personal finance, and they frequently recommend/review salary account, health insurance, and investment options, and the most common flair used is investing, planning, debt, saving/banking, and other.
Ask anything about Indian Personal Finance!
Popular Topics in r/personalfinanceindia
#1
Looking For
23 posts
#2
Frustrating
17 posts
#3
Struggling
12 posts
#4
Worst
5 posts
#5
Personal Finance
5 posts
#6
App
4 posts
#7
Bank
4 posts
#8
Tired Of
4 posts
#9
Loan
3 posts
#10
Salary
3 posts
Products Discussed in r/personalfinanceindia
Salary Account
51 reviews
#1
HDFC
4.3★ from 23 reviews
#2
ICICI
4.5★ from 6 reviews
#3
IDFC First Bank
4.7★ from 3 reviews
Health Insurance
35 reviews
#1
HDFC Ergo
4.3★ from 11 reviews
#2
HDFC
4.5★ from 4 reviews
#3
Ditto Insurance
4.5★ from 2 reviews
Investment Options
24 reviews
#1
Gold
3.5★ from 2 reviews
#2
Index Fund
4.0★ from 2 reviews
#3
Bank FD
4.0★ from 2 reviews
Flair Used in r/personalfinanceindia
#1
Investing
: "Nvidia is 25-30% down in a month. Are you buying the stock?"
22 posts
#2
Planning
: "27F, only child. Parents nearing retirement with no pension. How much can I safely spend on a house?"
16 posts
#3
Debt
: "I earn ₹75K a month but still got trapped in payday loans. Here's what an ₹12,000 loan actually cost me.""
12 posts
#4
Saving/Banking
: "Considering what happened in Paraguay, are you reconsidering how you distribute your money across banks?"
9 posts
#5
Other
: "Received 260g of 22K Gold as Wedding Gifts – Curious About Its Financial Significance and Selling Gold to Buy Property"
8 posts
#6
Retirement/FIRE/Milestone
: "PFRDA quietly removed the option to shift your NPS account from a POP to eNPS in 2020. I got the internal file under RTI. Here’s what it shows."
5 posts
#7
Insurance
: "Did I make a mistake to buy a term plan? Family is disappointed"
4 posts
#8
Housing
: "Buying a small investment apartment in Pune – should I take a loan and repay it within a year?"
3 posts
#9
Employment
: "How to get PF money back after quitting/resigning from job"
2 posts
#10
Budgeting
: "27M, ₹1.27L/month, working in Sales, no loans, only ~5% in equity, with a ₹20L education expense coming up. How should i plan and start?"
1 post
Member Growth in r/personalfinanceindia
Yearly
+73k members(13.3%)
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Last updated: November 15, 2026