Bank Account reviews from Reddit
Summary
We analyzed 224 Reddit reviews across 51 subreddits and 66 posts to rank the best Bank Account brands recommended by redditors, including communities like r/smallbusinessuk, r/Revolut, r/Riyadh, r/smallbusiness, r/personalfinanceindia. Top-rated brands include Revolut (4.1/5), Monzo (4.4/5), Wise (4.3/5).
Stats
Reviews224
Subreddits51
Posts66
Brands93
Products12
224 reviews from
and
By Brand
/By Product
#1
Revolut
4.1
(27)
"I did and it’s been a great experience so far."
"I think it’s amazing because we have different joint accounts."
"I use for everything, salary, business money, crypto, child support deposits, everything."
"I've been using Revolut as my main bank account in Ireland for 2 years."
"I use it, great features, and in the process of obtaining full banking license."
"You don’t need one. You just need Revolut."
"It was really easy to set up, and they offer a lot of benefits, such as better exchange rates and free ATM withdrawals."
"I use my personal wise account. or revolut account for dropshipping."
"Im português and im going with revolut business."
"I personally found the online bank easier to set up & get started (I use Revolut)."
#2
Monzo
4.4
(13)
"I absolutely love it. Would recommend."
"Monzo were the only ones to accept me when I was 16."
"I use Monzo and love it."
"I love Monzo, had no issues at all and customer service is great"
"Get a Monzo! I highly recommend."
"I use Monzo."
"Would Monzo work for what you need?"
"I got a Monzo business account and have been very happy with it."
"The new banks such as Monzo, Revolut, Tide have a lot of good feedback."
"Monzo from a friend who has a small biz."
#3
Wise
4.3
(12)
"I can confirm Wise account with GB IBAN works great."
"Mate open wise and stripe account and just the standard UK bank account you’ll be fine!"
"Sign up for a Wise business bank account as soon as you get the company number (best for multiple currencies)."
"I use bank Chaabi. The fees and exchange rate are extremely reasonable using Wise and still have my account now."
"The Wise business account offers excellent features for managing finances."
"Wise is an entirely online bank and allows you to open an account pretty much anywhere."
"Wise Business."
"Wise for overseas payments."
"Open a WISE multi currency account, they have much better exchange rates compared to any banks."
"WISE is a good option now."
#4
HSBC
4.3
(9)
"Definitely HSBC. It has a good presence in Europe."
"Worldwide travel insurance with HSBC Premier, which is free."
"Surely HSBC premier with the global money is the best one out there."
"HSBC offers a quick and convenient account opening process from India."
"HSBC allow you to move overseas and keep your AU bank account open."
"I've been happy with HSBC for decades."
"HSBC"
"I use HSBC premier (free) and Amex platinum reward card. I get worldwide travel insurance."
"HSBC is a good option but the process takes time."
#5
Mettle
4.1
(7)
"Mettle is amazing, and has a free subscription to FreeAgent."
"Mettle with free agent."
"Mettle are great and have amazing customer support."
"I have used mettle, starling and Monzo business. Mettle is the best for me."
"Mettle is great and have amazing customer support."
"Mettle is great and you get free access to accounting software."
"Mettle. Comes with FreeAgent."
#6
SAB
4.5
(6)
"SAB as part of HSBC gives you lots of advantages."
"Definitely SAB for expats."
"Sab is good for expats… especially the premier account."
"I've heard SAB is pretty good."
"I’ve been happy with SAB as an expat."
"As an expat you probably wanna go with SAB"
#7
Capital One
4.3
(6)
"Good options for business accounts."
"Capital one has no fees, and they're a big enough bank that it's super convenient."
"Online banks like capital one, discover, cit will give you 3% or higher."
"You can deposit cash for free if needed."
"Capital One."
"Discover and capital one are in the midst of a merger."
#8
Chase
4.8
(5)
"I use Chase. It's the Bank I use for all my side hustles."
"They have bonuses, credit cards with good points, and locations close to me."
"Chase bank offers nice incentives like a $100 credit for making 10 transactions."
"The one closest to your college campus. I have my account with Chase."
"Start with Chase or BofA, open a minimum $500 (If you are a student over 24), then explore options."
#9
Al Rajhi Bank
4.5
(4)
"It's still the best banks to this day."
"Al rahji bank."
"I use Alrajhi Bank, but as I heard from people around me."
"Generally people recommend AlRajhi, SAB and Alnima."
#10
Kotak 811
4.3
(4)
"Kotak 811 zero balance account. Amazing imo."
"Kotak 811 with virtual debit card is also a good option faced no issues since last 8 years."
"Kotak 811, Jupiter, Fi. The last two are completely online, no bank visits."
"Kotak 811 is 0 balance and has a better infrastructure than digital banks."
#11
HDFC
4.3
(4)
"If you’re doing a job then you should open an Hdfc salary account."
"You can go for hdfc they have good bank offers too."
"HDFC works great for me."
"HDFC bank"
#12
Hana Bank
5.0
(3)
"Hana Bank worked best for me after trying a few banks."
"Hana works great. never had any issues."
"I recommend Hana."
#13
Wio
4.7
(3)
"Wio!"
"Wio for easiness to use the app and interest rates, also account is opened using the app as long as you have EID."
"I use Wio and they charge a 100 aed monthly fee, but the setup was very easy, all through the app and the account was ready within a couple of hours."
#14
ING
4.7
(3)
"ING or mBank - if you care about good service, availability of products."
"Very accommodating, good app, some extras like help in the set-up or an accountant too."
"Good enough online banking experience and you can negotiate the currency conversion rates."
#15
Wealthsimple
4.7
(3)
"Wealth Simple has some great options for both joint and individual accounts. There are no fees and you get a much better interest rate than other banks."
"My vote is for wealthsimple.. my wife and I use it for joint (and other accounts) and love them. No issues in the past year ish. And higher interest than regular banks."
"I’d use an online no fee bank like EQ or Wealthsimple."
#16
ADIB
4.3
(3)
"ADIB has options that fit your criteria."
"ADIB offers a very low balance."
"You can open an ADIB bank account all from the application."
#17
ADCB
4.3
(3)
"Adcb for customer service"
"ADCB"
"NO. 2 on the list would be ADCB, but you have to go to a branch."
#18
Tide
4.0
(3)
"I found Tide and Anna very good."
"Tide, mettle, Monzo."
"Tide are pretty good as are Mettle."
#19
Credit Union
4.0
(3)
"They have lower fees and better customer service than big banks."
"Start with Chase or BofA, open a minimum $500 (If you are a student over 24), then explore options."
"Just join a credit union which also offers the same services without the extrobitant fees."
#20
Santander
4.0
(3)
"I would probably check out Santander it’s a Spanish bank and tbh my experience was good with them so far."
"Santander do a business account for £12.5/month."
"I got one from Santander. Only passport required."
#21
Ally Bank
5.0
(2)
"Ally Bank: solid APY, no physical branches (out of sight = out of mind)"
"Ally — you can open an online savings account with a good interest rate! Harder to access and better returns than a regular bank."
#22
SBI
5.0
(2)
"My first choice would be SBI - old grandpa as a base/rock solid permanent account for all important works."
"Have not had any issues with them neither had a requirement to maintain minimum balance."
#23
Argenta
5.0
(2)
"Argenta really has the most helpful and human support system."
"I would take Argenta. Lowest costs."
#24
Radicant
5.0
(2)
"Radicant, Neon, Yuh. Just pick one."
"Radicant, better than Neon. It has also real Twint."
#25
Relay
5.0
(2)
"Relay integrates easily with personal accounts."
"Relay!"
#26
Ubank
5.0
(2)
"Ubank debit (No fees. Free ATM cash withdrawals) + Bendigo Bank Credit Card (zero fees) has been perfect."
"Was outstanding for me travelling through north and south America."
#27
Charles Schwab
4.5
(2)
"No foreign transaction fees, unlimited atm reimbursement, free."
"Charles Schwab allows you to invest from India as well."
#28
Airwallex
4.5
(2)
"Moved to Airwallex and never regretted it. Better rates than Wise."
"Try AirWallex."
#29
UB
4.5
(2)
"Never had an issue with them and they recognize freelancing/crypto as valid income."
"U can apply online and no maintaining balance."
#30
IDFC First
4.5
(2)
"I choose to go with IDFC First. They have a 3 year no fee period and no minimum balance period."
"My first choice would be Idfc First for their Services, App, account opening and overall experience so far."
#31
Mercury
4.5
(2)
"Best for people that prefer online vs in person service. Far and away better experience than any other bank I've ever used."
"Hey have you tried Mercury?"
#32
Bluevine
4.5
(2)
"No issues for any biz I have helped from 10k to 3m revenue."
"Try Bluevine, also has invoicing capabilities."
#33
Jupiter
4.0
(2)
"Try Jupiter."
"Use jupiter app. It opens federal bank account and everything is done online."
#34
Anna
4.0
(2)
"Check out ANNA it has everything you need."
"I use Anna. Pretty efficient banking system online."
#35
Marcus by Goldman Sachs
4.0
(2)
"Marcus: both are online-only with competitive rates, no debit cards by default"
"Look at Marcus by Goldman-Sachs. They only have high yield savings accounts."
#36
Jio
4.0
(2)
"I'm currently using Jio payment bank and added it to my Phonepe account."
"I am interested to know about Jio payment bank."
#37
Credit Unions
4.0
(2)
"Yep credit unions are the way to go, also don't be afraid to move money around to get cash back deals."
"I only bank with credit unions, and they seem to have a lot of incentives (at least in my area)."
#38
Starling
4.0
(2)
"I use Starling which has worked great."
"The only bank that would accept me was starling, been with them since and no issues."
#39
EQ Bank
4.0
(2)
"I’d use an online no fee bank like EQ or Wealthsimple."
"For joint account we use EQ for emergency fund, and paying shared bills like mortgage, property tax and utilities."
#40
CRDB
4.0
(2)
"Crdb or Stanbic."
"Crdb bank"
#41
Fi
4.0
(2)
"Go with Fi or Jupiter. Best for daily spends."
"Install Fi, you will get federal bank account. Complete paperless."
#42
N26
4.0
(2)
"Try N26 online."
"I have N26 and Credit Agricole. Good combination, N26 no FX fees when I go abroad."
#43
Edward Jones
4.0
(2)
"My grandparents started an Edward Jones account for me when I was born."
"My parents did an account at Edward Jones for our LO."
#44
Natwest
4.0
(2)
"Get the Natwest Black credit card in tandem with this account and they waive the £80 recurring annual charge."
"I’m also Natwest premier black and I do agree with you."
#45
MCB
3.0
(2)
"Most recommend MCB because of MCB Juice Pro and transaction "facilities""
"MCB is *decent* (not amazing, but passable) for personal"
#46
Landbank
3.0
(2)
"Low maintaining fees and good forex rates."
"Malaki daw deductions."
#47
KBC
3.0
(2)
"Convenience: KBC"
"I dumped KBC because they are nuts with their Katecoins."
#48
BBVA
5.0
(1)
"Try BBVA, it's by far the best service right now in Italy."
#49
KB Bank
5.0
(1)
"I have been using KB for 6 months and there were no issues."
#50
Woori Bank
5.0
(1)
"Woori always worked well for me."
#51
Sharjah Islamic Bank
5.0
(1)
"Sharjah Islamic Bank (SIB) offers zero minimum balance account."
#52
Alinma
5.0
(1)
"Big Alinma fan here. Very friendly agents, always happy to help."
#53
Wio Bank
5.0
(1)
"Some of the best rates and easy to set up"
#54
Novo
5.0
(1)
"I really love my Novo account."
#55
Monabanq
5.0
(1)
"Even got 250€ for opening an account."
#56
RBC
5.0
(1)
"We moved from CIBC to RBC and are very happy."
#57
Macquarie Bank
5.0
(1)
"0 fees for international spend also pretty good interest rates."
#58
Neon
5.0
(1)
"Neon is very good, it also is a Mastercard so you can use it to order things online."
#59
Raiffeisen
5.0
(1)
"This setup is completely free and quite useful (Neon allows Apple/Google pay, and the museum pass is really useful, saved me more than a hundred francs last year)."
#60
Kotak
5.0
(1)
"Kotak 811 allows 0 balance."
#61
NovoBanco
5.0
(1)
"NovoBanco is easy and fast to open."
#62
American Express
5.0
(1)
"No fees, no minimums, and if you're able to keep a $5K balance for 3 months, 30K Membership Rewards points for signing up."
#63
Tangerine
4.0
(1)
"Yes, there’s no chequing / a real debit card. Hasn’t bothered me. I have a Tangerine for that."
#64
Liv by ENBD
4.0
(1)
"Liv by ENBD."
#65
Meridian Credit Union
4.0
(1)
"As for credit unions like Meridian, they can be a great option."
#66
FAB Full Package Offer
4.0
(1)
"Can get you an iPhone. Search it and you will find it online."
#67
Virgin Money
4.0
(1)
"Settled on virgin money after a long time looking. Their set up process was straight forward etc."
#68
NatWest
4.0
(1)
"Natwest - opened in about 2 days."
#69
Nickel
4.0
(1)
"It works pretty well."
#70
SMBC
4.0
(1)
"I think I'm going to try SMBC. Olive card associated with the bank seems to be quite useful."
#71
Al Rajhi, D360
4.0
(1)
"So far I like Al Rajhi, D360 is also good."
#72
Revolut Pro, Tide, Mettle
4.0
(1)
"Mettle is a solid choice when the business gets off the ground."
#73
NRB
4.0
(1)
"NRB or AB Bank are my go-to’s."
#74
Stanbic
4.0
(1)
"Crdb or Stanbic."
#75
ABSA
4.0
(1)
"UBA and ABSA are the best. Dont deal with local banks the experience i had is hectic"
#76
ING, Up, UBank, Wise, Macquarie Bank
4.0
(1)
"Try those."
#77
Macquarie, Up, Ubank
4.0
(1)
"0% Forex fee and use the mid market rates for exchange."
#78
Afrasia
4.0
(1)
"Afrasia or MCB. Foreign currency as well I guess?"
#79
Al Maryah Bank
4.0
(1)
"Not a bad option"
#80
UBA
4.0
(1)
"UBA and ABSA are the best. Dont deal with local banks the experience i had is hectic"
#81
Allied
4.0
(1)
"Allied works fine , but AHBL helllaaaa nooo"
#82
HBL
4.0
(1)
"HBL works fine"
#83
UBS
4.0
(1)
"I love UBS, always worked with them and I’m really happy with their customer service and reliability."
#84
Zak
4.0
(1)
"Either Zak, neon or yuh."
#85
Swissquote
4.0
(1)
"Otherwise Swissquote also offers free bank account."
#86
Virgin Basic Account
4.0
(1)
"Virgin were supposed to be particularly accommodating for those opening their basic account."
#87
Club Lloyds
4.0
(1)
"I've got a mix of all the 'premium current accounts'."
#88
Capital One 360 Performance Savings
4.0
(1)
"Capital One 360 Performance Savings: nationwide, good mobile control, no monthly fees"
#89
Mbank
3.0
(1)
"Mbank. Adcb now charges for their account."
#90
Bank Al Jazeera
3.0
(1)
"Bank al Jazeera used to be really good when I had account 10 years ago."
#91
Revolut, Monzo
3.0
(1)
"Always use a high street bank for salary then use Revolut/Monzo for daily spending."
#92
SNB
2.0
(1)
"As an expat I use SNB, used to use SAB but they were terrible."
#93
Monese
2.0
(1)
"Monese used to open accounts for people without an address, but I can't say if they still do now."
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