Bank Or Credit Union reviews from Reddit
Summary
We analyzed 202 Reddit reviews across 29 subreddits and 32 posts to rank the best Bank Or Credit Union brands recommended by redditors, including communities like r/nova, r/PortlandOR, r/TwinCities, r/GNV, r/StLouis. Top-rated brands include OnPoint Credit Union (4.2/5), Campus USA (4.9/5), OnPoint (4.3/5).
Stats
Reviews202
Subreddits29
Posts32
Brands94
Products21
202 reviews from
and
By Brand
/By Product
#1
OnPoint Credit Union
4.2
(11)
"On Point credit union is great. I love their online banking and they have a coinstar at many locations."
"Another vote for On Point. Not all of their locations have a Coinstar though. Best customer service by far of any bank I've ever used."
"Another vote for OnPoint, they’ve treated me fantastically for the past 9 years."
"OnPoint has been great to me. Highly recommend them."
"OnPoint!"
"Rivermark and OnPoint"
"OnPoint"
"OnPoint"
"OnPoint Credit Union. There are enough locations and atms, and their banking app works well."
"OnPoint is great! I was previously with Advantis (now Rivermark) and hated the remote teller thing."
#2
Campus USA
4.9
(9)
"They've always just been so NICE. It's just been very pleasant and easy."
"They have been great."
"I love them!"
"Campus is the best, by far."
"Eight cars and a house financed through them, competitive rates, good service."
"I love Campus!"
"They gave me the best rate!"
"Have used Campus for decades without any issue whatsoever."
"The customer service is top notch."
#3
OnPoint
4.3
(9)
"OnPoint gives me early paychecks it’s been great so far too."
"Been with OnPoint for years. Refinanced our house with them when the rates were super low. They could not have made the process easier."
"I have been with OnPoint CU for decades and love them!"
"OnPoint is the absolute best!"
"They have locations in Hillsboro and Beaverton and some Fred Meyers have branches inside them."
"Onpoint for credit union and bank."
"Personally, like onpoint good credit card rates"
"OnPoint!"
"OnPoint. Fuck Chase forever."
#5
Kohler Credit Union
5.0
(5)
"Kohler Credit Union has always been great to me. Good loan rates too."
"Kohler Credit Union without a doubt. Honestly all the other ones are just too small to offer all the services and rates."
"Credit union no question. No fees, better rates…. Kohler credit union is very good"
"We have banked with Kohler credit union for 20 years. No problems"
"2 credit unions I’d recommend is kohler credit union and united credit union"
#6
First Community Credit Union
4.6
(5)
"I don't think you can go wrong with any of these suggested options and you're already on the right track thinking credit union. I've financed 2 cars with First Community and both the rate and service has been great."
"First Community Credit Union is excellent for both and has a lot of locations if that matters to you."
"I like first community! Member for 10+ years"
"Also agreeing with First Community Credit Union, I got a good rate with them in December for a used car , definitely better than Vantage"
"I always appreciated First Community when it came to financing a car."
#7
First Tech
4.6
(5)
"Big fan of first tech- and if you can make it to the Beaverton or Vancouver locations they are amazing!"
"First Tech and OnPoint are great. Excellent service and easy/user friendly apps."
"First Tech is a larger CU and I’ve always had great customer service."
"First Tech CU"
"First tech credit union"
#8
Together Credit Union
4.2
(5)
"My car is through Together, and they've been great."
"I've used together for several car loans."
"In my opinion, either Together Credit Union or Vantage are the best operationally."
"Together credit union has really good business banking products."
"NOT Together Credit Union"
#9
Affinity
5.0
(4)
"Another vote for Affinity. I've banked with them for almost 20 years."
"Another vote for Affinity, have also used Wings and City and County Credit Union in the past"
"I've heard solid things about Affinity from friends."
"Affinity"
#10
Apple Federal Credit Union
4.0
(5)
"Apple Federal Credit Union. Been with them 14 years - financed cars and houses. Love them."
"We switched to Apple Federal Credit Union years ago and have been super happy."
"Apple Federal Credit Union"
"Apple is also decent."
"APL FCU but good luck qualifying for membership with them."
#11
Unitus
4.8
(4)
"I've used Unitus for many years now, with no problems. Customer service is responsive and helpful."
"Left the big banks for Unitus and it's been so much less stressful and we get better rates for cards and our auto loan."
"I'm happy with my accounts at Unitus."
"My wife and I have accounts at Unitus Credit Union. Haven't had any problems."
#12
Sunmark
4.0
(4)
"Agreed on Sunmark being great."
"Sunmark offers 2.50% interest on checking up to $25,000."
"Sunmark!"
"Sunmark. Broadview is a mess since the merger."
#14
Rivermark
3.2
(5)
"Been with Rivermark CU for over a decade. Great bank."
"Rivermark is where it's at"
"Rivermark and OnPoint"
"I\'ve been a diehard Rivermark fan for about 13 years too. But the merger sucks. The new website sucks. The "remote tellers" suck."
"I’ve been with rivermark for about 13 years and have loved it! Fast forward to their merger and I’m really unhappy."
#15
Bellco Credit Union
5.0
(3)
"Bellco are going to give you the best rates on loans."
"Love it."
"4.5% interest on checking accounts up to $25,000."
#16
Florida Credit Union
5.0
(3)
"I’ve been with FLCU for 20 plus years and never had any issues!"
"They do lots for the teachers in the area."
"They’ve always been really good about resolving issues for us."
#17
MSUFCU
5.0
(3)
"MSUFCU/OUFCU for sure"
"MSUFCU is top tier. There's a physical branch in Berkley at 11 and Coolidge."
"Love my credit union (www.MSUFCU.org) and they serve multiple states."
#18
Wings
5.0
(3)
"Wings for local."
"I am a huge fan of credit unions, and I really love Wings."
"Have been at Wings for about 10 years now, and have been nothing but happy."
#19
Advantis
4.7
(3)
"I have also been happy with Advantis for 2 years."
"They actually call every now and then just to check in."
"Advantis gives you back external ATM fees, up to $10 or $15 per month."
#20
United One Credit Union
4.7
(3)
"United One. Been using for 15 years. I've gotten two mortgages going through them and the process was great both times."
"United One is excellent"
"I use united one for my business account."
#21
Golden 1
4.3
(3)
"I've been with Golden 1 for years, never had any issues. Customer service has always been great."
"Golden one is always had the best loan rates for me many times on short term used vehicles."
"Golden 1"
#22
UFCU
4.3
(3)
"They asked me how much I wanted to finance and gave me a check to hand to the dealer."
"Credit Unions will almost always be better than banks."
"UFCU or another credit union is always a great move."
#23
Trailhead
4.0
(3)
"They offer 5% interest on your checking and savings balances."
"I use Trailhead. Have no complaints."
"Trailhead is not bad. Great customer service but only 3 brick and mortar locations, with the one across from the Chinese garden being the only coin counting machine."
#24
MECU
3.3
(3)
"MECU for their involvement and dedication to Baltimore City. Decent rates."
"MECU is fine. Branch access is limited, customer service isn't always the greatest, but between mobile banking and national ATM networks, I'm happy with them as my primary checking account."
"My wife and I have an account with Mecu. They arent as convenient as our national bank but they are pretty decent with loan rates and what not."
#25
Education
5.0
(2)
"Education is the best."
"Education been with them for 12 years."
#26
Town & Country FCU
5.0
(2)
"Another vote in favor of Town and Country FCU. The 3% interest is only on the first $10,000 in your checking account... Also used them for an auto loan and they have great rates."
"I have Town & Country and have had a great experience with them. Their checking account generates 3% interest every month... They had great rates and great customer service."
#27
Wings Credit Union
5.0
(2)
"I second wings. I can’t speak to the criteria in the original post but I’d at least take a look at them. Customer service has always been great. Best banking service I’ve ever used."
"I absolutely love Wings credit union. Have never had any issues and have resolved several things over the phone."
#28
Affinity Plus Federal Credit Union
5.0
(2)
"Affinity is the best."
"I have used Affinity Plus Federal Credit Union for nearly a decade and I have found that their customer service has been fantastic. They are very accommodating and knowledgeable."
#29
Vantage West Credit Union
5.0
(2)
"I recommend Vantage West as well."
"They have always been great."
#30
Partners Bank
5.0
(2)
"Partners Bank (formally Sanford Institution for Savings) will loan on just about any house you want. They will work with you to make it work!"
"Same here, had them for about 5 years and nothing but good."
#31
Affinity Plus
5.0
(2)
"Affinity Plus. No question. Been with them for 20 yrs now."
"Last time credit unions came up, affinity plus and wings were the ones that got repeated the most."
#32
Orion Credit Union
5.0
(2)
"Orions or Shelby County credit union."
"Orion credit union rocks."
#33
Parkside Credit Union
5.0
(2)
"Absolutely, 100%, Parkside Credit Union."
"I've been with Parkside Credit Union and I definitely recommend them."
#34
Credit Union of Colorado
5.0
(2)
"I have both, and they are AMAZING."
"Very kind, knowledgeable and helpful place."
#35
Genisys Credit Union
4.5
(2)
"I’ve been with Genisys for a decade and can count on one hand how many times I’ve been inside."
"I've heard good things about Genisys!"
#36
IQ Credit Union
4.5
(2)
"Had great experience at IQ Credit Union!! Some awesome customer service."
"They do 5% interest up to $25k and have savings accounts at like 3.5% or so."
#37
TruStone
4.5
(2)
"Also left WF for Trustone 10+ years ago. Love it."
"I’m with TruStone and quite happy with them."
#38
Canvas
4.5
(2)
"I personally do Bellco for checking and bills."
"I've been a long-time member, nearly 15 years."
#39
Alltru Credit Union
4.0
(2)
"Nothing wrong with AllTru overall. I've dealt with just about every credit union in the area, and most are good."
"My brother in law banks with all tru and he was recommending them."
#40
SECU
4.0
(2)
"SECU has been great during Covid. The allowed skipped loan payments on all most loans for 3 months"
"I've been very happy with SECU and APGFCU (which like others have said have really good rates on loans)"
#41
Pentagon Federal Credit Union
4.0
(2)
"Pentagon federal credit Union has been great for us. Car loans are pretty competitive."
"Pentagon Federal offered me the best rates for used vehicle loans, and is generally easy to work with."
#42
Northwest FCU
3.5
(2)
"Northwest FCU is good imo."
"Northwest is fine for banking, but I found their mortgage offer to not be competitive at all."
#43
Bangor
3.5
(2)
"Everyone I know uses Bangor and love them. However, for a mortgage I wouldn’t go with a bank, they all sell your mortgage anyway there’s no advantage."
"I wanted to use a local bank for my mortgage and Bangor was willing to match the lower rate I got from an online-only bank."
#44
U.S. Bank
3.0
(2)
"Mine is through USBank."
"I did mine through us bank, mainly bc that’s where I already bank at. They have different levels of business accounts with info online!"
#45
Credit Union One
3.0
(2)
"Credit union one (I am a member) is top 25 in the state, per Newsweek. I have had great experiences although I almost never go to the branch, I do everything digitally."
"I've been with Credit Union One for a few years now. They are a headache. Horrible hours. Most things are handled with a third party from my experience, so they are not very helpful."
#46
Communication Federal Credit Union
5.0
(1)
"Communication Federal Credit Union!"
#47
Great Nations Bank
5.0
(1)
"Give Great Nations Bank a look. Locally owned and HQ in Norman, not Arkansas or worse."
#48
Arvest
5.0
(1)
"I have been using Arvest for 25 yrs now"
#49
BancFirst
5.0
(1)
"We use BancFirst. Been with them for almost 20 years."
#50
Bell Bank
5.0
(1)
"Strongly consider Bell Bank. Top notch customer service."
#51
Ideal CU
5.0
(1)
"I’ve had very good experiences with Ideal CU."
#52
American Express
5.0
(1)
"Some of the best options are: American Express, Boeing Employees Credit Union, Digital Federal Credit Union."
#53
Radiant Credit Union
5.0
(1)
"Radiant all the way."
#54
VyStar Credit Union
5.0
(1)
"I like them a lot. Always treated me super well."
#55
Alliance Credit Union
5.0
(1)
"I haven't had any issues with them."
#56
Numerica
5.0
(1)
"I was so impressed that by 2019 I had moved all accounts there, including our mortgage & auto loans."
#57
Alliant Credit Union
5.0
(1)
"We got setup with it entirely online and chose it for the very high return rates on regular free savings and checking."
#58
Columbia Credit Union
5.0
(1)
"They currently pay 5.5% interest on the first $25,000 if you meet their monthly requirements."
#59
Space Coast Credit Union
5.0
(1)
"Easy to use and set up too."
#60
Guardians Credit Union
5.0
(1)
"Awesome business loan rates."
#61
SSFCU
5.0
(1)
"I've had most of my cars financed here!"
#62
ACFCU
5.0
(1)
"Their new app is really nice, lots of controls you can setup for your cards."
#63
Amarillo Community Federal Credit Union
5.0
(1)
"Always had good luck with them."
#64
Education Credit Union
5.0
(1)
"Education Credit Union is the best in my opinion."
#65
Canvas Credit Union
5.0
(1)
"Canvas CU has never disappointed me with their service."
#66
Mutual Security Credit Union
5.0
(1)
"No complaints."
#67
American Eagle Credit Union
5.0
(1)
"2.5%!"
#68
GE Credit Union
5.0
(1)
"Very good rates."
#69
First South Financial Credit Union
5.0
(1)
"Great terms."
#70
First New York
5.0
(1)
"First New York is awesome!"
#71
Rocky Mountain Credit Union
5.0
(1)
"Rocky Mountain credit union!"
#72
Ally Bank
5.0
(1)
"We use Ally Bank. It is online only. The way a bank should be."
#73
Northern Skies
5.0
(1)
"I really liked Northern Skies- super personable."
#74
United Nations Federal Credit Union
5.0
(1)
"I got a loan through United Nations Federal Credit Union. You can't beat their ARMs."
#75
TruEnergy Federal Credit Union
5.0
(1)
"TruEnergy Federal Credit Union helped me and my family a ton with our mortgage. They have phenomenal rates."
#76
Sacramento
5.0
(1)
"I went to sacramento CU and its infinitely better. never a line, great service, good policies and foregiving policies."
#77
Provident
5.0
(1)
"Provident Credit Union has been good. They had the best finance rates and the best interest checking rates along with the lowest fees."
#79
Mvb bank
5.0
(1)
"Mvb bank. They have great customer service and their focus on mortgages makes them very efficient."
#80
Draper & Kramer Mortgage Company
5.0
(1)
"Draper & Kramer Mortgage Company got me an interest rate .25% lower than any of the banks or credit unions I used AND gave me a $2,000 credit at closing."
#81
DCU
5.0
(1)
"I was able to secure a 2.75% 30yr fixed with DCU last year with less than 5% down."
#82
Cap Center
5.0
(1)
"Cap center beat navy fed (and others) when I shopped by closing costs, fees, and interest rates."
#83
Fidelity
4.0
(1)
"Do you NEED a local branch? If not, consider Fidelity."
#84
A+
4.0
(1)
"A+ and UFCU have decent rates."
#85
iThink Financial
4.0
(1)
"Free accounts, no fees."
#86
Amarillo National Bank
4.0
(1)
"I like Amarillo national Bank."
#87
Regions
4.0
(1)
"Regions for a bank."
#88
PenFed
4.0
(1)
"I use PenFed and they have been good. Had a mortgage with them years ago and it was very smooth."
#89
FirstTech
4.0
(1)
"FirstTech has treated me well for the year I've been with them."
#90
Apple FCU
4.0
(1)
"Apple FCU"
#91
First Missouri
3.0
(1)
"First Missouri has good rates but their website sucks"
#92
Electro
3.0
(1)
"I’ve used Electro for a couple"
#93
MAC
2.0
(1)
"I liked Denali but I have recently switched over to MAC because they are awful."
#94
KeyBank
1.0
(1)
"Stay away from key bank and trustco. They’re the worst"
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