Best business credit card on Reddit
201 reviews from r/CreditCards, r/smallbusiness, r/Dentistry and 18 more subreddits
201 reviews from
and
By Brand
/By Product
#1
Chase
4.3
(65)
"Works great. No issues. Points are a plenty."
"Earn 100,000 bonus points with the Ink Business Preferred card."
"I would go for the Chase Ink Business Preferred Credit Card."
"The Chase Ink Business Preferred has an insane 120k points offer, which is exceptional compared to the usual 60k points."
"It's like a mile a dollar, great for traveling to shows."
"Amazing value"
"Chase business credit cards are always a good bet."
"Offers a large bonus of $750-$1,000 with no annual fee."
"Great cash back offer for large purchases like engagement rings."
"Chase Ink offers 1.5% cash back on everything."
#2
American Express
4.5
(47)
"I'd suggest the biz platinum, especially considering you already have a relationship and will need an extensive line of credit."
"The Amex Platinum is great for travel."
"AMEX Platinum. That’s all you need."
"Amex platinum baby."
"Amex all the way."
"Offers 5% cash back on certain purchases."
"Thinking of getting an Amex card. They have the best perks."
"Combining the Amex Gold with Chase Ink Preferred cards maximizes category spend benefits."
"AMEX Business Gold is great."
"The Amex Business Platinum has the highest now. 200k-250k public(ish) & 300k targeted."
#3
Capital One
4.4
(29)
"We use the Capital One Spark for 2% back. Has a great sign up bonus."
"I really like my Capital One Venture X. It has gotten me a good amount of free flights and hotels."
"The best option I've found for restaurant oriented spending."
"I get a ton of points."
"Great cash back rewards on every purchase!"
"The only option for cash back on everything."
"The breakdowns of category spending are super helpful for taxes, and the cash back options are versatile."
"Huge fan of Capital One Spark small business. 2% cash back, great fraud protection, great website, and if you call them you get a human on the phone that can fix your problems."
"The Spark Cash Plus card offers great cash back rewards for small businesses."
"Capital One Spark Business gives 2% on all purchases."
#4
Amex
4.5
(6)
"The travel perks are great and so is their customer service."
"Great rewards on purchases from Dell, Lenovo, and MS Direct."
"AMEX Business Gold gives 4x points on technology purchases."
"Amex business gold is pretty good."
"The Amex Business Gold offers 4x on gas and food, with the ability to transfer points to Hilton and Marriott."
"Amex platinum."
#5
Divvy
5.0
(4)
"I highly recommend Divvy business credit card as they report to all major business credit bureaus."
"Divvy allows me to create as many virtual credit cards as I need, making it easy to manage subscriptions and vendor payments."
"Divvy offers unique features like unlimited virtual cards and budgeting tools that are unmatched by other credit cards."
"Divvy is the best in my opinion, offering unique features like virtual credit cards and budgeting options."
#6
Amazon
5.0
(4)
"Amazon Amex does well for us."
"2nd card 3 months later 11k."
"Get 5% back from Amazon with the Amazon Business Amex."
"I’ve been super happy with the Amazon Prime Business card (MasterCard). It has good perks and phenomenal customer service."
#7
Capital On Tap
4.5
(4)
"It’s super easy to get £75 free credit after your first transaction."
"If you have a limited company, this is a nice £75 free."
"Please use the link below to sign up to capital on tap."
"Some like Capital On Tap currently are restricted to limited companies only."
#8
AMEX
4.3
(4)
"AMEX are probably the most business-friendly credit cards company out there."
"Provides 2% rewards that can be cashed or used for travel with no annual fees."
"A solid choice for those who are into the credits game."
"Amex BBP will help you to fill in the blanks nicely with a universal 2x."
#9
US Bank
3.7
(3)
"US Bank offers small business programs and credit card/POS systems, and is known for being FFL agnostic."
"The US Bank Business Altitude Connect offers 4x points on travel and gas, making it a great choice for frequent travelers."
"The Triple Cash Business card provides 3% on gas and restaurants, which is beneficial for business expenses."
#10
General
3.3
(3)
"Would help keep track of everything."
"Shop around for a good cash back card and you’ll be set."
"Any recommendations here?"
#11
Rho
5.0
(2)
"Rho offers up to 1.25% cashback, making it a great option for businesses."
"The Rho Corporate Card offers up to 1.25% cashback and syncs with accounting software to automate tasks."
#12
Brex
4.5
(2)
"Great option if you can qualify."
"You could check out Brex or Ramp - both are great for startups."
#13
Wells Fargo Business Card
4.0
(2)
"Wells Fargo has 2% cash back business cards or Amex BBP has 2x MR for <$50k/year spend."
"Wells Fargo has a 2% no AF. BofA has 3 cards with various rewards category no AF."
#14
Chase Ink
4.0
(2)
"I like Chase business Ink to rack up chase UR points which are easy to transfer to many partners as do Amex points."
"I do Chase INK, Capital One Spark, BH Payboo, and Amazon Prime Biz Amex."
#15
Ramp
4.0
(2)
"It's a spend management platform that gives rewards."
"You could check out Brex or Ramp - both are great for startups."
#16
Ink Unlimited
4.0
(2)
"The Ink Unlimited card is simple and allows you to accumulate UR points."
"Ink unlimited would also be a good option."
#17
Loop
4.0
(2)
"Loop also offers fee-free banking with FX support, which is beneficial for businesses."
"Loop's card also waives FX fees and can be used for online spending."
#18
Business Credit Card
3.0
(2)
"I think literally any business credit card will give you a credit line of a two thousand."
"Well, the question is. Are you looking to save the band money with free hotel stays, or using them for yourself for personal trips or cash back"
#19
Fidelity Investments
5.0
(1)
"It pays 2% cash back for every purchase with no annual fee."
#20
Bank Of America
5.0
(1)
"The Bank Of America Premium Elite card offers great benefits like 2.62% unlimited cashback and 3.5% on travel."
#21
BH
5.0
(1)
"BH Payboo is a great payment option."
#22
Chase Bank
5.0
(1)
"Easy wire transfers and check deposits from my computer."
#23
Relay Financial
5.0
(1)
"Great neo-bank options for clean cash flow management."
#24
Visa
5.0
(1)
"Buying gift cards at Office Depot with Chase Ink Cash earns 5x points, and they often have sales with no activation fees."
#25
Mastercard
5.0
(1)
"Impressive you’ve gone this long without one. Just go to your local credit union and ask, they usually have very business friendly accounts and credit offers to help you out."
#26
Bank of America
5.0
(1)
"Bank of America is running no interest for 16+ months on some of their 'business' cards right now, and I'd go that route."
#27
Venture X
5.0
(1)
"The Venture X Business card currently offers 150k miles for $30k spending in 3 months."
#28
Hilton
5.0
(1)
"That annual fee is a drop in the bucket."
#29
Delta
5.0
(1)
"If you travel, the Delta Amex works well."
#30
Biz Plat
5.0
(1)
"Biz plat would be the best bet to have that credit limit asap."
#31
CIU
5.0
(1)
"For just all around general purpose, CIU or BBP are probably the best choices."
#32
BBP
5.0
(1)
"For just all around general purpose, CIU or BBP are probably the best choices."
#33
Mercury
5.0
(1)
"Highly recommended for those who can get accepted."
#34
Wells Fargo
4.0
(1)
"The Wells Fargo Signify offers 2% unlimited cash back."
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