Forex Card reviews from Reddit
Summary
We analyzed 243 Reddit reviews across 16 subreddits and 74 posts to rank the best Forex Card brands recommended by redditors, including communities like r/CreditCardsIndia, r/india, r/IndianCreditCards, r/Chandigarh, r/IndiaCreditCardsHub. Top-rated brands include Niyo (4.4/5), AU (4.9/5), HDFC (4.3/5).
Stats
Reviews243
Subreddits16
Posts74
Brands43
Products76
243 reviews from
and
By Brand
/By Product
#1
Niyo
4.4
(59)
"Niyo Global Credit Card by SBM bank. It has been my go to card for all my international trips."
"No nonsense cards"
"I have used niyo global card for my trip works flawlessly."
"Niyo dcb and niyo sbm secured, both have 0 forex."
"Niyo global debit card is the best. I saved 8k INR on my whole stay of 1 month."
"Niyo is great! Let me know if you want a referral :)"
"Zero forex markup. Zero balance savings account."
"Take Niyo for cash withdrawal and AU IXIGO for any card payments"
"Niyo global card. Take the one with DCB."
"Niyo Global (Get the credit card), Fi Money."
#2
AU
4.9
(22)
"I think AU ixigo should be good.. it has zero forex."
"Au ixigo, RBL world safari, scapia, one card."
"AU Ixigo Visa. (Make sure u select visa varient while applying)"
"AU Ixigo credit card"
"For 0 forex go with ixigo AU they are offering LTF."
"AU ixigo"
"Apply for AU Ixigo from the Ixigo app. It has zero forex."
"For 0 forex, try au ixigo for specific ltf offers."
"Get AU ixigo CC."
"I used AU Ixigo Visa in Malaysia, only POS and Grab transactions."
#3
HDFC
4.3
(20)
"Highly recommended."
"If you are Indian HDFC is good. I've been using that. No problem paying ECFMG, ERAS or convenience stores."
"I’d recommend going with the HDFC forex card. It's user-friendly, has good exchange rates, and works well for meals and shopping in Bali."
"Used HDFCs forex plus card in UK without any issues for both tap n pay as well as cash withdrawal."
"HDFC multicurrency forex card is far better than other cards."
"HDFC forex card is better option."
"If you’re from India, try HDFC. Great service."
"Go with HDFC Infinia."
"Go with HDFC Infinia."
"I would recommend the HDFC Regalia Forex Card for several reasons"
#4
BookMyForex
4.4
(14)
"I’d go with bookmyforex, I think Niyo has been overhyped."
"It worked flawlessly and I incurred no extra charges."
"Never had any issue with my BookMyForex."
"Try BookMyForex."
"Even I think that BookMyForex Forex Card is a fair choice."
"BookMyForex forex card. Has the best rates across all banks and websites."
"Ive bought bookmyforex Multicurrency card...Used it in Thailand and its working pretty great."
"Go with BookMyForex, gets delivered on same Day if ordered before 1pm."
"Go with BookMyForex."
"Check out bookmyforex, i think they offer zero forex markup card"
#5
Fi
4.5
(11)
"Take fi debit card, you'll definitely save more forex charges."
"Fi is the best, in terms of support etc."
"Fi has 0% forex markup."
"FI debit card is best. 0% markup fee"
"Go for Fi debit card, zero forex."
"Debit cards with zero forex - Fi"
"Used Fi exclusively for two years across southeast Asia and SK/Japan with lil to no issues."
"My recommendation would be for Fi. I’ve used it in UK, Vietnam and Thailand without any issues."
"Fi money: personal experience is great."
"You can opt for Fi debit card, i have that."
#6
Federal Bank
3.8
(11)
"AU Ixigo and Scapia worked seamlessly for us."
"Credit cards with zero forex - Scapia"
"Scapia CC and NeoGlobal - 0% Forex"
"Federal Bank Scapia CC"
"Federal bank Scapia"
"Scapia"
"Scapia. Period"
"Federal bank scapia card is good."
"Federal Bank Scapia card and Niyo DCB Debit card are good zero markup cards."
"Scapia ? Carryin cash i wouldnt recommend for more than 100$. Visa cards work everywhere"
#7
Scapia
4.0
(9)
"Has zero forex markup."
"For zero forex."
"Scapia, Fi, ixigo, Nio, Axis cards, etc.. loads of options out there!"
"Used Scapia card for metro card recharges and cabs . Worked like a charm"
"I used scapia over there and it works seamlessly."
"Scapia"
"I use Scapia credit card which has 0 forex fee."
"Just applied for Scapia. Hopefully gets approved."
"Scapia was there but currently might be banned due to the new RBI rule."
#8
AU Bank
4.0
(9)
"AU Ixigo"
"AU Ixigo and Scapia worked seamlessly for us."
"Try Ixigo - Zero forex. I tried it in Canada and it's really good"
"Credit cards with zero forex - Ixigo Au"
"AU Ixigo CC"
"AU bank Ixigo"
"Au ixigo"
"Au Ixigo is great. Zero forex markup plus 1 international lounge access which is sweet."
"AU Ixigo"
#9
Ixigo
4.5
(8)
"Au ixigo. Ltf. Zero forex mark up. International lounge."
"All offer Zero Forex charges"
"No forex charge I guess"
"Ixigo AU"
"Ixigo AU"
"Ixigo au 2.5% return"
"Try Ixigo AU LTF + Zero forex."
"Au Ixigo is the best option but there is a high chance for rejection."
#10
ICICI
4.0
(7)
"I used ICICI Sapphiro Forex Card and instant top up using ICICI savings account."
"Get icici forex card, probably the best out there."
"Try MMT ICICI - Almost zero forex(only Gst needs to be paid and ull also get 1 year black membership)"
"Credit cards with zero forex - Mmt icici"
"It worked very well."
"Icici forex card if you have an account with icici."
"Just avoid the icici one."
#11
IndusInd
4.0
(7)
"And I also keep Indusind Exclusive as backup. Both have zero forex."
"Try indusind exclusive account visa Signature debit card , which has 0 forex exchange and zero withdrawal charges"
"Indusind Exclusive DC. The best for this for a not too rich person."
"Used my indusind exclusive at Ireland and london Heathrow in Feb. No charges, got correct exchange rate too."
"I am using IndusInd Vistara card."
"Not sure why no one recommends indusind pioneer debit card."
"If you don't want any ATM withdrawal charges, then get the IndusInd Signature Exclusive debit card."
#12
RBL
4.2
(6)
"RBL world safari is a tried and tested deal for 0 forecast markup and decent experience."
"I used RBL and niyo dcb debit for my europe trip."
"But it worked well on my trip to the UK."
"2. RBL World Safari"
"I took RBL World safari and niyo dcb to Norway."
"I use rbl safari for now for foreign travels as it has 0% forex charge."
#13
OneCard
3.7
(6)
"Onecard runs the 0 forex offer most of the time."
"1. Onecard"
"Maybe onecard, although it's a credit card but it has 0% forex markup.!"
"OneCard for a while has had an offer that waives off the already meagre 1% forex that they charge."
"OneCard - 1% Forex"
"ONECARD 1%(baki tatti reward points)."
#14
IDFC
4.4
(5)
"1. IDFC WOW - FD Based - Secured."
"IDFC WOW has zero forex conversion charges."
"As of now IDFC Wow is the only one I can recommend."
"I use IDFC WOW and One card."
"Idfc first wealth card is best and works like charm in Bali and Malaysia."
#15
IDFC First
4.8
(4)
"Both has 0 forex."
"Zero % Forex mark up 🤌🏻, LTF as well."
"0% forex"
"Has 0 forex charges."
#16
Thomas Cook
3.8
(5)
"Thomas Cook because it lets you load from Amex Cards."
"Thomas Cook"
"You could get a prepaid travel card from a company like Thomas Cook."
"Recently went on a trip , used Thomas cook's card. It was good."
"Not great reviews online but offline, they are supportive."
#17
ICICI Forex Card
4.7
(3)
"Go to Icici bank and get one — it will be activated in a day and they will even give you a duplicate one incase you lose one."
"I took an ICICI forex card a few months back. It was a seamless process"
"Icici forex or bookmyforex?? I have icici account too."
#18
Au ixigo
4.7
(3)
"Used Au Ixigo for bigger purchase like watch 10 and other electronics. Worked like a charm."
"Try getting AU Ixigo. Works like a charm."
"Au ixigo."
#19
Yes Bank
4.3
(3)
"If the spends are online then the best card will be yes bank marquee as the forex charges are 1% but you will effectively get 4.5% reward points."
"***Yes Bank UNI*** and ***Federal Scapia*** offer 0% forex markup."
"Check Bookmyforex.. will be around 200 rs. for co-branded yes Bank card."
#20
Forex Card
3.7
(3)
"For an Hassle free experience, go to your bank branch and get one, don't over analyze and don't trust the paid YouTube reviews."
"The same option might not be available in forex cards."
"Which one is the best forex card for international travel in USA?"
#21
Uni
5.0
(2)
"Got it in 4 days."
"I got the uni nx wave yes bank card a few days ago."
#22
IDFC WOW
4.5
(2)
"IDFC WOW was a life saver! Brilliant card."
"Idfc wow secured card."
#23
AU Ixigo
4.5
(2)
"Nothing beats the AU Ixigo LTF credit card, in this case."
"Au ixigo credit card"
#24
One Card
4.0
(2)
"It works like a charm."
"One card has 1% forex as advertised."
#25
Tripmoney
4.0
(2)
"I opted for the Tripmoney forex card."
"Else get the Tripmoney card from Makemytrip."
#26
Niyo Debit Card
5.0
(1)
"Card when going abroad - DCB Niyo Debit Card. Debit because you just transfer the amount you feel safe to put in."
#27
YES BANK
5.0
(1)
"No forex credit card 👍"
#28
Goniyo
5.0
(1)
#29
Equitas
5.0
(1)
"Niyo dcb and equitas debit card and au ixigo credit cards are the best for 0 forex markup."
#30
Neo
5.0
(1)
"Apply for Neo card by DCB. Zero forex."
#31
World Safari
5.0
(1)
"Go for world safari - 0 forex, decent reward rate (0.6-1.5%)."
#32
Niyo Card
5.0
(1)
"Get the Niyo card"
#33
Niyo SBM Bank Zero Forex Card
5.0
(1)
"Used Niyo SBM bank zero forex card at Emirates N"
#34
Wise
4.0
(1)
"Go to US and apply for a Wise card."
#35
Indusind
4.0
(1)
"Indusind Signature Exclusive or Pioneer Debit cards."
#36
Amex
4.0
(1)
"Take amex here."
#37
SBI
4.0
(1)
"I use SBI JCB (JCB acceptance while decent still ain’t perfect) - worked fine in Singapore, Japan and US though."
#38
Fi Federal
4.0
(1)
"For back up I use Fi Federal Debit Card. Both these cards have zero forex markup."
#39
MakeMyTrip Forex Card
4.0
(1)
"MakeMyTrip has a Forex card.. Top up with aed"
#40
Niyo DCB Debit Card
4.0
(1)
"Niyo DCB debit card is another option."
#41
Niyo Cards
4.0
(1)
"Niyo cards are good, have zero forex."
#42
SC
3.0
(1)
"It should be SC ultimate where forex markup is 2%."
#43
Book My Forex
1.0
(1)
"Book my forex sucks."
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