r/CreditCardsIndia is a subreddit with 389k members. The most common kinds of discussions are advice requests and solution requests, and the community frequently discusses credit card, frustrating, credit, sbi, and card, and they frequently recommend/review forex card, salary account, and credit card.
r/CreditCardsIndia is a community for discussing credit cards in India—rewards, benefits, bank policies, and more. Stay informed and make smarter financial decisions.
Popular Themes in r/CreditCardsIndia
#1
Advice Requests
: "How to stop this? What’s Auto Sweep? SBI CREDIT CARD"
11 posts
#2
Solution Requests
: "Need help deciding in which bank shall I open zero balance account"
8 posts
#3
Pain & Anger
: "Has SBI Cards support always been shit?"
3 posts
Popular Topics in r/CreditCardsIndia
#1
Credit Card
86 posts
#2
Frustrating
33 posts
#3
Credit
33 posts
#4
Sbi
29 posts
#5
Card
27 posts
#6
Struggling
19 posts
#7
Recommendation
16 posts
#8
Worst
13 posts
#9
Travel
12 posts
#10
Hdfc
11 posts
Products Discussed in r/CreditCardsIndia
Forex Card
214 reviews
#1
Niyo
4.3★ from 48 reviews
#2
AU
4.9★ from 21 reviews
#3
HDFC
4.4★ from 13 reviews
Salary Account
206 reviews
#1
ICICI
4.2★ from 38 reviews
#2
HDFC Bank
4.0★ from 28 reviews
#3
Axis Bank
3.7★ from 27 reviews
Credit Card
196 reviews
#1
HDFC
4.1★ from 32 reviews
#2
SBI
4.3★ from 28 reviews
#3
Axis
4.2★ from 20 reviews
Flair Used in r/CreditCardsIndia
#1
Help Needed/ Question
: "Bank declining international payments."
76 posts
#2
General Discussion/Conversation
: "Infinia Credit Card Fees & Charges"
28 posts
#3
Card Recommendation
: "Axis Horizon vs HSBC TravelOne — which should I add to my portfolio?"
21 posts
#4
Card & Merchant Offers
: "Points redemption"
4 posts
#5
Credit Score
: "no active cibil subscription codes?"
3 posts
#6
Award Travel
: "Name mismatch for flight/hotel redemptions"
3 posts
#7
Devaluation
: "Need suggestions on milestone completion"
2 posts
#8
Megathread
: "Weekly Voucher Exchange Megathread - August 11, 2026"
1 post
#9
Debit Card / Bank A/C
: "HDFC ASBA Sweep in FD 5 fd limit"
1 post
Member Growth in r/CreditCardsIndia
Yearly
+81k members(26.2%)
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Last updated: August 11, 2026