r/CreditCardsIndia is a subreddit with 394k members. The most common kinds of discussions are solution requests and advice requests, and the community frequently discusses credit card, credit, frustrating, card, and sbi, and they frequently recommend/review forex card, salary account, and credit card.
r/CreditCardsIndia is a community for discussing credit cards in India—rewards, benefits, bank policies, and more. Stay informed and make smarter financial decisions.
Popular Themes in r/CreditCardsIndia
#1
Solution Requests
: "Accidentally got SBI Reliance Credit Card — should I activate it?"
13 posts
#2
Advice Requests
: "Need help unblocking my bajaj emi card"
12 posts
#3
Pain & Anger
: "Issue with HDFC ultimo card reward points credit"
1 post
#4
Money Talk
: "Salary account 3lakh per month - HSBC premier vs HDFC vs AXIS burdandy"
1 post
Popular Topics in r/CreditCardsIndia
#1
Credit Card
77 posts
#2
Credit
31 posts
#3
Frustrating
30 posts
#4
Card
25 posts
#5
Sbi
25 posts
#6
Struggling
18 posts
#7
Recommendation
15 posts
#8
Hdfc
11 posts
#9
Worst
11 posts
#10
Travel
10 posts
Products Discussed in r/CreditCardsIndia
Forex Card
214 reviews
#1
Niyo
4.3★ from 48 reviews
#2
AU
4.9★ from 21 reviews
#3
HDFC
4.4★ from 13 reviews
Salary Account
206 reviews
#1
ICICI
4.2★ from 38 reviews
#2
HDFC Bank
4.0★ from 28 reviews
#3
Axis Bank
3.7★ from 27 reviews
Credit Card
196 reviews
#1
HDFC
4.1★ from 32 reviews
#2
SBI
4.3★ from 28 reviews
#3
Axis
4.2★ from 20 reviews
Flair Used in r/CreditCardsIndia
#1
Help Needed/ Question
: "Best credit for insurance and utility payments?"
73 posts
#2
General Discussion/Conversation
: "Which Card to choose?"
29 posts
#3
Card Recommendation
: "I want to get a HDFC creditcard which one should i get?"
19 posts
#4
Devaluation
: "Jupiter Edge+ devaluation from October 5, 2026"
4 posts
#5
Card & Merchant Offers
: "10k Taj voucher available at 6k"
4 posts
#6
Debit Card / Bank A/C
: "Salary account selection for apay limit increase"
3 posts
Member Growth in r/CreditCardsIndia
Yearly
+79k members(25.3%)
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Last updated: September 7, 2026