r/CreditCardsIndia is a subreddit with 376k members. The most common kinds of discussions are advice requests and pain & anger, and the community frequently discusses credit card, hdfc, sbi, credit, and frustrating, and they frequently recommend/review forex card, salary account, and credit card.
r/CreditCardsIndia is a community for discussing credit cards in India—rewards, benefits, bank policies, and more. Stay informed and make smarter financial decisions.
Popular Themes in r/CreditCardsIndia
#1
Advice Requests
: "What to pick or what to drop?"
16 posts
#2
Pain & Anger
: "HDFC did me dirty"
12 posts
#3
Money Talk
: "Closed my SBI Cashback Card today"
8 posts
#4
Solution Requests
: "Next card recommendation? Looking for lounge access + better rewards on general spends"
7 posts
Popular Topics in r/CreditCardsIndia
#1
Credit Card
: "I've got an OTP today morning for a transaction of 50249 rupees on my Axis Bank Flipkart Credit Card at Flipkart, but I didn't actually buy anything at that time. Is my card compromised? Should I block it and apply for a new one?"
378 posts
#2
Hdfc
: "Finally Hdfc first cc approved."
78 posts
#3
Sbi
: "Closed my Sbi Cashback Card today"
64 posts
#4
Credit
40 posts
#5
Frustrating
36 posts
#6
Travel
: "Finally got the Travel one airport transport service"
35 posts
#7
Card
34 posts
#8
Axis
: "Need help restructuring my credit card portfolio (₹20L annual spends, HDFC & Axis pre-approved offers)"
33 posts
#9
Icici
: "This sub helped me get 1.09 lacs from Icici Bank"
30 posts
#10
Cashback
: "Got only 1% Cashback on Myntra"
26 posts
Products Discussed in r/CreditCardsIndia
Forex Card
214 reviews
#1
Niyo
4.3★ from 48 reviews
#2
AU
4.9★ from 21 reviews
#3
HDFC
4.4★ from 13 reviews
Salary Account
206 reviews
#1
ICICI
4.2★ from 38 reviews
#2
HDFC Bank
4.0★ from 28 reviews
#3
Axis Bank
3.7★ from 27 reviews
Credit Card
196 reviews
#1
HDFC
4.1★ from 32 reviews
#2
SBI
4.3★ from 28 reviews
#3
Axis
4.2★ from 20 reviews
Flair Used in r/CreditCardsIndia
#1
General Discussion/Conversation
: "How is this possible?"
82 posts
#2
Help Needed/ Question
: "AM I IN TROUBLE??"
74 posts
#3
Card Recommendation
: "Best card to get post salary crossing 3L PM"
22 posts
#4
Debit Card / Bank A/C
: "Standard Chartered - Most Useless Bank to Ever Exist in Indian Banking Space"
6 posts
#5
Devaluation
: "BOB eterna devaluation"
6 posts
#6
Meme(OC)
: "HDFC did me dirty"
3 posts
#7
Card & Merchant Offers
: "FIFA WC 26 FOOTBALL!"
3 posts
#8
Credit Score
: "Why experion and crif scores exists if all the banks are only using cibil to approve loans?"
2 posts
#9
Referral
: "CUB SalarySe Level UP Credit Card Review (Physical + Virtual) – My Honest Experience"
1 post
#10
Award Travel
: "[GUIDE] Air India Maharaja Club - Get required Taxes without Points!"
1 post
Member Growth in r/CreditCardsIndia
Yearly
+91k members(31.8%)
Similar Subreddits to r/CreditCardsIndia
r/amex
568k members
9.2% / yr
r/AmexPlatinum
197k members
46.6% / yr
r/CapitalOne
16k members
230.0% / yr
r/CapitalOne_
52k members
86.5% / yr
r/CRedit
358k members
34.0% / yr
r/CreditCardIndia
13k members
578.6% / yr
r/CreditCards
1.5M members
6.2% / yr
r/Gemini
49k members
27.2% / yr
r/IndianCreditCards
57k members
173.8% / yr
r/PHCreditCards
275k members
27.6% / yr
About
GummySearch helps people research Reddit communities by organizing activity, growth, themes, and post-level signals into one place.
This page gives a focused view of r/CreditCardsIndia, including current member size, discussion patterns, product reviews, and related communities to explore.
This data is synced periodically so insights stay current and useful for ongoing research.
Last updated: June 16, 2026