r/CreditCardsIndia is a subreddit with 409k members. The most common kinds of discussions are solution requests and pain & anger, and the community frequently discusses credit card, frustrating, sbi, struggling, and recommendation, and they frequently recommend/review forex card, salary account, and credit card.
r/CreditCardsIndia is a community for discussing credit cards in India—rewards, benefits, bank policies, and more. Stay informed and make smarter financial decisions.
Popular Themes in r/CreditCardsIndia
#1
Solution Requests
: "Please suggest me one card"
9 posts
#2
Pain & Anger
: "HSBC Premier Horror story, never trust them with foreign transactions"
2 posts
#3
Money Talk
: "Flipkart No-Cost EMI not converted by ICICI; ₹50,760 billed lump sum. Due Nov 15 how should I escalate?"
2 posts
#4
Advice Requests
: "[44M] Business Owner – Help me optimize my Dad's chaotic 7-card setup! (High spends, ignores rewards)"
1 post
Popular Topics in r/CreditCardsIndia
#1
Credit Card
65 posts
#2
Frustrating
15 posts
#3
Sbi
14 posts
#4
Struggling
7 posts
#5
Recommendation
6 posts
#6
Hdfc
6 posts
#7
Travel
5 posts
#8
Axis
4 posts
#9
Tired
4 posts
#10
Card
4 posts
Products Discussed in r/CreditCardsIndia
Forex Card
214 reviews
#1
Niyo
4.3★ from 48 reviews
#2
AU
4.9★ from 21 reviews
#3
HDFC
4.4★ from 13 reviews
Salary Account
206 reviews
#1
ICICI
4.2★ from 38 reviews
#2
HDFC Bank
4.0★ from 28 reviews
#3
Axis Bank
3.7★ from 27 reviews
Credit Card
196 reviews
#1
HDFC
4.1★ from 32 reviews
#2
SBI
4.3★ from 28 reviews
#3
Axis
4.2★ from 20 reviews
Flair Used in r/CreditCardsIndia
#1
Help Needed/ Question
: "Should I worry about AUSFB hack?"
44 posts
#2
General Discussion/Conversation
: "My first credit card!!"
23 posts
#3
Card Recommendation
: "Please suggest me one card"
14 posts
#4
Card Launch
: "The Eternal SBI Credit Card is here!!"
3 posts
#5
Debit Card / Bank A/C
: "HDFC DEBIT CARD! Which one's better?"
1 post
#6
Devaluation
: "Axis bank stopped edge rewards"
1 post
#7
Credit Score
: "What to do I have one Credit card! Any Utilization!"
1 post
#8
Card & Merchant Offers
: "Eternal sbi credit card(rupay)"
1 post
Member Growth in r/CreditCardsIndia
Yearly
+83k members(25.4%)
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About
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Last updated: October 30, 2026