r/CreditCardsIndia is a subreddit with 401k members. The most common kinds of discussions are solution requests and money talk, and the community frequently discusses credit card, frustrating, credit, card, and sbi, and they frequently recommend/review forex card, salary account, and credit card.
r/CreditCardsIndia is a community for discussing credit cards in India—rewards, benefits, bank policies, and more. Stay informed and make smarter financial decisions.
Popular Themes in r/CreditCardsIndia
#1
Solution Requests
: "Help needed with which credit cards to apply"
19 posts
#2
Money Talk
: "Will tax payment count for HDFC Marriot Milestone offer?"
6 posts
#3
Pain & Anger
: "HSBC Live+ approved 30 days after rejection"
2 posts
#4
Advice Requests
: "Completely new to credit cards — please explain everything I should know before getting my first card"
1 post
Popular Topics in r/CreditCardsIndia
#1
Credit Card
80 posts
#2
Frustrating
28 posts
#3
Credit
27 posts
#4
Card
27 posts
#5
Sbi
24 posts
#6
Struggling
18 posts
#7
Recommendation
15 posts
#8
Worst
10 posts
#9
Hdfc
10 posts
#10
Travel
9 posts
Products Discussed in r/CreditCardsIndia
Forex Card
214 reviews
#1
Niyo
4.3★ from 48 reviews
#2
AU
4.9★ from 21 reviews
#3
HDFC
4.4★ from 13 reviews
Salary Account
206 reviews
#1
ICICI
4.2★ from 38 reviews
#2
HDFC Bank
4.0★ from 28 reviews
#3
Axis Bank
3.7★ from 27 reviews
Credit Card
196 reviews
#1
HDFC
4.1★ from 32 reviews
#2
SBI
4.3★ from 28 reviews
#3
Axis
4.2★ from 20 reviews
Flair Used in r/CreditCardsIndia
#1
Help Needed/ Question
: "Am I eligible for premium credit cards with a 760 CIBIL score"
46 posts
#2
General Discussion/Conversation
: "Got Rs.15000 Compensation awarded by Banking Ombudsman"
19 posts
#3
Card Recommendation
: "Looking for first paid (or not) credit card"
13 posts
#4
Card & Merchant Offers
: "Can't We Take Action Against Complicated Language in Cashback Offers?"
3 posts
#5
Credit Score
: "TFW your CIBIL score is higher than Experian"
2 posts
#6
Devaluation
: "Roarbank- Devalued Again!!!"
1 post
#7
Award Travel
: "The Accor x IndiGo partnership: finally, a convenient way to vaporize 5,000 points with a single click"
1 post
#8
Debit Card / Bank A/C
: "Need a Card / Bank Account for my online purchases."
1 post
Member Growth in r/CreditCardsIndia
Yearly
+82k members(25.7%)
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About
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Last updated: October 1, 2026