Tenant Insurance reviews from Reddit
Summary
We analyzed 238 Reddit reviews across 37 subreddits and 63 posts to rank the best Tenant Insurance brands recommended by redditors, including communities like r/TorontoRenting, r/askTO, r/vancouver, r/povertyfinancecanada, r/PersonalFinanceCanada. Top-rated brands include Square One (4.3/5), Duuo (4.0/5), Square One Insurance (4.9/5).
Stats
Reviews238
Subreddits37
Posts63
Brands61
Products27
238 reviews from
and
By Brand
/By Product
#1
Square One
4.3
(61)
"I’ve been with Square One for a while. It was the best price I found, with around $15 for my needs and customizable coverage."
"Square One. I’ve been with them for 3+ years and the coverage is very a la carte."
"Square One had the best pricing by far."
"Square One had the best pricing by far."
"It was the best price I found, with around $15 for my needs."
"Square One - they've been the most comprehensive coverage for a decent price."
"Square One had the best pricing by far."
"Square One had the best pricing by far."
"Square One- great customer service, tend to keep things reasonable."
"Square One was half the price that others were offering and had almost everything covered. Moreover the experience was smooth."
#2
Duuo
4.0
(20)
"Duuo is great!!"
"Duuo’s coverage completely saved my ass when my apartment flooded."
"We went with duo!"
"Duuo is changing to another company soon but theyre good"
"I’d recommend them"
"I used DUUO it’s like $11 a month."
"Duuo is a digital product that the Co-Operators offers. I have found it to be the most affordable and I have had no issues with it."
"Duuo is great!"
"I pay $20 for renter's insurance with Duuo."
"It’s great check them out."
#3
Square One Insurance
4.9
(14)
"Square One had the best pricing by far."
"Square One had the best pricing by far."
"I have been using Square One for almost 2 years now, and am paying around $20 - $21/month."
"Square One had the best pricing by far."
"Square one. I pay 13/month."
"I've always used Square One."
"We switched to Square One. So far so good."
"Square One was great for Renters Insurance."
"Square one is cheap."
"Many people seem to go with square one for tenants insurance."
#4
Sonnet
3.9
(15)
"I went with Sonnet. 100% online and had the best quote for the coverage."
"I’m using Sonnet and have been happy with them. Quick, easy and transparent."
"Sonnet, Square One, Duo. Or if you have car insurance, bundle it."
"Check our Sonnet."
"Sonnet was easy to sign up for and was like $25/mo."
"I’m with Sonnet. No issues."
"Sonnet is a good option. My landlord required we all be on the insurance and I got a policy through them that's $33~ a month."
"I’ve been with Sonnet for a couple of years."
"I usually recommend sonnet.ca."
"Have you tried Sonnet?"
#5
TD
4.0
(10)
"Had an incident a few years ago and TD saved my ass."
"TD online or Square One is easiest"
"We added tenants insurance with TD after being covered for auto with them."
"I was able to get a better rate with TD."
"I pay 31$ a month for a 3 1/2 and it’s a 2M liability."
"I have perpetually been using an alumni rate via TD for years."
"You can renew with TD and cancel after a month."
"Most tenant insurance will be well under $30 a month."
"Getting basic tenant insurance through TD will cost you something like 13$/month."
"I used online for years — TD, Sonnet and others — and always found the price jumped significantly."
#6
Intact
4.3
(7)
"They’re by far the most flexible company for unrelated occupants."
"Intact Insurance has the lowest premiums I could find."
"I use Intact thru Marsh. It’s like 15$ a month."
"I have intact insurance million dollar liability as required by my landlord."
"Been with them since I started renting in 2011 and haven’t had issues."
"I’m with Intact. I pay $42 a month, 2 bedroom condo, 2 kids, no dog and operate 17% of my business from home."
"I pay $27/month with an Intact insurance policy."
#7
BCAA
4.3
(7)
"I shopped around and found out that they have the best coverage + best price"
"I’d recommend BCAA."
"The entire cost of the lens was covered and the process was super smooth."
"They also have additional insurance options."
"BCAA, since I have a membership and it gives a discount on my car insurance."
"If you are a member, BCAA should come in around $30/mo for a solid plan."
"I’m with BCAA, rates have been going up each year."
#8
Belair
4.0
(7)
"Maybe like ~$120-130/year."
"It's like $120/year for tenants or something"
"Runs me about $25/month."
"You don't need a car or to have CAA roadside"
"I pay $30 a month with belair(one bedroom apartment)"
"$24/mo. I haven’t seen much variation in pricing between the larger companies."
"Is who we're with."
#9
CAA
4.2
(6)
"CAA had by far the best rates."
"I went with CAA only because when I bundled the car and CAA membership it was a wash"
"CAA"
"In Canada CAA has the best price point and obviously it's been around forever. Pretty good reviews for their response time and just generally not being a bunch of d-bags."
"Bcaa."
"The cheapest renter insurance I could fine was CAA."
#10
Zipsure
4.0
(6)
"I’ve been with zipsure.ca for 6 years."
"Zipsure it’s online. We pay $20 per month."
"Zipsure is cheap too."
"I used Zipsure - around 14$ per month for the basic coverage."
"Zipsure ?"
"Zipsure.ca."
#11
Tenant Insurance
4.3
(4)
"They only had to pay the $500 deductible for their tenant insurance otherwise they would've been on the hook for the full $60000 repair bill."
"You need tenant insurance for liability."
"Some of the best-rated tenant insurance providers in Canada include Square One, Walnut, Sonnet, and Aviva."
"Your best bet will to stick with some of the larger insurers."
#12
General
4.3
(4)
"Tenant insurance is cheap af and its literally free if you have auto insurance as well"
"It's cheap, and its important, just go ahead and get it"
"It was actually cheaper to do that then to just have car insurance."
"If your guardians pay for home insurance their policy may extend to include tenant insurance for your rental"
#13
Wawanesa
4.3
(4)
"I have a tenant policy through Wawanesa and it costs me $11/monthly."
"I wound up with Wawanesa as apparently it was the best deal."
"Go to your broker and ask what insurers they offer for tenants package."
"Wawanesa has great rates for tenants insurance"
#14
Westland Express
3.2
(5)
"There are also online options like Westland Express."
"Westland Express is competitive."
"Thanks for the recommendation, I’ll look into Westland."
"We use westland insurance."
"I use Westland express insurance (used to be zipsure insurance) and I added a few things but even then it’s like $15 a month per person for me here."
#15
Aviva
4.0
(4)
"Aviva through Western Financial."
"I’d recommend using an insurance broker. They will find you the best deal. Aviva requires you to go through one I think."
"I had to make a claim with Aviva and it was very smooth and quick."
"I pay $11/month for $25,000 with a $1000 deductible through Aviva."
#16
Desjardins
3.8
(4)
"I have liability/contents insurance with Desjardins."
"We had ours through Desjardins and we never had any problems."
"Try Desjardins insurance (cell center) I’m pretty sure they will do it"
"It’s not the cheapest but covers all my stuff."
#17
Cooperators
4.3
(3)
"I have had great experiences with cooperators."
"We called a bunch of places, including an insurance broker."
"The bundling savings...was basically equal to the rental insurance."
#18
Co-operators
4.0
(3)
"I definitely recommend getting a quote from Cooperators."
"From Cooperators. Very reasonable price."
"Co-operators is great for me."
#19
SGI
4.0
(3)
"Just get a SGI Tenant Pak and cancel it after you move in 2 months."
"SGI Tenant Pak."
"Mines through sgi and its $25 a month."
#20
BelAir Direct
3.7
(3)
"Make sure you have good coverage for contents and additional living expenses."
"Make sure that the policy has at least a million liability, but I'd recommend two million."
"Also maybe BelAir direct?"
#21
RBC
4.0
(2)
"Just signed up with RBC, paying $28/month for 2 mil liability."
"I go through RBC and have used it in various provinces."
#22
TD Insurance
4.0
(2)
"TD insurance is pretty affordable."
"Been with TD for 20 years now. Whenever I move or whatever I usually end up having about a 20 minute consult with them to make sure we have everything covered."
#23
PEI Mutual
4.0
(2)
"I use PEI Mutual but at the time I didn’t have any other insurance to bundle it with."
"We use pei mutual but could have almost the same with our car insurance provider."
#24
The Co-operators
4.0
(2)
"I have my tenant insurance through The Co-operators, I pay $30/mo."
"I got mine through cooperators. Bundled with my car insurance it works out to be less than $15 a month."
#25
Allstate
4.0
(2)
"Saved almost 50%."
"I use Allstate, bundled everything together. I think my renter insurance is like $29/mo"
#26
State Farm
4.0
(2)
"State Farm which is now Desjardins."
"Had insurance through State Farm with our vehicles."
#27
TD Meloche Monnex
3.0
(2)
"It was pretty good coverage. $30k coverage for belongings and I purchased a ground/floodwater add-on"
"I paid $480 last year for a whole rental house with TD Meloche Monnex."
#28
Youset
5.0
(1)
"I’ve had nothing but great experience with Youset."
#29
Direct Line
5.0
(1)
"I've always used direct line insurance. Never had any problems with them."
#30
OTC Insurance Brokers
5.0
(1)
"They seem to get me the best rate always."
#31
JEM Insurance
5.0
(1)
"My needs were better met by JEM."
#32
Wyatt Dowling
5.0
(1)
"They were amazing."
#33
Knight Archer
5.0
(1)
"I went to Knight Archer and they were super helpful and made it really easy for me to understand the options."
#34
Presidents Choice
4.0
(1)
"I used presidents choice in the past and it was about 8$/month for a two bedroom apartment."
#35
Westland
4.0
(1)
"I pay $70/month for $100,000 coverage plus a couple extras (broken windows, trampoline)"
#36
Square Insurance
4.0
(1)
"I’ve been happy with square insurance."
#37
Affinity
4.0
(1)
"Affinity has a package that cost me 300$ for the year. Seemed super reasonable."
#38
AA
4.0
(1)
"She found AA is the cheapest so far and they give free car breakdown cover."
#39
Belairdirect
4.0
(1)
"I'm with belairdirect and it's cheap ($24 a month) and while I personally haven't had to use it, my sister has. It went so smooth I didn't believe her until she showed me the receipts."
#40
Square One, Walnut, Sonnet, Aviva
4.0
(1)
"Some of the best-rated tenant insurance providers in Canada include Square One, Walnut, Sonnet, and Aviva."
#41
Square One, Intact, Allstate, President's Choice
4.0
(1)
"Check on squareone, intact, Allstate, presidents choice, etc. All have decent insurance programs."
#42
Westland Insurance
4.0
(1)
"Super helpful! Also let me take a pen home with me."
#43
Local Insurance Broker
4.0
(1)
"Go see a local Insurance Broker. They can help you find other companies and give you options for a better rate."
#44
Personal Insurance
4.0
(1)
"For me it comes down to the company's reputation when dealing with claims."
#45
Hub
4.0
(1)
"I’ve gone through hub and capri insurance. Both have had helpful agents in person and on the phone"
#46
Interior Savings Insurance
4.0
(1)
"I feel like I get good coverage for the price"
#47
SquareOne
4.0
(1)
"Get an online quote at SquareOne first."
#48
Apollo
4.0
(1)
"Apollo insurance!"
#49
Joy Wallet
4.0
(1)
"Ended up finding a solid deal after checking out this Renters Insurance Review site."
#50
Intact Insurance
4.0
(1)
"I'm using intact insurance and only paying $33/month."
#51
Endsleigh
4.0
(1)
"I've had experience with a couple of companies: Endsleigh, who I was with for around five years."
#52
Belair Direct
4.0
(1)
"Checkout belair direct part of intact."
#53
Hometown Insurance
4.0
(1)
"I got one a few years ago for like $200."
#54
Bank
4.0
(1)
"Work with your bank."
#55
Galon
4.0
(1)
"I’d recommend a broker like Galon who can get you prices from multiple vendors."
#56
Hiscox
3.0
(1)
"Hiscox is a very good company as well but much more expensive."
#57
ZipSure
3.0
(1)
"Duuo, Square One, ZipSure (now Westland)."
#58
Obie
3.0
(1)
"We ended up with Obie which is an out of state one."
#59
Credit Union
3.0
(1)
"Most credit unions tend to have more reasonable plans."
#60
Killam
3.0
(1)
"Current Killam tenant here and I can confirm they do indeed require insurance by all their tenants."
#61
Saskatoon Insurance
3.0
(1)
"I use saskatoon insurance on 8 th and like them well enough."
Discover your audience
GummySearch is an audience research toolkit for 130,000 unique communities on Reddit.
If you are looking for startup problems to solve, want to validate your idea or find your customers online, GummySearch is for you.
Sign up for free, get community insights in minutes.
Tell me more
Get started
