r/CRedit is a subreddit with 369k members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses credit card, credit score, credit, loan, and credit report, and they frequently recommend/review cashback credit card, credit card, and companies.
CRedit's main goal is to help you improve your credit, keep it healthy, and support you in the decisions you make that may affect your credit livelihood.
We are here to support you if you need advice on closing or opening a credit card, improving your credit profile and scores, removing inaccurate information from your reports, qualifying for a new card/mortgage/loan, investigating unknown information on your reports and much more.
Popular Themes in r/CRedit
#1
Advice Requests
: "Goodwill letter success"
25 posts
#2
Money Talk
: "Tackling old cc debt"
7 posts
#3
Pain & Anger
: "Is my credit messed up for 7 years?"
4 posts
#4
Solution Requests
: "Crunch Fitness collection. I paid the account, but it was still sent to collections. What should I do?"
3 posts
Popular Topics in r/CRedit
#1
Credit Card
: "Novio SBM Credit Card successfully closed"
17 posts
#2
Credit Score
: "750+ Credit Score, never been able to take a loan"
17 posts
#3
Credit
: "Is my Credit messed up for 7 years?"
16 posts
#4
Loan
: "Loan for $3,000"
11 posts
#5
Credit Report
: "Closed my Merrick card and the old late payment turned into “ND”"
10 posts
#6
Struggling
7 posts
#7
Credit Repair
: "Should i wait til October 2027 or negotiate a P2D Letter?"
6 posts
#8
Debt
: "Tackling old cc Debt"
6 posts
#9
Credit Card Debt
5 posts
#10
Delinquency
: "I'm trying to get a car loan but was denied due to serious Delinquency (late payments on credit cards). How long will the late payments recovers?"
5 posts
Products Discussed in r/CRedit
Cashback Credit Card
5 reviews
#1
U.S. Bank
5.0★ from 1 review
#2
Citibank
4.0★ from 1 review
#3
Wells Fargo
4.0★ from 1 review
Credit Card
4 reviews
#1
Discover
4.0★ from 2 reviews
#2
Alliant Federal Credit Union
4.0★ from 1 review
#3
Fidelity
4.0★ from 1 review
Companies
2 reviews
#1
Identity Force
4.0★ from 1 review
#2
Identity Guard
4.0★ from 1 review
Flair Used in r/CRedit
#1
General
: "750+ credit score, never been able to take a loan"
69 posts
#2
Rebuild
: "Slowly but trying to get there"
34 posts
#3
Collections & Charge Offs
: "Credit One"
34 posts
#4
Success
: "A win. It's true... American Express gives 3 times a limit's increase"
11 posts
#5
Car Loan
: "I’m upside down in my loan and now my car needs a new engine"
5 posts
#6
No Credit
: "Capital ONE"
3 posts
#7
Data Point
: "I experienced first hand why credit profile matters more than credit score"
2 posts
#8
Not USA
: "Does staying in my overdraft with my Nationwide FlexStudent card affect my credit?"
1 post
Member Growth in r/CRedit
Yearly
+63k members(20.5%)
Similar Subreddits to r/CRedit
r/CreditScore
114k members
45.1% / yr
About
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This page gives a focused view of r/CRedit, including current member size, discussion patterns, product reviews, and related communities to explore.
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Last updated: October 15, 2026