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r/CRedit is a subreddit with 272k members. Its distinguishing qualities are that the community is huge in size, and has crazy activity.
CRedit's main goal is to help you improve your credit, keep it healthy, and support you in the decisions you make that may affect your credit livelihood.
We are here to support you if you need advice on closing or opening a credit card, improving your credit profile and scores, removing inaccurate information from your reports, qualifying for a new card/mortgage/loan, investigating unknown information on your reports and much more.
Popular Themes in r/CRedit
#1
Advice Requests
: "I’m $27k in credit card debt and zero clue what to do next"
26 posts
#2
Solution Requests
: "Need to find a loan for 3000 with a 673 score"
6 posts
#3
Pain & Anger
: "I can’t believe I tanked my credit score. 796 to 638 in 2 years (late payments)"
4 posts
#4
Money Talk
: "Why would my score substantially increase for owing literally $1?"
1 post
Popular Topics in r/CRedit
#1
Credit
: "I'm at 723..I've never seen this high of a Credit score for myself and I'm 34"
92 posts
#2
Score
: "I'm at 723..I've never seen this high of a credit Score for myself and I'm 34"
52 posts
#3
Debt
: "The American dream is no longer buying a house—it’s paying off Debt. What do you think?"
33 posts
#4
Credit Score
: "I have a perfect 850 Credit Score. AMA"
29 posts
#5
Collections
: "Collections paid and my score is still low, what's next?"
19 posts
#6
Payment
: "I’ll never understand how paying down debt reduces your score. FICO went from 728 to 724 and the reason listed is my debt went down by $143, which was the principal portion of my $192 auto loan Payment."
17 posts
#7
Loan
: "Need to find a Loan for 3000 with a 673 score"
16 posts
#8
Credit Card
: "1st Financial Bank Credit Card for students. - STAY AWAY"
13 posts
#9
Collection
: "Collection is Stopping Everything HELP!!!"
12 posts
#10
Card
: "Will cancelling all of my rebuild Cards affect my credit by much if they all have a zero balance?"
12 posts
Member Growth in r/CRedit
Yearly
+87k members(46.9%)
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