Cashback Credit Card reviews from Reddit
Summary
We analyzed 226 Reddit reviews across 16 subreddits and 52 posts to rank the best Cashback Credit Card brands recommended by redditors, including communities like r/PersonalFinanceCanada, r/CreditCards, r/UAEcreditcards, r/dubai, r/CreditCardsIndia. Top-rated brands include Rogers (4.3/5), Tangerine (4.0/5), BMO (4.1/5).
Stats
Reviews226
Subreddits16
Posts52
Brands70
Products65
226 reviews from
and
By Brand
/By Product
#1
Rogers
4.3
(34)
"If you have Fido/Rogers/Shaw then Rogers WE MasterCard is the best cashback (3x redeem on those services) card."
"Rogers WE is still the best even if you're not a Rogers customer. 1.5% cash back on everything is very high and is unheard of on a $0 annual fee card."
"Rogers WE is the best if you’re a Rogers, Fido, Shaw customer"
"Rogers World Elite is 2% cashback on all purchases (3% if you use the cashback to pay your Rogers or Fido bill with the cashback)"
"Rogers Mastercard WE is the best card for Costco (1.5% - 3%)"
"The best."
"Effective 3% cashback everywhere."
"3% on everything."
"2-3% base cashback is wayyy too good."
"Flat 1.5% on all purchases."
#2
Tangerine
4.0
(16)
"Tangerine Mastercard gives 2% at Walmart"
"A lot of people say Tangerine, ill try it."
"2% on groceries and reoccurring bills."
"Choose 3 categories for 2%"
"Tangerine - 2% cash back on grocery, gym (if it is a recurring bill and recognize by Mastercard as so), and public transportation. No annual fee."
"Categories that can get you 2%."
"No fees."
"No fees. Good bank."
"Is no fee and gives you 2% cash back on two categories of your choosing."
"I use tangerine world. Gas, groceries, restaurants are my options as those are my most heaviest expenses in the year."
#3
BMO
4.1
(11)
"3% cashback for groceries."
"Has 3% cashback for groceries."
"Gives 5% on groceries."
"If your goal is just pure cash back maybe consider the BMO cashback world elite master card. First year waived and 10% cash back on first 2600 spend."
"BMO cashback, 0$ fee, has 3% on groceries."
"Offers a 5% cash back on groceries."
"Offers a 5% cash back on groceries."
"BMO is 5% on groceries, 4% transit, 3% gas, 2% bills, 1% all else."
"We just got the world elite to try for a year, based on a coworkers recom"
"3% on groceries with no annual fee."
#4
CIBC
4.0
(11)
"Which offers 4% on groceries."
"CIBC dividend VI for gas and groceries"
"4% on gas and groceries."
"Gives decent cash back and has no fee."
"I have a Costco credit card that I do all my shopping on."
"I like the CIBC Dividend VI. Also love the Costco MC."
"TD Cashback Visa Infinite, Scotia Momentum Visa Infinite, CIBC Dividend Visa Infinite, etc."
"For groceries and Gas (4%)"
"CIBC Dividend for 4% gas and grocery"
"CIBC Visa Aventura Infinite Privilege Card. To avoid paying 499 annually, you need to open CIBC Smart Plus account maintain the required monthly cheq balance or pay 29.95."
#5
Scotiabank
3.9
(10)
"I am weighing between Scotia momentum visa infinite vs BMO cashback we."
"There are some promos right now for 10% cashback up to $2000 purchases ($200 cashback) going on with Scotia momentum Visa infinite."
"I’m using the Scotiabank Visa Infinite card right now. - 4% cash back on groceries and recurrent payments."
"Scotia amex gold with refundable hotel trick to cash out scene+ pts at 1cpp turns it into a no fx fee 1-6% cashback card."
"Scotiabank Momentum"
"TD Cashback Visa Infinite, Scotia Momentum Visa Infinite, CIBC Dividend Visa Infinite, etc."
"Scotiabank momentum infinite visa"
"First year free and 10% bonus introductory rate is pretty nice."
"I think they have wider purchase types range for 2% cash back."
"Scotia momentum VI but just for rent."
#6
Citi Custom Cash Card
4.4
(8)
"Citi Custom Cash Card for 5% at gas stations"
"Citi Custom Cash Card, 5% cashback alone or 5.555...% cashback when paired with the Citi Rewards+ Card."
"Citi Custom Cash Mastercard by itself earns 5x up to $500/mo on gas anywhere and supports mobile wallets"
"Or Citi Custom Cash if neither are in your area!"
"If you spend < $500 each month and you do not fill gas at Costco, then Citi Custom Cash."
"Custom Cash if you spend $500 or less."
"Citi custom cash will give you 5% on $500 spend per statement cycle."
"Citi Custom Cash. 5% on specific categories up to 500 a month. Gas is one of the categories."
#7
Amex
4.3
(8)
"Nothing beats AMEX Cobalt."
"The Amex Cobalt is a great card."
"My vote would be for Amex SimplyCash Preferred."
"Amex simply cash preferred or scotia momentum visa infinite"
"Amex cobalt has a $100 rebate promotion and is generally considered a great "cashback" card if you can utilize it."
"Amex cobalt + Rogers Red mastercard."
"Great options."
"Is a good free one."
#8
American Express
4.0
(8)
"American Express has a 5% for 5 months deal on at the moment."
"Amex has one that gives you 5% for the first 3 months, not sure if that's still available"
"Advice: Amex for cashback, M&S or John Lewis for rewards vouchers."
"IMO, it's the Amex SimplyCash Preferred. It gives 4% on Gas, 4% on Groceries and 2% on everything else."
"Great card with great rewards."
"The AMEX SimplyCash Preferred is good if you're happy having an AMEX and $99 annual fee."
"I use AMEX SimplyCash Preferred Card, I think it has the best cashback rates, 4% on Gas & groceries and 2% on everything else."
"Amex is 4% groceries, 4% gas, 2% all else."
#9
Citi
4.4
(7)
"Citi Double Cash works best for you."
"Can't really go wrong with the Double Cash card - 2% back, no annual fee."
"Citi Double Cash, especially with such a short credit history."
"I use Citi double cash. 2%."
"If you are really only interested in one card, I would suggest a 2-2.5% for everything card like Citi Double Cash."
"Citi SMRT is my goto recommendation for the annual cap and cashback."
"The Fidelity card seems redundant if you have the Double Cash."
#10
Mashreq
4.5
(6)
"Mashreq Cashback"
"Mashreq Cashback = free for life, 5% on dining."
"Mashreq cashback card. Got 1000aed after spending 9500 in first 2 month."
"Mashreq cashback for dining and grocery."
"Offers a welcome bonus of 1000 aed on a lifetime free card."
"Unlimited savings."
#11
Kiwi
4.8
(5)
"Kiwi yes bank card for scan and pay. One of the best."
"Kiwi is better because it will give flat 1.5% cashback without neon subscription. With neon subscription u can get 5% (based on spending)"
"Kiwi gives base 2% with neon and 1.5% without neon. And 3,4and 5% on reaching milestones with neon subscription."
"Kiwi is probably the best Rupay card right now. 2% cashback on almost all transactions and upto 5 percent based on milestones."
"Kiwi/jupiter"
#12
ADIB
4.0
(5)
"Adib cash back card giving 4% without minimum spend criteria"
"ADIB cashback card. Comes with 99 dirham annual fees and gives 4 percent on whatever categories you have mentioned"
"Adib cashback No gimmick Straight 4% credited to statement."
"ADIB cash back: 4% fuel dining grocery education utility bills."
"ADIB Cashback."
#13
TD
4.0
(5)
"TD First Class Travel® Visa Infinite is probably a good option."
"3% on gas, groceries or anything automatically withdrawn."
"Giving reward points to expedia as well as Amazon."
"I've enjoyed the TD First Class Travel card."
#14
Emirates NBD
4.8
(4)
"ENBD DUO CASH BACK CARD IS THE BEST WITH 5% CASH BACK."
"5% Cashback on Groceries, Fuel, Education, Utilities & Electronics Outlets."
"ENBD Duo. It covers all the expenses you mentioned."
"That'll cover your expenses."
#15
Dubai First
4.3
(4)
"Dubai First! 1000 joining bonus on spend of 10k in first 3 months."
"Dubai First (5% dining and groceries, 3% fuel i think) and ADCB 365 (6% dining, 5% groceries)."
"Dubai First is good."
"Some guy called me today and offered a 5% cashback on most everything through a card from Dubai First."
#16
SIB Cashback Card
4.7
(3)
"SIB CASHBACK IS THE BEST."
"SIB cashback is the only card you need and it gives a generous 10% cashback."
"SIB cashback for Fuel, restaurant and gym. Pay with apple pay or samsung pay and get 10% back."
#17
Citi Costco Anywhere Visa Card
4.3
(3)
"Citi Costco Anywhere Visa Card for 5% at Costco gas stations and 4% at all other gas stations"
"Citi Costco anywhere! 5% at Costco and 4% everywhere else."
"Citi costco anywhere 5% gas."
#18
Chase
4.3
(3)
"Best Cashback Credit Card for Everyday Purchases."
"If you want 1 card and simplicity, Chase Ink Premier is decent. 2x on everything and 2.5x on purchases over $5k."
"The Chase Freedom Unlimited card might be a good choice for you."
#19
ENBD
4.3
(3)
"ENBD DUO CASH BACK CARD will be the best option for you, FREE FOR LIFE WITH 5% CASH BACK ON UTILITIES INCLUDING DEWA, DU ETISALAT , FUEL, GROCERIES, EDUCATION AND ELECTRONICS WITH 500 AED CASH BACK CAP PER MONTH."
"If you have 5k worth of bills, go for ENBD Duo"
"ENBD duo comes to mind for sure cashback."
#20
Alliant
4.3
(3)
"Alliant. I had that card since it came out as a 3% everywhere card."
"Alliant Federal Credit Union Visa is 2.5% on everything"
"Alliant visa cashback for 2.5%."
#21
PC
4.0
(3)
"I get about $100 back a month in points."
"Decent if you can get one of the better versions."
"No fee points on any purchase."
#22
Costco
4.0
(3)
"I have a Costco credit card that I do all my shopping on. 3% on restaurant and Costco gas."
"3% on gas and restaurants."
"If you buy your gas there."
#23
Yes Bank
4.0
(3)
"Yes bank ace credit card thru kredit.pe app which gives flat 2% cashback for every 100 spent."
"Cashback. Need to use UPI through kredit.pe app. For every ₹50 you get ₹1 cashback. Also if you apply through kredit.pe app, you would get the card as ltf"
"Yes bank Ace credit card( only apply through kredit.pe app) - gives you flat 2% cashback. You can use the cashback to buy vouchers for brands like fipkart, swiggy, amazon and many more listed in the app"
#24
Simplii
4.0
(3)
"Simplii for dining"
"1.5% back groceries & 4% back on restaurants."
"4% cash back on some categories."
#25
SIB
4.0
(3)
"Sib is the best to get cashback."
"SIB cash-back & ENBD Duo both are good."
"SIB cashback, ADIB cashback."
#26
Sam's Club MasterCard
4.5
(2)
"Sam’s (Synchrony) MasterCard gives you 5% back on *all* gas/EV charging-not just at their own pumps."
"Sam’s club MasterCard 5% on gas anywhere. Can be collected in cash at anytime."
#27
Sav
4.5
(2)
"Sav card - 5% cashback on all spends."
"Sav card - gives you cashback."
#28
Abound Credit Union Card
4.0
(2)
"I got the Abound Credit Union card and its 5% back."
"Abound Credit Union Visa for Gas."
#29
Wells Fargo Autograph Card
4.0
(2)
"Wells Fargo Autograph Card for 3% at gas stations."
"WF Autograph is unlimited 3% CB on Gas/Travel/Transit/Dining."
#30
PB
4.0
(2)
"5% on online, grocery, dining, max RM38."
"I use PB Quantum. Mastercard version is for online transactions, 5% cashback."
#31
Desjardins
4.0
(2)
"Absolute best."
"The Desjardins Odyssey Visa Infinite has 1.5% on everything plus category bonuses, but the annual fee is $395 and minimum income requirement is $150k annually."
#32
ADCB
4.0
(2)
"Adcb 365 seems to give 3% up to cap of AED 1k."
"You can go for ADCB 365 if nbd duo is not an option for you."
#33
Citibank
4.0
(2)
"FAB or Citibank"
"Offer a good range of credit cards."
#34
Wells Fargo
4.0
(2)
"Wells fargo autograph or autograph journey"
"Wells Fargo Signify for straight 2% back on all purchases"
#35
Aerospace FCU
5.0
(1)
"The cash back visa it’s 5% on gas, 4% on dining and entertainment, 3% on travel, and 2% everything else."
#36
Super Saver Visa Signature
5.0
(1)
"The best cashback card will be super saver visa signature where you can experience the signature benefits and up to 10 % cash back towards your payments."
#37
AAA Travel Advantage Visa Signature
5.0
(1)
"AAA Travel Advantage Visa Signature 5% cash back on gas and EV charging."
#38
ADIB New Cashback Visa Covered Card
4.0
(1)
"ADIB New Cashback Visa Covered Card: 4% on Fuel and Automobile spends (up to AED 300 per month)."
#39
CBD Super Saver
4.0
(1)
"Cbd super saver has 10% cashback try it out."
#40
PNC Cash Rewards Card
4.0
(1)
"PNC Cash Rewards Card for 4% at gas stations"
#42
ENBD Lulu Platinum
4.0
(1)
"I got Lulu platinum from ENBD, 7% on Lulu unlimited and 4% on gas."
#43
NIHFCU
4.0
(1)
"NIH cash rewards card gets 4% back on wholesale clubs, gas, ev charging, grocery, ride sharing/taxi, utilities(including streaming) for year one then 3% afterwards."
#44
SecBank
4.0
(1)
"I use SecBank Cashback with 5% for grocery, 4% on gas, 3% on utilities, 2% on dining, and 1% on shopping."
#45
University of Illinois Credit Union
4.0
(1)
"Univ of Illinois CU has a cash back card with 5% on gas and a broad travel category, also 2% groceries! restaurants, 1.5% everything else"
#46
Farmers Insurance
4.0
(1)
"Farmers Insurance has a 3% card that turns into a 2.5% after year 1 with a $99 annual fee."
#47
BPI
4.0
(1)
"BPI Amore Cashback :)"
#48
Dubai First Credit Card
4.0
(1)
"Dubai first cc, 5% on all groceries, restaurants and fuel, no minimum spend."
#49
Fasten Credit Card
4.0
(1)
"If gas is your main expense, the Fasten credit card's a solid choice at 3x."
#50
Dubai First Cashback Credit Card
4.0
(1)
"Dubai First Cashback credit card If interested dm I can process for you."
#51
TDECU
4.0
(1)
"TDECU has their Onyx 2% everything card, with no FTF"
#52
Invest Bank
4.0
(1)
"Invest bank platinum is the best as they give 3% cashback on every amount spent regardless of category."
#53
SBI Cashback Credit Card
4.0
(1)
"Sbi cashback credit card."
#54
Eastwest
4.0
(1)
"Eastwest visa platinum 8.88% for shopping,utility bills,dining - not waivable annual fee pero sulit pa din ,maximum 1250 cashback per month ,in 1 year 15k ,3600 lang annual fee malaki pa din maipon"
#55
American Express Business Gold Card
4.0
(1)
"Amex Business Gold can get you 4% on gas."
#56
Citi Costco and Sam's Club Mastercard
4.0
(1)
"I have both the Citi Costco and the Sam's Club Mastercard for 5% cashback anywhere."
#57
BP
4.0
(1)
"Bp does double points per pound so would be around 2% which can also be exchanged into Amazon vouchers."
#58
Citi Costco Card
4.0
(1)
"Costco Citi card with Costco card. 5% off gas."
#59
CBD
4.0
(1)
"Offers a good cashback on education."
#60
Costco Credit Card
4.0
(1)
"Only 5% at Costco. Everywhere else 4%."
#61
USBAR
4.0
(1)
"Gets 3x (4.5%) back on all mobile pay purchases in store."
#62
RTA
4.0
(1)
"For fuel. Ajman Bank for online and grocery."
#63
Ibotta
4.0
(1)
"You should also be using the Ibotta app and ordering through eBay mobile for an additional 1.5% back."
#64
BCP
4.0
(1)
"BCP is a great card, if it doesn’t work out you can always downgrade to BCE."
#65
AAA
4.0
(1)
"The AAA Daily give a lot of cashback including 3% off Costco/Sam's Club purchases."
#66
Capital One
4.0
(1)
"Costco Capital One. 3% dining, 2% gas, 1% everything else."
#67
Dubai Islamic
4.0
(1)
"Dubai Islamic Consumer Card, pretty legit I must say."
#68
AAA Daily Advantage Visa
4.0
(1)
"AAA daily advantage visa because it's 5% cash back for gas and 3% for grocery."
#69
liv
3.0
(1)
"They promise 4% cashback. However, a lot of people are complaining from their customer support."
#70
Maybank
3.0
(1)
"I'm using shopee x maybank card atm because I can get the coins for shopee."
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