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r/ChubbyFIRE
120k members
r/ChubbyFIRE is a subreddit with 120k members. Its distinguishing qualities are that the community is huge in size.
This sub is for those who fall between r/FIRE and r/FatFIRE. We are focused on the financial side of early retirement at an asset level that allows an upper middle class lifestyle. That level will vary by location, household size and other variables, but a general guideline is $2.5M - $6M in your retirement portfolio. If you plan to retire with a leaner lifestyle in spite of a Chubby portfolio, r/FIRE might be a better fit.
Popular Themes in r/ChubbyFIRE
#1
Money Talk
: "Defining LeanFIRE, FIRE, ChubbyFIRE, FatFIRE (2025 edition)"
46 posts
#2
Advice Requests
: "Am I ready to FIRE at 42 with $4M+ net worth? Tired of corporate life but have young kids"
23 posts
#3
Pain & Anger
: "Wife refuses to let us retire."
12 posts
#4
Solution Requests
: "Newbie comparison of Boldin and ProjectionLab"
1 post
#5
Opportunities
: "Retiring before hitting "the number" [projections] - it seems possible?"
1 post
Popular Topics in r/ChubbyFIRE
#1
Retirement
: "Hit $3m in Retirement and investment accounts!"
57 posts
#2
Fire
: "Defining LeanFire, Fire, ChubbyFire, FatFire (2025 edition)"
53 posts
#3
Investment
: "Hit $3m in retirement and Investment accounts!"
21 posts
#4
Strategy
: "Thinking About a 50-Year Withdrawal Strategy and Asset Allocation"
11 posts
#5
Retire
: "Should I Retire now or in 3 years?"
9 posts
#6
Career
: "When your portfolio is large enough that contributions just don't matter much, but you're still early in your Career"
7 posts
#7
House
: "Title: At what net worth would you consider buying a $1.5M beach House?"
7 posts
#8
Chubbyfire
: "Some thoughts on Chubbyfire in the midst of a massive drawdown"
7 posts
#9
Nw
: "$2.1M Nw, 15 years from RE but burnt out, now what?"
6 posts
#10
Home
: "$380k income, looking to buy $1.18MM Home"
5 posts
Member Growth in r/ChubbyFIRE
Yearly
+36k members(43.0%)
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