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r/ChubbyFIRE

101k members
r/ChubbyFIRE is a subreddit with 101k members. Its distinguishing qualities are that the community is huge in size.
This sub is for those who fall between r/FIRE and r/FatFIRE. We are focused on the financial side of early retirement at an asset level that allows an upper middle class lifestyle. That level will vary by location, household size and other variables, but a general guideline is $2.5M - $6M in your retirement portfolio. If you plan to retire with a leaner lifestyle in spite of a Chubby portfolio, r/FIRE might be a better fit.

Popular Themes in r/ChubbyFIRE

#1
Advice Requests
: "How is it having a 2nd home in a warm climate for wintertime?"
18 posts
#2
Money Talk
: "170K Annual Spend. Where to cut/optimize?"
7 posts
#3
Solution Requests
: "Done with budgeting apps pretending to be investment trackers. What are you using in 2025?"
5 posts
#4
Pain & Anger
: "Struggling to find motivation to work"
5 posts
#5
Ideas
: "Private Market Investment ideas?"
1 post

Popular Topics in r/ChubbyFIRE

#1

Fire

: "Reflections on 6 months of Fire"
33 posts
#2

Budget

27 posts
#3

Retirement

: "Sell or rent greatly appreciated house to make Retirement work?"
24 posts
#4

Expense

14 posts
#5

Retire

: "Is 37yo too young to Retire? Plus, how to diversify some assets"
14 posts
#6

House

: "Did moving to a better House increase your baseline happiness?"
10 posts
#7

Investment

: "Done with budgeting apps pretending to be Investment trackers. What are you using in 2025?"
9 posts
#8

Nw

: "$2.2M Nw, DINK, and burned out"
7 posts
#9

Tax

: "Anyone manage to get that 0% capital gains Tax post-FIRE?"
7 posts
#10

Housing

: "Owning 3 houses - stupid or savvy?"
5 posts

Member Growth in r/ChubbyFIRE

Daily
+114 members(0.1%)
Monthly
+3k members(3.0%)
Yearly
+42k members(69.9%)

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