r/ChubbyFIRE

149k members
r/ChubbyFIRE is a subreddit with 149k members. The most common kinds of discussions are advice requests and pain & anger, and the community frequently discusses fire, retirement, net worth, early retirement, and retirement plan.
This sub is for those who fall between r/FIRE and r/FatFIRE. We are focused on the financial side of early retirement at an asset level that allows an upper middle class lifestyle. That level will vary by location, household size and other variables, but a general guideline is $2.5M - $6M in your retirement portfolio. If you plan to retire with a leaner lifestyle in spite of a Chubby portfolio, r/FIRE might be a better fit. Your account must be 15+ days in age with 50+ karma in order to post.

Popular Themes in r/ChubbyFIRE

#1
Advice Requests
: "40 years old, ~$3M net worth, burned out, and trying to figure out if we’re actually close to freedom"
28 posts
#2
Pain & Anger
: "44F, divorced, no kids — ~$4M net worth. Burned out and unsure whether to push through or make a change"
9 posts
#3
Money Talk
: "6.3M net worth at 44 - company offered exit package for 21 weeks of pay"
7 posts
#4
Solution Requests
: "35F, ~$5M+ Net Worth - Allocation Help"
2 posts
#5
Opportunities
: "Sanity check: 42M / $8M NW. Crazy to walk away from $700k/yr FAANG to build startup?"
1 post
#6
Self-Promotion
: "Gave my notice today"
1 post

Popular Topics in r/ChubbyFIRE

#1

Fire

13 posts
#2

Retirement

12 posts
#3

Net Worth

: "45M, 4.4m networth, but draging on"
11 posts
#4

Early Retirement

8 posts
#5

Retirement Plan

6 posts
#6

Fire Path

6 posts
#7

Kids

5 posts
#8

Career

: "Thinking to leave my high paying tech job"
5 posts
#9

Struggling

3 posts
#10

Spending

3 posts

Member Growth in r/ChubbyFIRE

Yearly
+32k members(27.6%)

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About

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Last updated: July 22, 2026