r/coastFIRE is a subreddit with 138k members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses coastfire, retirement, fire, investment, and coast.
"Have enough in the bank to do what you want." This is a place for people who have reached or are interested in reaching the milestone of Coast Financial Independence / Retire Early (aka Coast FIRE). Coast FIRE is when you have enough saved and invested that with no additional contributions, your net worth will increase with compounding growth to support a traditional retirement. Coast FIRE is all about using your savings to unlock freedom before hitting regular FIRE.
Popular Themes in r/coastFIRE
#1
Advice Requests
: "Reached CoastFIRE without realizing it, can't share it anywhere else"
17 posts
#2
Money Talk
: "Retiring from big tech! Need cash advice"
3 posts
#3
Solution Requests
: "Can you help me determine my CoastFI number?"
2 posts
#4
Pain & Anger
: "Laid off, might just pivot into coast fire?"
2 posts
#5
Ideas
: "Looking for ideas for a CoastFire job"
1 post
#6
Opportunities
: "Killing a 2.375% Mortgage to Downshift: 42M Physician dropping to 0.7 FTE but still maxing retirement. Insane opportunity cost, or ultimate Coast-FIRE peace of mind?"
1 post
Popular Topics in r/coastFIRE
#1
Coastfire
: "I think I hit my Coastfire number (24 yo)"
111 posts
#2
Retirement
: "I just reached half way (last doubling) from my Retirement number"
79 posts
#3
Fire
: "I think I hit my coastFire number (24 yo)"
78 posts
#4
Investment
: "Thinking of becoming a CoastFIREfighter, 40 years old, $2.3MM in Investments"
56 posts
#5
Coast
: "I’m done with some of these ridiculous posts in our Coast sub"
44 posts
#6
Job
: "FIRE by “coasting” at your current Job or turning a hobby into spending money?"
27 posts
#7
Financial Independence
: "I analyzed 1600+ FIRE posts where people asked about quitting their job. Here's what happened after"
21 posts
#8
Networth
: "Friendly reminder for people posting $1M+ net worth milestones"
17 posts
#9
Plan
: "35yo Nurse, Got 1st 100k after first 1 million in20 days !"
17 posts
#10
Coast Fire
: "After achieving Coast Fire did you feel "financialy secure"?"
16 posts
Member Growth in r/coastFIRE
Yearly
+34k members(32.8%)
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Last updated: June 10, 2026