r/ChubbyFIRE
148k members
r/ChubbyFIRE is a subreddit with 148k members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses fire, retirement, net worth, early retirement, and retirement plan.
This sub is for those who fall between r/FIRE and r/FatFIRE. We are focused on the financial side of early retirement at an asset level that allows an upper middle class lifestyle. That level will vary by location, household size and other variables, but a general guideline is $2.5M - $6M in your retirement portfolio. If you plan to retire with a leaner lifestyle in spite of a Chubby portfolio, r/FIRE might be a better fit. Your account must be 15+ days in age with 50+ karma in order to post.
Popular Themes in r/ChubbyFIRE
#1
Advice Requests
: "40 years old, ~$3M net worth, burned out, and trying to figure out if we’re actually close to freedom"
18 posts
#2
Money Talk
: "59 with sudden wealth from employer stock. How do we unwind a huge concentrated position?"
6 posts
#3
Pain & Anger
: "Overwhelmed with overemployment and struggling with what to do"
2 posts
#4
Solution Requests
: "Sourcing CPA/firm for post-IPO lockup planning"
1 post
#5
Opportunities
: "28M, sold my marketing agency, ~$2.7M net worth, trying to figure out the next game"
1 post
Popular Topics in r/ChubbyFIRE
#1
Fire
: "Post Fire mortgage options"
13 posts
#2
Retirement
: "Early 40s couple, DINK — Sanity check for a LONG horizon?"
10 posts
#3
Net Worth
: "46M, $3.3M Net Worth work sidelined for 9 months, portfolio surged, now unsure if I should reduce risk"
9 posts
#4
Early Retirement
: "Early 40s couple, DINK — Sanity check for a LONG horizon?"
8 posts
#5
Retirement Plan
6 posts
#6
Fire Path
6 posts
#7
Struggling
3 posts
#8
Chubby Fire
3 posts
#9
Investment
: "Should I sell my Investment property to fund my chubby retirement"
3 posts
#10
Career
: "Thinking to leave my high paying tech job"
3 posts
Member Growth in r/ChubbyFIRE
Yearly
+32k members(27.7%)
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About
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Last updated: July 11, 2026