r/CreditCardIndia is a subreddit with 16k members. The most common kinds of discussions are solution requests and pain & anger, and the community frequently discusses cashback, credit card, card, rewards, and loan, and they frequently recommend/review credit cards.
Everything you need to know about finance products in India.
Popular Themes in r/CreditCardIndia
#1
Solution Requests
: "Best way to pay my card bill i want a app that give me high cash back on my credit card bill payment"
10 posts
#2
Pain & Anger
: "Do NOT get the SBI BPCL Octane card. Absolute nightmare experience."
6 posts
#3
Advice Requests
: "I am new to credit cards. i have hdfc milleania and hdfc phonepe ( both paid ) . I am able to hit 3L combined limit so don’t care about fees. I have an upgrade for hdfc regalia Gold. Should I cancel milleania and upgrade to regalia gold.Also suggest some other cards."
5 posts
#4
Money Talk
: "21M, starting my job next month — how do I build CIBIL and increase my CC limit?"
1 post
Popular Topics in r/CreditCardIndia
#1
Cashback
: "Deep in the Cashback Trap vs. The Emotional Appeal of HSBC TravelOne & Accor Points—Need a Reality Check!"
8 posts
#2
Credit Card
6 posts
#3
Card
: "Which Card should I get for BBD instant discount?"
3 posts
#4
Rewards
2 posts
#5
Loan
2 posts
#6
Card Emi
: "Aggressive Credit Card Emi Push"
2 posts
#7
Card Approval
: "Has anyone got a credit card approved by a nationalised bank within a year of settling an old card?"
2 posts
#8
Reward Points
: "Axis cards devaluation - No Reward Points or cashback on gift card purchases from 28-Aug"
2 posts
#9
Travel
: "Deep in the Cashback Trap vs. The Emotional Appeal of HSBC TravelOne & Accor Points—Need a Reality Check!"
2 posts
#10
Card Rejection
: "HDFC's moving goalposts: Rejected for "Address Untraceable", escalated, and now they want physical courier to Chennai for "Single Name"!"
2 posts
Products Discussed in r/CreditCardIndia
Credit Cards
1 review
#1
Amazon
4.0★ from 1 review
Member Growth in r/CreditCardIndia
Yearly
+12k members(300.9%)
Similar Subreddits to r/CreditCardIndia
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25.2% / yr
r/IndianCreditCards
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124.0% / yr
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Last updated: September 1, 2026