r/CreditCards is a subreddit with 1.6M members. The most common kinds of discussions are advice requests and solution requests, and the community frequently discusses credit card, worst, travel, struggling, and credit cards, and they frequently recommend/review credit card, travel card, and rewards card.
A subreddit for discussing credit cards. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered.
Popular Themes in r/CreditCards
#1
Advice Requests
: "Looking for advice, venture or savor first?"
13 posts
#2
Solution Requests
: "Need Help Choosing Credit Card, Primarily Travel Related"
7 posts
#3
Pain & Anger
: "Rec request bc I'm mad at Capital One now"
1 post
#4
Money Talk
: "Attempting to Put Monthly (and Recurring) Expenses to Work"
1 post
Popular Topics in r/CreditCards
#1
Credit Card
85 posts
#2
Worst
28 posts
#3
Travel
13 posts
#4
Struggling
13 posts
#5
Credit Cards
12 posts
#6
Annoying
11 posts
#7
New Card
10 posts
#8
Apps
7 posts
#9
Frustrating
7 posts
#10
Chase
7 posts
Products Discussed in r/CreditCards
Credit Card
504 reviews
#1
Capital One
4.2★ from 55 reviews
#2
Chase
4.4★ from 50 reviews
#3
Citi
4.3★ from 43 reviews
Travel Card
305 reviews
#1
Capital One
4.2★ from 64 reviews
#2
Chase
4.3★ from 61 reviews
#3
Wells Fargo
4.3★ from 32 reviews
Rewards Card
243 reviews
#1
Amex
4.4★ from 39 reviews
#2
Chase
4.4★ from 24 reviews
#3
Citi
4.3★ from 22 reviews
Flair Used in r/CreditCards
#1
Help Needed / Question
: "Amex Gold approved on Saturday, added via app to Apple Pay, but getting declined everywhere. CS says wait for physical card?"
54 posts
#2
Discussion / Conversation
: "Chase Freedom Flex Q1 2027 Cateogries Shared via Email"
52 posts
#3
Card Recommendation Request (Template Used)
: "I'm probably overthinking things but I'll shoot"
29 posts
#4
Card Recommendation Request (Template NOT Used)
: "Looking for anyone with experience making a lot of routine purchases on Ez Cater and understands how they tag/code with major cards."
12 posts
#5
Data Point
: "Bank of America cancelled autopay and charged late fees and interest"
7 posts
#6
Non-USA
: "Do R9s actually drop off your credit report after 6-7 years? I get told different things by different people."
2 posts
Member Growth in r/CreditCards
Yearly
+92k members(6.3%)
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2.0% / yr
About
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Last updated: September 22, 2026