r/CreditCards is a subreddit with 1.6M members. The most common kinds of discussions are advice requests and solution requests, and the community frequently discusses credit card, worst, struggling, annoying, and travel, and they frequently recommend/review credit card, travel card, and rewards card.
A subreddit for discussing credit cards. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered.
Popular Themes in r/CreditCards
#1
Advice Requests
: "Should I close redundant Credit cards"
8 posts
#2
Solution Requests
: "Help me find a new credit card please"
4 posts
#3
Money Talk
: "Question About Cap1 Savor Card"
1 post
Popular Topics in r/CreditCards
#1
Credit Card
: "Worth keeping all these cards open?"
76 posts
#2
Worst
26 posts
#3
Struggling
13 posts
#4
Annoying
11 posts
#5
Travel
10 posts
#6
New Card
8 posts
#7
Frustrating
7 posts
#8
Card
: "Worth keeping all these Cards open?"
7 posts
#9
Chase
6 posts
#10
Tired
5 posts
Products Discussed in r/CreditCards
Credit Card
504 reviews
#1
Capital One
4.2★ from 55 reviews
#2
Chase
4.4★ from 50 reviews
#3
Citi
4.3★ from 43 reviews
Travel Card
305 reviews
#1
Capital One
4.2★ from 64 reviews
#2
Chase
4.3★ from 61 reviews
#3
Wells Fargo
4.3★ from 32 reviews
Rewards Card
243 reviews
#1
Amex
4.4★ from 39 reviews
#2
Chase
4.4★ from 24 reviews
#3
Citi
4.3★ from 22 reviews
Flair Used in r/CreditCards
#1
Discussion / Conversation
: "WSJ: The Cat-and-Mouse Game Between Premium Credit-Card Firms and Points Junkies"
41 posts
#2
Card Recommendation Request (Template Used)
: "Cashback card (and maybe a Lyft card) rec?"
20 posts
#3
Help Needed / Question
: "Switched from Amex Platinum to Gold. Should I switch card companies entirely?"
18 posts
#4
Card Recommendation Request (Template NOT Used)
: "What is the best cash back credit card?"
9 posts
#5
Data Point
: "Citi adds CoBranded Cards to App"
4 posts
Member Growth in r/CreditCards
Yearly
+90k members(6.1%)
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About
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This page gives a focused view of r/CreditCards, including current member size, discussion patterns, product reviews, and related communities to explore.
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Last updated: October 26, 2026