r/CreditCards is a subreddit with 1.5M members. The most common kinds of discussions are solution requests and advice requests, and the community frequently discusses credit card, worst, travel, struggling, and annoying, and they frequently recommend/review credit card, travel card, and rewards card.
A subreddit for discussing credit cards. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered.
Popular Themes in r/CreditCards
#1
Solution Requests
: "Moving expenses coming up, which card should I apply for?"
12 posts
#2
Advice Requests
: "Looking for VISA card with good travel benefits, to shop at Costco. Thoughts?"
11 posts
#3
Money Talk
: "Best Travel Credit Card For Flying a Few Times Per Year"
3 posts
#4
Pain & Anger
: "After 28 years and 4.6M Membership Rewards points, Amex wiped out everything with zero explanation — and sent me a bill for $7K"
1 post
Popular Topics in r/CreditCards
#1
Credit Card
121 posts
#2
Worst
32 posts
#3
Travel
23 posts
#4
Struggling
18 posts
#5
Annoying
14 posts
#6
Chase
9 posts
#7
Frustrating
7 posts
#8
Card
7 posts
#9
Credit Cards
6 posts
#10
Tired
5 posts
Products Discussed in r/CreditCards
Credit Card
504 reviews
#1
Capital One
4.2★ from 55 reviews
#2
Chase
4.4★ from 50 reviews
#3
Citi
4.3★ from 43 reviews
Travel Card
305 reviews
#1
Capital One
4.2★ from 64 reviews
#2
Chase
4.3★ from 61 reviews
#3
Wells Fargo
4.3★ from 32 reviews
Rewards Card
243 reviews
#1
Amex
4.4★ from 39 reviews
#2
Chase
4.4★ from 24 reviews
#3
Citi
4.3★ from 22 reviews
Flair Used in r/CreditCards
#1
Help Needed / Question
: "Got mail for Chase Sapphire card and 100k bonus, is it essentially free $1k?"
99 posts
#2
Discussion / Conversation
: "Kroger Rewards world elite card discontinuation news is so disappointing. I don’t see any need for the US Bank Smartly card, might just close the account."
23 posts
#3
Card Recommendation Request (Template Used)
: "Planning a trip next year, best card for points or better to get cash back?"
13 posts
#4
Card Recommendation Request (Template NOT Used)
: "credit card for low maintenance, busy professional"
9 posts
#5
Data Point
: "Bilt split or alternate rent payments"
3 posts
Member Growth in r/CreditCards
Yearly
+91k members(6.3%)
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About
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This page gives a focused view of r/CreditCards, including current member size, discussion patterns, product reviews, and related communities to explore.
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Last updated: July 28, 2026