r/CreditCards is a subreddit with 1.6M members. The most common kinds of discussions are advice requests and solution requests, and the community frequently discusses credit card, worst, travel, struggling, and chase, and they frequently recommend/review credit card, travel card, and rewards card.
A subreddit for discussing credit cards. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered.
Popular Themes in r/CreditCards
#1
Advice Requests
: "Looking for my first personal Credit Card and need some advice"
19 posts
#2
Solution Requests
: "need recs on credit card for travel rewards"
9 posts
#3
Pain & Anger
: "I bought a TV with my two former partners, opening a credit card in my name only to finance it. Is the TV legally mine?"
3 posts
#4
Ideas
: "App Ideas- What would be useful for a credit card app (Not self promotion but would like to hear what y'all would find helpful)"
1 post
Popular Topics in r/CreditCards
#1
Credit Card
: "Wells Fargo jewelry advantage Credit Card"
144 posts
#2
Worst
29 posts
#3
Travel
16 posts
#4
Struggling
14 posts
#5
Chase
: "Best way to use 360k Chase UR points before 2027 changes?"
13 posts
#6
Annoying
12 posts
#7
Card
: "Rakuten Amex Card Elevated Welcome Offer"
11 posts
#8
New Card
10 posts
#9
Frustrating
7 posts
#10
Credit
: "Wells Fargo jewelry advantage Credit card"
6 posts
Products Discussed in r/CreditCards
Credit Card
504 reviews
#1
Capital One
4.2★ from 55 reviews
#2
Chase
4.4★ from 50 reviews
#3
Citi
4.3★ from 43 reviews
Travel Card
305 reviews
#1
Capital One
4.2★ from 64 reviews
#2
Chase
4.3★ from 61 reviews
#3
Wells Fargo
4.3★ from 32 reviews
Rewards Card
243 reviews
#1
Amex
4.4★ from 39 reviews
#2
Chase
4.4★ from 24 reviews
#3
Citi
4.3★ from 22 reviews
Flair Used in r/CreditCards
#1
Help Needed / Question
: "Won a chargeback for damaged merchandise. The company is now contacting me daily, requesting money through Venmo/PayPal, and threatening collections. What should I do?"
71 posts
#2
Discussion / Conversation
: "Fidelity Rewards Visa Signature New Benefits"
67 posts
#3
Card Recommendation Request (Template Used)
: "Travel/Catch All Card Paired w/ Amex Gold"
27 posts
#4
Card Recommendation Request (Template NOT Used)
: "Finally getting rid of my Chase Sapphire Reserve. What's next?"
24 posts
#5
Data Point
: "PayPal Credit Forced upgrade to Paypal Credit Card"
5 posts
Member Growth in r/CreditCards
Yearly
+91k members(6.2%)
Similar Subreddits to r/CreditCards
r/CapitalOne
20k members
177.4% / yr
r/CapitalOne_
57k members
81.3% / yr
r/CreditCardIndia
15k members
306.8% / yr
r/CreditCardsIndia
390k members
25.5% / yr
r/Gemini
50k members
22.9% / yr
r/personalfinance
21.8M members
1.9% / yr
r/PersonalFinanceCanada
1.9M members
6.3% / yr
r/PHCreditCards
283k members
20.9% / yr
r/povertyfinance
2.8M members
18.7% / yr
r/ukfinance
28k members
43.0% / yr
About
GummySearch helps people research Reddit communities by organizing activity, growth, themes, and post-level signals into one place.
This page gives a focused view of r/CreditCards, including current member size, discussion patterns, product reviews, and related communities to explore.
This data is synced periodically so insights stay current and useful for ongoing research.
Last updated: August 27, 2026