r/CreditCards is a subreddit with 1.5M members. The most common kinds of discussions are advice requests and solution requests, and the community frequently discusses credit card, travel, chase, credit cards, and worst, and they frequently recommend/review credit card, travel card, and rewards card.
A subreddit for discussing credit cards. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered.
Popular Themes in r/CreditCards
#1
Advice Requests
: "Amex Gold + Venture X + Savor + Active Cash. What’s the optimal card setup?"
18 posts
#2
Solution Requests
: "Fidelity credit card good?"
15 posts
#3
Money Talk
: "The Verizon Card just moved from A Tier to S Tier"
7 posts
#4
Pain & Anger
: "Paze is a terrible service"
5 posts
Popular Topics in r/CreditCards
#1
Credit Card
: "Genuinely One Of The Most Insane (Bad) Credit Cards Ever Offered"
391 posts
#2
Travel
: "What is the point of using points with Travel partners if it’s a 1:1 ratio?"
82 posts
#3
Chase
: "Chase, Citi, BofA, C1 Paze promotion updated their Term & Conditions for "Spend $10, get $10 back" promotion. Be aware of the risk for Newegg's gift card purChase."
81 posts
#4
Credit Cards
: "Why do credit card companies not automatically add merchant offers to cards?"
56 posts
#5
Worst
32 posts
#6
Points
: "What is the point of using Points with travel partners if it’s a 1:1 ratio?"
27 posts
#7
Amex
: "Hot take: the refreshed CSP just made the Amex Green pointless - change my mind"
24 posts
#8
Struggling
20 posts
#9
Sub
: "Looking for a new card to replace my Citi Strata Premier and want to take advantage of a Sub."
20 posts
#10
Approval
: "Trying to get a Venture X Approval"
19 posts
Products Discussed in r/CreditCards
Credit Card
504 reviews
#1
Capital One
4.2★ from 55 reviews
#2
Chase
4.4★ from 50 reviews
#3
Citi
4.3★ from 43 reviews
Travel Card
305 reviews
#1
Capital One
4.2★ from 64 reviews
#2
Chase
4.3★ from 61 reviews
#3
Wells Fargo
4.3★ from 32 reviews
Rewards Card
243 reviews
#1
Amex
4.4★ from 39 reviews
#2
Chase
4.4★ from 24 reviews
#3
Citi
4.3★ from 22 reviews
Flair Used in r/CreditCards
#1
Help Needed / Question
: "My tenants keep asking to pay rent by cc. Any way to accept it without eating the fees?"
83 posts
#2
Discussion / Conversation
: "Genuinely One Of The Most Insane (Bad) Credit Cards Ever Offered"
69 posts
#3
Card Recommendation Request (Template Used)
: "Trying to Choose Best Cards to Get"
21 posts
#4
Data Point
: "Chase Sapphire Preferred now includes Costco gas at 3X rewards"
15 posts
#5
Card Recommendation Request (Template NOT Used)
: "NAVY FCU Flagship Rewards, a good deal?"
7 posts
#6
Non-USA
: "How to use credit card points (Europe)?"
1 post
Member Growth in r/CreditCards
Yearly
+90k members(6.2%)
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About
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Last updated: June 24, 2026