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r/CreditScore
73k members
r/CreditScore is a subreddit with 73k members. Its distinguishing qualities are that the community is large in size, and has high activity.
A subreddit for discussing any aspect of credit scores. It is important to not misuse or overextend the credit you are given. Please ask questions and contribute to the knowledge surrounding credit scores.
Popular Themes in r/CreditScore
#1
Advice Requests
: "What's the best credit repair company? Major issues with ID theft right now to the tune of $40,000."
22 posts
#2
Solution Requests
: "Best credit monitoring services 2025 — which one to choose?"
7 posts
#3
Pain & Anger
: "[UPDATE] - I warned my nephew that my POS sister opened a credit card in his name and ran up $5,000 in charges. She ended up punching me in the face."
4 posts
#4
Money Talk
: "Should I take out a loan?"
1 post
Popular Topics in r/CreditScore
#1
Credit Score
: "Finally paid off my 30k car loan after 2 1/2 years and my Credit Score dropped (?)"
71 posts
#2
Credit
: "Mom racked up $23,000 in Credit card debt over the past 3 years without ever telling me"
64 posts
#3
Score
: "I’m debt free other than a mortgage- and my Score dropped?"
44 posts
#4
Report
: "I have never paid my student loans, and I have never seen them on any credit Report. Why?"
25 posts
#5
Credit Card
: "Is your credit score ruined if you max out your Credit Cards and only pay the minimum amount due?"
25 posts
#6
Payment
: "Credit went down 40 points over my first late Payment in over 3 years"
19 posts
#7
Debt
: "Mom racked up $23,000 in credit card Debt over the past 3 years without ever telling me"
15 posts
#8
Collections
: "Father took out $9,000 in my name, just found out and it was sent to Collections"
15 posts
#9
Card
: "Mom opened credit Card in my name for $5000. Then blackmailed me to do a balance transfer. Am I SOL?"
13 posts
#10
Best
: "Best way to fix my credit?"
8 posts
Member Growth in r/CreditScore
Yearly
+23k members(45.1%)
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