r/Mortgages
158k members
r/Mortgages is a subreddit with 158k members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses mortgage, loan, refinance, buying, and rate, and they frequently recommend/review mortgage, mortgage lenders, and lenders.
Real estate
Homeowner
Financing
Mortgages
Lending
House
Houses
Popular Themes in r/Mortgages
#1
Advice Requests
: "Are buyers underestimating how expensive the first year of homeownership can be?"
46 posts
#2
Money Talk
: "Gift payment or equivalent for paying off mortgage"
35 posts
#3
Pain & Anger
: "Mother is now is nursing home and house is reversed mortgaged."
17 posts
Popular Topics in r/Mortgages
#1
Mortgage
: "Credit Score Wrecked due to Mortgage Change"
315 posts
#2
Loan
: "Help me understand where a mortgage versus Loan against my assets makes more sense"
77 posts
#3
Refinance
: "Are people overestimating how easy it will be to Refinance later?"
54 posts
#4
Buying
: "First time homebuyers what was the biggest financial surprise you discovered during the Buying process?"
42 posts
#5
Rate
: "Felt Lucky We Refinanced Last Fall - Rates Are So Much Higher Now"
31 posts
#6
Home
: "Buying a second Home then selling the first"
29 posts
#7
Struggling
20 posts
#8
Payment
: "Mortgage bank offering 3-month Payment deferral due to spouse’s job loss — rep seems to be talking me out of it. Is there a catch, or is he just doing his job?"
20 posts
#9
Arm
: "Raise Up Your Arm's"
14 posts
#10
Advice
: "Is 675k down stupid? Combined household income is 140k"
13 posts
Products Discussed in r/Mortgages
Mortgage
12 reviews
#1
Mortgage Broker
4.5★ from 2 reviews
#2
U.S. Bank
4.0★ from 1 review
#3
Mortgage Broker Rates
5.0★ from 1 review
Mortgage Lenders
12 reviews
#1
Rocket Mortgage
3.0★ from 4 reviews
#2
Old National Bank
5.0★ from 1 review
#3
Barrett Financial
5.0★ from 1 review
Lenders
11 reviews
#1
Service Credit Union
5.0★ from 3 reviews
#2
U.S. Bank
4.0★ from 1 review
#3
Local Credit Unions
4.0★ from 1 review
Member Growth in r/Mortgages
Yearly
+68k members(74.5%)
Similar Subreddits to r/Mortgages
r/FirstTimeHomeBuyer
913k members
43.8% / yr
r/FirstTimeHomeBuyers
22k members
61.9% / yr
r/HELOC
3k members
349.3% / yr
r/HomeLoans
11k members
84.5% / yr
r/irishpersonalfinance
93k members
26.7% / yr
r/MortgageBrokerRates
23k members
605.0% / yr
r/MortgageLoans
1k members
69.8% / yr
r/personalfinance
21.7M members
2.7% / yr
r/PersonalFinanceCanada
1.9M members
8.0% / yr
r/UKPersonalFinance
1.8M members
5.8% / yr
About
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Last updated: June 15, 2026