r/HELOC is a subreddit with 4k members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses heloc, helic, refi, fixed rate, and he, and they frequently recommend/review lenders and companies.
A forum for consumers seeking HELOCs or Home Equity Loans and for providers and experts to help them make the right loan decisions.
Popular Themes in r/HELOC
#1
Advice Requests
: "Is a HELOC the best option for me to pay for century home repairs?"
32 posts
#2
Money Talk
: "Heloc Rates currently 8.5%?"
32 posts
#3
Solution Requests
: "Looking for feedback for top companies for a HELOC, any suggestions ?"
9 posts
#4
Pain & Anger
: "Fifth Third is a con. Don’t do it."
3 posts
#5
News
: "NEWS FLASH!!! HELOCs up to $750k now available with AVM and no appraisal - still funding in just 5 days!!!"
1 post
Popular Topics in r/HELOC
#1
Heloc
: "Heloc Rates currently 8.5%?"
48 posts
#2
Helic
: "Best HELOC Provider (Achieve and Figure not working)?"
15 posts
#3
Refi
: "Refinancing a HELOC"
5 posts
#4
Fixed Rate
4 posts
#5
He
: "HeLOC vs He Loan"
4 posts
#6
Credit
: "Are people underestimating the risk of using a heloc to pay off Credit card debt?"
4 posts
#7
Mortgage
: "Delinquencies for credit cards and student loans are back up near highs…. Mortgage and HELOCs remain near all time lows. Thoughts?"
3 posts
#8
Business
: "Is a HELOC good to start my construction Business?"
3 posts
#9
Heloc Refinance
: "Refinancing a HELOC"
2 posts
#10
Credit Score
2 posts
Products Discussed in r/HELOC
Flair Used in r/HELOC
#1
Questions & Advice
: "How did I do?"
159 posts
#2
Lender Review
: "DO NOT USE LENDING TREE!!!"
16 posts
#3
Homeowner Experiences
: "Zombie Judgements (anfter bankruptcy) and what you need to know."
9 posts
#4
Debt Consolidation
: "HELOC Advice"
7 posts
#5
Success Story
: "HELOC Saved Me"
2 posts
#6
Announcement
: "Announcement for Loan Originators, Brokers, and Lenders"
1 post
Member Growth in r/HELOC
Yearly
+3k members(349.3%)
Similar Subreddits to r/HELOC
r/HomeLoans
12k members
75.0% / yr
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Last updated: August 14, 2026