r/HELOC is a subreddit with 3k members. The most common kinds of discussions are money talk and advice requests, and the community frequently discusses heloc, loan, equity, mortgage, and question, and they frequently recommend/review lenders and companies.
A forum for consumers seeking HELOCs or Home Equity Loans and for providers and experts to help them make the right loan decisions.
Popular Themes in r/HELOC
#1
Money Talk
: "Comparing HELOC Lenders 2026"
71 posts
#2
Advice Requests
: "Looking for feedback for top companies for a HELOC, any suggestions ?"
37 posts
#3
Solution Requests
: "Online HELOC lenders?"
20 posts
#4
Pain & Anger
: "Love originating HELOCS stay away from HEI’s"
12 posts
#5
News
: "NEWS FLASH!!! HELOCs up to $750k now available with AVM and no appraisal - still funding in just 5 days!!!"
3 posts
Popular Topics in r/HELOC
#1
Heloc
: "Heloc Saved Me"
299 posts
#2
Loan
: "Loan/LOC against ESOP?"
81 posts
#3
Equity
: "Shared Equity loan"
64 posts
#4
Mortgage
: "Mortgage rates tick up to ~6.1% after Fed pause, still near multi-year lows"
45 posts
#5
Question
: "Who loves HELOCs?"
33 posts
#6
Debt
: "Debt Avalanche v. Home Equity Loan"
26 posts
#7
Home Equity Loan
: "Want a heloc but everyone is coming back with a Home Equity Loan"
13 posts
#8
Credit
: "Low Credit score HELOC"
11 posts
#9
Help
: "Help deciding"
10 posts
#10
Rate
: "HELOC with 5.99 introductory Rate for 6 months with -1.5% prime adjustment"
10 posts
Products Discussed in r/HELOC
Flair Used in r/HELOC
#1
Questions & Advice
: "How did I do?"
146 posts
#2
Lender Review
: "Comparing HELOC Lenders 2026"
16 posts
#3
Homeowner Experiences
: "Zombie Judgements (anfter bankruptcy) and what you need to know."
8 posts
#4
Debt Consolidation
: "HELOC Advice"
7 posts
#5
Success Story
: "HELOC Saved Me"
3 posts
#6
Announcement
: "Announcement for Loan Originators, Brokers, and Lenders"
1 post
Member Growth in r/HELOC
Yearly
+2k members(349.8%)
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About
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Last updated: June 24, 2026