r/HELOC is a subreddit with 3k members. The most common kinds of discussions are advice requests and solution requests, and the community frequently discusses heloc, helic, mortgage, debt, and home equity loan, and they frequently recommend/review lenders and companies.
A forum for consumers seeking HELOCs or Home Equity Loans and for providers and experts to help them make the right loan decisions.
Popular Themes in r/HELOC
#1
Advice Requests
: "Looking for feedback for top companies for a HELOC, any suggestions ?"
43 posts
#2
Solution Requests
: "Comparing HELOC Lenders 2026"
21 posts
#3
Money Talk
: "Heloc Rates currently 8.5%?"
20 posts
#4
Pain & Anger
: "Fifth Third is a con. Don’t do it."
4 posts
#5
News
: "NEWS FLASH!!! HELOCs up to $750k now available with AVM and no appraisal - still funding in just 5 days!!!"
2 posts
Popular Topics in r/HELOC
#1
Heloc
: "Looking for feedback for top companies for a Heloc, any suggestions ?"
71 posts
#2
Helic
: "HELOC vs HE Loan"
15 posts
#3
Mortgage
7 posts
#4
Debt
5 posts
#5
Home Equity Loan
: "Want a heloc but everyone is coming back with a Home Equity Loan"
4 posts
#6
He
: "HeLOC vs He Loan"
4 posts
#7
Credit Score
: "Credit Score for HELOC?"
3 posts
#8
Advice
: "Looking for some Advice on HELOC for second property downpayment"
3 posts
#9
Lenders
: "What are the biggest differentiators separating my favorite top 10 HELOC Lenders after 32 years of experience? Subject matter expert opinion."
3 posts
#10
Investment
: "HELOC with 80% LTV on Investment property?"
3 posts
Products Discussed in r/HELOC
Flair Used in r/HELOC
#1
Questions & Advice
: "How did I do?"
159 posts
#2
Lender Review
: "DO NOT USE LENDING TREE!!!"
17 posts
#3
Homeowner Experiences
: "Zombie Judgements (anfter bankruptcy) and what you need to know."
8 posts
#4
Debt Consolidation
: "HELOC Advice"
7 posts
#5
Success Story
: "HELOC Saved Me"
2 posts
#6
Announcement
: "Announcement for Loan Originators, Brokers, and Lenders"
1 post
Member Growth in r/HELOC
Yearly
+3k members(367.5%)
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About
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Last updated: July 25, 2026