r/HomeLoans is a subreddit with 11k members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses mortgage, loan, home, rate, and rates.
Your resource for free mortgage rate quotes and informative articles about home loans including all aspects of the home loan application and approval process. Providing an open forum for all mortgage related questions to be asked and answered by real mortgage professionals.
Popular Themes in r/HomeLoans
#1
Advice Requests
: "Seeking advice on second home purchase"
29 posts
#2
Money Talk
: "Affordability. What happens when interest rates drop?"
10 posts
#3
Solution Requests
: "USDA loan for new land and new manufactured home all in one mortgage through who?"
6 posts
#4
Pain & Anger
: "At risk of losing my loan?"
5 posts
#5
News
: "Mortgage Rates back to 9-month highs… here’s what moved them........."
1 post
Popular Topics in r/HomeLoans
#1
Mortgage
: "Mortgage rates moved higher... after the Fed cut rates. Yes, really."
148 posts
#2
Loan
: "Rate my Loan"
105 posts
#3
Home
: "Credit score/When to apply for Home?"
100 posts
#4
Rate
: "Mortgage Rates moved higher... after the Fed cut Rates. Yes, really."
41 posts
#5
Rates
: "Trump’s $200B Mortgage Bond Play.... Will It Really Push Rates Down?"
33 posts
#6
Refinance
: "Trying to Refinance a 6.875% 30 year loan with about 452K principal on it."
28 posts
#7
Home Loan
: "Looking for a permanent to construction Home Loan in Jasper County Georgia"
28 posts
#8
House
: "Loan for House with bad credit putting loan in fathers name who has good credit."
15 posts
#9
Mortgage Rates
: "Fed’s Rate Cut Is Coming but Mortgage Rates Already Moved"
7 posts
#10
Lenders
: "Any great Lenders for second home?"
7 posts
Member Growth in r/HomeLoans
Yearly
+5k members(85.0%)
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About
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Last updated: June 24, 2026