r/HomeLoans is a subreddit with 13k members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses mortgage, loan, mortgage rates, rates, and home loan.
A community for straightforward mortgage education, home loan questions and real-world scenarios. Founded and moderated by mortgage professionals, including Collin Donahue, a Mortgage Loan Officer with Alliant Credit Union. Topics include mortgage rates, first-time homebuyers, physician and medical professional loans, jumbo mortgages, refinancing, credit and the homebuying process.
Popular Themes in r/HomeLoans
#1
Advice Requests
: "Help First Time Homebuyer !!"
15 posts
#2
Money Talk
: "A lot of buyers are asking: “Should I buy a house now or wait for mortgage rates to come down?”"
9 posts
#3
Solution Requests
: "Help with chattel loan"
2 posts
#4
Pain & Anger
: "A mortgage file can look perfect and still get rejected"
1 post
#5
News
: "Mortgage Rates: Fed Week Has Everyone Waiting 9/4/26"
1 post
Popular Topics in r/HomeLoans
#1
Mortgage
: "The Fed hiked. Why did Mortgage rates fall?"
17 posts
#2
Loan
: "VA home Loan offers not being accepted"
6 posts
#3
Mortgage Rates
: "The Fed hiked. Why did Mortgage Rates fall?"
5 posts
#4
Rates
: "The Fed hiked. Why did mortgage Rates fall?"
5 posts
#5
Home Loan
: "VA Home Loan offers not being accepted"
4 posts
#6
Approval
: "What can actually mess up your mortgage between pre-Approval and closing?"
3 posts
#7
Credit Score
: "Amazing tips regarding Credit Scores and buying a home"
2 posts
#8
Buying Home
: "Buying Home from family"
2 posts
#9
Closing
: "What can actually mess up your mortgage between pre-approval and Closing?"
2 posts
#10
Fed
: "The Fed hiked. Why did mortgage rates fall?"
2 posts
Member Growth in r/HomeLoans
Yearly
+5k members(71.0%)
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About
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Last updated: October 1, 2026