r/HomeLoans is a subreddit with 12k members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses mortgage, loan, house, home, and rates.
Your resource for free mortgage rate quotes and informative articles about home loans including all aspects of the home loan application and approval process. Providing an open forum for all mortgage related questions to be asked and answered by real mortgage professionals.
Popular Themes in r/HomeLoans
#1
Advice Requests
: "No cash out refinance of a physician loan, can I do any better and if so how?"
26 posts
#2
Money Talk
: "Affordability. What happens when interest rates drop?"
8 posts
#3
Solution Requests
: "Price this out/need renovation financing ideas!"
6 posts
#4
Pain & Anger
: "First-time home loan anxiety is real… what do you wish you knew before signing?"
4 posts
Popular Topics in r/HomeLoans
#1
Mortgage
: "Mortgage Miracle Stories???"
33 posts
#2
Loan
: "How long does it take to apply for a home improvement Loan and get approved?"
15 posts
#3
House
: "Loan for House with bad credit putting loan in fathers name who has good credit."
10 posts
#4
Home
: "Is there any way in hell I can buy in the Bay area, CA?"
6 posts
#5
Rates
: "Rates win this week… but we're still not out of the woods"
6 posts
#6
Home Loan
: "Looking for a permanent to construction Home Loan in Jasper County Georgia"
4 posts
#7
Housing Loan
3 posts
#8
Fha Loan
: "Approved or Denied? Fha Loan"
3 posts
#9
Refinance
: "Should I Refinance? What is the gimmick?"
2 posts
#10
Interest Rates
: "Affordability. What happens when Interest Rates drop?"
2 posts
Member Growth in r/HomeLoans
Yearly
+5k members(80.4%)
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About
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This page gives a focused view of r/HomeLoans, including current member size, discussion patterns, product reviews, and related communities to explore.
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Last updated: July 22, 2026