r/HomeLoans is a subreddit with 12k members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses mortgage, loan, loans, mortgage rates, and jobs report.
Your resource for free mortgage rate quotes and informative articles about home loans including all aspects of the home loan application and approval process. Providing an open forum for all mortgage related questions to be asked and answered by real mortgage professionals.
Popular Themes in r/HomeLoans
#1
Advice Requests
: "DSCR question"
15 posts
#2
Money Talk
: "A lot of buyers are asking: “Should I buy a house now or wait for mortgage rates to come down?”"
12 posts
#3
Solution Requests
: "finding a lender"
11 posts
#4
Pain & Anger
: "A mortgage file can look perfect and still get rejected"
1 post
#5
News
: "Mortgage Rates: Fed Week Has Everyone Waiting 9/4/26"
1 post
Popular Topics in r/HomeLoans
#1
Mortgage
: "500–550 Credit Score but $300K Down — Can I Get a Mortgage for ~$70K?”"
17 posts
#2
Loan
: "How long does it take to apply for a home improvement Loan and get approved?"
5 posts
#3
Loans
: "Loans for 570 Credit"
3 posts
#4
Mortgage Rates
: "Weak Jobs Report Gave Mortgage Rates a Boost"
2 posts
#5
Jobs Report
: "Weak Jobs Report Gave Mortgage Rates a Boost"
2 posts
#6
Refinance
1 post
#7
Home Loan
1 post
#8
Construction Financing
1 post
#9
Lenders
1 post
#10
Loansteady
1 post
Member Growth in r/HomeLoans
Yearly
+5k members(71.1%)
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About
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This page gives a focused view of r/HomeLoans, including current member size, discussion patterns, product reviews, and related communities to explore.
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Last updated: September 14, 2026