r/HealthInsurance is a subreddit with 118k members. The most common kinds of discussions are advice requests and pain & anger, and the community frequently discusses insurance, health, coverage, healthcare, and health insurance, and they frequently recommend/review health insurance, hmo, and travel insurance.
Health insurance in the United States is complex, and we're here to help you navigate it! Please note that this subreddit is primarily focused on the US-based health insurance space. Warning: Solicitation will result in a permanent ban.
If you've received solicitations via DM, please let the mod team know!
Popular Themes in r/HealthInsurance
#1
Advice Requests
: "United Healthcare --- Denial of future insurance coverage because of a self-ordered, privately paid for blood test?"
49 posts
#2
Pain & Anger
: "Anesthesiologist billed our insurance $37,000 for a 15-minute preventative colonoscopy"
32 posts
#3
Solution Requests
: "Seeking help choosing a marketplace plan for me, 26F in GA making 50k a year who takes Adderall for ADHD management"
3 posts
Popular Topics in r/HealthInsurance
#1
Insurance
: "Anesthesiologist billed our Insurance $37,000 for a 15-minute preventative colonoscopy"
327 posts
#2
Health
: "United Healthcare --- Denial of future insurance coverage because of a self-ordered, privately paid for blood test?"
148 posts
#3
Coverage
: "My insurance completely cut off GLP-1 Coverage for weight loss. What are the cash-pay alternatives?"
140 posts
#4
Healthcare
: "ISO Healthcare Attorney in NC–BCBS Is Denying the Surgery I Need to Fix my Spine"
92 posts
#5
Health Insurance
: "Health Insurance cost (mil to civilian)"
86 posts
#6
Struggling
67 posts
#7
Costs
41 posts
#8
Premiums
41 posts
#9
Frustrating
39 posts
#10
Plan
: "Anesthesiologist billed our insurance $37,000 for a 15-minute preventative colonoscopy"
31 posts
Products Discussed in r/HealthInsurance
Health Insurance
8 reviews
#1
HealthCare.gov
3.0★ from 2 reviews
#2
Manulife
3.0★ from 1 review
#3
Surest
4.0★ from 1 review
Hmo
2 reviews
#1
Kaiser
3.5★ from 2 reviews
Travel Insurance
1 review
#1
INF Insurance
4.0★ from 1 review
Flair Used in r/HealthInsurance
#1
Plan Benefits
: "118 letters from United Healthcare in the mail"
46 posts
#2
Claims/Providers
: "Anesthesiologist billed our insurance $37,000 for a 15-minute preventative colonoscopy"
46 posts
#3
Individual/Marketplace Insurance
: "ACA plan premium increase of 54% for 2027"
40 posts
#4
Employer/COBRA Insurance
: "Employer says I cannot deny their health insurance"
22 posts
#5
Medicare/Medicaid
: "My friend was diagnosed with lung cancer and has no health insurance and no income. We live in Charlotte County, Florida."
12 posts
#6
Plan Choice Suggestions
: "How many people are aware of the differences between a “fully insured” and “self funded” policy?"
12 posts
#7
Dental/Vision
: "I got paid to go to the dentist? Can someone explain what I'm looking at?"
10 posts
#8
Prescription Drug Benefits
: "is there anything i can do to get my prior authorization approved? i'm losing hope."
7 posts
#9
Non-US (CAN/UK/IND/Etc.)
: "New insurance policy, known nodules to me,repeat biopsy pending — worried about coverage if worst case happens"
2 posts
#10
Industry Career Questions
: "Work won’t let me on insurance plan"
1 post
Member Growth in r/HealthInsurance
Yearly
+38k members(47.7%)
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About
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Last updated: June 24, 2026