r/whitecoatinvestor is a subreddit with 131k members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses looking for, investment, financial advice, high income professional, and loan, and they frequently recommend/review savings account, high yield savings, and business credit card.
This subreddit is a place where high income professionals of all types can ask, answer, discuss, and debate the personal finance and investing questions specific to our unique situations without being criticized, ostracized, or downvoted simply for having a high income and "first world" problems. This includes physicians, dentists, attorneys, physician assistants, nurse practitioners, pharmacists, physical therapists, occupational therapists, and others with high incomes.
Popular Themes in r/whitecoatinvestor
#1
Advice Requests
: "From Financially Ignorant IMG to $4.5M NW"
24 posts
#2
Money Talk
: "How to create supplemental income as a physician?"
15 posts
#3
Pain & Anger
: "Everyone wants their slice of the pie"
3 posts
#4
Opportunities
: "First job jitters, taking less money for better experience out of residency"
1 post
Popular Topics in r/whitecoatinvestor
#1
Looking For
3 posts
#2
Investment
: "I am a 42-year-old female dentist, and I’ve recently started wondering whether I should continue holding tech stocks or streamline my Investment portfolio"
3 posts
#3
Financial Advice
2 posts
#4
High Income Professional
2 posts
#5
Loan
2 posts
#6
Insurance
2 posts
#7
Cpa
1 post
#8
Tax
1 post
#9
Multifamily Syndicators
1 post
#10
Contract Lawyer
1 post
Products Discussed in r/whitecoatinvestor
Savings Account
15 reviews
#1
Fidelity
5.0★ from 3 reviews
#2
Ally
4.3★ from 3 reviews
#3
SoFi
4.0★ from 2 reviews
High Yield Savings
12 reviews
#1
American Express
4.5★ from 4 reviews
#2
Wealthfront
4.5★ from 2 reviews
#3
SoFi
4.0★ from 1 review
Business Credit Card
9 reviews
#1
Capital One
4.5★ from 4 reviews
#2
Chase
4.7★ from 3 reviews
#3
Ink Unlimited
4.0★ from 1 review
Flair Used in r/whitecoatinvestor
#1
Personal Finance and Budgeting
: "Sofi doesn't consider pathology a valid residency"
62 posts
#2
General/Welcome
: "“The average starting salary for a new dermatologist attending graduating from residency in the US is $525k per yr, working an average of 37.4 hrs/wk. Consequently, a huge number of quite literally the smartest people in the country are dermatologists. It’s insanely competitive.” Stop sharing comp."
52 posts
#3
Student Loan Management
: "End of PGY-1 reflection"
26 posts
#4
General Investing
: "Cardiac anesthesiologist since 2010 and currently doing locums. I started reading the wci blog back in 2010 and then started investing in fskax in 2011. Thankful everyday for the creation of the wci blog. This is this year hitting my financial goals all due to wci blog"
22 posts
#5
Mortgages and Home Buying
: "Everyone wants their slice of the pie"
11 posts
#6
Retirement Accounts
: "Ive finally hit my financial goals last week after 20 years. I wanted to thank the white coat investors club for their advice as I heavily incorporated it into my journey after I finished residency."
7 posts
#7
Practice Management
: "Will private practice still be viable in 7 years?"
6 posts
#8
Real Estate Investing
: ""Stocks are too slow/dumb/theoretical, I'm gonna use real estate to grow wealth" -all my buddies (who have neither index funds or real estate)"
5 posts
#9
Tax Reduction
: "Wife joining orthopedic group as partner — W-2 vs K-1 at our income level. What should she choose?"
4 posts
#10
Insurance
: "Starting to get a little skeptical about disability insurance"
3 posts
Member Growth in r/whitecoatinvestor
Yearly
+24k members(23.1%)
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Last updated: July 13, 2026