r/HealthInsurance is a subreddit with 119k members. The most common kinds of discussions are advice requests and pain & anger, and the community frequently discusses insurance, health insurance, coverage, health, and struggling, and they frequently recommend/review health insurance, hmo, and travel insurance.
Health insurance in the United States is complex, and we're here to help you navigate it! Please note that this subreddit is primarily focused on the US-based health insurance space. Warning: Solicitation will result in a permanent ban.
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Popular Themes in r/HealthInsurance
#1
Advice Requests
: "United Healthcare --- Denial of future insurance coverage because of a self-ordered, privately paid for blood test?"
45 posts
#2
Pain & Anger
: "Ulta Beauty now charging $100 extra per month for spouses "who have the ability to acquire healthcare elsewhere" on top of premiums going up. I' am beyond outraged"
16 posts
#3
Solution Requests
: "First time buying my own health insurance (Massachusetts). Which of these plans would you choose?"
2 posts
Popular Topics in r/HealthInsurance
#1
Insurance
: "Update to NICU Insurance Nightmare"
183 posts
#2
Health Insurance
: "My friend was diagnosed with lung cancer and has no Health Insurance and no income. We live in Charlotte County, Florida."
81 posts
#3
Coverage
: "New insurance policy, known nodules to me,repeat biopsy pending — worried about Coverage if worst case happens"
81 posts
#4
Health
: "United Healthcare --- Denial of future insurance coverage because of a self-ordered, privately paid for blood test?"
80 posts
#5
Struggling
57 posts
#6
Healthcare
41 posts
#7
Costs
40 posts
#8
Premiums
40 posts
#9
Frustrating
19 posts
#10
Struggles
16 posts
Products Discussed in r/HealthInsurance
Health Insurance
8 reviews
#1
HealthCare.gov
3.0★ from 2 reviews
#2
Manulife
3.0★ from 1 review
#3
Surest
4.0★ from 1 review
Hmo
2 reviews
#1
Kaiser
3.5★ from 2 reviews
Travel Insurance
1 review
#1
INF Insurance
4.0★ from 1 review
Flair Used in r/HealthInsurance
#1
Claims/Providers
: "Therapist won’t let me use the ~$2000 credit on my account? Are they giving me the run around here?"
48 posts
#2
Individual/Marketplace Insurance
: "ACA plan premium increase of 54% for 2027"
39 posts
#3
Plan Benefits
: "118 letters from United Healthcare in the mail"
37 posts
#4
Employer/COBRA Insurance
: "I asked my doctor not to include vitamin D on my blood test because I know it’s not covered. They forgot to take it off."
21 posts
#5
Medicare/Medicaid
: "My friend was diagnosed with lung cancer and has no health insurance and no income. We live in Charlotte County, Florida."
17 posts
#6
Plan Choice Suggestions
: "My in laws never bought health insurance, and now one of them has cancer"
15 posts
#7
Dental/Vision
: "I got paid to go to the dentist? Can someone explain what I'm looking at?"
9 posts
#8
Prescription Drug Benefits
: "Help understanding a massive change?"
4 posts
#9
Non-US (CAN/UK/IND/Etc.)
: "Question about American citizen returning from overseas and re-enrolling in health coverage to seek treatment"
4 posts
#10
Industry Career Questions
: "Work won’t let me on insurance plan"
2 posts
Member Growth in r/HealthInsurance
Yearly
+38k members(46.0%)
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About
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Last updated: July 3, 2026