/r/HealthInsurance/

r/HealthInsurance

126k members
r/HealthInsurance is a subreddit with 126k members. The most common kinds of discussions are advice requests and pain & anger, and the community frequently discusses insurance, coverage, struggling, healthcare, and costs, and they frequently recommend/review health insurance, hmo, and travel insurance.
Health insurance in the United States is complex, and we're here to help you navigate it! Please note that this subreddit is primarily focused on the US-based health insurance space. Warning: Solicitation will result in a permanent ban. If you've received solicitations via DM, please let the mod team know!

Popular Themes in r/HealthInsurance

#1
Advice Requests
: "Father's $152k STEMI claim denied as “pre-existing” under IMG travel insurance — how do we appeal this correctly the first time?"
11 posts
#2
Pain & Anger
: "Business owner with a family of 4. HMO and PPO horrible rates of $1500+ a month with $15000+ deductible what is the point?"
6 posts
#3
Solution Requests
: "Need help choosing, EPO vs HDHP Family Plan"
5 posts

Popular Topics in r/HealthInsurance

#1

Insurance

50 posts
#2

Coverage

48 posts
#3

Struggling

41 posts
#4

Healthcare

37 posts
#5

Costs

36 posts
#6

Premiums

36 posts
#7

Health Insurance

13 posts
#8

Frustrated

13 posts
#9

Health

8 posts
#10

Frustrating

6 posts

Products Discussed in r/HealthInsurance

#1
HealthCare.gov
3.0★ from 2 reviews
#2
Manulife
3.0★ from 1 review
#3
Surest
4.0★ from 1 review

Hmo

2 reviews
#1
Kaiser
3.5★ from 2 reviews
#1
INF Insurance
4.0★ from 1 review

Flair Used in r/HealthInsurance

#1
Claims/Providers
: "Denied as Out of Network"
20 posts
#2
Plan Choice Suggestions
: "Title: Self-employed families — what are you doing for health insurance? Looking for affordable options with HSA eligibility"
19 posts
#3
Individual/Marketplace Insurance
: "PSA: the FTC just warned 25 health insurance marketers not to deceive people during open enrollment (and reminded them insurance robocalls are illegal)"
18 posts
#4
Plan Benefits
: "confused by healthcare.gov"
15 posts
#5
Medicare/Medicaid
: "2027 work requirements for medi-cal"
7 posts
#6
Employer/COBRA Insurance
: "Anyone left a job…"
6 posts
#7
Dental/Vision
: "Dental insurance, PPO or DHMO"
4 posts
#8
Vent / Rant (comments disabled)
: "PA approval facility vs insurance"
2 posts
#9
Prescription Drug Benefits
: "Insurance weirdness"
1 post
#10
Travel Insurance (US residents in other countries)
: "Health Insurance - BCBS Global plan"
1 post

Member Growth in r/HealthInsurance

Yearly
+30k members(31.7%)

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About

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This page gives a focused view of r/HealthInsurance, including current member size, discussion patterns, product reviews, and related communities to explore.

This data is synced periodically so insights stay current and useful for ongoing research.

Last updated: November 5, 2026