r/HealthInsurance is a subreddit with 121k members. The most common kinds of discussions are advice requests and solution requests, and the community frequently discusses insurance, struggling, coverage, healthcare, and costs, and they frequently recommend/review health insurance, hmo, and travel insurance.
Health insurance in the United States is complex, and we're here to help you navigate it! Please note that this subreddit is primarily focused on the US-based health insurance space. Warning: Solicitation will result in a permanent ban.
If you've received solicitations via DM, please let the mod team know!
Popular Themes in r/HealthInsurance
#1
Advice Requests
: "Why is this not considered a high deductible health plan?"
35 posts
#2
Solution Requests
: "Small business owner trying to offer health insurance to employees for the first time — where do I even start?"
6 posts
#3
Pain & Anger
: "Insurance appeal approved, but my anesthesia bill went from about $180 to over $7,400. I honestly don’t know what to do next."
4 posts
#4
Money Talk
: "Quest Diagnostics reduced my bill from $1,747.37 to $316.71"
1 post
Popular Topics in r/HealthInsurance
#1
Insurance
71 posts
#2
Struggling
55 posts
#3
Coverage
48 posts
#4
Healthcare
39 posts
#5
Costs
38 posts
#6
Premiums
38 posts
#7
Health
31 posts
#8
Frustrating
19 posts
#9
Struggles
16 posts
#10
Health Insurance
13 posts
Products Discussed in r/HealthInsurance
Health Insurance
8 reviews
#1
HealthCare.gov
3.0★ from 2 reviews
#2
Manulife
3.0★ from 1 review
#3
Surest
4.0★ from 1 review
Hmo
2 reviews
#1
Kaiser
3.5★ from 2 reviews
Travel Insurance
1 review
#1
INF Insurance
4.0★ from 1 review
Flair Used in r/HealthInsurance
#1
Plan Benefits
: "Just got a new job. Asked how the benefits were during the interview and they said "great!""
42 posts
#2
Claims/Providers
: "Insurance appeal approved, but my anesthesia bill went from about $180 to over $7,400. I honestly don’t know what to do next."
42 posts
#3
Individual/Marketplace Insurance
: "Why is health insurance a gigantic mess in the USA?"
37 posts
#4
Medicare/Medicaid
: "probably going to be dropped from medicaid"
16 posts
#5
Plan Choice Suggestions
: "I went to the ER and they put I left AMA but I didn’t? Who do I talk to?"
16 posts
#6
Employer/COBRA Insurance
: "It's official health insurance cost more than my mortgage"
14 posts
#7
Dental/Vision
: "Group insurance that people don't loathe?"
7 posts
#8
Prescription Drug Benefits
: "Why doesn't BlueCross BlueShield cover Ozempic for diabetes?"
5 posts
#9
HIPAA Privacy
: "What do I do."
3 posts
#10
Travel Insurance (US residents in other countries)
: "Outofnetwork surprise bills after a cycling accident - is this just how emergency care works now?"
2 posts
Member Growth in r/HealthInsurance
Yearly
+37k members(44.2%)
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About
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This page gives a focused view of r/HealthInsurance, including current member size, discussion patterns, product reviews, and related communities to explore.
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Last updated: August 13, 2026